Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Peoples Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank 138 Putnam Street Marietta, OH 45750 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 2,955 |
| Total Mortgage Loan Application Amount | $337,345,000 |
| Average Mortgage Loan Application Amount | $95,400 |
| Highest Mortgage Loan Application Amount | $4,375,000 |
| Average Applicant Income | $74,800 |
| Highest Applicant Income | $1,228,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Ohio | 306 | $ 26,320,000 | $ 86,000 | $ 70,000 |
| Wood County West Virginia | 248 | $ 22,690,000 | $ 91,000 | $ 71,000 |
| Guernsey County Ohio | 158 | $ 13,830,000 | $ 87,000 | $ 68,000 |
| Scioto County Ohio | 139 | $ 12,085,000 | $ 86,000 | $ 75,000 |
| Hamilton County Ohio | 137 | $ 21,885,000 | $ 159,000 | $ 124,000 |
| Clermont County Ohio | 120 | $ 15,750,000 | $ 131,000 | $ 90,000 |
| Coshocton County Ohio | 88 | $ 6,610,000 | $ 75,000 | $ 67,000 |
| Warren County Ohio | 88 | $ 15,710,000 | $ 178,000 | $ 116,000 |
| Brown County Ohio | 84 | $ 6,500,000 | $ 77,000 | $ 62,000 |
| Summit County Ohio | 81 | $ 11,345,000 | $ 140,000 | $ 111,000 |
| Meigs County Ohio | 72 | $ 6,230,000 | $ 86,000 | $ 63,000 |
| Morgan County Ohio | 72 | $ 6,120,000 | $ 85,000 | $ 60,000 |
| Clinton County Ohio | 71 | $ 5,525,000 | $ 77,000 | $ 70,000 |
| Athens County Ohio | 70 | $ 6,040,000 | $ 86,000 | $ 65,000 |
| Noble County Ohio | 64 | $ 5,590,000 | $ 87,000 | $ 74,000 |
| Muskingum County Ohio | 61 | $ 6,875,000 | $ 112,000 | $ 60,000 |
| Fairfield County Ohio | 59 | $ 5,785,000 | $ 98,000 | $ 63,000 |
| Jackson County Ohio | 55 | $ 3,465,000 | $ 63,000 | $ 59,000 |
| Greenup County Kentucky | 54 | $ 4,460,000 | $ 82,000 | $ 64,000 |
| Butler County Ohio | 46 | $ 10,300,000 | $ 223,000 | $ 98,000 |
| Highland County Ohio | 43 | $ 2,975,000 | $ 69,000 | $ 69,000 |
| Montgomery County Ohio | 43 | $ 7,785,000 | $ 181,000 | $ 117,000 |
| Greene County Ohio | 36 | $ 9,010,000 | $ 250,000 | $ 130,000 |
| Boyd County Kentucky | 33 | $ 2,185,000 | $ 66,000 | $ 56,000 |
| Gallia County Ohio | 33 | $ 3,005,000 | $ 91,000 | $ 71,000 |
| Licking County Ohio | 29 | $ 2,905,000 | $ 100,000 | $ 116,000 |
| Cabell County West Virginia | 29 | $ 2,825,000 | $ 97,000 | $ 64,000 |
| Miami County Ohio | 25 | $ 6,255,000 | $ 250,000 | $ 112,000 |
| Mason County West Virginia | 23 | $ 1,115,000 | $ 48,000 | $ 62,000 |
| Franklin County Ohio | 22 | $ 7,020,000 | $ 319,000 | $ 200,000 |
| Lawrence County Ohio | 22 | $ 2,730,000 | $ 124,000 | $ 65,000 |
| Cuyahoga County Ohio | 19 | $ 3,195,000 | $ 168,000 | $ 103,000 |
| Pike County Ohio | 19 | $ 1,545,000 | $ 81,000 | $ 126,000 |
| Tyler County West Virginia | 17 | $ 1,035,000 | $ 60,000 | $ 69,000 |
| Knox County Ohio | 14 | $ 1,180,000 | $ 84,000 | $ 58,000 |
| Perry County Ohio | 13 | $ 1,325,000 | $ 101,000 | $ 82,000 |
| Tuscarawas County Ohio | 12 | $ 1,040,000 | $ 86,000 | $ 56,000 |
| Wetzel County West Virginia | 12 | $ 580,000 | $ 48,000 | $ 54,000 |
| Wayne County West Virginia | 11 | $ 995,000 | $ 90,000 | $ 62,000 |
| Ritchie County West Virginia | 10 | $ 1,260,000 | $ 126,000 | $ 69,000 |
| Monroe County Ohio | 9 | $ 425,000 | $ 47,000 | $ 43,000 |
| Dearborn County Indiana | 8 | $ 1,410,000 | $ 176,000 | $ 93,000 |
| Adams County Ohio | 8 | $ 790,000 | $ 98,000 | $ 73,000 |
| Preble County Ohio | 7 | $ 955,000 | $ 136,000 | $ 74,000 |
| Pleasants County West Virginia | 7 | $ 775,000 | $ 110,000 | $ 110,000 |
| Wirt County West Virginia | 7 | $ 505,000 | $ 72,000 | $ 62,000 |
| Fayette County Ohio | 6 | $ 420,000 | $ 70,000 | $ 53,000 |
| Portage County Ohio | 6 | $ 1,040,000 | $ 173,000 | $ 164,000 |
| Stark County Ohio | 6 | $ 1,750,000 | $ 291,000 | $ 294,000 |
| Vinton County Ohio | 6 | $ 450,000 | $ 75,000 | $ 60,000 |
| Campbell County Kentucky | 5 | $ 1,155,000 | $ 231,000 | $ 138,000 |
| Kenton County Kentucky | 5 | $ 565,000 | $ 113,000 | $ 83,000 |
| Belmont County Ohio | 5 | $ 395,000 | $ 79,000 | $ 118,000 |
| Ross County Ohio | 5 | $ 485,000 | $ 97,000 | $ 96,000 |
| Lincoln County West Virginia | 5 | $ 175,000 | $ 35,000 | $ 42,000 |
| Carter County Kentucky | 4 | $ 270,000 | $ 67,000 | $ 47,000 |
| Lawrence County Kentucky | 4 | $ 530,000 | $ 132,000 | $ 89,000 |
| Lewis County Kentucky | 4 | $ 620,000 | $ 155,000 | $ 71,000 |
| Delaware County Ohio | 4 | $ 1,800,000 | $ 450,000 | $ 239,000 |
| Hocking County Ohio | 4 | $ 130,000 | $ 32,000 | $ 53,000 |
| Medina County Ohio | 4 | $ 810,000 | $ 202,000 | $ 105,000 |
| Calhoun County West Virginia | 4 | $ 570,000 | $ 142,000 | $ 65,000 |
| Collier County Florida | 3 | $ 865,000 | $ 288,000 | $ 155,000 |
| Jefferson County Kentucky | 3 | $ 785,000 | $ 261,000 | $ 131,000 |
| Clark County Ohio | 3 | $ 135,000 | $ 45,000 | $ 21,000 |
| Kanawha County West Virginia | 3 | $ 4,605,000 | $ 1,535,000 | $ 59,000 |
| Marshall County West Virginia | 3 | $ 55,000 | $ 18,000 | $ 19,000 |
| Putnam County West Virginia | 3 | $ 605,000 | $ 201,000 | $ 161,000 |
| Manatee County Florida | 2 | $ 500,000 | $ 250,000 | $ 74,000 |
| Sarasota County Florida | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Boone County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 51,000 |
| Menifee County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 7,000 |
| Macomb County Michigan | 2 | $ 480,000 | $ 240,000 | $ 110,000 |
| Holmes County Ohio | 2 | $ 210,000 | $ 105,000 | $ 98,000 |
| Jefferson County Ohio | 2 | $ 150,000 | $ 75,000 | $ 113,000 |
| Wayne County Ohio | 2 | $ 230,000 | $ 115,000 | $ 125,000 |
| Beaufort County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 27,000 |
| Sumner County Tennessee | 2 | $ 630,000 | $ 315,000 | $ 142,000 |
| Doddridge County West Virginia | 2 | $ 100,000 | $ 50,000 | $ 81,000 |
| Houston County Alabama | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Brevard County Florida | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| Charlotte County Florida | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Lee County Florida | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Monroe County Florida | 1 | $ 335,000 | $ 335,000 | $ 131,000 |
| Putnam County Florida | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| St. Johns County Florida | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Walton County Florida | 1 | $ 455,000 | $ 455,000 | $ 235,000 |
| Gwinnett County Georgia | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| Union County Indiana | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Letcher County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 180,000 |
| Wayne County Michigan | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Ashland County Ohio | 1 | $ 195,000 | $ 195,000 | $ 23,000 |
| Crawford County Ohio | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Erie County Ohio | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Geauga County Ohio | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Lorain County Ohio | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Madison County Ohio | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Mahoning County Ohio | 1 | $ 185,000 | $ 185,000 | $ 143,000 |
| Mercer County Ohio | 1 | $ 165,000 | $ 165,000 | $ 157,000 |
| Ottawa County Ohio | 1 | $ 145,000 | $ 145,000 | $ 206,000 |
| Beaver County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Maury County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 123,000 |
| Harris County Texas | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Braxton County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Fayette County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Jackson County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Marion County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Monongalia County West Virginia | 1 | $ 4,375,000 | $ 4,375,000 | $ 0 |
| Nicholas County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Pocahontas County West Virginia | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
| Milwaukee County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 352,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,355 | $209,145,000 | $154,000 | $4,375,000 | $84,000 | $748,000 |
| Cash-out Refinancing | 593 | $61,735,000 | $104,000 | $715,000 | $78,000 | $1,228,000 |
| Home Improvement | 470 | $21,730,000 | $46,000 | $655,000 | $77,000 | $748,000 |
| Other Purpose | 295 | $15,345,000 | $52,000 | $585,000 | $66,000 | $352,000 |
| Refinancing | 242 | $29,390,000 | $121,000 | $1,575,000 | $69,000 | $396,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,759 | $297,345,000 | $107,000 | $855,000 | $78,000 | $1,228,000 |
| Not Provided | 91 | $11,305,000 | $124,000 | $625,000 | $93,000 | $542,000 |
| Asian | 33 | $6,755,000 | $204,000 | $465,000 | $115,000 | $446,000 |
| Black or African American | 29 | $4,275,000 | $147,000 | $435,000 | $85,000 | $352,000 |
| Not applicable | 19 | $14,385,000 | $757,000 | $4,375,000 | $0 | $0 |
| Hispanic | 12 | $1,840,000 | $153,000 | $435,000 | $99,000 | $284,000 |
| American Indian or Alaskan Native | 9 | $845,000 | $93,000 | $225,000 | $64,000 | $113,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $75,000 | $75,000 | $75,000 | $31,000 | $31,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,802 | $313,550,000 | $111,000 | $4,375,000 | $80,000 | $1,228,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 91 | $10,205,000 | $112,000 | $295,000 | $44,000 | $94,000 |
| FHA-insured (Federal Housing Administration) | 39 | $7,075,000 | $181,000 | $295,000 | $70,000 | $140,000 |
| VA-guaranteed (Veterans Administration) | 23 | $6,515,000 | $283,000 | $445,000 | $107,000 | $215,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,808 | $201,920,000 | $111,000 | $4,375,000 | $82,000 | $748,000 |
| Application Denied By Financial Institution | 522 | $45,310,000 | $86,000 | $755,000 | $62,000 | $635,000 |
| Application Withdrawn By Applicant | 191 | $22,495,000 | $117,000 | $645,000 | $90,000 | $1,228,000 |
| Application Approved But Not Accepted | 122 | $21,480,000 | $176,000 | $715,000 | $103,000 | $411,000 |
| Preapproval Approved but not Accepted | 117 | $16,585,000 | $141,000 | $685,000 | $63,000 | $466,000 |
| Preapproval Denied by Financial Institution | 104 | $11,890,000 | $114,000 | $855,000 | $49,000 | $211,000 |
| File Closed For Incompleteness | 70 | $8,360,000 | $119,000 | $405,000 | $69,000 | $408,000 |
| Loan Purchased By The Institution | 21 | $9,305,000 | $443,000 | $715,000 | $232,000 | $710,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,329 | $280,145,000 | $120,000 | $4,375,000 | $84,000 | $1,228,000 |
| Debt-To-Income Ratio | 249 | $25,265,000 | $101,000 | $855,000 | $48,000 | $290,000 |
| Credit History | 194 | $14,630,000 | $75,000 | $365,000 | $57,000 | $451,000 |
| Collateral | 118 | $10,000,000 | $84,000 | $755,000 | $83,000 | $635,000 |
| Credit Application Incomplete | 26 | $2,490,000 | $95,000 | $285,000 | $63,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $2,625,000 | $125,000 | $255,000 | $70,000 | $284,000 |
| Other | 10 | $1,270,000 | $127,000 | $405,000 | $73,000 | $240,000 |
| Unverifiable Information | 4 | $430,000 | $107,000 | $135,000 | $69,000 | $180,000 |
| Mortgage Insurance Denied | 3 | $365,000 | $121,000 | $175,000 | $88,000 | $138,000 |
| Employment History | 1 | $125,000 | $125,000 | $125,000 | $27,000 | $27,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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