Peapack-Gladstone Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Peapack-Gladstone Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peapack-Gladstone Bank 500 Hills Drive Bedminster, NJ 07921 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 521 |
| Total Mortgage Loan Application Amount | $691,485,000 |
| Average Mortgage Loan Application Amount | $1,043,833 |
| Highest Mortgage Loan Application Amount | $30,505,000 |
| Average Applicant Income | $179,666 |
| Highest Applicant Income | $1,902,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Peapack-Gladstone Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peapack-Gladstone Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Peapack-Gladstone Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peapack-Gladstone Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peapack-Gladstone Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peapack-Gladstone Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Somerset County New Jersey | 86 | $ 32,270,000 | $ 375,000 | $ 144,000 |
| Essex County New Jersey | 70 | $ 99,590,000 | $ 1,422,000 | $ 144,000 |
| Morris County New Jersey | 57 | $ 28,425,000 | $ 498,000 | $ 228,000 |
| Union County New Jersey | 45 | $ 50,915,000 | $ 1,131,000 | $ 176,000 |
| Hunterdon County New Jersey | 33 | $ 11,305,000 | $ 342,000 | $ 144,000 |
| Bronx County New York | 24 | $ 126,510,000 | $ 5,271,000 | $ 0 |
| Middlesex County New Jersey | 23 | $ 9,315,000 | $ 405,000 | $ 94,000 |
| Hudson County New Jersey | 20 | $ 15,020,000 | $ 751,000 | $ 354,000 |
| Monmouth County New Jersey | 18 | $ 8,960,000 | $ 497,000 | $ 215,000 |
| Kings County New York | 15 | $ 87,625,000 | $ 5,841,000 | $ 0 |
| Ocean County New Jersey | 12 | $ 11,990,000 | $ 999,000 | $ 233,000 |
| New York County New York | 12 | $ 67,160,000 | $ 5,596,000 | $ 1,256,000 |
| Bergen County New Jersey | 9 | $ 34,765,000 | $ 3,862,000 | $ 246,000 |
| Sarasota County Florida | 8 | $ 1,780,000 | $ 222,000 | $ 137,000 |
| Warren County New Jersey | 7 | $ 1,585,000 | $ 226,000 | $ 147,000 |
| Westchester County New York | 7 | $ 32,085,000 | $ 4,583,000 | $ 290,000 |
| Sussex County New Jersey | 5 | $ 865,000 | $ 173,000 | $ 63,000 |
| Palm Beach County Florida | 4 | $ 2,350,000 | $ 587,000 | $ 413,000 |
| Broward County Florida | 3 | $ 885,000 | $ 295,000 | $ 0 |
| Camden County New Jersey | 3 | $ 685,000 | $ 228,000 | $ 77,000 |
| Passaic County New Jersey | 3 | $ 1,495,000 | $ 498,000 | $ 162,000 |
| Monroe County New York | 3 | $ 525,000 | $ 175,000 | $ 400,000 |
| Philadelphia County Pennsylvania | 3 | $ 41,465,000 | $ 13,821,000 | $ 0 |
| Fairfield County Connecticut | 2 | $ 680,000 | $ 340,000 | $ 135,000 |
| Manatee County Florida | 2 | $ 710,000 | $ 355,000 | $ 157,000 |
| Miami-Dade County Florida | 2 | $ 920,000 | $ 460,000 | $ 348,000 |
| Plymouth County Massachusetts | 2 | $ 1,160,000 | $ 580,000 | $ 137,000 |
| Burlington County New Jersey | 2 | $ 690,000 | $ 345,000 | $ 162,000 |
| Mercer County New Jersey | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Suffolk County New York | 2 | $ 2,500,000 | $ 1,250,000 | $ 1,183,000 |
| Monroe County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Cullman County Alabama | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pinal County Arizona | 1 | $ 325,000 | $ 325,000 | $ 326,000 |
| Boulder County Colorado | 1 | $ 965,000 | $ 965,000 | $ 320,000 |
| Middlesex County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 279,000 |
| New Haven County Connecticut | 1 | $ 505,000 | $ 505,000 | $ 734,000 |
| District of Columbia County District Of Columbia | 1 | $ 1,205,000 | $ 1,205,000 | $ 386,000 |
| Collier County Florida | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Duval County Florida | 1 | $ 235,000 | $ 235,000 | $ 328,000 |
| Hernando County Florida | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Hillsborough County Florida | 1 | $ 125,000 | $ 125,000 | $ 237,000 |
| Pasco County Florida | 1 | $ 275,000 | $ 275,000 | $ 354,000 |
| Pinellas County Florida | 1 | $ 335,000 | $ 335,000 | $ 134,000 |
| Sumter County Florida | 1 | $ 295,000 | $ 295,000 | $ 142,000 |
| Essex County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Harrison County Mississippi | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 1,105,000 | $ 1,105,000 | $ 516,000 |
| Queens County New York | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Saratoga County New York | 1 | $ 205,000 | $ 205,000 | $ 156,000 |
| Warren County New York | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 345,000 | $ 345,000 | $ 276,000 |
| Bucks County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Dauphin County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| Delaware County Pennsylvania | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 150,000 |
| Pike County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 66,000 |
| Wayne County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Beaufort County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 1,605,000 | $ 1,605,000 | $ 551,000 |
| Roane County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 152,000 |
| Rutland County Vermont | 1 | $ 305,000 | $ 305,000 | $ 2,000 |
| Hanover County Virginia | 1 | $ 345,000 | $ 345,000 | $ 166,000 |
| Teton County Wyoming | 1 | $ 655,000 | $ 655,000 | $ 0 |
Mortgage Loan Application Detail Totals for Peapack-Gladstone Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 266 | $175,120,000 | $658,000 | $28,355,000 | $161,000 | $1,902,000 |
| Refinancing | 104 | $451,460,000 | $4,340,000 | $30,505,000 | $229,000 | $796,000 |
| Cash-out Refinancing | 102 | $48,790,000 | $478,000 | $3,975,000 | $275,000 | $1,902,000 |
| Home Improvement | 26 | $10,440,000 | $401,000 | $4,005,000 | $258,000 | $1,724,000 |
| Other Purpose | 22 | $5,540,000 | $251,000 | $2,305,000 | $155,000 | $412,000 |
| Not Applicable | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 246 | $88,780,000 | $360,000 | $2,305,000 | $212,000 | $1,724,000 |
| Not applicable | 140 | $542,050,000 | $3,871,000 | $30,505,000 | $0 | $0 |
| Hispanic | 72 | $27,370,000 | $380,000 | $2,405,000 | $121,000 | $1,405,000 |
| Asian | 25 | $14,185,000 | $567,000 | $3,975,000 | $210,000 | $766,000 |
| Not Provided | 21 | $9,115,000 | $434,000 | $995,000 | $167,000 | $350,000 |
| Black or African American | 13 | $3,415,000 | $262,000 | $595,000 | $78,000 | $163,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 521 | $691,485,000 | $1,327,000 | $30,505,000 | $196,000 | $1,902,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 448 | $652,490,000 | $1,456,000 | $30,505,000 | $195,000 | $1,902,000 |
| Application Withdrawn By Applicant | 32 | $10,050,000 | $314,000 | $1,195,000 | $135,000 | $572,000 |
| Application Denied By Financial Institution | 22 | $7,190,000 | $326,000 | $2,005,000 | $185,000 | $1,500,000 |
| Application Approved But Not Accepted | 11 | $9,325,000 | $847,000 | $4,875,000 | $446,000 | $1,518,000 |
| File Closed For Incompleteness | 6 | $11,170,000 | $1,861,000 | $8,205,000 | $191,000 | $478,000 |
| Loan Purchased By The Institution | 2 | $1,260,000 | $630,000 | $1,125,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 499 | $684,295,000 | $1,371,000 | $30,505,000 | $197,000 | $1,902,000 |
| Debt-To-Income Ratio | 13 | $5,965,000 | $458,000 | $2,005,000 | $225,000 | $1,500,000 |
| Collateral | 4 | $350,000 | $87,000 | $235,000 | $93,000 | $154,000 |
| Credit History | 3 | $355,000 | $118,000 | $275,000 | $217,000 | $320,000 |
| Other | 1 | $495,000 | $495,000 | $495,000 | $66,000 | $66,000 |
| Employment History | 1 | $25,000 | $25,000 | $25,000 | $130,000 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peapack-Gladstone Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peapack-Gladstone Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.