Patriot Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Patriot Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Patriot Bank 8376 Highway 51 N Millington, TN 38053 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 997 |
| Total Mortgage Loan Application Amount | $250,955,000 |
| Average Mortgage Loan Application Amount | $180,800 |
| Highest Mortgage Loan Application Amount | $825,000 |
| Average Applicant Income | $125,400 |
| Highest Applicant Income | $4,322,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Patriot Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Patriot Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Patriot Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Patriot Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Patriot Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Patriot Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shelby County Tennessee | 605 | $ 147,305,000 | $ 243,000 | $ 113,000 |
| Tipton County Tennessee | 210 | $ 46,410,000 | $ 221,000 | $ 115,000 |
| Fayette County Tennessee | 70 | $ 25,160,000 | $ 359,000 | $ 146,000 |
| DeSoto County Mississippi | 37 | $ 13,365,000 | $ 361,000 | $ 129,000 |
| Marshall County Mississippi | 9 | $ 2,115,000 | $ 235,000 | $ 89,000 |
| Madison County Tennessee | 7 | $ 1,685,000 | $ 240,000 | $ 95,000 |
| Tishomingo County Mississippi | 4 | $ 960,000 | $ 240,000 | $ 156,000 |
| Lauderdale County Tennessee | 4 | $ 530,000 | $ 132,000 | $ 65,000 |
| Hardin County Tennessee | 3 | $ 465,000 | $ 155,000 | $ 135,000 |
| Haywood County Tennessee | 3 | $ 585,000 | $ 195,000 | $ 61,000 |
| Sharp County Arkansas | 2 | $ 520,000 | $ 260,000 | $ 166,000 |
| Palm Beach County Florida | 2 | $ 660,000 | $ 330,000 | $ 169,000 |
| Union County Mississippi | 2 | $ 300,000 | $ 150,000 | $ 49,000 |
| Davidson County Tennessee | 2 | $ 750,000 | $ 375,000 | $ 302,000 |
| Hardeman County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Rutherford County Tennessee | 2 | $ 650,000 | $ 325,000 | $ 177,000 |
| Dallas County Texas | 2 | $ 590,000 | $ 295,000 | $ 111,000 |
| Baldwin County Alabama | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Cleburne County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 310,000 |
| Garland County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Jefferson County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Hillsborough County Florida | 1 | $ 365,000 | $ 365,000 | $ 128,000 |
| Floyd County Georgia | 1 | $ 605,000 | $ 605,000 | $ 287,000 |
| Oconee County Georgia | 1 | $ 775,000 | $ 775,000 | $ 316,000 |
| Allen County Indiana | 1 | $ 415,000 | $ 415,000 | $ 190,000 |
| Warren County Kentucky | 1 | $ 575,000 | $ 575,000 | $ 181,000 |
| Alcorn County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Harrison County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 126,000 |
| Lafayette County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 133,000 |
| Oktibbeha County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 293,000 |
| Pontotoc County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Prentiss County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| St. Louis City County Missouri | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Horry County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Bedford County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Benton County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Decatur County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Dyer County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 215,000 |
| Grainger County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 106,000 |
| Hamilton County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 236,000 |
| Henderson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Henry County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Humphreys County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 78,000 |
| Knox County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 88,000 |
| McNairy County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 76,000 |
| Obion County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 242,000 |
| Pickett County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 129,000 |
| Kanawha County West Virginia | 1 | $ 445,000 | $ 445,000 | $ 220,000 |
Mortgage Loan Application Detail Totals for Patriot Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 740 | $212,840,000 | $287,000 | $825,000 | $119,000 | $735,000 |
| Cash-out Refinancing | 98 | $21,810,000 | $222,000 | $645,000 | $154,000 | $4,322,000 |
| Home Improvement | 87 | $715,000 | $8,000 | $105,000 | $52,000 | $228,000 |
| Refinancing | 65 | $14,425,000 | $221,000 | $645,000 | $119,000 | $496,000 |
| Other Purpose | 7 | $1,165,000 | $166,000 | $435,000 | $183,000 | $331,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 687 | $189,385,000 | $275,000 | $775,000 | $128,000 | $4,322,000 |
| Black or African American | 176 | $23,830,000 | $135,000 | $825,000 | $75,000 | $437,000 |
| Not Provided | 72 | $20,190,000 | $280,000 | $705,000 | $113,000 | $366,000 |
| Asian | 26 | $9,120,000 | $350,000 | $645,000 | $146,000 | $333,000 |
| Hispanic | 18 | $4,060,000 | $225,000 | $485,000 | $81,000 | $199,000 |
| Not applicable | 5 | $325,000 | $65,000 | $65,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 3 | $815,000 | $271,000 | $365,000 | $144,000 | $173,000 |
| American Indian or Alaskan Native | 3 | $565,000 | $188,000 | $295,000 | $135,000 | $215,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 797 | $196,635,000 | $246,000 | $825,000 | $124,000 | $4,322,000 |
| FHA-insured (Federal Housing Administration) | 93 | $21,145,000 | $227,000 | $425,000 | $81,000 | $425,000 |
| VA-guaranteed (Veterans Administration) | 69 | $25,805,000 | $373,000 | $785,000 | $128,000 | $358,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $7,370,000 | $193,000 | $325,000 | $62,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 768 | $203,300,000 | $264,000 | $785,000 | $117,000 | $735,000 |
| Application Withdrawn By Applicant | 158 | $41,310,000 | $261,000 | $825,000 | $136,000 | $4,322,000 |
| Application Denied By Financial Institution | 49 | $4,885,000 | $99,000 | $515,000 | $62,000 | $348,000 |
| Loan Purchased By The Institution | 20 | $940,000 | $47,000 | $405,000 | $0 | $0 |
| File Closed For Incompleteness | 2 | $520,000 | $260,000 | $355,000 | $96,000 | $104,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 948 | $246,070,000 | $259,000 | $825,000 | $120,000 | $4,322,000 |
| Other | 23 | $365,000 | $15,000 | $245,000 | $43,000 | $122,000 |
| Debt-To-Income Ratio | 15 | $2,255,000 | $150,000 | $515,000 | $72,000 | $348,000 |
| Credit History | 8 | $1,930,000 | $241,000 | $485,000 | $108,000 | $242,000 |
| Collateral | 2 | $170,000 | $85,000 | $85,000 | $38,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $165,000 | $165,000 | $165,000 | $57,000 | $57,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Patriot Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Patriot Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.