Penn 1St Financial
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Pennsylvania.
The mortgage statistics and data below are specific to mortgage loan applications for Penn 1St Financial.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Penn 1St Financial 690 Stockton Drive Exton, PA 19341 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,032 |
| Total Mortgage Loan Application Amount | $475,842,000 |
| Average Mortgage Loan Application Amount | $190,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $103,125 |
| Highest Applicant Income | $2,354,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in PA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Berks County Pennsylvania | 776 | $ 87,851,000 | $ 113,000 | $ 58,000 |
| Montgomery County Pennsylvania | 502 | $ 80,509,000 | $ 160,000 | $ 83,000 |
| Chester County Pennsylvania | 384 | $ 67,684,000 | $ 176,000 | $ 116,000 |
| Bucks County Pennsylvania | 322 | $ 59,936,000 | $ 186,000 | $ 85,000 |
| Lancaster County Pennsylvania | 142 | $ 19,747,000 | $ 139,000 | $ 70,000 |
| Delaware County Pennsylvania | 104 | $ 18,208,000 | $ 175,000 | $ 96,000 |
| Lehigh County Pennsylvania | 96 | $ 13,413,000 | $ 139,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 94 | $ 13,690,000 | $ 145,000 | $ 141,000 |
| Baltimore County Maryland | 68 | $ 11,491,000 | $ 168,000 | $ 101,000 |
| Northampton County Pennsylvania | 46 | $ 7,504,000 | $ 163,000 | $ 94,000 |
| Anne Arundel County Maryland | 41 | $ 8,502,000 | $ 207,000 | $ 84,000 |
| Fairfax County Virginia | 32 | $ 9,867,000 | $ 308,000 | $ 99,000 |
| Baltimore City County Maryland | 25 | $ 3,556,000 | $ 142,000 | $ 81,000 |
| Howard County Maryland | 25 | $ 5,522,000 | $ 220,000 | $ 127,000 |
| Cape May County New Jersey | 23 | $ 6,739,000 | $ 293,000 | $ 155,000 |
| Centre County Pennsylvania | 23 | $ 2,403,000 | $ 104,000 | $ 52,000 |
| Montgomery County Maryland | 21 | $ 4,439,000 | $ 211,000 | $ 93,000 |
| Loudoun County Virginia | 20 | $ 5,641,000 | $ 282,000 | $ 94,000 |
| Prince William County Virginia | 20 | $ 5,175,000 | $ 258,000 | $ 109,000 |
| Carroll County Maryland | 16 | $ 3,588,000 | $ 224,000 | $ 100,000 |
| Prince George's County Maryland | 15 | $ 2,843,000 | $ 189,000 | $ 91,000 |
| Lebanon County Pennsylvania | 14 | $ 1,363,000 | $ 97,000 | $ 59,000 |
| Harford County Maryland | 12 | $ 2,038,000 | $ 169,000 | $ 77,000 |
| Worcester County Maryland | 12 | $ 1,968,000 | $ 164,000 | $ 181,000 |
| Schuylkill County Pennsylvania | 11 | $ 851,000 | $ 77,000 | $ 65,000 |
| Frederick County Maryland | 10 | $ 1,876,000 | $ 187,000 | $ 89,000 |
| Greenville County South Carolina | 10 | $ 1,291,000 | $ 129,000 | $ 90,000 |
| Monroe County Pennsylvania | 9 | $ 1,002,000 | $ 111,000 | $ 158,000 |
| York County Pennsylvania | 9 | $ 1,494,000 | $ 166,000 | $ 74,000 |
| Carbon County Pennsylvania | 8 | $ 809,000 | $ 101,000 | $ 45,000 |
| New Castle County Delaware | 7 | $ 1,099,000 | $ 157,000 | $ 65,000 |
| Sussex County Delaware | 7 | $ 772,000 | $ 110,000 | $ 102,000 |
| Atlantic County New Jersey | 6 | $ 829,000 | $ 138,000 | $ 78,000 |
| Camden County New Jersey | 6 | $ 713,000 | $ 118,000 | $ 31,000 |
| Luzerne County Pennsylvania | 6 | $ 568,000 | $ 94,000 | $ 44,000 |
| Pike County Pennsylvania | 6 | $ 592,000 | $ 98,000 | $ 72,000 |
| Gloucester County New Jersey | 5 | $ 912,000 | $ 182,000 | $ 78,000 |
| Arlington County Virginia | 5 | $ 1,499,000 | $ 299,000 | $ 179,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,214,000 | $ 303,000 | $ 143,000 |
| Burlington County New Jersey | 4 | $ 684,000 | $ 171,000 | $ 84,000 |
| Cumberland County Pennsylvania | 4 | $ 527,000 | $ 131,000 | $ 88,000 |
| Fauquier County Virginia | 4 | $ 1,029,000 | $ 257,000 | $ 80,000 |
| Cecil County Maryland | 3 | $ 501,000 | $ 167,000 | $ 82,000 |
| Washington County Maryland | 3 | $ 314,000 | $ 104,000 | $ 61,000 |
| Hunterdon County New Jersey | 3 | $ 912,000 | $ 304,000 | $ 157,000 |
| Monmouth County New Jersey | 3 | $ 446,000 | $ 148,000 | $ 232,000 |
| Dauphin County Pennsylvania | 3 | $ 373,000 | $ 124,000 | $ 88,000 |
| Lycoming County Pennsylvania | 3 | $ 175,000 | $ 58,000 | $ 149,000 |
| Laurens County South Carolina | 3 | $ 368,000 | $ 122,000 | $ 62,000 |
| Alexandria County Virginia | 3 | $ 864,000 | $ 288,000 | $ 153,000 |
| Culpeper County Virginia | 3 | $ 327,000 | $ 109,000 | $ 56,000 |
| Caroline County Maryland | 2 | $ 240,000 | $ 120,000 | $ 46,000 |
| Dorchester County Maryland | 2 | $ 530,000 | $ 265,000 | $ 66,000 |
| Somerset County New Jersey | 2 | $ 276,000 | $ 138,000 | $ 87,000 |
| Allegheny County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 48,000 |
| Cambria County Pennsylvania | 2 | $ 185,000 | $ 92,000 | $ 66,000 |
| Mifflin County Pennsylvania | 2 | $ 401,000 | $ 200,000 | $ 87,000 |
| Susquehanna County Pennsylvania | 2 | $ 152,000 | $ 76,000 | $ 46,000 |
| Westmoreland County Pennsylvania | 2 | $ 296,000 | $ 148,000 | $ 93,000 |
| Anderson County South Carolina | 2 | $ 269,000 | $ 134,000 | $ 42,000 |
| Frederick County Virginia | 2 | $ 556,000 | $ 278,000 | $ 85,000 |
| Warren County Virginia | 2 | $ 598,000 | $ 299,000 | $ 114,000 |
| New London County Connecticut | 1 | $ 102,000 | $ 102,000 | $ 160,000 |
| Kent County Delaware | 1 | $ 207,000 | $ 207,000 | $ 41,000 |
| Allegany County Maryland | 1 | $ 63,000 | $ 63,000 | $ 28,000 |
| Calvert County Maryland | 1 | $ 111,000 | $ 111,000 | $ 67,000 |
| Charles County Maryland | 1 | $ 197,000 | $ 197,000 | $ 95,000 |
| Garrett County Maryland | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Talbot County Maryland | 1 | $ 356,000 | $ 356,000 | $ 129,000 |
| Mercer County New Jersey | 1 | $ 166,000 | $ 166,000 | $ 161,000 |
| Ocean County New Jersey | 1 | $ 152,000 | $ 152,000 | $ 96,000 |
| Salem County New Jersey | 1 | $ 104,000 | $ 104,000 | $ 90,000 |
| Beaver County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 88,000 |
| Blair County Pennsylvania | 1 | $ 57,000 | $ 57,000 | $ 53,000 |
| Clinton County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Franklin County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 91,000 |
| Fulton County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 99,000 |
| Lackawanna County Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 292,000 |
| Montour County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 100,000 |
| Tioga County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Wayne County Pennsylvania | 1 | $ 605,000 | $ 605,000 | $ 120,000 |
| Wyoming County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 24,000 |
| Greenwood County South Carolina | 1 | $ 199,000 | $ 199,000 | $ 81,000 |
| Horry County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 249,000 |
| Albemarle County Virginia | 1 | $ 976,000 | $ 976,000 | $ 239,000 |
| Fairfax City County Virginia | 1 | $ 284,000 | $ 284,000 | $ 91,000 |
| Falls Church County Virginia | 1 | $ 444,000 | $ 444,000 | $ 0 |
| Hanover County Virginia | 1 | $ 114,000 | $ 114,000 | $ 32,000 |
| Manassas County Virginia | 1 | $ 447,000 | $ 447,000 | $ 120,000 |
| Stafford County Virginia | 1 | $ 222,000 | $ 222,000 | $ 97,000 |
| Winchester County Virginia | 1 | $ 142,000 | $ 142,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Pennsylvania,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Penn 1St Financial in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,515 | $391,739,000 | $190,875 | $2,000,000 | $109,500 | $2,354,000 |
| Home Purchase (one-to-four family) | 499 | $81,649,000 | $196,714 | $800,000 | $100,428 | $615,000 |
| Home Improvement (one-to-four family) | 18 | $2,454,000 | $136,000 | $420,000 | $71,000 | $163,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,496 | $389,908,000 | $189,625 | $2,000,000 | $110,375 | $1,708,000 |
| Information not provided by applicant in mail or telephone application | 354 | $56,147,000 | $174,500 | $1,000,000 | $92,833 | $2,354,000 |
| Black | 92 | $15,906,000 | $200,400 | $635,000 | $81,800 | $299,000 |
| Hispanic | 41 | $4,445,000 | $190,333 | $650,000 | $75,000 | $275,000 |
| Asian or Pacific Islander | 39 | $7,365,000 | $210,000 | $400,000 | $111,333 | $500,000 |
| Other | 9 | $1,963,000 | $273,000 | $575,000 | $71,666 | $201,000 |
| American Indian or Alaskan Native | 1 | $108,000 | $108,000 | $108,000 | $40,000 | $40,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,031 | $475,760,000 | $190,000 | $2,000,000 | $108,250 | $2,354,000 |
| FHA-insured (Federal Housing Administration) | 1 | $82,000 | $82,000 | $82,000 | $37,000 | $37,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,484 | $391,495,000 | $195,625 | $2,000,000 | $108,875 | $1,708,000 |
| Application Approved But Not Accepted | 256 | $40,033,000 | $185,600 | $1,000,000 | $98,400 | $2,354,000 |
| Application Withdrawn By Applicant | 164 | $26,926,000 | $168,333 | $1,456,000 | $75,833 | $331,000 |
| Application Denied By Financial Institution | 128 | $17,388,000 | $173,000 | $605,000 | $95,166 | $578,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 40 | $5,036,000 | $102,333 | $605,000 | $66,333 | $379,000 |
| Credit History | 35 | $4,546,000 | $166,750 | $420,000 | $80,500 | $578,000 |
| Debt-To-Income Ratio | 30 | $4,007,000 | $130,000 | $254,000 | $59,500 | $324,000 |
| Mortgage Insurance Denied | 14 | $2,115,000 | $207,000 | $468,000 | $85,666 | $177,000 |
| Employment History | 4 | $739,000 | $184,000 | $246,000 | $84,000 | $178,000 |
| Unverifiable Information | 4 | $364,000 | $91,000 | $150,000 | $81,000 | $181,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $581,000 | $581,000 | $581,000 | $277,000 | $277,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in PA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Pennsylvania, and search similar information at your convenience.