Peoples Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Peoples Bank And Trust Company 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank And Trust Company 101 S Main St Mcpherson, KS 67460 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 |
| Total Number of Mortgage Applications | 903 |
| Total Mortgage Loan Application Amount | $121,895,000 |
| Average Mortgage Loan Application Amount | $102,600 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $105,000 |
| Highest Applicant Income | $3,615,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Peoples Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Peoples Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank And Trust Company's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Reno County Kansas | 231 | $ 22,705,000 | $ 98,000 | $ 90,000 |
| McPherson County Kansas | 172 | $ 25,710,000 | $ 149,000 | $ 97,000 |
| Sedgwick County Kansas | 171 | $ 31,515,000 | $ 184,000 | $ 125,000 |
| Harvey County Kansas | 86 | $ 12,960,000 | $ 150,000 | $ 105,000 |
| Barton County Kansas | 77 | $ 8,275,000 | $ 107,000 | $ 91,000 |
| Rice County Kansas | 62 | $ 4,120,000 | $ 66,000 | $ 156,000 |
| Butler County Kansas | 20 | $ 3,520,000 | $ 176,000 | $ 154,000 |
| Ness County Kansas | 15 | $ 1,255,000 | $ 83,000 | $ 178,000 |
| Johnson County Kansas | 9 | $ 1,045,000 | $ 116,000 | $ 182,000 |
| Rush County Kansas | 8 | $ 440,000 | $ 55,000 | $ 109,000 |
| Saline County Kansas | 6 | $ 560,000 | $ 93,000 | $ 101,000 |
| Sumner County Kansas | 4 | $ 840,000 | $ 210,000 | $ 82,000 |
| El Paso County Colorado | 3 | $ 355,000 | $ 118,000 | $ 149,000 |
| Marion County Kansas | 3 | $ 375,000 | $ 125,000 | $ 91,000 |
| Pratt County Kansas | 3 | $ 185,000 | $ 61,000 | $ 53,000 |
| Barry County Missouri | 3 | $ 1,085,000 | $ 361,000 | $ 638,000 |
| Okaloosa County Florida | 2 | $ 1,630,000 | $ 815,000 | $ 963,000 |
| Ellis County Kansas | 2 | $ 440,000 | $ 220,000 | $ 91,000 |
| Franklin County Kansas | 2 | $ 190,000 | $ 95,000 | $ 104,000 |
| Riley County Kansas | 2 | $ 350,000 | $ 175,000 | $ 619,000 |
| Wyandotte County Kansas | 2 | $ 350,000 | $ 175,000 | $ 98,000 |
| Stone County Missouri | 2 | $ 640,000 | $ 320,000 | $ 180,000 |
| Marion County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Mineral County Colorado | 1 | $ 105,000 | $ 105,000 | $ 273,000 |
| Escambia County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Ellsworth County Kansas | 1 | $ 25,000 | $ 25,000 | $ 114,000 |
| Ford County Kansas | 1 | $ 415,000 | $ 415,000 | $ 165,000 |
| Geary County Kansas | 1 | $ 185,000 | $ 185,000 | $ 111,000 |
| Greeley County Kansas | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Kiowa County Kansas | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Pawnee County Kansas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Stafford County Kansas | 1 | $ 25,000 | $ 25,000 | $ 197,000 |
| Thomas County Kansas | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Cass County Missouri | 1 | $ 325,000 | $ 325,000 | $ 158,000 |
| Lawrence County Missouri | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| Platte County Missouri | 1 | $ 305,000 | $ 305,000 | $ 143,000 |
| Cherokee County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Comanche County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 35,000 |
| Payne County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 170,000 |
| Tulsa County Oklahoma | 1 | $ 465,000 | $ 465,000 | $ 344,000 |
Mortgage Loan Application Detail Totals for Peoples Bank And Trust Company in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 486 | $81,680,000 | $168,000 | $905,000 | $119,000 | $3,615,000 |
| Refinancing | 220 | $28,870,000 | $131,000 | $1,505,000 | $122,000 | $569,000 |
| Home Improvement | 98 | $5,080,000 | $51,000 | $205,000 | $106,000 | $479,000 |
| Other Purpose | 77 | $3,695,000 | $47,000 | $305,000 | $98,000 | $569,000 |
| Cash-out Refinancing | 22 | $2,570,000 | $116,000 | $245,000 | $80,000 | $166,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 609 | $79,135,000 | $129,000 | $905,000 | $121,000 | $3,615,000 |
| Not applicable | 123 | $20,015,000 | $162,000 | $1,505,000 | $0 | $0 |
| Not Provided | 66 | $9,450,000 | $143,000 | $665,000 | $109,000 | $444,000 |
| Hispanic | 66 | $5,990,000 | $90,000 | $265,000 | $74,000 | $168,000 |
| Asian | 26 | $5,630,000 | $216,000 | $595,000 | $100,000 | $307,000 |
| Black or African American | 7 | $925,000 | $132,000 | $235,000 | $102,000 | $203,000 |
| American Indian or Alaskan Native | 4 | $330,000 | $82,000 | $145,000 | $76,000 | $121,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 888 | $119,670,000 | $134,000 | $1,505,000 | $116,000 | $3,615,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,120,000 | $140,000 | $185,000 | $66,000 | $98,000 |
| FHA-insured (Federal Housing Administration) | 7 | $1,105,000 | $157,000 | $265,000 | $58,000 | $78,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 757 | $101,715,000 | $134,000 | $1,505,000 | $115,000 | $3,615,000 |
| Application Withdrawn By Applicant | 102 | $15,510,000 | $152,000 | $535,000 | $134,000 | $822,000 |
| Application Denied By Financial Institution | 40 | $4,480,000 | $112,000 | $355,000 | $72,000 | $272,000 |
| Application Approved But Not Accepted | 3 | $175,000 | $58,000 | $105,000 | $78,000 | $97,000 |
| File Closed For Incompleteness | 1 | $15,000 | $15,000 | $15,000 | $40,000 | $40,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 682 | $99,290,000 | $145,000 | $905,000 | $119,000 | $3,615,000 |
| Debt-To-Income Ratio | 205 | $20,855,000 | $101,000 | $1,505,000 | $103,000 | $559,000 |
| Credit History | 14 | $1,450,000 | $103,000 | $185,000 | $79,000 | $144,000 |
| Collateral | 1 | $65,000 | $65,000 | $65,000 | $75,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $235,000 | $235,000 | $235,000 | $272,000 | $272,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank And Trust Company's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.