Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Peoples Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank 138 Putnam Street Marietta, OH 45750 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 3,338 |
| Total Mortgage Loan Application Amount | $415,000,000 |
| Average Mortgage Loan Application Amount | $104,000 |
| Highest Mortgage Loan Application Amount | $5,435,000 |
| Average Applicant Income | $68,333 |
| Highest Applicant Income | $2,886,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Ohio | 342 | $ 33,900,000 | $ 99,000 | $ 85,000 |
| Wood County West Virginia | 233 | $ 22,535,000 | $ 96,000 | $ 88,000 |
| Hamilton County Ohio | 179 | $ 34,725,000 | $ 193,000 | $ 124,000 |
| Scioto County Ohio | 174 | $ 15,100,000 | $ 86,000 | $ 86,000 |
| Guernsey County Ohio | 155 | $ 14,525,000 | $ 93,000 | $ 69,000 |
| Warren County Ohio | 143 | $ 24,075,000 | $ 168,000 | $ 111,000 |
| Summit County Ohio | 114 | $ 12,990,000 | $ 113,000 | $ 60,000 |
| Butler County Ohio | 94 | $ 20,320,000 | $ 216,000 | $ 101,000 |
| Clermont County Ohio | 89 | $ 11,245,000 | $ 126,000 | $ 88,000 |
| Coshocton County Ohio | 84 | $ 6,460,000 | $ 76,000 | $ 66,000 |
| Athens County Ohio | 70 | $ 6,140,000 | $ 87,000 | $ 71,000 |
| Greenup County Kentucky | 66 | $ 5,350,000 | $ 81,000 | $ 54,000 |
| Brown County Ohio | 63 | $ 5,675,000 | $ 90,000 | $ 77,000 |
| Muskingum County Ohio | 63 | $ 5,445,000 | $ 86,000 | $ 68,000 |
| Noble County Ohio | 62 | $ 6,170,000 | $ 99,000 | $ 73,000 |
| Meigs County Ohio | 60 | $ 7,240,000 | $ 120,000 | $ 77,000 |
| Morgan County Ohio | 59 | $ 4,755,000 | $ 80,000 | $ 74,000 |
| Clinton County Ohio | 57 | $ 4,235,000 | $ 74,000 | $ 108,000 |
| Greene County Ohio | 57 | $ 12,855,000 | $ 225,000 | $ 119,000 |
| Fairfield County Ohio | 56 | $ 6,050,000 | $ 108,000 | $ 71,000 |
| Floyd County Kentucky | 52 | $ 4,610,000 | $ 88,000 | $ 61,000 |
| Gallia County Ohio | 51 | $ 5,285,000 | $ 103,000 | $ 93,000 |
| Montgomery County Ohio | 49 | $ 10,065,000 | $ 205,000 | $ 105,000 |
| Cuyahoga County Ohio | 47 | $ 7,075,000 | $ 150,000 | $ 21,000 |
| Highland County Ohio | 47 | $ 3,135,000 | $ 66,000 | $ 70,000 |
| Franklin County Ohio | 45 | $ 13,645,000 | $ 303,000 | $ 109,000 |
| Jackson County Ohio | 45 | $ 2,865,000 | $ 63,000 | $ 66,000 |
| Jefferson County Kentucky | 39 | $ 9,185,000 | $ 235,000 | $ 84,000 |
| Boyd County Kentucky | 37 | $ 3,235,000 | $ 87,000 | $ 57,000 |
| Johnson County Kentucky | 31 | $ 2,825,000 | $ 91,000 | $ 77,000 |
| Licking County Ohio | 29 | $ 3,605,000 | $ 124,000 | $ 74,000 |
| Cabell County West Virginia | 27 | $ 3,705,000 | $ 137,000 | $ 69,000 |
| Pike County Ohio | 22 | $ 2,200,000 | $ 100,000 | $ 68,000 |
| Mason County West Virginia | 21 | $ 1,525,000 | $ 72,000 | $ 49,000 |
| Knox County Ohio | 18 | $ 1,880,000 | $ 104,000 | $ 85,000 |
| Wayne County West Virginia | 18 | $ 1,530,000 | $ 85,000 | $ 86,000 |
| Portage County Ohio | 16 | $ 2,120,000 | $ 132,000 | $ 118,000 |
| Wetzel County West Virginia | 15 | $ 935,000 | $ 62,000 | $ 67,000 |
| Dearborn County Indiana | 14 | $ 2,900,000 | $ 207,000 | $ 75,000 |
| Adams County Ohio | 14 | $ 1,530,000 | $ 109,000 | $ 58,000 |
| Lawrence County Ohio | 14 | $ 1,080,000 | $ 77,000 | $ 47,000 |
| Ross County Ohio | 14 | $ 1,420,000 | $ 101,000 | $ 62,000 |
| Miami County Ohio | 13 | $ 3,745,000 | $ 288,000 | $ 114,000 |
| Pike County Kentucky | 12 | $ 1,640,000 | $ 136,000 | $ 106,000 |
| Tyler County West Virginia | 12 | $ 650,000 | $ 54,000 | $ 50,000 |
| Delaware County Ohio | 11 | $ 2,765,000 | $ 251,000 | $ 36,000 |
| Medina County Ohio | 11 | $ 1,545,000 | $ 140,000 | $ 35,000 |
| Jackson County West Virginia | 11 | $ 995,000 | $ 90,000 | $ 54,000 |
| Lorain County Ohio | 10 | $ 1,780,000 | $ 178,000 | $ 22,000 |
| Tuscarawas County Ohio | 10 | $ 800,000 | $ 80,000 | $ 59,000 |
| Pleasants County West Virginia | 10 | $ 890,000 | $ 89,000 | $ 65,000 |
| Lake County Ohio | 9 | $ 1,145,000 | $ 127,000 | $ 13,000 |
| Stark County Ohio | 9 | $ 1,285,000 | $ 142,000 | $ 63,000 |
| Magoffin County Kentucky | 8 | $ 320,000 | $ 40,000 | $ 53,000 |
| Oldham County Kentucky | 8 | $ 2,100,000 | $ 262,000 | $ 155,000 |
| Belmont County Ohio | 8 | $ 1,070,000 | $ 133,000 | $ 89,000 |
| Hocking County Ohio | 8 | $ 450,000 | $ 56,000 | $ 66,000 |
| Monroe County Ohio | 8 | $ 880,000 | $ 110,000 | $ 74,000 |
| Vinton County Ohio | 8 | $ 540,000 | $ 67,000 | $ 55,000 |
| Fayette County Kentucky | 7 | $ 1,055,000 | $ 150,000 | $ 86,000 |
| Geauga County Ohio | 6 | $ 1,350,000 | $ 225,000 | $ 205,000 |
| Preble County Ohio | 6 | $ 800,000 | $ 133,000 | $ 55,000 |
| Monongalia County West Virginia | 6 | $ 2,130,000 | $ 355,000 | $ 55,000 |
| Wirt County West Virginia | 6 | $ 590,000 | $ 98,000 | $ 87,000 |
| Carter County Kentucky | 5 | $ 415,000 | $ 83,000 | $ 61,000 |
| Boone County Kentucky | 4 | $ 370,000 | $ 92,000 | $ 37,000 |
| Kenton County Kentucky | 4 | $ 960,000 | $ 240,000 | $ 195,000 |
| Martin County Kentucky | 4 | $ 260,000 | $ 65,000 | $ 120,000 |
| Perry County Ohio | 4 | $ 230,000 | $ 57,000 | $ 88,000 |
| Wayne County Ohio | 4 | $ 440,000 | $ 110,000 | $ 246,000 |
| Ritchie County West Virginia | 4 | $ 420,000 | $ 105,000 | $ 152,000 |
| Ashtabula County Ohio | 3 | $ 925,000 | $ 308,000 | $ 86,000 |
| Fayette County Ohio | 3 | $ 115,000 | $ 38,000 | $ 28,000 |
| Holmes County Ohio | 3 | $ 1,205,000 | $ 401,000 | $ 99,000 |
| Union County Ohio | 3 | $ 765,000 | $ 255,000 | $ 184,000 |
| Sevier County Tennessee | 3 | $ 465,000 | $ 155,000 | $ 113,000 |
| Kanawha County West Virginia | 3 | $ 225,000 | $ 75,000 | $ 71,000 |
| Lincoln County West Virginia | 3 | $ 245,000 | $ 81,000 | $ 112,000 |
| Putnam County West Virginia | 3 | $ 475,000 | $ 158,000 | $ 73,000 |
| Franklin County Indiana | 2 | $ 370,000 | $ 185,000 | $ 110,000 |
| Knott County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
| Lawrence County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 40,000 |
| Scott County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Allen County Ohio | 2 | $ 750,000 | $ 375,000 | $ 234,000 |
| Carroll County Ohio | 2 | $ 90,000 | $ 45,000 | $ 65,000 |
| Mahoning County Ohio | 2 | $ 290,000 | $ 145,000 | $ 44,000 |
| Trumbull County Ohio | 2 | $ 210,000 | $ 105,000 | $ 128,000 |
| Washington County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 53,000 |
| Harris County Texas | 2 | $ 330,000 | $ 165,000 | $ 111,000 |
| Harrison County West Virginia | 2 | $ 700,000 | $ 350,000 | $ 148,000 |
| Milwaukee County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 352,000 |
| Baldwin County Alabama | 1 | $ 205,000 | $ 205,000 | $ 153,000 |
| Geneva County Alabama | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Escambia County Florida | 1 | $ 75,000 | $ 75,000 | $ 118,000 |
| Monroe County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 360,000 |
| Sarasota County Florida | 1 | $ 395,000 | $ 395,000 | $ 282,000 |
| DuPage County Illinois | 1 | $ 715,000 | $ 715,000 | $ 222,000 |
| Winnebago County Illinois | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Boone County Indiana | 1 | $ 385,000 | $ 385,000 | $ 187,000 |
| Marion County Indiana | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Campbell County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Elliott County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Jessamine County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Lewis County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| Madison County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Marion County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Nelson County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Warren County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Wayne County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 204,000 |
| Orleans County Louisiana | 1 | $ 395,000 | $ 395,000 | $ 150,000 |
| Bristol County Massachusetts | 1 | $ 235,000 | $ 235,000 | $ 309,000 |
| Wayne County Michigan | 1 | $ 55,000 | $ 55,000 | $ 189,000 |
| Brunswick County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Iredell County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 240,000 |
| Northampton County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Clark County Ohio | 1 | $ 285,000 | $ 285,000 | $ 177,000 |
| Huron County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Logan County Ohio | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lucas County Ohio | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Madison County Ohio | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Morrow County Ohio | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Pickaway County Ohio | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Richland County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Seneca County Ohio | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Wood County Ohio | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| York County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Beaufort County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 674,000 |
| Maury County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Travis County Texas | 1 | $ 485,000 | $ 485,000 | $ 110,000 |
| Bedford County Virginia | 1 | $ 225,000 | $ 225,000 | $ 237,000 |
| Calhoun County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| Doddridge County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Fayette County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Hardy County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Jefferson County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Mingo County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Ohio County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Pocahontas County West Virginia | 1 | $ 455,000 | $ 455,000 | $ 750,000 |
| Raleigh County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Randolph County West Virginia | 1 | $ 195,000 | $ 195,000 | $ 525,000 |
| Roane County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,393 | $227,725,000 | $163,000 | $5,435,000 | $86,000 | $2,886,000 |
| Cash-out Refinancing | 777 | $92,745,000 | $119,000 | $1,135,000 | $85,000 | $1,373,000 |
| Home Improvement | 498 | $21,640,000 | $43,000 | $505,000 | $83,000 | $2,416,000 |
| Refinancing | 365 | $55,475,000 | $151,000 | $855,000 | $87,000 | $772,000 |
| Other Purpose | 288 | $15,810,000 | $54,000 | $1,005,000 | $69,000 | $561,000 |
| Not Applicable | 17 | $1,605,000 | $94,000 | $275,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,958 | $341,390,000 | $115,000 | $1,135,000 | $86,000 | $2,886,000 |
| Not applicable | 195 | $41,435,000 | $212,000 | $5,435,000 | $0 | $1,000 |
| Black or African American | 61 | $11,325,000 | $185,000 | $505,000 | $120,000 | $440,000 |
| Asian | 41 | $8,145,000 | $198,000 | $405,000 | $82,000 | $254,000 |
| Not Provided | 39 | $5,545,000 | $142,000 | $485,000 | $109,000 | $312,000 |
| Hispanic | 29 | $5,255,000 | $181,000 | $885,000 | $162,000 | $700,000 |
| American Indian or Alaskan Native | 7 | $485,000 | $69,000 | $185,000 | $29,000 | $52,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $90,000 | $45,000 | $45,000 | $70,000 | $70,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,147 | $379,235,000 | $120,000 | $5,435,000 | $84,000 | $2,886,000 |
| FHA-insured (Federal Housing Administration) | 83 | $15,485,000 | $186,000 | $325,000 | $74,000 | $198,000 |
| VA-guaranteed (Veterans Administration) | 57 | $15,065,000 | $264,000 | $485,000 | $92,000 | $206,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $5,215,000 | $102,000 | $225,000 | $40,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,130 | $266,200,000 | $124,000 | $5,435,000 | $90,000 | $1,373,000 |
| Application Denied By Financial Institution | 447 | $37,525,000 | $83,000 | $1,135,000 | $72,000 | $2,416,000 |
| Application Withdrawn By Applicant | 228 | $29,930,000 | $131,000 | $885,000 | $96,000 | $2,886,000 |
| Loan Purchased By The Institution | 180 | $30,980,000 | $172,000 | $585,000 | $0 | $1,000 |
| Application Approved But Not Accepted | 155 | $25,065,000 | $161,000 | $485,000 | $99,000 | $282,000 |
| Preapproval Approved but not Accepted | 76 | $12,110,000 | $159,000 | $645,000 | $78,000 | $603,000 |
| File Closed For Incompleteness | 70 | $7,840,000 | $112,000 | $505,000 | $85,000 | $412,000 |
| Preapproval Denied by Financial Institution | 52 | $5,350,000 | $102,000 | $245,000 | $41,000 | $132,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,839 | $372,125,000 | $131,000 | $5,435,000 | $86,000 | $2,886,000 |
| Credit History | 208 | $14,840,000 | $71,000 | $415,000 | $77,000 | $2,416,000 |
| Debt-To-Income Ratio | 174 | $16,770,000 | $96,000 | $1,135,000 | $44,000 | $336,000 |
| Collateral | 81 | $6,435,000 | $79,000 | $345,000 | $79,000 | $273,000 |
| Credit Application Incomplete | 12 | $2,100,000 | $175,000 | $475,000 | $183,000 | $1,215,000 |
| Other | 11 | $1,465,000 | $133,000 | $505,000 | $96,000 | $346,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $930,000 | $116,000 | $255,000 | $61,000 | $107,000 |
| Unverifiable Information | 3 | $195,000 | $65,000 | $125,000 | $40,000 | $58,000 |
| Mortgage Insurance Denied | 1 | $75,000 | $75,000 | $75,000 | $48,000 | $48,000 |
| Employment History | 1 | $65,000 | $65,000 | $65,000 | $25,000 | $25,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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