Outdoor Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Outdoor Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Outdoor Bank 2401 N Seth Child Rd Manhattan, KS 66503 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 166 |
| Total Mortgage Loan Application Amount | $21,690,000 |
| Average Mortgage Loan Application Amount | $123,333 |
| Highest Mortgage Loan Application Amount | $725,000 |
| Average Applicant Income | $85,333 |
| Highest Applicant Income | $528,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Outdoor Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Outdoor Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Outdoor Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Outdoor Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Outdoor Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Outdoor Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riley County Kansas | 53 | $ 6,995,000 | $ 131,000 | $ 64,000 |
| Thomas County Kansas | 24 | $ 3,840,000 | $ 160,000 | $ 95,000 |
| Pottawatomie County Kansas | 18 | $ 3,620,000 | $ 201,000 | $ 88,000 |
| Logan County Kansas | 10 | $ 800,000 | $ 80,000 | $ 50,000 |
| Sheridan County Kansas | 10 | $ 630,000 | $ 63,000 | $ 98,000 |
| Geary County Kansas | 7 | $ 845,000 | $ 120,000 | $ 56,000 |
| Graham County Kansas | 7 | $ 415,000 | $ 59,000 | $ 39,000 |
| Trego County Kansas | 4 | $ 140,000 | $ 35,000 | $ 53,000 |
| Gove County Kansas | 3 | $ 275,000 | $ 91,000 | $ 162,000 |
| Johnson County Kansas | 3 | $ 845,000 | $ 281,000 | $ 60,000 |
| Wabaunsee County Kansas | 3 | $ 295,000 | $ 98,000 | $ 60,000 |
| Clay County Kansas | 2 | $ 190,000 | $ 95,000 | $ 69,000 |
| Dickinson County Kansas | 2 | $ 170,000 | $ 85,000 | $ 2,000 |
| Ellis County Kansas | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Sherman County Kansas | 2 | $ 80,000 | $ 40,000 | $ 60,000 |
| Cass County Missouri | 2 | $ 230,000 | $ 115,000 | $ 199,000 |
| Weld County Colorado | 1 | $ 375,000 | $ 375,000 | $ 528,000 |
| Barber County Kansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Chase County Kansas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cheyenne County Kansas | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Crawford County Kansas | 1 | $ 55,000 | $ 55,000 | $ 147,000 |
| Rawlins County Kansas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Russell County Kansas | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Shawnee County Kansas | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Laclede County Missouri | 1 | $ 185,000 | $ 185,000 | $ 156,000 |
| Chase County Nebraska | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Delaware County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Albany County Wyoming | 1 | $ 645,000 | $ 645,000 | $ 128,000 |
Mortgage Loan Application Detail Totals for Outdoor Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 92 | $10,280,000 | $111,000 | $405,000 | $84,000 | $324,000 |
| Home Purchase | 73 | $11,305,000 | $154,000 | $725,000 | $77,000 | $528,000 |
| Home Improvement | 1 | $105,000 | $105,000 | $105,000 | $95,000 | $95,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 113 | $14,485,000 | $128,000 | $725,000 | $83,000 | $528,000 |
| Not applicable | 44 | $6,420,000 | $145,000 | $325,000 | $0 | $0 |
| Hispanic | 4 | $220,000 | $55,000 | $75,000 | $69,000 | $85,000 |
| Black or African American | 3 | $365,000 | $121,000 | $205,000 | $35,000 | $59,000 |
| Not Provided | 2 | $200,000 | $100,000 | $185,000 | $70,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 166 | $21,690,000 | $130,000 | $725,000 | $81,000 | $528,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 159 | $20,195,000 | $127,000 | $645,000 | $81,000 | $528,000 |
| Application Withdrawn By Applicant | 4 | $1,160,000 | $290,000 | $725,000 | $85,000 | $138,000 |
| Application Denied By Financial Institution | 3 | $335,000 | $111,000 | $215,000 | $56,000 | $118,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 163 | $21,355,000 | $131,000 | $725,000 | $81,000 | $528,000 |
| Credit History | 2 | $250,000 | $125,000 | $215,000 | $67,000 | $118,000 |
| Unverifiable Information | 1 | $85,000 | $85,000 | $85,000 | $36,000 | $36,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Outdoor Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Outdoor Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.