Peoples Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Peoples Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Bank 138 Putnam Street Marietta, OH 45750 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 3,031 |
| Total Mortgage Loan Application Amount | $329,775,000 |
| Average Mortgage Loan Application Amount | $110,200 |
| Highest Mortgage Loan Application Amount | $11,285,000 |
| Average Applicant Income | $84,600 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Peoples Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Peoples Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Ohio | 269 | $ 28,585,000 | $ 106,000 | $ 86,000 |
| Wood County West Virginia | 226 | $ 25,060,000 | $ 110,000 | $ 95,000 |
| Guernsey County Ohio | 115 | $ 12,875,000 | $ 111,000 | $ 77,000 |
| Scioto County Ohio | 106 | $ 7,720,000 | $ 72,000 | $ 86,000 |
| Clinton County Ohio | 92 | $ 6,460,000 | $ 70,000 | $ 72,000 |
| Warren County Ohio | 88 | $ 9,700,000 | $ 110,000 | $ 125,000 |
| Brown County Ohio | 86 | $ 6,790,000 | $ 78,000 | $ 74,000 |
| Lawrence County Ohio | 69 | $ 5,075,000 | $ 73,000 | $ 68,000 |
| Athens County Ohio | 66 | $ 5,800,000 | $ 87,000 | $ 87,000 |
| Clermont County Ohio | 65 | $ 8,145,000 | $ 125,000 | $ 98,000 |
| Greenup County Kentucky | 60 | $ 4,280,000 | $ 71,000 | $ 73,000 |
| Fairfield County Ohio | 57 | $ 5,905,000 | $ 103,000 | $ 72,000 |
| Greenbrier County West Virginia | 55 | $ 4,475,000 | $ 81,000 | $ 80,000 |
| Morgan County Ohio | 54 | $ 4,960,000 | $ 91,000 | $ 83,000 |
| Meigs County Ohio | 53 | $ 3,635,000 | $ 68,000 | $ 81,000 |
| Floyd County Kentucky | 50 | $ 3,070,000 | $ 61,000 | $ 65,000 |
| Highland County Ohio | 49 | $ 4,165,000 | $ 85,000 | $ 72,000 |
| Jackson County Ohio | 46 | $ 3,290,000 | $ 71,000 | $ 72,000 |
| Noble County Ohio | 46 | $ 3,380,000 | $ 73,000 | $ 86,000 |
| Jefferson County Kentucky | 43 | $ 6,755,000 | $ 157,000 | $ 103,000 |
| Lewis County Kentucky | 43 | $ 2,625,000 | $ 61,000 | $ 68,000 |
| Coshocton County Ohio | 43 | $ 3,005,000 | $ 69,000 | $ 57,000 |
| Summit County Ohio | 43 | $ 3,855,000 | $ 89,000 | $ 90,000 |
| Muskingum County Ohio | 42 | $ 4,160,000 | $ 99,000 | $ 91,000 |
| Boyd County Kentucky | 38 | $ 2,340,000 | $ 61,000 | $ 60,000 |
| Mason County West Virginia | 38 | $ 3,440,000 | $ 90,000 | $ 82,000 |
| Hamilton County Ohio | 37 | $ 6,025,000 | $ 162,000 | $ 137,000 |
| Gallia County Ohio | 36 | $ 2,270,000 | $ 63,000 | $ 58,000 |
| Licking County Ohio | 34 | $ 4,540,000 | $ 133,000 | $ 114,000 |
| Braxton County West Virginia | 34 | $ 1,950,000 | $ 57,000 | $ 67,000 |
| Mason County Kentucky | 31 | $ 3,095,000 | $ 99,000 | $ 89,000 |
| Henry County Kentucky | 30 | $ 1,910,000 | $ 63,000 | $ 63,000 |
| Jackson County West Virginia | 30 | $ 2,920,000 | $ 97,000 | $ 52,000 |
| Logan County West Virginia | 28 | $ 1,350,000 | $ 48,000 | $ 85,000 |
| Cuyahoga County Ohio | 26 | $ 3,470,000 | $ 133,000 | $ 82,000 |
| Hart County Kentucky | 24 | $ 1,770,000 | $ 73,000 | $ 72,000 |
| Montgomery County Ohio | 24 | $ 2,090,000 | $ 87,000 | $ 78,000 |
| Upshur County West Virginia | 24 | $ 1,360,000 | $ 56,000 | $ 74,000 |
| Alleghany County Virginia | 22 | $ 1,460,000 | $ 66,000 | $ 76,000 |
| Cabell County West Virginia | 22 | $ 1,890,000 | $ 85,000 | $ 68,000 |
| Roane County West Virginia | 20 | $ 1,290,000 | $ 64,000 | $ 68,000 |
| Johnson County Kentucky | 19 | $ 1,585,000 | $ 83,000 | $ 78,000 |
| Magoffin County Kentucky | 18 | $ 830,000 | $ 46,000 | $ 61,000 |
| Franklin County Ohio | 17 | $ 3,185,000 | $ 187,000 | $ 90,000 |
| Knox County Ohio | 16 | $ 1,090,000 | $ 68,000 | $ 95,000 |
| Wetzel County West Virginia | 16 | $ 940,000 | $ 58,000 | $ 54,000 |
| Pike County Ohio | 15 | $ 1,225,000 | $ 81,000 | $ 95,000 |
| Bracken County Kentucky | 14 | $ 570,000 | $ 40,000 | $ 55,000 |
| Butler County Ohio | 14 | $ 1,780,000 | $ 127,000 | $ 81,000 |
| Covington County Virginia | 14 | $ 830,000 | $ 59,000 | $ 44,000 |
| Breathitt County Kentucky | 13 | $ 985,000 | $ 75,000 | $ 65,000 |
| Martin County Kentucky | 13 | $ 1,105,000 | $ 85,000 | $ 83,000 |
| Barbour County West Virginia | 13 | $ 575,000 | $ 44,000 | $ 60,000 |
| Wayne County West Virginia | 12 | $ 7,510,000 | $ 625,000 | $ 86,000 |
| Adams County Ohio | 11 | $ 1,195,000 | $ 108,000 | $ 68,000 |
| Boone County West Virginia | 11 | $ 1,005,000 | $ 91,000 | $ 77,000 |
| Barren County Kentucky | 10 | $ 1,270,000 | $ 127,000 | $ 140,000 |
| Fayette County Kentucky | 10 | $ 2,300,000 | $ 230,000 | $ 195,000 |
| Scott County Kentucky | 10 | $ 1,150,000 | $ 115,000 | $ 116,000 |
| Greene County Ohio | 10 | $ 1,040,000 | $ 104,000 | $ 85,000 |
| Hocking County Ohio | 10 | $ 950,000 | $ 95,000 | $ 49,000 |
| Lincoln County West Virginia | 10 | $ 580,000 | $ 58,000 | $ 57,000 |
| Ritchie County West Virginia | 10 | $ 1,100,000 | $ 110,000 | $ 86,000 |
| Edmonson County Kentucky | 9 | $ 1,365,000 | $ 151,000 | $ 124,000 |
| Green County Kentucky | 9 | $ 815,000 | $ 90,000 | $ 52,000 |
| Shelby County Kentucky | 9 | $ 1,135,000 | $ 126,000 | $ 93,000 |
| Fayette County Ohio | 9 | $ 885,000 | $ 98,000 | $ 131,000 |
| Stark County Ohio | 9 | $ 5,955,000 | $ 661,000 | $ 54,000 |
| Vinton County Ohio | 9 | $ 1,125,000 | $ 125,000 | $ 76,000 |
| Daviess County Kentucky | 8 | $ 1,090,000 | $ 136,000 | $ 251,000 |
| Ohio County Kentucky | 8 | $ 710,000 | $ 88,000 | $ 61,000 |
| Pike County Kentucky | 8 | $ 1,180,000 | $ 147,000 | $ 54,000 |
| Perry County Ohio | 8 | $ 540,000 | $ 67,000 | $ 94,000 |
| Richmond City County Virginia | 8 | $ 540,000 | $ 67,000 | $ 58,000 |
| Calhoun County West Virginia | 8 | $ 720,000 | $ 90,000 | $ 70,000 |
| Monroe County West Virginia | 8 | $ 840,000 | $ 105,000 | $ 63,000 |
| Tyler County West Virginia | 8 | $ 610,000 | $ 76,000 | $ 80,000 |
| Fleming County Kentucky | 7 | $ 705,000 | $ 100,000 | $ 121,000 |
| Hardin County Kentucky | 7 | $ 1,205,000 | $ 172,000 | $ 74,000 |
| Kenton County Kentucky | 7 | $ 1,215,000 | $ 173,000 | $ 73,000 |
| Robertson County Kentucky | 7 | $ 425,000 | $ 60,000 | $ 62,000 |
| Miami County Ohio | 7 | $ 715,000 | $ 102,000 | $ 44,000 |
| Monroe County Ohio | 7 | $ 645,000 | $ 92,000 | $ 131,000 |
| Kanawha County West Virginia | 7 | $ 775,000 | $ 110,000 | $ 161,000 |
| Boone County Kentucky | 6 | $ 700,000 | $ 116,000 | $ 97,000 |
| Bullitt County Kentucky | 6 | $ 570,000 | $ 95,000 | $ 99,000 |
| Franklin County Kentucky | 6 | $ 1,070,000 | $ 178,000 | $ 123,000 |
| Tuscarawas County Ohio | 6 | $ 390,000 | $ 65,000 | $ 106,000 |
| Monongalia County West Virginia | 6 | $ 8,250,000 | $ 1,375,000 | $ 91,000 |
| Wirt County West Virginia | 6 | $ 420,000 | $ 70,000 | $ 63,000 |
| Lawrence County Kentucky | 5 | $ 405,000 | $ 81,000 | $ 48,000 |
| Ross County Ohio | 5 | $ 445,000 | $ 89,000 | $ 89,000 |
| Putnam County West Virginia | 5 | $ 615,000 | $ 123,000 | $ 71,000 |
| Butler County Kentucky | 4 | $ 280,000 | $ 70,000 | $ 108,000 |
| Grayson County Kentucky | 4 | $ 320,000 | $ 80,000 | $ 121,000 |
| Knott County Kentucky | 4 | $ 300,000 | $ 75,000 | $ 61,000 |
| Wayne County Ohio | 4 | $ 600,000 | $ 150,000 | $ 80,000 |
| Clay County West Virginia | 4 | $ 210,000 | $ 52,000 | $ 60,000 |
| Harrison County West Virginia | 4 | $ 190,000 | $ 47,000 | $ 64,000 |
| Pleasants County West Virginia | 4 | $ 370,000 | $ 92,000 | $ 62,000 |
| Jessamine County Kentucky | 3 | $ 2,105,000 | $ 701,000 | $ 755,000 |
| Larue County Kentucky | 3 | $ 225,000 | $ 75,000 | $ 112,000 |
| Montgomery County Kentucky | 3 | $ 375,000 | $ 125,000 | $ 88,000 |
| Powell County Kentucky | 3 | $ 335,000 | $ 111,000 | $ 96,000 |
| Warren County Kentucky | 3 | $ 4,695,000 | $ 1,565,000 | $ 0 |
| Montgomery County Maryland | 3 | $ 1,435,000 | $ 478,000 | $ 497,000 |
| Lake County Ohio | 3 | $ 285,000 | $ 95,000 | $ 82,000 |
| Lorain County Ohio | 3 | $ 375,000 | $ 125,000 | $ 81,000 |
| Pickaway County Ohio | 3 | $ 685,000 | $ 228,000 | $ 146,000 |
| Nicholas County West Virginia | 3 | $ 165,000 | $ 55,000 | $ 48,000 |
| Webster County West Virginia | 3 | $ 165,000 | $ 55,000 | $ 62,000 |
| Wyoming County West Virginia | 3 | $ 565,000 | $ 188,000 | $ 84,000 |
| District of Columbia County District Of Columbia | 2 | $ 150,000 | $ 75,000 | $ 111,000 |
| Monroe County Florida | 2 | $ 2,930,000 | $ 1,465,000 | $ 1,203,000 |
| Bourbon County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 38,000 |
| Madison County Kentucky | 2 | $ 630,000 | $ 315,000 | $ 171,000 |
| Perry County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 99,000 |
| Taylor County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 109,000 |
| Woodford County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 127,000 |
| Belmont County Ohio | 2 | $ 120,000 | $ 60,000 | $ 65,000 |
| Delaware County Ohio | 2 | $ 140,000 | $ 70,000 | $ 87,000 |
| Medina County Ohio | 2 | $ 130,000 | $ 65,000 | $ 110,000 |
| Union County Ohio | 2 | $ 710,000 | $ 355,000 | $ 876,000 |
| Chesterfield County Virginia | 2 | $ 240,000 | $ 120,000 | $ 77,000 |
| Fairfax County Virginia | 2 | $ 1,920,000 | $ 960,000 | $ 390,000 |
| Fayette County West Virginia | 2 | $ 200,000 | $ 100,000 | $ 51,000 |
| Gilmer County West Virginia | 2 | $ 40,000 | $ 20,000 | $ 50,000 |
| Ohio County West Virginia | 2 | $ 390,000 | $ 195,000 | $ 109,000 |
| Raleigh County West Virginia | 2 | $ 360,000 | $ 180,000 | $ 73,000 |
| Randolph County West Virginia | 2 | $ 150,000 | $ 75,000 | $ 76,000 |
| Baldwin County Alabama | 1 | $ 65,000 | $ 65,000 | $ 220,000 |
| Lafayette County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 75,000 |
| Charlotte County Florida | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Orange County Florida | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| Pinellas County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Camden County Georgia | 1 | $ 175,000 | $ 175,000 | $ 113,000 |
| DeKalb County Georgia | 1 | $ 365,000 | $ 365,000 | $ 232,000 |
| Glynn County Georgia | 1 | $ 11,285,000 | $ 11,285,000 | $ 0 |
| Ada County Idaho | 1 | $ 185,000 | $ 185,000 | $ 98,000 |
| Dearborn County Indiana | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Delaware County Indiana | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Franklin County Indiana | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Ripley County Indiana | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Warrick County Indiana | 1 | $ 755,000 | $ 755,000 | $ 242,000 |
| Wapello County Iowa | 1 | $ 95,000 | $ 95,000 | $ 155,000 |
| Bath County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Campbell County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 105,000 |
| Carter County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 145,000 |
| Clay County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 219,000 |
| Clinton County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Cumberland County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 378,000 |
| Elliott County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Gallatin County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Garrard County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Grant County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lee County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Lincoln County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Marion County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| McLean County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Monroe County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Morgan County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 93,000 |
| Muhlenberg County Kentucky | 1 | $ 505,000 | $ 505,000 | $ 222,000 |
| Nelson County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Nicholas County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Oldham County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 186,000 |
| Pendleton County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Wolfe County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Frederick County Maryland | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Clark County Ohio | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Darke County Ohio | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Erie County Ohio | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Geauga County Ohio | 1 | $ 55,000 | $ 55,000 | $ 193,000 |
| Holmes County Ohio | 1 | $ 45,000 | $ 45,000 | $ 135,000 |
| Logan County Ohio | 1 | $ 255,000 | $ 255,000 | $ 152,000 |
| Mahoning County Ohio | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Morrow County Ohio | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Portage County Ohio | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Fayette County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Washington County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Greenville County South Carolina | 1 | $ 925,000 | $ 925,000 | $ 1,134,000 |
| Horry County South Carolina | 1 | $ 555,000 | $ 555,000 | $ 424,000 |
| Madison County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Botetourt County Virginia | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Caroline County Virginia | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Henrico County Virginia | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Tazewell County Virginia | 1 | $ 345,000 | $ 345,000 | $ 300,000 |
| Berkeley County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| Marion County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Marshall County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Mingo County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 16,000 |
| Preston County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Summers County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Taylor County West Virginia | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Peoples Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,051 | $67,835,000 | $64,000 | $1,005,000 | $85,000 | $1,474,000 |
| Home Purchase | 748 | $136,560,000 | $182,000 | $6,565,000 | $90,000 | $1,704,000 |
| Cash-out Refinancing | 636 | $72,710,000 | $114,000 | $7,005,000 | $87,000 | $755,000 |
| Other Purpose | 487 | $40,915,000 | $84,000 | $11,285,000 | $87,000 | $1,800,000 |
| Refinancing | 109 | $11,755,000 | $107,000 | $915,000 | $74,000 | $242,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,726 | $262,380,000 | $96,000 | $11,285,000 | $85,000 | $1,704,000 |
| Black or African American | 114 | $13,540,000 | $118,000 | $405,000 | $79,000 | $1,800,000 |
| Not Provided | 90 | $11,250,000 | $125,000 | $925,000 | $109,000 | $1,134,000 |
| Hispanic | 50 | $6,160,000 | $123,000 | $755,000 | $121,000 | $618,000 |
| Not applicable | 24 | $31,710,000 | $1,321,000 | $7,005,000 | $0 | $0 |
| Asian | 20 | $3,650,000 | $182,000 | $395,000 | $184,000 | $900,000 |
| American Indian or Alaskan Native | 4 | $420,000 | $105,000 | $185,000 | $59,000 | $88,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,957 | $317,305,000 | $107,000 | $11,285,000 | $87,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 55 | $9,095,000 | $165,000 | $335,000 | $65,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,825,000 | $140,000 | $225,000 | $64,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,550,000 | $258,000 | $625,000 | $140,000 | $219,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,891 | $215,295,000 | $113,000 | $7,005,000 | $95,000 | $1,704,000 |
| Application Denied By Financial Institution | 823 | $66,545,000 | $80,000 | $765,000 | $65,000 | $1,800,000 |
| Application Withdrawn By Applicant | 186 | $35,980,000 | $193,000 | $11,285,000 | $88,000 | $480,000 |
| Application Approved But Not Accepted | 117 | $10,245,000 | $87,000 | $395,000 | $98,000 | $1,207,000 |
| File Closed For Incompleteness | 14 | $1,710,000 | $122,000 | $335,000 | $80,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,208 | $263,230,000 | $119,000 | $11,285,000 | $95,000 | $1,704,000 |
| Credit History | 334 | $20,750,000 | $62,000 | $565,000 | $65,000 | $300,000 |
| Debt-To-Income Ratio | 302 | $30,250,000 | $100,000 | $765,000 | $51,000 | $222,000 |
| Collateral | 130 | $9,420,000 | $72,000 | $505,000 | $90,000 | $1,800,000 |
| Credit Application Incomplete | 31 | $3,115,000 | $100,000 | $405,000 | $82,000 | $378,000 |
| Other | 15 | $1,635,000 | $109,000 | $475,000 | $92,000 | $204,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,185,000 | $169,000 | $505,000 | $53,000 | $75,000 |
| Unverifiable Information | 4 | $190,000 | $47,000 | $85,000 | $44,000 | $75,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.