Perl Mortgage, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Perl Mortgage, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Perl Mortgage, Inc. 2936 West Belmont Ave Chicago, IL 60618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2006 2005 |
| Total Number of Mortgage Applications | 5,980 |
| Total Mortgage Loan Application Amount | $1,771,332,000 |
| Average Mortgage Loan Application Amount | $295,000 |
| Highest Mortgage Loan Application Amount | $2,720,000 |
| Average Applicant Income | $162,000 |
| Highest Applicant Income | $6,319,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Perl Mortgage, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Perl Mortgage, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Perl Mortgage, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Perl Mortgage, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Perl Mortgage, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Perl Mortgage, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 3,732 | $ 1,157,041,000 | $ 310,000 | $ 165,000 |
| Lake County Illinois | 396 | $ 131,128,000 | $ 331,000 | $ 207,000 |
| DuPage County Illinois | 380 | $ 123,520,000 | $ 325,000 | $ 171,000 |
| Milwaukee County Wisconsin | 115 | $ 33,847,000 | $ 294,000 | $ 212,000 |
| Will County Illinois | 106 | $ 26,346,000 | $ 248,000 | $ 140,000 |
| Kane County Illinois | 95 | $ 19,421,000 | $ 204,000 | $ 111,000 |
| Ingham County Michigan | 95 | $ 12,344,000 | $ 129,000 | $ 72,000 |
| Hamilton County Indiana | 69 | $ 16,716,000 | $ 242,000 | $ 129,000 |
| Tulsa County Oklahoma | 67 | $ 10,890,000 | $ 162,000 | $ 74,000 |
| McHenry County Illinois | 60 | $ 13,055,000 | $ 217,000 | $ 108,000 |
| Waukesha County Wisconsin | 60 | $ 21,339,000 | $ 355,000 | $ 165,000 |
| Ozaukee County Wisconsin | 55 | $ 23,855,000 | $ 433,000 | $ 315,000 |
| Marion County Indiana | 37 | $ 7,925,000 | $ 214,000 | $ 121,000 |
| Shelby County Tennessee | 37 | $ 6,727,000 | $ 181,000 | $ 106,000 |
| Eaton County Michigan | 28 | $ 4,361,000 | $ 155,000 | $ 73,000 |
| Clinton County Michigan | 24 | $ 4,344,000 | $ 181,000 | $ 106,000 |
| Oklahoma County Oklahoma | 23 | $ 2,991,000 | $ 130,000 | $ 96,000 |
| Maricopa County Arizona | 18 | $ 6,784,000 | $ 376,000 | $ 369,000 |
| Oakland County Michigan | 18 | $ 4,838,000 | $ 268,000 | $ 149,000 |
| Berrien County Michigan | 17 | $ 5,918,000 | $ 348,000 | $ 321,000 |
| Lake County Indiana | 16 | $ 3,164,000 | $ 197,000 | $ 158,000 |
| Rogers County Oklahoma | 16 | $ 2,829,000 | $ 176,000 | $ 114,000 |
| Denver County Colorado | 14 | $ 2,958,000 | $ 211,000 | $ 92,000 |
| Livingston County Michigan | 14 | $ 2,201,000 | $ 157,000 | $ 78,000 |
| Cleveland County Oklahoma | 14 | $ 2,378,000 | $ 169,000 | $ 154,000 |
| Los Angeles County California | 11 | $ 4,934,000 | $ 448,000 | $ 208,000 |
| Boone County Indiana | 11 | $ 2,966,000 | $ 269,000 | $ 170,000 |
| Washington County Wisconsin | 11 | $ 2,870,000 | $ 260,000 | $ 150,000 |
| Orange County California | 10 | $ 6,384,000 | $ 638,000 | $ 228,000 |
| Arapahoe County Colorado | 10 | $ 2,629,000 | $ 262,000 | $ 110,000 |
| Hendricks County Indiana | 10 | $ 2,036,000 | $ 203,000 | $ 115,000 |
| Jefferson County Colorado | 9 | $ 2,202,000 | $ 244,000 | $ 155,000 |
| Kendall County Illinois | 9 | $ 2,078,000 | $ 230,000 | $ 112,000 |
| Johnson County Indiana | 9 | $ 1,447,000 | $ 160,000 | $ 64,000 |
| LaPorte County Indiana | 9 | $ 3,520,000 | $ 391,000 | $ 453,000 |
| Shiawassee County Michigan | 8 | $ 1,182,000 | $ 147,000 | $ 75,000 |
| Wagoner County Oklahoma | 8 | $ 1,201,000 | $ 150,000 | $ 52,000 |
| Racine County Wisconsin | 8 | $ 1,973,000 | $ 246,000 | $ 146,000 |
| San Diego County California | 7 | $ 2,566,000 | $ 366,000 | $ 141,000 |
| Collier County Florida | 7 | $ 2,450,000 | $ 350,000 | $ 304,000 |
| Wayne County Michigan | 7 | $ 1,087,000 | $ 155,000 | $ 81,000 |
| Muskogee County Oklahoma | 7 | $ 912,000 | $ 130,000 | $ 106,000 |
| McLean County Illinois | 6 | $ 988,000 | $ 164,000 | $ 89,000 |
| Porter County Indiana | 6 | $ 1,588,000 | $ 264,000 | $ 144,000 |
| Dane County Wisconsin | 6 | $ 2,968,000 | $ 494,000 | $ 488,000 |
| Alameda County California | 5 | $ 2,855,000 | $ 571,000 | $ 217,000 |
| Santa Clara County California | 5 | $ 3,712,000 | $ 742,000 | $ 266,000 |
| Boulder County Colorado | 5 | $ 1,661,000 | $ 332,000 | $ 338,000 |
| Lee County Florida | 5 | $ 1,386,000 | $ 277,000 | $ 138,000 |
| Palm Beach County Florida | 5 | $ 1,145,000 | $ 229,000 | $ 151,000 |
| Hancock County Indiana | 5 | $ 722,000 | $ 144,000 | $ 99,000 |
| Middlesex County Massachusetts | 5 | $ 1,429,000 | $ 285,000 | $ 169,000 |
| Cass County Michigan | 5 | $ 1,092,000 | $ 218,000 | $ 293,000 |
| Washtenaw County Michigan | 5 | $ 971,000 | $ 194,000 | $ 113,000 |
| Delaware County Oklahoma | 5 | $ 730,000 | $ 146,000 | $ 58,000 |
| Payne County Oklahoma | 5 | $ 817,000 | $ 163,000 | $ 72,000 |
| Washington County Oklahoma | 5 | $ 558,000 | $ 111,000 | $ 75,000 |
| Kenosha County Wisconsin | 5 | $ 2,413,000 | $ 482,000 | $ 195,000 |
| Hillsborough County Florida | 4 | $ 1,196,000 | $ 299,000 | $ 202,000 |
| LaSalle County Illinois | 4 | $ 541,000 | $ 135,000 | $ 41,000 |
| Tippecanoe County Indiana | 4 | $ 609,000 | $ 152,000 | $ 86,000 |
| Johnson County Kansas | 4 | $ 1,011,000 | $ 252,000 | $ 155,000 |
| Genesee County Michigan | 4 | $ 492,000 | $ 123,000 | $ 91,000 |
| Kalamazoo County Michigan | 4 | $ 594,000 | $ 148,000 | $ 155,000 |
| Canadian County Oklahoma | 4 | $ 618,000 | $ 154,000 | $ 70,000 |
| Cherokee County Oklahoma | 4 | $ 651,000 | $ 162,000 | $ 57,000 |
| Creek County Oklahoma | 4 | $ 645,000 | $ 161,000 | $ 93,000 |
| Pottawatomie County Oklahoma | 4 | $ 521,000 | $ 130,000 | $ 71,000 |
| Manatee County Florida | 3 | $ 1,142,000 | $ 380,000 | $ 258,000 |
| Champaign County Illinois | 3 | $ 710,000 | $ 236,000 | $ 148,000 |
| Kankakee County Illinois | 3 | $ 542,000 | $ 180,000 | $ 122,000 |
| Madison County Illinois | 3 | $ 670,000 | $ 223,000 | $ 110,000 |
| St. Clair County Illinois | 3 | $ 796,000 | $ 265,000 | $ 175,000 |
| Kosciusko County Indiana | 3 | $ 766,000 | $ 255,000 | $ 215,000 |
| Barry County Michigan | 3 | $ 601,000 | $ 200,000 | $ 72,000 |
| Jackson County Michigan | 3 | $ 417,000 | $ 139,000 | $ 52,000 |
| Kent County Michigan | 3 | $ 566,000 | $ 188,000 | $ 118,000 |
| Macomb County Michigan | 3 | $ 735,000 | $ 245,000 | $ 159,000 |
| St. Joseph County Michigan | 3 | $ 596,000 | $ 198,000 | $ 178,000 |
| Hennepin County Minnesota | 3 | $ 1,293,000 | $ 431,000 | $ 152,000 |
| Olmsted County Minnesota | 3 | $ 855,000 | $ 285,000 | $ 96,000 |
| Bryan County Oklahoma | 3 | $ 337,000 | $ 112,000 | $ 51,000 |
| Carter County Oklahoma | 3 | $ 439,000 | $ 146,000 | $ 102,000 |
| Osage County Oklahoma | 3 | $ 302,000 | $ 100,000 | $ 61,000 |
| Ottawa County Oklahoma | 3 | $ 446,000 | $ 148,000 | $ 64,000 |
| Tipton County Tennessee | 3 | $ 271,000 | $ 90,000 | $ 41,000 |
| Marin County California | 2 | $ 1,532,000 | $ 766,000 | $ 232,000 |
| Riverside County California | 2 | $ 718,000 | $ 359,000 | $ 125,000 |
| Santa Barbara County California | 2 | $ 1,843,000 | $ 921,000 | $ 240,000 |
| Santa Cruz County California | 2 | $ 845,000 | $ 422,000 | $ 133,000 |
| Larimer County Colorado | 2 | $ 580,000 | $ 290,000 | $ 135,000 |
| Fairfield County Connecticut | 2 | $ 546,000 | $ 273,000 | $ 158,000 |
| Monroe County Florida | 2 | $ 1,050,000 | $ 525,000 | $ 377,000 |
| Okaloosa County Florida | 2 | $ 239,000 | $ 119,000 | $ 84,000 |
| Orange County Florida | 2 | $ 405,000 | $ 202,000 | $ 123,000 |
| Pinellas County Florida | 2 | $ 258,000 | $ 129,000 | $ 78,000 |
| Sarasota County Florida | 2 | $ 525,000 | $ 262,000 | $ 202,000 |
| St. Lucie County Florida | 2 | $ 359,000 | $ 179,000 | $ 87,000 |
| DeKalb County Illinois | 2 | $ 212,000 | $ 106,000 | $ 30,000 |
| Lee County Illinois | 2 | $ 300,000 | $ 150,000 | $ 176,000 |
| Tazewell County Illinois | 2 | $ 294,000 | $ 147,000 | $ 54,000 |
| Vermilion County Illinois | 2 | $ 432,000 | $ 216,000 | $ 225,000 |
| Allen County Indiana | 2 | $ 1,098,000 | $ 549,000 | $ 423,000 |
| Clay County Indiana | 2 | $ 215,000 | $ 107,000 | $ 65,000 |
| Jasper County Indiana | 2 | $ 405,000 | $ 202,000 | $ 99,000 |
| Monroe County Indiana | 2 | $ 318,000 | $ 159,000 | $ 33,000 |
| Montgomery County Indiana | 2 | $ 303,000 | $ 151,000 | $ 59,000 |
| Morgan County Indiana | 2 | $ 498,000 | $ 249,000 | $ 92,000 |
| White County Indiana | 2 | $ 246,000 | $ 123,000 | $ 210,000 |
| Hampshire County Massachusetts | 2 | $ 711,000 | $ 355,000 | $ 347,000 |
| Norfolk County Massachusetts | 2 | $ 1,386,000 | $ 693,000 | $ 343,000 |
| Muskegon County Michigan | 2 | $ 220,000 | $ 110,000 | $ 229,000 |
| Roscommon County Michigan | 2 | $ 349,000 | $ 174,000 | $ 92,000 |
| Kay County Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 58,000 |
| Okfuskee County Oklahoma | 2 | $ 319,000 | $ 159,000 | $ 36,000 |
| Sequoyah County Oklahoma | 2 | $ 310,000 | $ 155,000 | $ 135,000 |
| Sheboygan County Wisconsin | 2 | $ 636,000 | $ 318,000 | $ 178,000 |
| Coconino County Arizona | 1 | $ 417,000 | $ 417,000 | $ 162,000 |
| Faulkner County Arkansas | 1 | $ 69,000 | $ 69,000 | $ 60,000 |
| Lonoke County Arkansas | 1 | $ 267,000 | $ 267,000 | $ 204,000 |
| Amador County California | 1 | $ 159,000 | $ 159,000 | $ 111,000 |
| Nevada County California | 1 | $ 415,000 | $ 415,000 | $ 87,000 |
| Placer County California | 1 | $ 304,000 | $ 304,000 | $ 226,000 |
| San Bernardino County California | 1 | $ 270,000 | $ 270,000 | $ 151,000 |
| Adams County Colorado | 1 | $ 152,000 | $ 152,000 | $ 138,000 |
| Douglas County Colorado | 1 | $ 176,000 | $ 176,000 | $ 56,000 |
| Garfield County Colorado | 1 | $ 290,000 | $ 290,000 | $ 79,000 |
| Huerfano County Colorado | 1 | $ 98,000 | $ 98,000 | $ 53,000 |
| La Plata County Colorado | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Pitkin County Colorado | 1 | $ 1,482,000 | $ 1,482,000 | $ 442,000 |
| Summit County Colorado | 1 | $ 260,000 | $ 260,000 | $ 78,000 |
| Hartford County Connecticut | 1 | $ 416,000 | $ 416,000 | $ 83,000 |
| Windham County Connecticut | 1 | $ 244,000 | $ 244,000 | $ 59,000 |
| Broward County Florida | 1 | $ 395,000 | $ 395,000 | $ 426,000 |
| Duval County Florida | 1 | $ 280,000 | $ 280,000 | $ 475,000 |
| Walton County Florida | 1 | $ 1,500,000 | $ 1,500,000 | $ 535,000 |
| Boone County Illinois | 1 | $ 242,000 | $ 242,000 | $ 298,000 |
| Grundy County Illinois | 1 | $ 171,000 | $ 171,000 | $ 68,000 |
| Jo Daviess County Illinois | 1 | $ 188,000 | $ 188,000 | $ 85,000 |
| Johnson County Illinois | 1 | $ 233,000 | $ 233,000 | $ 12,000 |
| Logan County Illinois | 1 | $ 135,000 | $ 135,000 | $ 154,000 |
| Sangamon County Illinois | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Daviess County Indiana | 1 | $ 226,000 | $ 226,000 | $ 84,000 |
| Knox County Indiana | 1 | $ 97,000 | $ 97,000 | $ 47,000 |
| Madison County Indiana | 1 | $ 70,000 | $ 70,000 | $ 47,000 |
| Starke County Indiana | 1 | $ 213,000 | $ 213,000 | $ 62,000 |
| Vanderburgh County Indiana | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Vigo County Indiana | 1 | $ 63,000 | $ 63,000 | $ 56,000 |
| Wayne County Indiana | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Dubuque County Iowa | 1 | $ 150,000 | $ 150,000 | $ 39,000 |
| Johnson County Iowa | 1 | $ 113,000 | $ 113,000 | $ 387,000 |
| Scott County Iowa | 1 | $ 100,000 | $ 100,000 | $ 387,000 |
| Barnstable County Massachusetts | 1 | $ 359,000 | $ 359,000 | $ 84,000 |
| Dukes County Massachusetts | 1 | $ 308,000 | $ 308,000 | $ 206,000 |
| Suffolk County Massachusetts | 1 | $ 394,000 | $ 394,000 | $ 547,000 |
| Allegan County Michigan | 1 | $ 228,000 | $ 228,000 | $ 192,000 |
| Charlevoix County Michigan | 1 | $ 74,000 | $ 74,000 | $ 66,000 |
| Grand Traverse County Michigan | 1 | $ 120,000 | $ 120,000 | $ 301,000 |
| Ionia County Michigan | 1 | $ 113,000 | $ 113,000 | $ 174,000 |
| Leelanau County Michigan | 1 | $ 150,000 | $ 150,000 | $ 295,000 |
| Mecosta County Michigan | 1 | $ 417,000 | $ 417,000 | $ 131,000 |
| Midland County Michigan | 1 | $ 237,000 | $ 237,000 | $ 200,000 |
| Montmorency County Michigan | 1 | $ 103,000 | $ 103,000 | $ 102,000 |
| Oceana County Michigan | 1 | $ 146,000 | $ 146,000 | $ 186,000 |
| Ottawa County Michigan | 1 | $ 191,000 | $ 191,000 | $ 64,000 |
| Van Buren County Michigan | 1 | $ 256,000 | $ 256,000 | $ 242,000 |
| Dakota County Minnesota | 1 | $ 237,000 | $ 237,000 | $ 140,000 |
| Scott County Minnesota | 1 | $ 519,000 | $ 519,000 | $ 222,000 |
| DeSoto County Mississippi | 1 | $ 113,000 | $ 113,000 | $ 44,000 |
| Madison County Mississippi | 1 | $ 178,000 | $ 178,000 | $ 65,000 |
| Warren County Mississippi | 1 | $ 281,000 | $ 281,000 | $ 105,000 |
| Adair County Oklahoma | 1 | $ 97,000 | $ 97,000 | $ 18,000 |
| Atoka County Oklahoma | 1 | $ 320,000 | $ 320,000 | $ 222,000 |
| Comanche County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
| Craig County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 66,000 |
| Custer County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 43,000 |
| Garfield County Oklahoma | 1 | $ 211,000 | $ 211,000 | $ 66,000 |
| Grady County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 210,000 |
| Haskell County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Logan County Oklahoma | 1 | $ 103,000 | $ 103,000 | $ 94,000 |
| Marshall County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 31,000 |
| Okmulgee County Oklahoma | 1 | $ 137,000 | $ 137,000 | $ 110,000 |
| Pushmataha County Oklahoma | 1 | $ 124,000 | $ 124,000 | $ 74,000 |
| Seminole County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Stephens County Oklahoma | 1 | $ 112,000 | $ 112,000 | $ 75,000 |
| Woodward County Oklahoma | 1 | $ 266,000 | $ 266,000 | $ 135,000 |
| Fayette County Tennessee | 1 | $ 163,000 | $ 163,000 | $ 56,000 |
| Williamson County Tennessee | 1 | $ 400,000 | $ 400,000 | $ 296,000 |
| Wilson County Tennessee | 1 | $ 361,000 | $ 361,000 | $ 716,000 |
| Arlington County Virginia | 1 | $ 392,000 | $ 392,000 | $ 235,000 |
| Henrico County Virginia | 1 | $ 500,000 | $ 500,000 | $ 128,000 |
| James City County Virginia | 1 | $ 316,000 | $ 316,000 | $ 106,000 |
| Prince William County Virginia | 1 | $ 175,000 | $ 175,000 | $ 139,000 |
| Brown County Wisconsin | 1 | $ 419,000 | $ 419,000 | $ 170,000 |
| Calumet County Wisconsin | 1 | $ 415,000 | $ 415,000 | $ 789,000 |
| Columbia County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Dodge County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 222,000 |
| Fond du Lac County Wisconsin | 1 | $ 196,000 | $ 196,000 | $ 102,000 |
| Marathon County Wisconsin | 1 | $ 328,000 | $ 328,000 | $ 140,000 |
| Vilas County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 271,000 |
| Walworth County Wisconsin | 1 | $ 628,000 | $ 628,000 | $ 570,000 |
Mortgage Loan Application Detail Totals for Perl Mortgage, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,450 | $1,031,258,000 | $298,000 | $1,763,000 | $176,000 | $6,319,000 |
| Home Purchase | 2,530 | $740,074,000 | $292,000 | $2,720,000 | $148,000 | $2,332,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,954 | $1,493,096,000 | $301,000 | $2,720,000 | $169,000 | $6,319,000 |
| Asian | 391 | $120,984,000 | $309,000 | $1,167,000 | $164,000 | $974,000 |
| Not Provided | 289 | $78,412,000 | $271,000 | $2,222,000 | $144,000 | $1,131,000 |
| Hispanic | 212 | $45,840,000 | $216,000 | $940,000 | $96,000 | $368,000 |
| Black or African American | 127 | $30,759,000 | $242,000 | $1,076,000 | $120,000 | $618,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,587,000 | $317,000 | $555,000 | $107,000 | $191,000 |
| American Indian or Alaskan Native | 2 | $654,000 | $327,000 | $532,000 | $96,000 | $132,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,457 | $1,664,737,000 | $305,000 | $2,720,000 | $172,000 | $6,319,000 |
| FHA-insured (Federal Housing Administration) | 416 | $82,304,000 | $197,000 | $631,000 | $78,000 | $592,000 |
| VA-guaranteed (Veterans Administration) | 82 | $20,342,000 | $248,000 | $700,000 | $100,000 | $288,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $3,949,000 | $157,000 | $270,000 | $54,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,369 | $1,321,840,000 | $302,000 | $2,720,000 | $169,000 | $6,319,000 |
| Application Denied By Financial Institution | 1,555 | $435,529,000 | $280,000 | $2,222,000 | $149,000 | $1,599,000 |
| Application Withdrawn By Applicant | 52 | $12,957,000 | $249,000 | $900,000 | $159,000 | $1,073,000 |
| File Closed For Incompleteness | 4 | $1,006,000 | $251,000 | $311,000 | $86,000 | $100,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 1,100 | $318,168,000 | $289,000 | $2,222,000 | $153,000 | $1,599,000 |
| Collateral | 212 | $55,819,000 | $263,000 | $977,000 | $155,000 | $1,155,000 |
| Debt-To-Income Ratio | 97 | $26,105,000 | $269,000 | $1,167,000 | $106,000 | $974,000 |
| Unverifiable Information | 31 | $7,825,000 | $252,000 | $764,000 | $144,000 | $619,000 |
| Credit History | 22 | $4,566,000 | $207,000 | $608,000 | $92,000 | $300,000 |
| Other | 22 | $5,283,000 | $240,000 | $707,000 | $170,000 | $750,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $3,117,000 | $283,000 | $1,076,000 | $171,000 | $768,000 |
| Employment History | 7 | $1,729,000 | $247,000 | $713,000 | $67,000 | $187,000 |
| Mortgage Insurance Denied | 1 | $247,000 | $247,000 | $247,000 | $115,000 | $115,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Perl Mortgage, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Perl Mortgage, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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