Pathway Financial,Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Pathway Financial,Llc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pathway Financial,Llc 26100 American Drive, Suite 40` Southfield, MI 48034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,885 |
| Total Mortgage Loan Application Amount | $396,839,000 |
| Average Mortgage Loan Application Amount | $183,500 |
| Highest Mortgage Loan Application Amount | $996,000 |
| Average Applicant Income | $110,409 |
| Highest Applicant Income | $696,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Pathway Financial,Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pathway Financial,Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Pathway Financial,Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pathway Financial,Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Pathway Financial,Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pathway Financial,Llc's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 960 | $ 101,561,000 | $ 105,000 | $ 55,000 |
| Oakland County Michigan | 912 | $ 155,016,000 | $ 169,000 | $ 77,000 |
| Macomb County Michigan | 351 | $ 46,025,000 | $ 131,000 | $ 67,000 |
| Livingston County Michigan | 139 | $ 26,895,000 | $ 193,000 | $ 81,000 |
| Washtenaw County Michigan | 80 | $ 13,190,000 | $ 164,000 | $ 85,000 |
| Genesee County Michigan | 62 | $ 6,647,000 | $ 107,000 | $ 63,000 |
| St. Clair County Michigan | 38 | $ 4,762,000 | $ 125,000 | $ 57,000 |
| Lapeer County Michigan | 28 | $ 4,616,000 | $ 164,000 | $ 72,000 |
| Monroe County Michigan | 22 | $ 3,020,000 | $ 137,000 | $ 57,000 |
| Ingham County Michigan | 18 | $ 2,105,000 | $ 116,000 | $ 62,000 |
| Kent County Michigan | 15 | $ 1,738,000 | $ 115,000 | $ 49,000 |
| Saginaw County Michigan | 14 | $ 1,197,000 | $ 85,000 | $ 103,000 |
| Kalamazoo County Michigan | 10 | $ 1,146,000 | $ 114,000 | $ 45,000 |
| Jackson County Michigan | 8 | $ 809,000 | $ 101,000 | $ 48,000 |
| Muskegon County Michigan | 8 | $ 586,000 | $ 73,000 | $ 35,000 |
| Shiawassee County Michigan | 8 | $ 810,000 | $ 101,000 | $ 44,000 |
| Tuscola County Michigan | 8 | $ 758,000 | $ 94,000 | $ 29,000 |
| Clinton County Michigan | 7 | $ 679,000 | $ 97,000 | $ 71,000 |
| Iosco County Michigan | 7 | $ 555,000 | $ 79,000 | $ 57,000 |
| Lenawee County Michigan | 7 | $ 778,000 | $ 111,000 | $ 83,000 |
| Montmorency County Michigan | 7 | $ 468,000 | $ 66,000 | $ 51,000 |
| Charlevoix County Michigan | 5 | $ 988,000 | $ 197,000 | $ 145,000 |
| Roscommon County Michigan | 5 | $ 362,000 | $ 72,000 | $ 62,000 |
| Van Buren County Michigan | 5 | $ 604,000 | $ 120,000 | $ 50,000 |
| Eaton County Michigan | 4 | $ 521,000 | $ 130,000 | $ 48,000 |
| Grand Traverse County Michigan | 4 | $ 467,000 | $ 116,000 | $ 69,000 |
| Kalkaska County Michigan | 4 | $ 231,000 | $ 57,000 | $ 60,000 |
| Otsego County Michigan | 4 | $ 431,000 | $ 107,000 | $ 86,000 |
| Berrien County Michigan | 3 | $ 206,000 | $ 68,000 | $ 28,000 |
| Branch County Michigan | 3 | $ 486,000 | $ 162,000 | $ 66,000 |
| Calhoun County Michigan | 3 | $ 271,000 | $ 90,000 | $ 45,000 |
| Clare County Michigan | 3 | $ 417,000 | $ 139,000 | $ 91,000 |
| Crawford County Michigan | 3 | $ 364,000 | $ 121,000 | $ 140,000 |
| Gladwin County Michigan | 3 | $ 305,000 | $ 101,000 | $ 86,000 |
| Ogemaw County Michigan | 3 | $ 400,000 | $ 133,000 | $ 75,000 |
| Imperial County California | 2 | $ 297,000 | $ 148,000 | $ 85,000 |
| Cook County Illinois | 2 | $ 584,000 | $ 292,000 | $ 350,000 |
| Allegan County Michigan | 2 | $ 182,000 | $ 91,000 | $ 27,000 |
| Barry County Michigan | 2 | $ 114,000 | $ 57,000 | $ 42,000 |
| Ionia County Michigan | 2 | $ 394,000 | $ 197,000 | $ 108,000 |
| Isabella County Michigan | 2 | $ 164,000 | $ 82,000 | $ 72,000 |
| Montcalm County Michigan | 2 | $ 127,000 | $ 63,000 | $ 38,000 |
| Oscoda County Michigan | 2 | $ 460,000 | $ 230,000 | $ 91,000 |
| Presque Isle County Michigan | 2 | $ 249,000 | $ 124,000 | $ 87,000 |
| Sanilac County Michigan | 2 | $ 189,000 | $ 94,000 | $ 25,000 |
| Jefferson County Alabama | 1 | $ 303,000 | $ 303,000 | $ 210,000 |
| Maricopa County Arizona | 1 | $ 128,000 | $ 128,000 | $ 103,000 |
| Denver County Colorado | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Brevard County Florida | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Charlotte County Florida | 1 | $ 229,000 | $ 229,000 | $ 49,000 |
| Osceola County Florida | 1 | $ 152,000 | $ 152,000 | $ 84,000 |
| Pinellas County Florida | 1 | $ 100,000 | $ 100,000 | $ 99,000 |
| Cook County Georgia | 1 | $ 192,000 | $ 192,000 | $ 39,000 |
| Fulton County Georgia | 1 | $ 127,000 | $ 127,000 | $ 353,000 |
| DuPage County Illinois | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Kendall County Illinois | 1 | $ 180,000 | $ 180,000 | $ 77,000 |
| Alcona County Michigan | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Alger County Michigan | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Alpena County Michigan | 1 | $ 54,000 | $ 54,000 | $ 11,000 |
| Arenac County Michigan | 1 | $ 39,000 | $ 39,000 | $ 19,000 |
| Bay County Michigan | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Cass County Michigan | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Emmet County Michigan | 1 | $ 228,000 | $ 228,000 | $ 96,000 |
| Gratiot County Michigan | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Manistee County Michigan | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
| Midland County Michigan | 1 | $ 81,000 | $ 81,000 | $ 53,000 |
| Osceola County Michigan | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Jackson County Missouri | 1 | $ 88,000 | $ 88,000 | $ 33,000 |
| Clark County Nevada | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Watauga County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 99,000 |
| Wood County Ohio | 1 | $ 194,000 | $ 194,000 | $ 84,000 |
| Charleston County South Carolina | 1 | $ 380,000 | $ 380,000 | $ 211,000 |
| Claiborne County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 174,000 |
Mortgage Loan Application Detail Totals for Pathway Financial,Llc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,862 | $266,248,000 | $184,545 | $996,000 | $90,545 | $660,000 |
| Home Purchase | 1,023 | $130,591,000 | $182,454 | $974,000 | $130,272 | $696,000 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,824 | $261,259,000 | $171,692 | $996,000 | $117,769 | $645,000 |
| Not Provided | 542 | $76,675,000 | $160,400 | $699,000 | $63,800 | $385,000 |
| Black or African American | 453 | $47,319,000 | $131,000 | $616,000 | $58,500 | $696,000 |
| Asian | 34 | $6,192,000 | $182,000 | $485,000 | $81,000 | $660,000 |
| Hispanic | 21 | $3,337,000 | $218,333 | $510,000 | $79,666 | $276,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,542,000 | $157,500 | $458,000 | $254,000 | $432,000 |
| American Indian or Alaskan Native | 2 | $515,000 | $257,500 | $303,000 | $132,000 | $210,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,825 | $387,915,000 | $186,375 | $996,000 | $109,250 | $696,000 |
| FHA-insured (Federal Housing Administration) | 55 | $7,916,000 | $143,000 | $259,000 | $59,000 | $169,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,008,000 | $201,000 | $239,000 | $34,000 | $73,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,527 | $349,902,000 | $192,666 | $996,000 | $103,066 | $696,000 |
| Application Withdrawn By Applicant | 337 | $44,147,000 | $143,000 | $604,000 | $134,000 | $385,000 |
| Application Approved But Not Accepted | 15 | $2,386,000 | $159,000 | $334,000 | $75,000 | $129,000 |
| Application Denied By Financial Institution | 5 | $279,000 | $55,000 | $75,000 | $39,000 | $140,000 |
| File Closed For Incompleteness | 1 | $125,000 | $125,000 | $125,000 | $39,000 | $39,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pathway Financial,Llc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pathway Financial,Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.