Phh Home Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Phh Home Loans, Llc 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Phh Home Loans, Llc 1 Mortgage Way 2Nd Floor Mt Laurel, NJ 08054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 222 |
| Total Mortgage Loan Application Amount | $65,270,000 |
| Average Mortgage Loan Application Amount | $277,000 |
| Highest Mortgage Loan Application Amount | $1,545,000 |
| Average Applicant Income | $111,666 |
| Highest Applicant Income | $461,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Phh Home Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Phh Home Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Phh Home Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Phh Home Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Phh Home Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Phh Home Loans, Llc's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pima County Arizona | 9 | $ 2,515,000 | $ 279,000 | $ 141,000 |
| Bergen County New Jersey | 9 | $ 3,165,000 | $ 351,000 | $ 144,000 |
| Union County New Jersey | 9 | $ 4,375,000 | $ 486,000 | $ 158,000 |
| Suffolk County New York | 9 | $ 2,625,000 | $ 291,000 | $ 109,000 |
| Passaic County New Jersey | 8 | $ 2,180,000 | $ 272,000 | $ 91,000 |
| Hunterdon County New Jersey | 7 | $ 2,695,000 | $ 385,000 | $ 152,000 |
| Monmouth County New Jersey | 7 | $ 1,945,000 | $ 277,000 | $ 163,000 |
| New Haven County Connecticut | 6 | $ 480,000 | $ 80,000 | $ 67,000 |
| Morris County New Jersey | 6 | $ 2,650,000 | $ 441,000 | $ 88,000 |
| Essex County New Jersey | 5 | $ 1,875,000 | $ 375,000 | $ 119,000 |
| Denton County Texas | 5 | $ 1,315,000 | $ 263,000 | $ 140,000 |
| Fairfield County Connecticut | 4 | $ 1,330,000 | $ 332,000 | $ 99,000 |
| Middlesex County New Jersey | 4 | $ 990,000 | $ 247,000 | $ 78,000 |
| Maricopa County Arizona | 3 | $ 685,000 | $ 228,000 | $ 163,000 |
| Mohave County Arizona | 3 | $ 455,000 | $ 151,000 | $ 36,000 |
| Hartford County Connecticut | 3 | $ 265,000 | $ 88,000 | $ 52,000 |
| Orange County Florida | 3 | $ 725,000 | $ 241,000 | $ 90,000 |
| Sussex County New Jersey | 3 | $ 495,000 | $ 165,000 | $ 51,000 |
| Nassau County New York | 3 | $ 665,000 | $ 221,000 | $ 90,000 |
| Delaware County Pennsylvania | 3 | $ 535,000 | $ 178,000 | $ 78,000 |
| Philadelphia County Pennsylvania | 3 | $ 715,000 | $ 238,000 | $ 104,000 |
| Shelby County Tennessee | 3 | $ 745,000 | $ 248,000 | $ 146,000 |
| Montgomery County Texas | 3 | $ 685,000 | $ 228,000 | $ 106,000 |
| New London County Connecticut | 2 | $ 370,000 | $ 185,000 | $ 77,000 |
| Polk County Florida | 2 | $ 320,000 | $ 160,000 | $ 89,000 |
| Plymouth County Massachusetts | 2 | $ 730,000 | $ 365,000 | $ 122,000 |
| St. Charles County Missouri | 2 | $ 810,000 | $ 405,000 | $ 130,000 |
| Rockingham County New Hampshire | 2 | $ 550,000 | $ 275,000 | $ 94,000 |
| Mercer County New Jersey | 2 | $ 660,000 | $ 330,000 | $ 195,000 |
| Somerset County New Jersey | 2 | $ 1,150,000 | $ 575,000 | $ 120,000 |
| Westchester County New York | 2 | $ 2,330,000 | $ 1,165,000 | $ 292,000 |
| Mecklenburg County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 111,000 |
| Allegheny County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 119,000 |
| Berks County Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 115,000 |
| Lancaster County Pennsylvania | 2 | $ 370,000 | $ 185,000 | $ 43,000 |
| Washington County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 42,000 |
| Galveston County Texas | 2 | $ 340,000 | $ 170,000 | $ 96,000 |
| Harris County Texas | 2 | $ 550,000 | $ 275,000 | $ 136,000 |
| Midland County Texas | 2 | $ 470,000 | $ 235,000 | $ 87,000 |
| Skagit County Washington | 2 | $ 800,000 | $ 400,000 | $ 140,000 |
| Colbert County Alabama | 1 | $ 185,000 | $ 185,000 | $ 112,000 |
| Talladega County Alabama | 1 | $ 385,000 | $ 385,000 | $ 166,000 |
| Navajo County Arizona | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| San Diego County California | 1 | $ 505,000 | $ 505,000 | $ 150,000 |
| Arapahoe County Colorado | 1 | $ 345,000 | $ 345,000 | $ 140,000 |
| El Paso County Colorado | 1 | $ 405,000 | $ 405,000 | $ 156,000 |
| Jefferson County Colorado | 1 | $ 335,000 | $ 335,000 | $ 125,000 |
| Weld County Colorado | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Brevard County Florida | 1 | $ 315,000 | $ 315,000 | $ 206,000 |
| Broward County Florida | 1 | $ 295,000 | $ 295,000 | $ 117,000 |
| Lake County Florida | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Leon County Florida | 1 | $ 295,000 | $ 295,000 | $ 155,000 |
| Martin County Florida | 1 | $ 255,000 | $ 255,000 | $ 127,000 |
| Palm Beach County Florida | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Cherokee County Georgia | 1 | $ 415,000 | $ 415,000 | $ 107,000 |
| Cobb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Pierce County Georgia | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Whitfield County Georgia | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| McHenry County Illinois | 1 | $ 285,000 | $ 285,000 | $ 131,000 |
| Peoria County Illinois | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Bartholomew County Indiana | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Clinton County Iowa | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Fayette County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| McCracken County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 253,000 |
| Orleans County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Carroll County Maryland | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Essex County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Hampden County Massachusetts | 1 | $ 345,000 | $ 345,000 | $ 208,000 |
| Middlesex County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 179,000 |
| Otsego County Michigan | 1 | $ 85,000 | $ 85,000 | $ 122,000 |
| Wright County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Harrison County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| St. Louis County Missouri | 1 | $ 265,000 | $ 265,000 | $ 266,000 |
| St. Louis City County Missouri | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Atlantic County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 180,000 |
| Camden County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 240,000 |
| Hudson County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Warren County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 182,000 |
| Grant County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Wake County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 180,000 |
| Butler County Ohio | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Hamilton County Ohio | 1 | $ 425,000 | $ 425,000 | $ 169,000 |
| Summit County Ohio | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Grady County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Oklahoma County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Wagoner County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Washington County Oregon | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Chester County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 123,000 |
| Columbia County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 160,000 |
| Franklin County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 86,000 |
| Lackawanna County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 214,000 |
| Lawrence County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Montgomery County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 111,000 |
| Hamilton County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 150,000 |
| Bexar County Texas | 1 | $ 315,000 | $ 315,000 | $ 200,000 |
| Collin County Texas | 1 | $ 345,000 | $ 345,000 | $ 149,000 |
| Comal County Texas | 1 | $ 455,000 | $ 455,000 | $ 406,000 |
| Dallas County Texas | 1 | $ 875,000 | $ 875,000 | $ 461,000 |
| Ellis County Texas | 1 | $ 345,000 | $ 345,000 | $ 123,000 |
| Gaines County Texas | 1 | $ 215,000 | $ 215,000 | $ 110,000 |
| Randall County Texas | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Williamson County Texas | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Chesapeake County Virginia | 1 | $ 355,000 | $ 355,000 | $ 105,000 |
| Loudoun County Virginia | 1 | $ 305,000 | $ 305,000 | $ 235,000 |
| Spotsylvania County Virginia | 1 | $ 395,000 | $ 395,000 | $ 130,000 |
| Franklin County Washington | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Pierce County Washington | 1 | $ 505,000 | $ 505,000 | $ 165,000 |
| Putnam County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Dane County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Walworth County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for Phh Home Loans, Llc in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 199 | $59,135,000 | $297,000 | $1,545,000 | $125,000 | $461,000 |
| Refinancing | 14 | $3,700,000 | $264,000 | $545,000 | $108,000 | $266,000 |
| Cash-out Refinancing | 9 | $2,435,000 | $270,000 | $785,000 | $102,000 | $215,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 134 | $38,510,000 | $287,000 | $875,000 | $122,000 | $461,000 |
| Not Provided | 47 | $16,175,000 | $344,000 | $1,105,000 | $139,000 | $406,000 |
| Hispanic | 15 | $2,695,000 | $179,000 | $325,000 | $83,000 | $156,000 |
| Asian | 14 | $4,030,000 | $287,000 | $775,000 | $114,000 | $303,000 |
| Black or African American | 12 | $3,860,000 | $321,000 | $1,545,000 | $129,000 | $294,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 171 | $52,335,000 | $306,000 | $1,545,000 | $131,000 | $461,000 |
| FHA-insured (Federal Housing Administration) | 37 | $8,615,000 | $232,000 | $505,000 | $85,000 | $197,000 |
| VA-guaranteed (Veterans Administration) | 13 | $4,225,000 | $325,000 | $675,000 | $121,000 | $221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $95,000 | $95,000 | $95,000 | $72,000 | $72,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 115 | $31,945,000 | $277,000 | $675,000 | $128,000 | $406,000 |
| Application Denied By Financial Institution | 80 | $26,860,000 | $335,000 | $1,545,000 | $119,000 | $461,000 |
| Application Withdrawn By Applicant | 20 | $4,810,000 | $240,000 | $635,000 | $113,000 | $266,000 |
| Application Approved But Not Accepted | 6 | $1,280,000 | $213,000 | $305,000 | $112,000 | $235,000 |
| File Closed For Incompleteness | 1 | $375,000 | $375,000 | $375,000 | $78,000 | $78,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 142 | $38,410,000 | $270,000 | $675,000 | $125,000 | $406,000 |
| Debt-To-Income Ratio | 42 | $11,950,000 | $284,000 | $1,545,000 | $85,000 | $294,000 |
| Credit History | 19 | $6,425,000 | $338,000 | $1,105,000 | $137,000 | $440,000 |
| Other | 6 | $1,790,000 | $298,000 | $555,000 | $126,000 | $344,000 |
| Collateral | 5 | $2,035,000 | $407,000 | $875,000 | $193,000 | $461,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,110,000 | $527,000 | $785,000 | $178,000 | $291,000 |
| Employment History | 3 | $1,845,000 | $615,000 | $825,000 | $209,000 | $260,000 |
| Credit Application Incomplete | 1 | $705,000 | $705,000 | $705,000 | $311,000 | $311,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Phh Home Loans, Llc's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Phh Home Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.