Peoples Bank, National Associa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Peoples Bank, National Associa 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank, National Associa 138 Putnam Street Marietta, OH 45750 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,042 |
| Total Mortgage Loan Application Amount | $217,238,000 |
| Average Mortgage Loan Application Amount | $91,333 |
| Highest Mortgage Loan Application Amount | $3,600,000 |
| Average Applicant Income | $60,666 |
| Highest Applicant Income | $1,103,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Peoples Bank, National Associa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank, National Associa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Peoples Bank, National Associa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank, National Associa serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, National Associa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank, National Associa's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Ohio | 513 | $ 52,525,000 | $ 102,000 | $ 63,000 |
| Wood County West Virginia | 276 | $ 30,038,000 | $ 108,000 | $ 66,000 |
| Guernsey County Ohio | 162 | $ 15,611,000 | $ 96,000 | $ 61,000 |
| Meigs County Ohio | 89 | $ 7,223,000 | $ 81,000 | $ 58,000 |
| Athens County Ohio | 88 | $ 9,364,000 | $ 106,000 | $ 63,000 |
| Boyd County Kentucky | 82 | $ 9,575,000 | $ 116,000 | $ 94,000 |
| Mason County West Virginia | 70 | $ 5,605,000 | $ 80,000 | $ 54,000 |
| Noble County Ohio | 68 | $ 5,316,000 | $ 78,000 | $ 52,000 |
| Greenup County Kentucky | 59 | $ 6,981,000 | $ 118,000 | $ 90,000 |
| Morgan County Ohio | 50 | $ 4,670,000 | $ 93,000 | $ 58,000 |
| Fairfield County Ohio | 49 | $ 6,396,000 | $ 130,000 | $ 90,000 |
| Gallia County Ohio | 48 | $ 4,072,000 | $ 84,000 | $ 58,000 |
| Wetzel County West Virginia | 46 | $ 3,289,000 | $ 71,000 | $ 49,000 |
| Muskingum County Ohio | 38 | $ 4,122,000 | $ 108,000 | $ 60,000 |
| Cabell County West Virginia | 28 | $ 3,208,000 | $ 114,000 | $ 49,000 |
| Lawrence County Ohio | 21 | $ 2,259,000 | $ 107,000 | $ 58,000 |
| Franklin County Ohio | 16 | $ 11,944,000 | $ 746,000 | $ 61,000 |
| Monroe County Ohio | 16 | $ 1,573,000 | $ 98,000 | $ 47,000 |
| Wirt County West Virginia | 13 | $ 937,000 | $ 72,000 | $ 38,000 |
| Tyler County West Virginia | 12 | $ 872,000 | $ 72,000 | $ 43,000 |
| Belmont County Ohio | 10 | $ 918,000 | $ 91,000 | $ 58,000 |
| Pleasants County West Virginia | 10 | $ 939,000 | $ 93,000 | $ 64,000 |
| Perry County Ohio | 9 | $ 1,292,000 | $ 143,000 | $ 111,000 |
| Carter County Kentucky | 8 | $ 875,000 | $ 109,000 | $ 88,000 |
| Wayne County West Virginia | 6 | $ 376,000 | $ 62,000 | $ 52,000 |
| Lawrence County Kentucky | 5 | $ 433,000 | $ 86,000 | $ 94,000 |
| Hocking County Ohio | 5 | $ 638,000 | $ 127,000 | $ 57,000 |
| Ritchie County West Virginia | 5 | $ 479,000 | $ 95,000 | $ 84,000 |
| Delaware County Ohio | 4 | $ 1,256,000 | $ 314,000 | $ 128,000 |
| Scioto County Ohio | 4 | $ 529,000 | $ 132,000 | $ 47,000 |
| Calhoun County West Virginia | 4 | $ 572,000 | $ 143,000 | $ 23,000 |
| Jackson County West Virginia | 4 | $ 481,000 | $ 120,000 | $ 64,000 |
| Kanawha County West Virginia | 4 | $ 716,000 | $ 179,000 | $ 59,000 |
| Howard County Maryland | 3 | $ 510,000 | $ 170,000 | $ 83,000 |
| Coshocton County Ohio | 3 | $ 263,000 | $ 87,000 | $ 73,000 |
| Harrison County West Virginia | 3 | $ 284,000 | $ 94,000 | $ 128,000 |
| Putnam County West Virginia | 3 | $ 293,000 | $ 97,000 | $ 65,000 |
| Carroll County Ohio | 2 | $ 589,000 | $ 294,000 | $ 98,000 |
| Jackson County Ohio | 2 | $ 173,000 | $ 86,000 | $ 42,000 |
| Doddridge County West Virginia | 2 | $ 133,000 | $ 66,000 | $ 53,000 |
| Pinal County Arizona | 1 | $ 140,000 | $ 140,000 | $ 155,000 |
| Charlotte County Florida | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Sarasota County Florida | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Bath County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 43,000 |
| Elliott County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 54,000 |
| Jefferson County Kentucky | 1 | $ 319,000 | $ 319,000 | $ 55,000 |
| Jessamine County Kentucky | 1 | $ 360,000 | $ 360,000 | $ 270,000 |
| Ashland County Ohio | 1 | $ 82,000 | $ 82,000 | $ 46,000 |
| Butler County Ohio | 1 | $ 157,000 | $ 157,000 | $ 85,000 |
| Clermont County Ohio | 1 | $ 224,000 | $ 224,000 | $ 85,000 |
| Greene County Ohio | 1 | $ 199,000 | $ 199,000 | $ 60,000 |
| Hardin County Ohio | 1 | $ 59,000 | $ 59,000 | $ 30,000 |
| Licking County Ohio | 1 | $ 41,000 | $ 41,000 | $ 80,000 |
| Summit County Ohio | 1 | $ 412,000 | $ 412,000 | $ 372,000 |
| Tuscarawas County Ohio | 1 | $ 44,000 | $ 44,000 | $ 25,000 |
| Union County Ohio | 1 | $ 176,000 | $ 176,000 | $ 323,000 |
| Vinton County Ohio | 1 | $ 50,000 | $ 50,000 | $ 99,000 |
| Adams County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 257,000 |
| Aiken County South Carolina | 1 | $ 181,000 | $ 181,000 | $ 180,000 |
| Georgetown County South Carolina | 1 | $ 281,000 | $ 281,000 | $ 112,000 |
| Monongalia County West Virginia | 1 | $ 204,000 | $ 204,000 | $ 380,000 |
| Ohio County West Virginia | 1 | $ 190,000 | $ 190,000 | $ 75,000 |
| Pocahontas County West Virginia | 1 | $ 327,000 | $ 327,000 | $ 309,000 |
| Roane County West Virginia | 1 | $ 33,000 | $ 33,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Peoples Bank, National Associa in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,347 | $144,795,000 | $107,000 | $565,000 | $64,000 | $404,000 |
| Home Purchase | 560 | $65,576,000 | $117,000 | $3,600,000 | $63,000 | $1,103,000 |
| Home Improvement | 135 | $6,867,000 | $50,000 | $185,000 | $55,000 | $457,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,958 | $198,965,000 | $101,000 | $720,000 | $63,000 | $1,103,000 |
| Not Provided | 45 | $2,975,000 | $66,000 | $392,000 | $60,000 | $407,000 |
| Not applicable | 17 | $11,856,000 | $697,000 | $3,600,000 | $2,000 | $47,000 |
| Black or African American | 9 | $671,000 | $74,000 | $254,000 | $52,000 | $121,000 |
| Asian | 6 | $1,579,000 | $263,000 | $735,000 | $259,000 | $467,000 |
| Hispanic | 4 | $413,000 | $103,000 | $278,000 | $47,000 | $100,000 |
| American Indian or Alaskan Native | 3 | $779,000 | $259,000 | $388,000 | $143,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,031 | $216,186,000 | $106,000 | $3,600,000 | $63,000 | $1,103,000 |
| FHA-insured (Federal Housing Administration) | 11 | $1,052,000 | $95,000 | $207,000 | $43,000 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,210 | $135,357,000 | $111,000 | $3,600,000 | $68,000 | $1,103,000 |
| Application Withdrawn By Applicant | 281 | $31,940,000 | $113,000 | $565,000 | $67,000 | $816,000 |
| Application Denied By Financial Institution | 268 | $23,333,000 | $87,000 | $440,000 | $47,000 | $240,000 |
| Preapproval Denied by Financial Institution | 174 | $15,752,000 | $90,000 | $315,000 | $41,000 | $142,000 |
| Application Approved But Not Accepted | 62 | $5,401,000 | $87,000 | $253,000 | $60,000 | $210,000 |
| File Closed For Incompleteness | 47 | $5,455,000 | $116,000 | $735,000 | $78,000 | $823,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 193 | $14,579,000 | $75,000 | $352,000 | $42,000 | $189,000 |
| Debt-To-Income Ratio | 143 | $13,968,000 | $97,000 | $440,000 | $39,000 | $142,000 |
| Collateral | 50 | $5,339,000 | $106,000 | $347,000 | $63,000 | $240,000 |
| Mortgage Insurance Denied | 19 | $1,986,000 | $104,000 | $287,000 | $56,000 | $132,000 |
| Other | 16 | $1,300,000 | $81,000 | $224,000 | $49,000 | $182,000 |
| Employment History | 7 | $667,000 | $95,000 | $315,000 | $47,000 | $79,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $335,000 | $67,000 | $143,000 | $42,000 | $73,000 |
| Credit Application Incomplete | 5 | $614,000 | $122,000 | $234,000 | $63,000 | $83,000 |
| Unverifiable Information | 4 | $297,000 | $74,000 | $110,000 | $53,000 | $87,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank, National Associa's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank, National Associa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.