Petefish, Skiles, & Company Bank Mortgage Lending & HMDA Data, 2016
In 2016, Petefish, Skiles, & Company Bank of Virginia, IL reported 387 mortgage applications totaling $44.4 million, up 20% from 2015. The average application was for $114,617, and applicants reported an average income of $75,418. 70% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Springfield, IL (35), Peoria, IL (4) and St. Louis, MO-IL (4) (applications in parentheses).
| Mortgage Company & Address | Petefish, Skiles, & Company Bank 102 W. Beardstown St. Virginia, IL 62691 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 387 |
| Total Mortgage Loan Application Amount | $44,357,000 |
| Average Mortgage Loan Application Amount | $114,617 |
| Highest Mortgage Loan Application Amount | $955,000 |
| Average Applicant Income | $75,418 |
| Highest Applicant Income | $505,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Petefish, Skiles, & Company Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Effingham, Illinois | 72 | $ 11,527,000 | $ 160,097 | $ 81,000 |
| Cass, Illinois | 71 | $ 5,553,000 | $ 78,211 | $ 71,000 |
| Mason, Illinois | 49 | $ 4,163,000 | $ 84,959 | $ 74,000 |
| Richland, Illinois | 25 | $ 3,874,000 | $ 154,960 | $ 99,000 |
| Menard, Illinois | 23 | $ 2,720,000 | $ 118,260 | $ 93,000 |
| Moultrie, Illinois | 20 | $ 2,241,000 | $ 112,050 | $ 75,000 |
| Morgan, Illinois | 19 | $ 2,028,000 | $ 106,736 | $ 64,000 |
| Cumberland, Illinois | 15 | $ 2,053,000 | $ 136,866 | $ 70,000 |
| Shelby, Illinois | 13 | $ 1,305,000 | $ 100,384 | $ 56,000 |
| Sangamon, Illinois | 12 | $ 1,384,000 | $ 115,333 | $ 76,000 |
| Fulton, Illinois | 9 | $ 601,000 | $ 66,777 | $ 51,000 |
| Scott, Illinois | 9 | $ 597,000 | $ 66,333 | $ 54,000 |
| Schuyler, Illinois | 7 | $ 576,000 | $ 82,285 | $ 59,000 |
| Coles, Illinois | 6 | $ 734,000 | $ 122,333 | $ 67,000 |
| Tazewell, Illinois | 4 | $ 390,000 | $ 97,500 | $ 58,000 |
| Fayette, Illinois | 3 | $ 316,000 | $ 105,333 | $ 48,000 |
| Champaign, Illinois | 2 | $ 258,000 | $ 129,000 | $ 66,000 |
| Edwards, Illinois | 2 | $ 280,000 | $ 140,000 | $ 65,000 |
| Jefferson, Illinois | 2 | $ 380,000 | $ 190,000 | $ 89,000 |
| Logan, Illinois | 2 | $ 266,000 | $ 133,000 | $ 100,000 |
| Brown, Illinois | 1 | $ 62,000 | $ 62,000 | $ 50,000 |
| Christian, Illinois | 1 | $ 117,000 | $ 117,000 | $ 62,000 |
| Clark, Illinois | 1 | $ 123,000 | $ 123,000 | $ 72,000 |
| Clay, Illinois | 1 | $ 130,000 | $ 130,000 | $ 50,000 |
| Clinton, Illinois | 1 | $ 110,000 | $ 110,000 | $ 30,000 |
| Cook, Illinois | 1 | $ 160,000 | $ 160,000 | $ 120,000 |
| Crawford, Illinois | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Greene, Illinois | 1 | $ 40,000 | $ 40,000 | $ 53,000 |
| Henry, Illinois | 1 | $ 119,000 | $ 119,000 | $ 49,000 |
| Jasper, Illinois | 1 | $ 80,000 | $ 80,000 | $ 100,000 |
| Jersey, Illinois | 1 | $ 182,000 | $ 182,000 | $ 47,000 |
| Macon, Illinois | 1 | $ 126,000 | $ 126,000 | $ 76,000 |
| Macoupin, Illinois | 1 | $ 103,000 | $ 103,000 | $ 85,000 |
| McDonough, Illinois | 1 | $ 128,000 | $ 128,000 | $ 23,000 |
| Montgomery, Illinois | 1 | $ 90,000 | $ 90,000 | $ 69,000 |
| Wayne, Illinois | 1 | $ 250,000 | $ 250,000 | $ 331,000 |
| Will, Illinois | 1 | $ 305,000 | $ 305,000 | $ 161,000 |
| Humboldt, Iowa | 1 | $ 240,000 | $ 240,000 | $ 80,000 |
| Benzie, Michigan | 1 | $ 110,000 | $ 110,000 | $ 118,000 |
| Marion, Missouri | 1 | $ 87,000 | $ 87,000 | $ 64,000 |
| Pettis, Missouri | 1 | $ 206,000 | $ 206,000 | $ 149,000 |
| St. Louis, Missouri | 1 | $ 208,000 | $ 208,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for Petefish, Skiles, & Company Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 186 | $23,597,000 | $126,000 | $955,000 | $86,000 | $505,000 |
| Home Purchase | 185 | $18,970,000 | $102,000 | $417,000 | $63,000 | $363,000 |
| Home Improvement | 16 | $1,790,000 | $111,000 | $312,000 | $96,000 | $331,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 383 | $43,996,000 | $114,000 | $955,000 | $76,000 | $505,000 |
| Hispanic | 2 | $127,000 | $63,000 | $102,000 | $42,000 | $61,000 |
| Black or African American | 1 | $68,000 | $68,000 | $68,000 | $87,000 | $87,000 |
| Not applicable | 1 | $166,000 | $166,000 | $166,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 320 | $38,715,000 | $120,000 | $955,000 | $81,000 | $505,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 67 | $5,642,000 | $84,000 | $272,000 | $50,000 | $96,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 272 | $32,566,000 | $119,000 | $955,000 | $80,000 | $505,000 |
| Application Denied By Financial Institution | 115 | $11,791,000 | $102,000 | $417,000 | $65,000 | $428,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Petefish, Skiles, & Company Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Petefish, Skiles, & Company Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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