Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Peoples Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank 138 Putnam Street Marietta, OH 45750 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 1,466 |
| Total Mortgage Loan Application Amount | $177,801,000 |
| Average Mortgage Loan Application Amount | $114,000 |
| Highest Mortgage Loan Application Amount | $5,839,000 |
| Average Applicant Income | $73,333 |
| Highest Applicant Income | $5,541,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wood County West Virginia | 181 | $ 21,539,000 | $ 119,000 | $ 67,000 |
| Washington County Ohio | 180 | $ 27,772,000 | $ 154,000 | $ 63,000 |
| Guernsey County Ohio | 96 | $ 10,399,000 | $ 108,000 | $ 62,000 |
| Summit County Ohio | 68 | $ 7,554,000 | $ 111,000 | $ 94,000 |
| Coshocton County Ohio | 64 | $ 5,886,000 | $ 91,000 | $ 62,000 |
| Athens County Ohio | 50 | $ 5,067,000 | $ 101,000 | $ 67,000 |
| Meigs County Ohio | 42 | $ 4,384,000 | $ 104,000 | $ 74,000 |
| Muskingum County Ohio | 41 | $ 4,917,000 | $ 119,000 | $ 99,000 |
| Noble County Ohio | 38 | $ 5,014,000 | $ 131,000 | $ 79,000 |
| Brown County Ohio | 36 | $ 2,782,000 | $ 77,000 | $ 55,000 |
| Boyd County Kentucky | 34 | $ 3,789,000 | $ 111,000 | $ 65,000 |
| Jackson County Ohio | 32 | $ 2,298,000 | $ 71,000 | $ 50,000 |
| Clinton County Ohio | 31 | $ 2,734,000 | $ 88,000 | $ 41,000 |
| Gallia County Ohio | 31 | $ 2,986,000 | $ 96,000 | $ 62,000 |
| Morgan County Ohio | 29 | $ 3,140,000 | $ 108,000 | $ 58,000 |
| Fairfield County Ohio | 27 | $ 3,697,000 | $ 136,000 | $ 77,000 |
| Mason County West Virginia | 27 | $ 2,853,000 | $ 105,000 | $ 49,000 |
| Clermont County Ohio | 24 | $ 2,583,000 | $ 107,000 | $ 56,000 |
| Warren County Ohio | 24 | $ 3,233,000 | $ 134,000 | $ 106,000 |
| Greenup County Kentucky | 22 | $ 2,082,000 | $ 94,000 | $ 53,000 |
| Highland County Ohio | 22 | $ 1,710,000 | $ 77,000 | $ 47,000 |
| Lawrence County Ohio | 19 | $ 1,798,000 | $ 94,000 | $ 44,000 |
| Licking County Ohio | 18 | $ 2,121,000 | $ 117,000 | $ 80,000 |
| Cabell County West Virginia | 17 | $ 1,544,000 | $ 90,000 | $ 70,000 |
| Montgomery County Ohio | 15 | $ 1,477,000 | $ 98,000 | $ 77,000 |
| Cuyahoga County Ohio | 12 | $ 2,318,000 | $ 193,000 | $ 85,000 |
| Tuscarawas County Ohio | 12 | $ 1,167,000 | $ 97,000 | $ 56,000 |
| Wayne County West Virginia | 12 | $ 990,000 | $ 82,000 | $ 55,000 |
| Pleasants County West Virginia | 11 | $ 1,374,000 | $ 124,000 | $ 94,000 |
| Tyler County West Virginia | 9 | $ 996,000 | $ 110,000 | $ 72,000 |
| Stark County Ohio | 8 | $ 1,157,000 | $ 144,000 | $ 70,000 |
| Belmont County Ohio | 7 | $ 785,000 | $ 112,000 | $ 73,000 |
| Butler County Ohio | 6 | $ 1,027,000 | $ 171,000 | $ 135,000 |
| Franklin County Ohio | 6 | $ 1,686,000 | $ 281,000 | $ 945,000 |
| Vinton County Ohio | 6 | $ 691,000 | $ 115,000 | $ 50,000 |
| Adams County Ohio | 5 | $ 462,000 | $ 92,000 | $ 56,000 |
| Hamilton County Ohio | 5 | $ 1,101,000 | $ 220,000 | $ 94,000 |
| Hocking County Ohio | 5 | $ 300,000 | $ 60,000 | $ 63,000 |
| Monroe County Ohio | 5 | $ 429,000 | $ 85,000 | $ 73,000 |
| Calhoun County West Virginia | 5 | $ 504,000 | $ 100,000 | $ 56,000 |
| Kanawha County West Virginia | 5 | $ 367,000 | $ 73,000 | $ 112,000 |
| Putnam County West Virginia | 5 | $ 1,399,000 | $ 279,000 | $ 216,000 |
| Knox County Ohio | 4 | $ 610,000 | $ 152,000 | $ 114,000 |
| Perry County Ohio | 4 | $ 544,000 | $ 136,000 | $ 130,000 |
| Ritchie County West Virginia | 4 | $ 679,000 | $ 169,000 | $ 100,000 |
| Wetzel County West Virginia | 4 | $ 404,000 | $ 101,000 | $ 72,000 |
| Wirt County West Virginia | 4 | $ 486,000 | $ 121,000 | $ 68,000 |
| Greene County Ohio | 3 | $ 637,000 | $ 212,000 | $ 102,000 |
| Mahoning County Ohio | 3 | $ 319,000 | $ 106,000 | $ 143,000 |
| Portage County Ohio | 3 | $ 479,000 | $ 159,000 | $ 71,000 |
| Fayette County West Virginia | 3 | $ 198,000 | $ 66,000 | $ 49,000 |
| Carter County Kentucky | 2 | $ 136,000 | $ 68,000 | $ 62,000 |
| Grand Traverse County Michigan | 2 | $ 511,000 | $ 255,000 | $ 150,000 |
| Harrison County Ohio | 2 | $ 420,000 | $ 210,000 | $ 56,000 |
| Holmes County Ohio | 2 | $ 246,000 | $ 123,000 | $ 1,144,000 |
| Lorain County Ohio | 2 | $ 134,000 | $ 67,000 | $ 148,000 |
| Medina County Ohio | 2 | $ 295,000 | $ 147,000 | $ 88,000 |
| Morrow County Ohio | 2 | $ 139,000 | $ 69,000 | $ 67,000 |
| Scioto County Ohio | 2 | $ 96,000 | $ 48,000 | $ 35,000 |
| Milwaukee County Wisconsin | 2 | $ 145,000 | $ 72,000 | $ 381,000 |
| Maricopa County Arizona | 1 | $ 404,000 | $ 404,000 | $ 365,000 |
| Manatee County Florida | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
| Sarasota County Florida | 1 | $ 910,000 | $ 910,000 | $ 846,000 |
| Boundary County Idaho | 1 | $ 171,000 | $ 171,000 | $ 59,000 |
| Bath County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lawrence County Kentucky | 1 | $ 178,000 | $ 178,000 | $ 114,000 |
| Madison County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 93,000 |
| Oldham County Kentucky | 1 | $ 240,000 | $ 240,000 | $ 105,000 |
| Rowan County Kentucky | 1 | $ 76,000 | $ 76,000 | $ 80,000 |
| Allen County Ohio | 1 | $ 153,000 | $ 153,000 | $ 49,000 |
| Ashland County Ohio | 1 | $ 57,000 | $ 57,000 | $ 102,000 |
| Carroll County Ohio | 1 | $ 188,000 | $ 188,000 | $ 379,000 |
| Clark County Ohio | 1 | $ 333,000 | $ 333,000 | $ 124,000 |
| Delaware County Ohio | 1 | $ 270,000 | $ 270,000 | $ 370,000 |
| Geauga County Ohio | 1 | $ 648,000 | $ 648,000 | $ 2,591,000 |
| Madison County Ohio | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
| Ottawa County Ohio | 1 | $ 143,000 | $ 143,000 | $ 180,000 |
| Pike County Ohio | 1 | $ 144,000 | $ 144,000 | $ 344,000 |
| Union County Ohio | 1 | $ 284,000 | $ 284,000 | $ 48,000 |
| Lane County Oregon | 1 | $ 206,000 | $ 206,000 | $ 121,000 |
| Harrison County West Virginia | 1 | $ 5,839,000 | $ 5,839,000 | $ 0 |
| Lewis County West Virginia | 1 | $ 296,000 | $ 296,000 | $ 350,000 |
| Monongalia County West Virginia | 1 | $ 146,000 | $ 146,000 | $ 123,000 |
| Roane County West Virginia | 1 | $ 59,000 | $ 59,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 758 | $93,915,000 | $123,000 | $5,839,000 | $74,000 | $2,591,000 |
| Refinancing | 498 | $65,376,000 | $131,000 | $5,272,000 | $84,000 | $5,541,000 |
| Home Improvement | 210 | $18,510,000 | $88,000 | $480,000 | $62,000 | $307,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,400 | $156,575,000 | $111,000 | $1,196,000 | $76,000 | $5,541,000 |
| Not applicable | 23 | $14,872,000 | $646,000 | $5,839,000 | $0 | $0 |
| Asian | 13 | $2,331,000 | $179,000 | $910,000 | $119,000 | $846,000 |
| Not Provided | 12 | $1,800,000 | $150,000 | $726,000 | $157,000 | $657,000 |
| Black or African American | 10 | $1,311,000 | $131,000 | $270,000 | $152,000 | $388,000 |
| Hispanic | 7 | $717,000 | $102,000 | $138,000 | $50,000 | $107,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $195,000 | $195,000 | $195,000 | $45,000 | $45,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,373 | $168,700,000 | $122,000 | $5,839,000 | $78,000 | $5,541,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 92 | $9,033,000 | $98,000 | $210,000 | $40,000 | $71,000 |
| FHA-insured (Federal Housing Administration) | 1 | $68,000 | $68,000 | $68,000 | $61,000 | $61,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 871 | $113,482,000 | $130,000 | $5,839,000 | $84,000 | $5,541,000 |
| Application Denied By Financial Institution | 305 | $31,261,000 | $102,000 | $460,000 | $54,000 | $381,000 |
| Preapproval Denied by Financial Institution | 100 | $10,000,000 | $100,000 | $333,000 | $41,000 | $140,000 |
| Application Withdrawn By Applicant | 80 | $8,973,000 | $112,000 | $610,000 | $76,000 | $344,000 |
| File Closed For Incompleteness | 60 | $7,086,000 | $118,000 | $910,000 | $123,000 | $2,591,000 |
| Application Approved But Not Accepted | 50 | $6,999,000 | $139,000 | $417,000 | $84,000 | $821,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 161 | $14,068,000 | $87,000 | $257,000 | $51,000 | $381,000 |
| Debt-To-Income Ratio | 119 | $13,634,000 | $114,000 | $460,000 | $40,000 | $150,000 |
| Collateral | 67 | $6,412,000 | $95,000 | $272,000 | $65,000 | $305,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $1,951,000 | $102,000 | $420,000 | $38,000 | $77,000 |
| Credit Application Incomplete | 17 | $2,752,000 | $161,000 | $277,000 | $82,000 | $237,000 |
| Unverifiable Information | 11 | $1,504,000 | $136,000 | $424,000 | $68,000 | $150,000 |
| Other | 8 | $750,000 | $93,000 | $172,000 | $45,000 | $89,000 |
| Mortgage Insurance Denied | 2 | $164,000 | $82,000 | $88,000 | $83,000 | $87,000 |
| Employment History | 1 | $26,000 | $26,000 | $26,000 | $33,000 | $33,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.