Partners Trust Bank
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Partners Trust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Partners Trust Bank
233 Genesee St
Utica, NY 13501
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,579
Total Mortgage Loan Application Amount $267,823,000
Average Mortgage Loan Application Amount $105,285
Highest Mortgage Loan Application Amount $6,000,000
Average Applicant Income $64,857
Highest Applicant Income $1,320,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Partners Trust Bank by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Onondaga County New York 827 $ 106,680,000 $ 128,000 $ 66,000
Oneida County New York 521 $ 39,088,000 $ 75,000 $ 52,000
Broome County New York 320 $ 19,927,000 $ 62,000 $ 53,000
Herkimer County New York 276 $ 15,165,000 $ 54,000 $ 53,000
Monroe County New York 89 $ 15,161,000 $ 170,000 $ 108,000
Albany County New York 79 $ 14,296,000 $ 180,000 $ 94,000
Saratoga County New York 60 $ 11,674,000 $ 194,000 $ 94,000
Tioga County New York 60 $ 2,945,000 $ 49,000 $ 53,000
Madison County New York 46 $ 6,401,000 $ 139,000 $ 74,000
Schenectady County New York 42 $ 7,642,000 $ 181,000 $ 74,000
Chenango County New York 38 $ 2,518,000 $ 66,000 $ 58,000
Oswego County New York 30 $ 2,511,000 $ 83,000 $ 58,000
Cayuga County New York 29 $ 3,128,000 $ 107,000 $ 75,000
Rensselaer County New York 23 $ 3,669,000 $ 159,000 $ 97,000
Fulton County New York 21 $ 647,000 $ 30,000 $ 39,000
Otsego County New York 9 $ 936,000 $ 104,000 $ 71,000
Warren County New York 9 $ 1,738,000 $ 193,000 $ 95,000
Montgomery County New York 8 $ 436,000 $ 54,000 $ 44,000
Susquehanna County Pennsylvania 8 $ 908,000 $ 113,000 $ 61,000
Greene County New York 7 $ 1,191,000 $ 170,000 $ 93,000
Ontario County New York 7 $ 1,451,000 $ 207,000 $ 75,000
Jefferson County New York 6 $ 1,851,000 $ 308,000 $ 238,000
Cortland County New York 5 $ 698,000 $ 139,000 $ 110,000
Tompkins County New York 4 $ 541,000 $ 135,000 $ 121,000
Chemung County New York 3 $ 260,000 $ 86,000 $ 78,000
Columbia County New York 3 $ 430,000 $ 143,000 $ 100,000
Wayne County New York 3 $ 240,000 $ 80,000 $ 73,000
Lewis County New York 2 $ 133,000 $ 66,000 $ 42,000
Livingston County New York 2 $ 206,000 $ 103,000 $ 70,000
Washington County New York 2 $ 235,000 $ 117,000 $ 64,000
Cattaraugus County New York 1 $ 130,000 $ 130,000 $ 91,000
Delaware County New York 1 $ 114,000 $ 114,000 $ 70,000
Essex County New York 1 $ 140,000 $ 140,000 $ 130,000
Franklin County New York 1 $ 107,000 $ 107,000 $ 48,000
Genesee County New York 1 $ 134,000 $ 134,000 $ 75,000
Hamilton County New York 1 $ 60,000 $ 60,000 $ 42,000
Nassau County New York 1 $ 86,000 $ 86,000 $ 0
Niagara County New York 1 $ 505,000 $ 505,000 $ 0
Orange County New York 1 $ 200,000 $ 200,000 $ 76,000
St. Lawrence County New York 1 $ 105,000 $ 105,000 $ 114,000
Ulster County New York 1 $ 192,000 $ 192,000 $ 124,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Partners Trust Bank in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,495 $202,613,000 $140,666 $6,000,000 $72,666 $720,000
Home Improvement 736 $26,240,000 $42,500 $628,000 $50,500 $405,000
Refinancing 348 $38,970,000 $115,000 $4,200,000 $67,500 $1,320,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,420 $235,249,000 $105,666 $625,000 $59,333 $1,320,000
Asian 61 $9,294,000 $188,000 $628,000 $74,500 $250,000
Hispanic 31 $2,935,000 $72,000 $400,000 $42,000 $364,000
Black or African American 26 $2,392,000 $191,500 $300,000 $200,500 $350,000
Not Provided 20 $2,334,000 $106,500 $400,000 $67,500 $181,000
Not applicable 15 $15,023,000 $1,001,000 $6,000,000 $0 $0
American Indian or Alaskan Native 3 $181,000 $60,000 $135,000 $62,000 $90,000
Native Hawaiian or Other Pacific Islander 3 $415,000 $138,000 $201,000 $71,000 $95,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,441 $256,272,000 $124,666 $6,000,000 $77,333 $1,320,000
FHA-insured (Federal Housing Administration) 133 $11,116,000 $82,000 $223,000 $40,500 $157,000
VA-guaranteed (Veterans Administration) 5 $435,000 $81,000 $194,000 $37,500 $64,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,790 $184,383,000 $126,500 $6,000,000 $78,500 $1,320,000
Loan Purchased By The Institution 337 $51,214,000 $151,000 $400,000 $88,000 $720,000
Application Denied By Financial Institution 192 $8,980,000 $60,500 $625,000 $40,500 $325,000
Application Approved But Not Accepted 111 $9,662,000 $86,000 $400,000 $54,500 $543,000
Application Withdrawn By Applicant 93 $7,306,000 $110,000 $400,000 $85,000 $303,000
File Closed For Incompleteness 27 $2,934,000 $108,000 $595,000 $54,000 $194,000
Preapproval Denied by Financial Institution 22 $2,114,000 $96,000 $225,000 $46,000 $114,000
Preapproval Approved but not Accepted 7 $1,230,000 $175,000 $312,000 $153,000 $350,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 95 $3,210,000 $54,000 $257,000 $43,500 $124,000
Debt-To-Income Ratio 72 $3,924,000 $79,333 $494,000 $37,000 $148,000
Other 16 $1,667,000 $119,500 $625,000 $69,000 $325,000
Collateral 13 $608,000 $51,000 $114,000 $44,500 $99,000
Employment History 6 $120,000 $32,000 $50,000 $22,000 $39,000
Credit Application Incomplete 5 $901,000 $180,000 $600,000 $61,000 $98,000
Unverifiable Information 4 $330,000 $82,000 $180,000 $40,000 $73,000
Insufficient Cash (Downpayment, Closing Cost) 3 $334,000 $108,500 $120,000 $73,500 $134,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.

Download the New York Lender List