Peoples Home Equity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Peoples Home Equity 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Peoples Home Equity 5205 Maryland Way Suite 100 Brentwood, TN 37027 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 797 |
| Total Mortgage Loan Application Amount | $114,871,000 |
| Average Mortgage Loan Application Amount | $116,333 |
| Highest Mortgage Loan Application Amount | $419,000 |
| Average Applicant Income | $45,333 |
| Highest Applicant Income | $651,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Peoples Home Equity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Peoples Home Equity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Peoples Home Equity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Peoples Home Equity serves its applicants.
Each category highlights the total number of mortgage applications processed by Peoples Home Equity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Peoples Home Equity's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hamilton County Tennessee | 97 | $ 13,372,000 | $ 137,000 | $ 58,000 |
| Knox County Tennessee | 89 | $ 12,011,000 | $ 134,000 | $ 61,000 |
| Washington County Tennessee | 58 | $ 7,398,000 | $ 127,000 | $ 52,000 |
| Davidson County Tennessee | 50 | $ 8,101,000 | $ 162,000 | $ 63,000 |
| Sullivan County Tennessee | 45 | $ 4,768,000 | $ 105,000 | $ 48,000 |
| Blount County Tennessee | 44 | $ 6,390,000 | $ 145,000 | $ 59,000 |
| Sevier County Tennessee | 24 | $ 3,527,000 | $ 146,000 | $ 63,000 |
| Virginia Beach County Virginia | 24 | $ 4,757,000 | $ 198,000 | $ 54,000 |
| Carter County Tennessee | 21 | $ 2,176,000 | $ 103,000 | $ 39,000 |
| Rutherford County Tennessee | 16 | $ 3,173,000 | $ 198,000 | $ 61,000 |
| Chesapeake County Virginia | 15 | $ 2,467,000 | $ 164,000 | $ 62,000 |
| Greene County Tennessee | 14 | $ 2,531,000 | $ 180,000 | $ 69,000 |
| Anderson County Tennessee | 12 | $ 1,443,000 | $ 120,000 | $ 52,000 |
| Bradley County Tennessee | 11 | $ 1,800,000 | $ 163,000 | $ 56,000 |
| Williamson County Tennessee | 11 | $ 2,861,000 | $ 260,000 | $ 123,000 |
| Loudon County Tennessee | 10 | $ 1,400,000 | $ 140,000 | $ 57,000 |
| Monroe County Tennessee | 9 | $ 1,350,000 | $ 150,000 | $ 52,000 |
| Norfolk County Virginia | 9 | $ 1,521,000 | $ 169,000 | $ 48,000 |
| Hamblen County Tennessee | 8 | $ 993,000 | $ 124,000 | $ 50,000 |
| Hawkins County Tennessee | 8 | $ 1,093,000 | $ 136,000 | $ 67,000 |
| Catoosa County Georgia | 7 | $ 875,000 | $ 125,000 | $ 44,000 |
| Walker County Georgia | 7 | $ 808,000 | $ 115,000 | $ 54,000 |
| Cocke County Tennessee | 7 | $ 799,000 | $ 114,000 | $ 47,000 |
| Maury County Tennessee | 7 | $ 898,000 | $ 128,000 | $ 43,000 |
| Sumner County Tennessee | 7 | $ 1,119,000 | $ 159,000 | $ 67,000 |
| Jefferson County Tennessee | 6 | $ 978,000 | $ 163,000 | $ 54,000 |
| McMinn County Tennessee | 6 | $ 810,000 | $ 135,000 | $ 54,000 |
| Robertson County Tennessee | 6 | $ 903,000 | $ 150,000 | $ 55,000 |
| Wilson County Tennessee | 6 | $ 1,047,000 | $ 174,000 | $ 71,000 |
| Bristol County Virginia | 6 | $ 466,000 | $ 77,000 | $ 36,000 |
| Portsmouth County Virginia | 6 | $ 809,000 | $ 134,000 | $ 39,000 |
| Campbell County Tennessee | 4 | $ 732,000 | $ 183,000 | $ 45,000 |
| Grainger County Tennessee | 4 | $ 348,000 | $ 87,000 | $ 41,000 |
| Roane County Tennessee | 4 | $ 611,000 | $ 152,000 | $ 50,000 |
| Shelby County Tennessee | 4 | $ 340,000 | $ 85,000 | $ 69,000 |
| Washington County Virginia | 4 | $ 541,000 | $ 135,000 | $ 50,000 |
| Dickson County Tennessee | 3 | $ 350,000 | $ 116,000 | $ 46,000 |
| Rhea County Tennessee | 3 | $ 454,000 | $ 151,000 | $ 97,000 |
| Bedford County Tennessee | 2 | $ 181,000 | $ 90,000 | $ 30,000 |
| Coffee County Tennessee | 2 | $ 173,000 | $ 86,000 | $ 29,000 |
| Johnson County Tennessee | 2 | $ 152,000 | $ 76,000 | $ 45,000 |
| Lawrence County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 27,000 |
| Marshall County Tennessee | 2 | $ 142,000 | $ 71,000 | $ 24,000 |
| Meigs County Tennessee | 2 | $ 359,000 | $ 179,000 | $ 41,000 |
| Polk County Tennessee | 2 | $ 162,000 | $ 81,000 | $ 37,000 |
| Scott County Tennessee | 2 | $ 333,000 | $ 166,000 | $ 62,000 |
| Sequatchie County Tennessee | 2 | $ 272,000 | $ 136,000 | $ 63,000 |
| Unicoi County Tennessee | 2 | $ 331,000 | $ 165,000 | $ 49,000 |
| Newport News County Virginia | 2 | $ 433,000 | $ 216,000 | $ 63,000 |
| Southampton County Virginia | 2 | $ 326,000 | $ 163,000 | $ 57,000 |
| Baldwin County Alabama | 1 | $ 248,000 | $ 248,000 | $ 181,000 |
| Blount County Alabama | 1 | $ 82,000 | $ 82,000 | $ 42,000 |
| Geneva County Alabama | 1 | $ 264,000 | $ 264,000 | $ 104,000 |
| Montgomery County Alabama | 1 | $ 239,000 | $ 239,000 | $ 86,000 |
| Madison County Arkansas | 1 | $ 123,000 | $ 123,000 | $ 133,000 |
| District of Columbia County District Of Columbia | 1 | $ 220,000 | $ 220,000 | $ 183,000 |
| Hernando County Florida | 1 | $ 83,000 | $ 83,000 | $ 49,000 |
| Leon County Florida | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Marion County Florida | 1 | $ 86,000 | $ 86,000 | $ 119,000 |
| DeKalb County Georgia | 1 | $ 231,000 | $ 231,000 | $ 62,000 |
| Fannin County Georgia | 1 | $ 101,000 | $ 101,000 | $ 50,000 |
| Floyd County Georgia | 1 | $ 228,000 | $ 228,000 | $ 141,000 |
| Fulton County Georgia | 1 | $ 215,000 | $ 215,000 | $ 20,000 |
| Gwinnett County Georgia | 1 | $ 173,000 | $ 173,000 | $ 85,000 |
| Johnson County Indiana | 1 | $ 204,000 | $ 204,000 | $ 75,000 |
| Marion County Indiana | 1 | $ 66,000 | $ 66,000 | $ 19,000 |
| Anderson County Kentucky | 1 | $ 229,000 | $ 229,000 | $ 165,000 |
| Laurel County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| McCracken County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 37,000 |
| Lafayette County Louisiana | 1 | $ 241,000 | $ 241,000 | $ 60,000 |
| Dukes County Massachusetts | 1 | $ 416,000 | $ 416,000 | $ 104,000 |
| Saginaw County Michigan | 1 | $ 82,000 | $ 82,000 | $ 24,000 |
| Currituck County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 38,000 |
| Guilford County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 80,000 |
| Union County North Carolina | 1 | $ 187,000 | $ 187,000 | $ 66,000 |
| Bledsoe County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 24,000 |
| Claiborne County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| DeKalb County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 68,000 |
| Dyer County Tennessee | 1 | $ 237,000 | $ 237,000 | $ 88,000 |
| Fayette County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Fentress County Tennessee | 1 | $ 132,000 | $ 132,000 | $ 83,000 |
| Hancock County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 18,000 |
| Henderson County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 29,000 |
| Hickman County Tennessee | 1 | $ 167,000 | $ 167,000 | $ 50,000 |
| Humphreys County Tennessee | 1 | $ 114,000 | $ 114,000 | $ 49,000 |
| Lauderdale County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 20,000 |
| Macon County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 36,000 |
| Marion County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 20,000 |
| Montgomery County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Putnam County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 24,000 |
| Smith County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Union County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 33,000 |
| Weakley County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Augusta County Virginia | 1 | $ 174,000 | $ 174,000 | $ 41,000 |
| Carroll County Virginia | 1 | $ 67,000 | $ 67,000 | $ 46,000 |
| Chesterfield County Virginia | 1 | $ 213,000 | $ 213,000 | $ 92,000 |
| Dickenson County Virginia | 1 | $ 121,000 | $ 121,000 | $ 48,000 |
| Frederick County Virginia | 1 | $ 231,000 | $ 231,000 | $ 63,000 |
| Hampton County Virginia | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 206,000 | $ 206,000 | $ 49,000 |
| Loudoun County Virginia | 1 | $ 167,000 | $ 167,000 | $ 72,000 |
| Prince William County Virginia | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Richmond City County Virginia | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Russell County Virginia | 1 | $ 138,000 | $ 138,000 | $ 35,000 |
| Suffolk County Virginia | 1 | $ 158,000 | $ 158,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Peoples Home Equity in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 470 | $66,601,000 | $141,000 | $413,000 | $57,000 | $651,000 |
| Refinancing | 326 | $48,209,000 | $147,000 | $419,000 | $60,000 | $563,000 |
| Home Improvement | 1 | $61,000 | $61,000 | $61,000 | $19,000 | $19,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 652 | $93,678,000 | $143,000 | $419,000 | $59,000 | $651,000 |
| Black or African American | 97 | $13,855,000 | $142,000 | $390,000 | $53,000 | $184,000 |
| Hispanic | 22 | $3,400,000 | $154,000 | $329,000 | $57,000 | $156,000 |
| Not Provided | 19 | $2,397,000 | $126,000 | $242,000 | $52,000 | $126,000 |
| Asian | 6 | $1,429,000 | $238,000 | $413,000 | $92,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $112,000 | $112,000 | $112,000 | $60,000 | $60,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 561 | $78,472,000 | $139,000 | $384,000 | $53,000 | $210,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 213 | $32,322,000 | $151,000 | $419,000 | $72,000 | $651,000 |
| VA-guaranteed (Veterans Administration) | 20 | $3,892,000 | $194,000 | $336,000 | $65,000 | $128,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $185,000 | $61,000 | $100,000 | $31,000 | $37,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 587 | $85,164,000 | $145,000 | $417,000 | $59,000 | $651,000 |
| Application Withdrawn By Applicant | 103 | $15,070,000 | $146,000 | $419,000 | $58,000 | $184,000 |
| Application Denied By Financial Institution | 93 | $12,495,000 | $134,000 | $400,000 | $54,000 | $189,000 |
| Application Approved But Not Accepted | 9 | $1,277,000 | $141,000 | $248,000 | $57,000 | $120,000 |
| File Closed For Incompleteness | 5 | $865,000 | $173,000 | $325,000 | $77,000 | $108,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 29 | $3,241,000 | $111,000 | $189,000 | $48,000 | $152,000 |
| Debt-To-Income Ratio | 19 | $3,094,000 | $162,000 | $400,000 | $56,000 | $105,000 |
| Other | 14 | $1,955,000 | $139,000 | $241,000 | $69,000 | $156,000 |
| Collateral | 10 | $1,027,000 | $102,000 | $159,000 | $42,000 | $65,000 |
| Unverifiable Information | 5 | $794,000 | $158,000 | $227,000 | $55,000 | $119,000 |
| Employment History | 4 | $423,000 | $105,000 | $193,000 | $46,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $77,000 | $77,000 | $77,000 | $30,000 | $30,000 |
| Credit Application Incomplete | 1 | $256,000 | $256,000 | $256,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Peoples Home Equity's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Peoples Home Equity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.