Park National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Park National Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Park National Bank 801 N Clark Chicago, IL 60610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,503 |
| Total Mortgage Loan Application Amount | $365,848,000 |
| Average Mortgage Loan Application Amount | $223,000 |
| Highest Mortgage Loan Application Amount | $30,000,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $1,849,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Park National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Park National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Park National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Park National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Park National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Park National Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 902 | $ 179,075,000 | $ 198,000 | $ 77,000 |
| DuPage County Illinois | 128 | $ 25,384,000 | $ 198,000 | $ 82,000 |
| Kane County Illinois | 82 | $ 16,832,000 | $ 205,000 | $ 93,000 |
| Will County Illinois | 59 | $ 8,641,000 | $ 146,000 | $ 68,000 |
| Lake County Indiana | 38 | $ 4,139,000 | $ 108,000 | $ 55,000 |
| San Diego County California | 31 | $ 30,780,000 | $ 992,000 | $ 0 |
| Kendall County Illinois | 14 | $ 2,175,000 | $ 155,000 | $ 73,000 |
| Lake County Illinois | 9 | $ 3,602,000 | $ 400,000 | $ 184,000 |
| McHenry County Illinois | 7 | $ 1,067,000 | $ 152,000 | $ 64,000 |
| San Francisco County California | 5 | $ 3,791,000 | $ 758,000 | $ 0 |
| DeKalb County Illinois | 5 | $ 943,000 | $ 188,000 | $ 75,000 |
| Kankakee County Illinois | 4 | $ 149,000 | $ 37,000 | $ 25,000 |
| Maricopa County Arizona | 3 | $ 30,380,000 | $ 10,126,000 | $ 239,000 |
| Los Angeles County California | 3 | $ 2,576,000 | $ 858,000 | $ 17,000 |
| Brevard County Florida | 2 | $ 189,000 | $ 94,000 | $ 49,000 |
| Manatee County Florida | 2 | $ 504,000 | $ 252,000 | $ 130,000 |
| Fulton County Georgia | 2 | $ 14,420,000 | $ 7,210,000 | $ 363,000 |
| LaSalle County Illinois | 2 | $ 273,000 | $ 136,000 | $ 79,000 |
| Lee County Illinois | 2 | $ 262,000 | $ 131,000 | $ 12,000 |
| LaPorte County Indiana | 2 | $ 228,000 | $ 114,000 | $ 45,000 |
| Berrien County Michigan | 2 | $ 1,609,000 | $ 804,000 | $ 189,000 |
| Mecklenburg County North Carolina | 2 | $ 247,000 | $ 123,000 | $ 63,000 |
| Fresno County California | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Broward County Florida | 1 | $ 600,000 | $ 600,000 | $ 240,000 |
| Collier County Florida | 1 | $ 272,000 | $ 272,000 | $ 200,000 |
| Orange County Florida | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Palm Beach County Florida | 1 | $ 675,000 | $ 675,000 | $ 1,662,000 |
| Sumter County Florida | 1 | $ 112,000 | $ 112,000 | $ 82,000 |
| Jo Daviess County Illinois | 1 | $ 139,000 | $ 139,000 | $ 113,000 |
| Sangamon County Illinois | 1 | $ 60,000 | $ 60,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| Vermilion County Illinois | 1 | $ 67,000 | $ 67,000 | $ 100,000 |
| Williamson County Illinois | 1 | $ 187,000 | $ 187,000 | $ 151,000 |
| Elkhart County Indiana | 1 | $ 114,000 | $ 114,000 | $ 100,000 |
| Warrick County Indiana | 1 | $ 1,436,000 | $ 1,436,000 | $ 0 |
| Ottawa County Michigan | 1 | $ 400,000 | $ 400,000 | $ 389,000 |
| St. Clair County Michigan | 1 | $ 1,704,000 | $ 1,704,000 | $ 0 |
| Newton County Mississippi | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Williamson County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Bexar County Texas | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 240,000 |
| Door County Wisconsin | 1 | $ 364,000 | $ 364,000 | $ 275,000 |
| Kenosha County Wisconsin | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 720,000 | $ 720,000 | $ 433,000 |
| Waukesha County Wisconsin | 1 | $ 168,000 | $ 168,000 | $ 156,000 |
Mortgage Loan Application Detail Totals for Park National Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 734 | $168,519,000 | $229,000 | $3,334,000 | $73,000 | $1,849,000 |
| Refinancing | 528 | $167,520,000 | $317,000 | $30,000,000 | $79,000 | $1,196,000 |
| Home Improvement | 241 | $29,809,000 | $123,000 | $3,500,000 | $73,000 | $1,583,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 571 | $123,827,000 | $216,000 | $3,050,000 | $113,000 | $1,849,000 |
| Black or African American | 470 | $56,205,000 | $119,000 | $992,000 | $55,000 | $275,000 |
| Hispanic | 231 | $30,939,000 | $133,000 | $600,000 | $62,000 | $581,000 |
| Not applicable | 155 | $137,940,000 | $889,000 | $30,000,000 | $0 | $27,000 |
| Not Provided | 45 | $11,584,000 | $257,000 | $800,000 | $132,000 | $1,662,000 |
| Asian | 22 | $3,641,000 | $165,000 | $498,000 | $85,000 | $264,000 |
| American Indian or Alaskan Native | 8 | $1,448,000 | $181,000 | $825,000 | $108,000 | $389,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $264,000 | $264,000 | $264,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,440 | $356,228,000 | $247,000 | $30,000,000 | $76,000 | $1,849,000 |
| FHA-insured (Federal Housing Administration) | 58 | $8,474,000 | $146,000 | $431,000 | $50,000 | $174,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,146,000 | $229,000 | $322,000 | $69,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 844 | $192,654,000 | $228,000 | $30,000,000 | $92,000 | $1,849,000 |
| Application Denied By Financial Institution | 202 | $28,758,000 | $142,000 | $633,000 | $61,000 | $359,000 |
| Loan Purchased By The Institution | 121 | $79,942,000 | $660,000 | $3,334,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 104 | $19,795,000 | $190,000 | $1,600,000 | $58,000 | $553,000 |
| Application Approved But Not Accepted | 88 | $17,382,000 | $197,000 | $930,000 | $80,000 | $542,000 |
| Preapproval Denied by Financial Institution | 70 | $10,351,000 | $147,000 | $368,000 | $46,000 | $273,000 |
| Application Withdrawn By Applicant | 50 | $10,038,000 | $200,000 | $1,000,000 | $86,000 | $452,000 |
| File Closed For Incompleteness | 24 | $6,928,000 | $288,000 | $1,650,000 | $105,000 | $1,158,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 135 | $22,957,000 | $170,000 | $633,000 | $56,000 | $359,000 |
| Credit History | 90 | $10,072,000 | $111,000 | $600,000 | $49,000 | $208,000 |
| Collateral | 28 | $4,334,000 | $154,000 | $535,000 | $90,000 | $200,000 |
| Credit Application Incomplete | 6 | $178,000 | $29,000 | $57,000 | $51,000 | $86,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $623,000 | $124,000 | $210,000 | $73,000 | $102,000 |
| Unverifiable Information | 4 | $339,000 | $84,000 | $194,000 | $44,000 | $62,000 |
| Other | 3 | $490,000 | $163,000 | $275,000 | $32,000 | $64,000 |
| Mortgage Insurance Denied | 1 | $116,000 | $116,000 | $116,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Park National Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Park National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.