Parkvale Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Parkvale Savings Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Parkvale Savings Bank 4220 William Penn Highway Monroeville, PA 15146 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,244 |
| Total Mortgage Loan Application Amount | $148,723,000 |
| Average Mortgage Loan Application Amount | $122,333 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $66,000 |
| Highest Applicant Income | $2,886,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Parkvale Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Parkvale Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Parkvale Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Parkvale Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Parkvale Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Parkvale Savings Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 518 | $ 40,376,000 | $ 77,000 | $ 75,000 |
| Fayette County Pennsylvania | 182 | $ 7,166,000 | $ 39,000 | $ 56,000 |
| Westmoreland County Pennsylvania | 93 | $ 10,201,000 | $ 109,000 | $ 92,000 |
| Brooke County West Virginia | 85 | $ 4,991,000 | $ 58,000 | $ 65,000 |
| Jefferson County Ohio | 82 | $ 6,028,000 | $ 73,000 | $ 55,000 |
| Butler County Pennsylvania | 47 | $ 6,124,000 | $ 130,000 | $ 86,000 |
| Beaver County Pennsylvania | 46 | $ 3,442,000 | $ 74,000 | $ 80,000 |
| Washington County Pennsylvania | 33 | $ 2,606,000 | $ 78,000 | $ 64,000 |
| Belmont County Ohio | 20 | $ 1,802,000 | $ 90,000 | $ 78,000 |
| Hancock County West Virginia | 12 | $ 702,000 | $ 58,000 | $ 63,000 |
| Ohio County West Virginia | 10 | $ 758,000 | $ 75,000 | $ 62,000 |
| Greene County Pennsylvania | 7 | $ 472,000 | $ 67,000 | $ 61,000 |
| Armstrong County Pennsylvania | 6 | $ 418,000 | $ 69,000 | $ 84,000 |
| King County Washington | 6 | $ 3,645,000 | $ 607,000 | $ 0 |
| Cook County Illinois | 4 | $ 3,181,000 | $ 795,000 | $ 0 |
| Los Angeles County California | 3 | $ 2,659,000 | $ 886,000 | $ 0 |
| San Diego County California | 3 | $ 3,500,000 | $ 1,166,000 | $ 0 |
| San Francisco County California | 3 | $ 2,264,000 | $ 754,000 | $ 0 |
| Montgomery County Maryland | 3 | $ 2,185,000 | $ 728,000 | $ 0 |
| Essex County New Jersey | 3 | $ 1,797,000 | $ 599,000 | $ 0 |
| New York County New York | 3 | $ 2,111,000 | $ 703,000 | $ 0 |
| Erie County Pennsylvania | 3 | $ 263,000 | $ 87,000 | $ 28,000 |
| Philadelphia County Pennsylvania | 3 | $ 2,700,000 | $ 900,000 | $ 0 |
| San Bernardino County California | 2 | $ 1,692,000 | $ 846,000 | $ 0 |
| DuPage County Illinois | 2 | $ 1,873,000 | $ 936,000 | $ 0 |
| Hudson County New Jersey | 2 | $ 1,300,000 | $ 650,000 | $ 0 |
| Hunterdon County New Jersey | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Monmouth County New Jersey | 2 | $ 1,314,000 | $ 657,000 | $ 0 |
| Westchester County New York | 2 | $ 1,683,000 | $ 841,000 | $ 0 |
| Lawrence County Pennsylvania | 2 | $ 65,000 | $ 32,000 | $ 53,000 |
| Lebanon County Pennsylvania | 2 | $ 165,000 | $ 82,000 | $ 32,000 |
| Georgetown County South Carolina | 2 | $ 1,897,000 | $ 948,000 | $ 0 |
| Dallas County Texas | 2 | $ 2,000,000 | $ 1,000,000 | $ 0 |
| Snohomish County Washington | 2 | $ 691,000 | $ 345,000 | $ 0 |
| Marshall County West Virginia | 2 | $ 61,000 | $ 30,000 | $ 54,000 |
| Baldwin County Alabama | 1 | $ 843,000 | $ 843,000 | $ 0 |
| Marshall County Alabama | 1 | $ 620,000 | $ 620,000 | $ 0 |
| Gila County Arizona | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Pima County Arizona | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Contra Costa County California | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Orange County California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| San Mateo County California | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Santa Clara County California | 1 | $ 832,000 | $ 832,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 779,000 | $ 779,000 | $ 0 |
| Lee County Florida | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Monroe County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Nassau County Florida | 1 | $ 532,000 | $ 532,000 | $ 0 |
| Seminole County Florida | 1 | $ 738,000 | $ 738,000 | $ 0 |
| Story County Iowa | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 558,000 | $ 558,000 | $ 0 |
| Worcester County Maryland | 1 | $ 596,000 | $ 596,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 647,000 | $ 647,000 | $ 0 |
| Worcester County Massachusetts | 1 | $ 663,000 | $ 663,000 | $ 0 |
| Oakland County Michigan | 1 | $ 594,000 | $ 594,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Madison County Mississippi | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Washoe County Nevada | 1 | $ 673,000 | $ 673,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 1,400,000 | $ 1,400,000 | $ 0 |
| Union County New Jersey | 1 | $ 919,000 | $ 919,000 | $ 0 |
| Santa Fe County New Mexico | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Suffolk County New York | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Wake County North Carolina | 1 | $ 566,000 | $ 566,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Delaware County Ohio | 1 | $ 423,000 | $ 423,000 | $ 166,000 |
| Monroe County Ohio | 1 | $ 66,000 | $ 66,000 | $ 58,000 |
| Muskingum County Ohio | 1 | $ 1,800,000 | $ 1,800,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 181,000 | $ 181,000 | $ 73,000 |
| Clackamas County Oregon | 1 | $ 548,000 | $ 548,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 135,000 |
| Delaware County Pennsylvania | 1 | $ 614,000 | $ 614,000 | $ 0 |
| Indiana County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Somerset County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 102,000 |
| Sumner County Tennessee | 1 | $ 712,000 | $ 712,000 | $ 0 |
| Denton County Texas | 1 | $ 582,000 | $ 582,000 | $ 0 |
| Tarrant County Texas | 1 | $ 626,000 | $ 626,000 | $ 0 |
| Travis County Texas | 1 | $ 549,000 | $ 549,000 | $ 0 |
| Fairfax County Virginia | 1 | $ 798,000 | $ 798,000 | $ 0 |
| Whatcom County Washington | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Tyler County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Parkvale Savings Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 455 | $16,201,000 | $35,000 | $320,000 | $71,000 | $2,886,000 |
| Home Purchase | 416 | $78,608,000 | $188,000 | $1,100,000 | $60,000 | $618,000 |
| Refinancing | 373 | $53,914,000 | $144,000 | $1,800,000 | $67,000 | $493,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,005 | $66,975,000 | $66,000 | $1,000,000 | $75,000 | $2,886,000 |
| Not applicable | 145 | $71,075,000 | $490,000 | $1,700,000 | $0 | $0 |
| Not Provided | 45 | $5,977,000 | $132,000 | $1,800,000 | $72,000 | $243,000 |
| Black or African American | 23 | $1,508,000 | $65,000 | $638,000 | $70,000 | $348,000 |
| Asian | 13 | $2,193,000 | $168,000 | $341,000 | $115,000 | $375,000 |
| Hispanic | 7 | $494,000 | $70,000 | $175,000 | $99,000 | $248,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $284,000 | $71,000 | $141,000 | $79,000 | $132,000 |
| American Indian or Alaskan Native | 2 | $217,000 | $108,000 | $110,000 | $19,000 | $38,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,242 | $148,701,000 | $119,000 | $1,800,000 | $66,000 | $2,886,000 |
| FHA-insured (Federal Housing Administration) | 2 | $22,000 | $11,000 | $11,000 | $49,000 | $53,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 796 | $57,133,000 | $71,000 | $638,000 | $80,000 | $2,886,000 |
| Application Denied By Financial Institution | 207 | $13,388,000 | $64,000 | $1,800,000 | $52,000 | $360,000 |
| Loan Purchased By The Institution | 132 | $69,805,000 | $528,000 | $1,700,000 | $0 | $0 |
| Application Withdrawn By Applicant | 47 | $3,846,000 | $81,000 | $469,000 | $70,000 | $314,000 |
| Application Approved But Not Accepted | 42 | $3,516,000 | $83,000 | $345,000 | $78,000 | $183,000 |
| File Closed For Incompleteness | 20 | $1,035,000 | $51,000 | $250,000 | $76,000 | $355,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 78 | $2,538,000 | $32,000 | $200,000 | $45,000 | $168,000 |
| Debt-To-Income Ratio | 69 | $6,824,000 | $98,000 | $1,800,000 | $47,000 | $360,000 |
| Collateral | 31 | $2,679,000 | $86,000 | $275,000 | $74,000 | $188,000 |
| Other | 21 | $869,000 | $41,000 | $105,000 | $62,000 | $251,000 |
| Mortgage Insurance Denied | 4 | $231,000 | $57,000 | $119,000 | $57,000 | $69,000 |
| Unverifiable Information | 2 | $115,000 | $57,000 | $100,000 | $15,000 | $26,000 |
| Employment History | 2 | $132,000 | $66,000 | $111,000 | $63,000 | $87,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Parkvale Savings Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Parkvale Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.