Peoples Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank 138 Putnam Street Marietta, OH 45750 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 3,472 |
| Total Mortgage Loan Application Amount | $386,490,000 |
| Average Mortgage Loan Application Amount | $110,600 |
| Highest Mortgage Loan Application Amount | $14,885,000 |
| Average Applicant Income | $87,400 |
| Highest Applicant Income | $3,086,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Ohio | 307 | $ 28,905,000 | $ 94,000 | $ 81,000 |
| Wood County West Virginia | 238 | $ 23,160,000 | $ 97,000 | $ 81,000 |
| Guernsey County Ohio | 148 | $ 12,420,000 | $ 83,000 | $ 74,000 |
| Scioto County Ohio | 122 | $ 11,720,000 | $ 96,000 | $ 80,000 |
| Brown County Ohio | 105 | $ 9,945,000 | $ 94,000 | $ 79,000 |
| Warren County Ohio | 96 | $ 11,740,000 | $ 122,000 | $ 106,000 |
| Athens County Ohio | 92 | $ 8,980,000 | $ 97,000 | $ 93,000 |
| Lawrence County Ohio | 90 | $ 6,160,000 | $ 68,000 | $ 71,000 |
| Greenbrier County West Virginia | 83 | $ 10,525,000 | $ 126,000 | $ 108,000 |
| Clinton County Ohio | 82 | $ 8,120,000 | $ 99,000 | $ 66,000 |
| Coshocton County Ohio | 75 | $ 7,515,000 | $ 100,000 | $ 63,000 |
| Floyd County Kentucky | 72 | $ 6,020,000 | $ 83,000 | $ 73,000 |
| Clermont County Ohio | 71 | $ 9,435,000 | $ 132,000 | $ 89,000 |
| Braxton County West Virginia | 70 | $ 4,970,000 | $ 71,000 | $ 66,000 |
| Jackson County Ohio | 69 | $ 5,565,000 | $ 80,000 | $ 81,000 |
| Muskingum County Ohio | 66 | $ 6,630,000 | $ 100,000 | $ 91,000 |
| Fairfield County Ohio | 65 | $ 6,575,000 | $ 101,000 | $ 77,000 |
| Gallia County Ohio | 63 | $ 5,835,000 | $ 92,000 | $ 77,000 |
| Highland County Ohio | 62 | $ 5,840,000 | $ 94,000 | $ 73,000 |
| Cabell County West Virginia | 60 | $ 6,660,000 | $ 111,000 | $ 67,000 |
| Greenup County Kentucky | 58 | $ 5,810,000 | $ 100,000 | $ 85,000 |
| Morgan County Ohio | 57 | $ 4,775,000 | $ 83,000 | $ 77,000 |
| Noble County Ohio | 56 | $ 5,620,000 | $ 100,000 | $ 84,000 |
| Meigs County Ohio | 53 | $ 4,925,000 | $ 92,000 | $ 72,000 |
| Lewis County Kentucky | 52 | $ 3,280,000 | $ 63,000 | $ 68,000 |
| Summit County Ohio | 52 | $ 6,590,000 | $ 126,000 | $ 234,000 |
| Mason County Kentucky | 46 | $ 4,080,000 | $ 88,000 | $ 71,000 |
| Boyd County Kentucky | 44 | $ 2,240,000 | $ 50,000 | $ 60,000 |
| Jackson County West Virginia | 44 | $ 4,200,000 | $ 95,000 | $ 54,000 |
| Mason County West Virginia | 43 | $ 3,725,000 | $ 86,000 | $ 66,000 |
| Johnson County Kentucky | 42 | $ 3,400,000 | $ 80,000 | $ 113,000 |
| Hamilton County Ohio | 39 | $ 7,265,000 | $ 186,000 | $ 119,000 |
| Licking County Ohio | 33 | $ 2,815,000 | $ 85,000 | $ 83,000 |
| Pike County Ohio | 30 | $ 2,350,000 | $ 78,000 | $ 77,000 |
| Butler County Ohio | 28 | $ 3,430,000 | $ 122,000 | $ 99,000 |
| Upshur County West Virginia | 28 | $ 1,860,000 | $ 66,000 | $ 75,000 |
| Bracken County Kentucky | 24 | $ 2,660,000 | $ 110,000 | $ 72,000 |
| Knox County Ohio | 23 | $ 2,715,000 | $ 118,000 | $ 79,000 |
| Montgomery County Ohio | 23 | $ 2,655,000 | $ 115,000 | $ 83,000 |
| Cuyahoga County Ohio | 21 | $ 3,485,000 | $ 165,000 | $ 155,000 |
| Magoffin County Kentucky | 19 | $ 1,415,000 | $ 74,000 | $ 77,000 |
| Perry County Ohio | 19 | $ 1,865,000 | $ 98,000 | $ 90,000 |
| Kanawha County West Virginia | 19 | $ 2,035,000 | $ 107,000 | $ 104,000 |
| Logan County West Virginia | 18 | $ 2,140,000 | $ 118,000 | $ 73,000 |
| Wayne County West Virginia | 18 | $ 1,220,000 | $ 67,000 | $ 43,000 |
| Breathitt County Kentucky | 17 | $ 1,265,000 | $ 74,000 | $ 65,000 |
| Roane County West Virginia | 17 | $ 1,815,000 | $ 106,000 | $ 66,000 |
| Alleghany County Virginia | 16 | $ 1,340,000 | $ 83,000 | $ 55,000 |
| Henry County Kentucky | 15 | $ 1,015,000 | $ 67,000 | $ 63,000 |
| Pike County Kentucky | 15 | $ 1,625,000 | $ 108,000 | $ 89,000 |
| Harrison County West Virginia | 15 | $ 1,475,000 | $ 98,000 | $ 86,000 |
| Nicholas County West Virginia | 15 | $ 1,255,000 | $ 83,000 | $ 73,000 |
| Martin County Kentucky | 14 | $ 690,000 | $ 49,000 | $ 43,000 |
| Tuscarawas County Ohio | 14 | $ 1,860,000 | $ 132,000 | $ 158,000 |
| Monroe County Ohio | 13 | $ 1,015,000 | $ 78,000 | $ 63,000 |
| Vinton County Ohio | 13 | $ 875,000 | $ 67,000 | $ 49,000 |
| Boone County West Virginia | 13 | $ 805,000 | $ 61,000 | $ 61,000 |
| Lincoln County West Virginia | 12 | $ 810,000 | $ 67,000 | $ 56,000 |
| Shelby County Kentucky | 11 | $ 1,795,000 | $ 163,000 | $ 64,000 |
| Adams County Ohio | 11 | $ 795,000 | $ 72,000 | $ 72,000 |
| Covington County Virginia | 11 | $ 455,000 | $ 41,000 | $ 73,000 |
| Scott County Kentucky | 10 | $ 1,200,000 | $ 120,000 | $ 95,000 |
| Monroe County West Virginia | 10 | $ 570,000 | $ 57,000 | $ 69,000 |
| Wetzel County West Virginia | 10 | $ 730,000 | $ 73,000 | $ 57,000 |
| Kenton County Kentucky | 9 | $ 19,505,000 | $ 2,167,000 | $ 134,000 |
| Robertson County Kentucky | 9 | $ 795,000 | $ 88,000 | $ 59,000 |
| Franklin County Ohio | 9 | $ 1,045,000 | $ 116,000 | $ 209,000 |
| Pleasants County West Virginia | 9 | $ 1,265,000 | $ 140,000 | $ 88,000 |
| Barbour County West Virginia | 8 | $ 770,000 | $ 96,000 | $ 69,000 |
| Webster County West Virginia | 8 | $ 480,000 | $ 60,000 | $ 73,000 |
| Lawrence County Kentucky | 7 | $ 1,055,000 | $ 150,000 | $ 49,000 |
| Greene County Ohio | 7 | $ 925,000 | $ 132,000 | $ 155,000 |
| Lewis County West Virginia | 7 | $ 745,000 | $ 106,000 | $ 163,000 |
| Tyler County West Virginia | 7 | $ 515,000 | $ 73,000 | $ 65,000 |
| Stark County Ohio | 6 | $ 1,120,000 | $ 186,000 | $ 124,000 |
| Henrico County Virginia | 6 | $ 3,460,000 | $ 576,000 | $ 817,000 |
| Calhoun County West Virginia | 6 | $ 1,010,000 | $ 168,000 | $ 75,000 |
| Carter County Kentucky | 5 | $ 745,000 | $ 149,000 | $ 93,000 |
| Montgomery County Maryland | 5 | $ 3,885,000 | $ 777,000 | $ 418,000 |
| Fayette County Ohio | 5 | $ 195,000 | $ 39,000 | $ 39,000 |
| Miami County Ohio | 5 | $ 925,000 | $ 185,000 | $ 88,000 |
| Portage County Ohio | 5 | $ 485,000 | $ 97,000 | $ 57,000 |
| Richmond City County Virginia | 5 | $ 1,105,000 | $ 221,000 | $ 159,000 |
| Putnam County West Virginia | 5 | $ 655,000 | $ 131,000 | $ 53,000 |
| Ritchie County West Virginia | 5 | $ 235,000 | $ 47,000 | $ 62,000 |
| Wirt County West Virginia | 5 | $ 645,000 | $ 129,000 | $ 98,000 |
| Boone County Kentucky | 4 | $ 14,880,000 | $ 3,720,000 | $ 184,000 |
| Harrison County Kentucky | 4 | $ 240,000 | $ 60,000 | $ 55,000 |
| Jessamine County Kentucky | 4 | $ 700,000 | $ 175,000 | $ 378,000 |
| Knott County Kentucky | 4 | $ 210,000 | $ 52,000 | $ 44,000 |
| Perry County Kentucky | 4 | $ 240,000 | $ 60,000 | $ 42,000 |
| Belmont County Ohio | 4 | $ 430,000 | $ 107,000 | $ 98,000 |
| Delaware County Ohio | 4 | $ 1,830,000 | $ 457,000 | $ 170,000 |
| Hocking County Ohio | 4 | $ 280,000 | $ 70,000 | $ 56,000 |
| Preble County Ohio | 4 | $ 300,000 | $ 75,000 | $ 44,000 |
| Marion County West Virginia | 4 | $ 280,000 | $ 70,000 | $ 61,000 |
| Raleigh County West Virginia | 4 | $ 900,000 | $ 225,000 | $ 153,000 |
| Dearborn County Indiana | 3 | $ 225,000 | $ 75,000 | $ 102,000 |
| Campbell County Kentucky | 3 | $ 785,000 | $ 261,000 | $ 159,000 |
| Fayette County Kentucky | 3 | $ 115,000 | $ 38,000 | $ 49,000 |
| Fleming County Kentucky | 3 | $ 415,000 | $ 138,000 | $ 34,000 |
| Bath County Virginia | 3 | $ 175,000 | $ 58,000 | $ 69,000 |
| Clay County West Virginia | 3 | $ 255,000 | $ 85,000 | $ 71,000 |
| District of Columbia County District Of Columbia | 2 | $ 220,000 | $ 110,000 | $ 116,000 |
| Monroe County Florida | 2 | $ 2,810,000 | $ 1,405,000 | $ 308,000 |
| Bath County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 35,000 |
| Gallatin County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 87,000 |
| Grant County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 213,000 |
| Jefferson County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 104,000 |
| Madison County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 89,000 |
| Menifee County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 36,000 |
| Montgomery County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 79,000 |
| Spencer County Kentucky | 2 | $ 420,000 | $ 210,000 | $ 161,000 |
| Harrison County Ohio | 2 | $ 200,000 | $ 100,000 | $ 45,000 |
| Ross County Ohio | 2 | $ 120,000 | $ 60,000 | $ 109,000 |
| Wayne County Ohio | 2 | $ 140,000 | $ 70,000 | $ 56,000 |
| Chesterfield County Virginia | 2 | $ 510,000 | $ 255,000 | $ 279,000 |
| Hampton County Virginia | 2 | $ 150,000 | $ 75,000 | $ 48,000 |
| Newport News County Virginia | 2 | $ 130,000 | $ 65,000 | $ 17,000 |
| Fayette County West Virginia | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| Gilmer County West Virginia | 2 | $ 100,000 | $ 50,000 | $ 51,000 |
| Mingo County West Virginia | 2 | $ 240,000 | $ 120,000 | $ 56,000 |
| Monongalia County West Virginia | 2 | $ 410,000 | $ 205,000 | $ 248,000 |
| Randolph County West Virginia | 2 | $ 260,000 | $ 130,000 | $ 190,000 |
| Summers County West Virginia | 2 | $ 70,000 | $ 35,000 | $ 57,000 |
| Prairie County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Levy County Florida | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| Orange County Florida | 1 | $ 415,000 | $ 415,000 | $ 54,000 |
| Fayette County Indiana | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Bourbon County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 146,000 |
| Clark County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Letcher County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Mercer County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Oldham County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Wolfe County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Garrett County Maryland | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Harrison County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 130,000 |
| Chautauqua County New York | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| Brunswick County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 189,000 |
| Randolph County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Allen County Ohio | 1 | $ 615,000 | $ 615,000 | $ 0 |
| Ashland County Ohio | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Clark County Ohio | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Lake County Ohio | 1 | $ 225,000 | $ 225,000 | $ 173,000 |
| Madison County Ohio | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Medina County Ohio | 1 | $ 305,000 | $ 305,000 | $ 198,000 |
| Richland County Ohio | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Tulsa County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 190,000 |
| Washington County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Edgefield County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 93,000 |
| Jefferson County Tennessee | 1 | $ 2,095,000 | $ 2,095,000 | $ 237,000 |
| Marshall County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Sevier County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 71,000 |
| Nelson County Virginia | 1 | $ 285,000 | $ 285,000 | $ 317,000 |
| Winchester County Virginia | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Wise County Virginia | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Marshall County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Preston County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 148,000 |
| Taylor County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Brown County Wisconsin | 1 | $ 435,000 | $ 435,000 | $ 169,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,113 | $71,945,000 | $64,000 | $3,805,000 | $87,000 | $956,000 |
| Home Purchase | 905 | $163,185,000 | $180,000 | $14,885,000 | $76,000 | $924,000 |
| Cash-out Refinancing | 781 | $92,315,000 | $118,000 | $1,505,000 | $85,000 | $1,440,000 |
| Other Purpose | 449 | $32,065,000 | $71,000 | $1,995,000 | $93,000 | $3,086,000 |
| Refinancing | 224 | $26,980,000 | $120,000 | $1,005,000 | $96,000 | $3,086,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,180 | $309,070,000 | $97,000 | $2,095,000 | $83,000 | $3,086,000 |
| Not Provided | 100 | $14,560,000 | $145,000 | $1,255,000 | $119,000 | $909,000 |
| Black or African American | 63 | $6,985,000 | $110,000 | $825,000 | $102,000 | $681,000 |
| Hispanic | 50 | $4,500,000 | $90,000 | $655,000 | $117,000 | $1,440,000 |
| Not applicable | 39 | $45,355,000 | $1,162,000 | $14,885,000 | $0 | $0 |
| Asian | 25 | $4,105,000 | $164,000 | $425,000 | $115,000 | $508,000 |
| American Indian or Alaskan Native | 13 | $1,725,000 | $132,000 | $505,000 | $80,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $25,000 | $25,000 | $25,000 | $141,000 | $141,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,389 | $375,395,000 | $110,000 | $14,885,000 | $86,000 | $3,086,000 |
| FHA-insured (Federal Housing Administration) | 57 | $7,915,000 | $138,000 | $295,000 | $58,000 | $112,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 22 | $2,410,000 | $109,000 | $205,000 | $48,000 | $88,000 |
| VA-guaranteed (Veterans Administration) | 4 | $770,000 | $192,000 | $265,000 | $80,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,229 | $263,715,000 | $118,000 | $14,885,000 | $92,000 | $3,086,000 |
| Application Denied By Financial Institution | 749 | $65,745,000 | $87,000 | $1,505,000 | $61,000 | $684,000 |
| Application Withdrawn By Applicant | 338 | $42,490,000 | $125,000 | $755,000 | $96,000 | $3,086,000 |
| Application Approved But Not Accepted | 123 | $9,955,000 | $80,000 | $445,000 | $81,000 | $657,000 |
| File Closed For Incompleteness | 33 | $4,585,000 | $138,000 | $555,000 | $107,000 | $463,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,723 | $320,745,000 | $117,000 | $14,885,000 | $92,000 | $3,086,000 |
| Debt-To-Income Ratio | 302 | $35,630,000 | $117,000 | $1,505,000 | $49,000 | $350,000 |
| Credit History | 280 | $17,620,000 | $62,000 | $325,000 | $65,000 | $370,000 |
| Collateral | 115 | $7,165,000 | $62,000 | $455,000 | $70,000 | $214,000 |
| Credit Application Incomplete | 33 | $3,635,000 | $110,000 | $455,000 | $94,000 | $684,000 |
| Unverifiable Information | 8 | $480,000 | $60,000 | $125,000 | $109,000 | $384,000 |
| Other | 7 | $715,000 | $102,000 | $275,000 | $30,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $500,000 | $125,000 | $215,000 | $98,000 | $122,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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