Pilot Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Pilot Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pilot Bank 12471 W. Linebaugh Ave Tampa, FL 33626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 727 |
| Total Mortgage Loan Application Amount | $51,281,000 |
| Average Mortgage Loan Application Amount | $164,333 |
| Highest Mortgage Loan Application Amount | $2,519,000 |
| Average Applicant Income | $87,333 |
| Highest Applicant Income | $456,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Pilot Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pilot Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Pilot Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pilot Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pilot Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pilot Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hillsborough County Florida | 39 | $ 9,231,000 | $ 236,000 | $ 99,000 |
| Calcasieu County Louisiana | 25 | $ 1,259,000 | $ 50,000 | $ 57,000 |
| Polk County Florida | 22 | $ 1,803,000 | $ 81,000 | $ 67,000 |
| Baldwin County Alabama | 14 | $ 770,000 | $ 55,000 | $ 45,000 |
| Lee County Florida | 13 | $ 1,080,000 | $ 83,000 | $ 79,000 |
| Duval County Florida | 10 | $ 492,000 | $ 49,000 | $ 46,000 |
| Rapides County Louisiana | 10 | $ 474,000 | $ 47,000 | $ 42,000 |
| Houston County Alabama | 9 | $ 382,000 | $ 42,000 | $ 41,000 |
| St. Landry County Louisiana | 9 | $ 468,000 | $ 52,000 | $ 51,000 |
| Shelby County Alabama | 7 | $ 503,000 | $ 71,000 | $ 53,000 |
| White County Arkansas | 7 | $ 360,000 | $ 51,000 | $ 49,000 |
| Pinellas County Florida | 7 | $ 1,412,000 | $ 201,000 | $ 158,000 |
| Acadia County Louisiana | 7 | $ 385,000 | $ 55,000 | $ 57,000 |
| Lafayette County Louisiana | 7 | $ 369,000 | $ 52,000 | $ 51,000 |
| Natchitoches County Louisiana | 7 | $ 340,000 | $ 48,000 | $ 87,000 |
| Tulsa County Oklahoma | 7 | $ 467,000 | $ 66,000 | $ 59,000 |
| Blount County Alabama | 6 | $ 291,000 | $ 48,000 | $ 46,000 |
| Jefferson County Alabama | 6 | $ 322,000 | $ 53,000 | $ 36,000 |
| Mobile County Alabama | 6 | $ 212,000 | $ 35,000 | $ 37,000 |
| Suwannee County Florida | 6 | $ 531,000 | $ 88,000 | $ 47,000 |
| Beauregard County Louisiana | 6 | $ 320,000 | $ 53,000 | $ 91,000 |
| Iberia County Louisiana | 6 | $ 445,000 | $ 74,000 | $ 78,000 |
| Rogers County Oklahoma | 6 | $ 254,000 | $ 42,000 | $ 35,000 |
| Calhoun County Alabama | 5 | $ 288,000 | $ 57,000 | $ 62,000 |
| Coffee County Alabama | 5 | $ 338,000 | $ 67,000 | $ 68,000 |
| Geneva County Alabama | 5 | $ 176,000 | $ 35,000 | $ 40,000 |
| St. Clair County Alabama | 5 | $ 236,000 | $ 47,000 | $ 42,000 |
| Walker County Alabama | 5 | $ 336,000 | $ 67,000 | $ 59,000 |
| Jefferson County Arkansas | 5 | $ 286,000 | $ 57,000 | $ 49,000 |
| Jackson County Florida | 5 | $ 372,000 | $ 74,000 | $ 47,000 |
| Orange County Florida | 5 | $ 248,000 | $ 49,000 | $ 57,000 |
| Bossier County Louisiana | 5 | $ 233,000 | $ 46,000 | $ 40,000 |
| Caddo County Louisiana | 5 | $ 219,000 | $ 43,000 | $ 42,000 |
| Lafourche County Louisiana | 5 | $ 377,000 | $ 75,000 | $ 68,000 |
| Butler County Alabama | 4 | $ 172,000 | $ 43,000 | $ 39,000 |
| Cullman County Alabama | 4 | $ 271,000 | $ 67,000 | $ 46,000 |
| Etowah County Alabama | 4 | $ 308,000 | $ 77,000 | $ 48,000 |
| Montgomery County Alabama | 4 | $ 214,000 | $ 53,000 | $ 30,000 |
| Pike County Alabama | 4 | $ 218,000 | $ 54,000 | $ 39,000 |
| Levy County Florida | 4 | $ 246,000 | $ 61,000 | $ 47,000 |
| Pasco County Florida | 4 | $ 452,000 | $ 113,000 | $ 29,000 |
| Putnam County Florida | 4 | $ 227,000 | $ 56,000 | $ 72,000 |
| Sumter County Florida | 4 | $ 303,000 | $ 75,000 | $ 57,000 |
| Walton County Florida | 4 | $ 358,000 | $ 89,000 | $ 41,000 |
| De Soto County Louisiana | 4 | $ 219,000 | $ 54,000 | $ 58,000 |
| Evangeline County Louisiana | 4 | $ 154,000 | $ 38,000 | $ 52,000 |
| Tangipahoa County Louisiana | 4 | $ 320,000 | $ 80,000 | $ 58,000 |
| Vermilion County Louisiana | 4 | $ 274,000 | $ 68,000 | $ 68,000 |
| Webster County Louisiana | 4 | $ 209,000 | $ 52,000 | $ 50,000 |
| Harrison County Mississippi | 4 | $ 147,000 | $ 36,000 | $ 39,000 |
| Jackson County Mississippi | 4 | $ 217,000 | $ 54,000 | $ 52,000 |
| Rankin County Mississippi | 4 | $ 342,000 | $ 85,000 | $ 63,000 |
| Creek County Oklahoma | 4 | $ 211,000 | $ 52,000 | $ 34,000 |
| Le Flore County Oklahoma | 4 | $ 213,000 | $ 53,000 | $ 45,000 |
| Autauga County Alabama | 3 | $ 141,000 | $ 47,000 | $ 47,000 |
| Chilton County Alabama | 3 | $ 89,000 | $ 29,000 | $ 40,000 |
| Colbert County Alabama | 3 | $ 164,000 | $ 54,000 | $ 62,000 |
| DeKalb County Alabama | 3 | $ 215,000 | $ 71,000 | $ 48,000 |
| Escambia County Alabama | 3 | $ 115,000 | $ 38,000 | $ 44,000 |
| Henry County Alabama | 3 | $ 228,000 | $ 76,000 | $ 36,000 |
| Lauderdale County Alabama | 3 | $ 170,000 | $ 56,000 | $ 63,000 |
| Tuscaloosa County Alabama | 3 | $ 172,000 | $ 57,000 | $ 46,000 |
| Washington County Alabama | 3 | $ 91,000 | $ 30,000 | $ 38,000 |
| Van Buren County Arkansas | 3 | $ 202,000 | $ 67,000 | $ 36,000 |
| Bay County Florida | 3 | $ 231,000 | $ 77,000 | $ 50,000 |
| Gilchrist County Florida | 3 | $ 282,000 | $ 94,000 | $ 47,000 |
| Marion County Florida | 3 | $ 214,000 | $ 71,000 | $ 41,000 |
| Miami-Dade County Florida | 3 | $ 157,000 | $ 52,000 | $ 36,000 |
| Osceola County Florida | 3 | $ 298,000 | $ 99,000 | $ 25,000 |
| Palm Beach County Florida | 3 | $ 149,000 | $ 49,000 | $ 158,000 |
| Seminole County Florida | 3 | $ 132,000 | $ 44,000 | $ 38,000 |
| Washington County Florida | 3 | $ 214,000 | $ 71,000 | $ 43,000 |
| Cook County Georgia | 3 | $ 155,000 | $ 51,000 | $ 61,000 |
| Gordon County Georgia | 3 | $ 249,000 | $ 83,000 | $ 46,000 |
| Lowndes County Georgia | 3 | $ 397,000 | $ 132,000 | $ 53,000 |
| Allen County Louisiana | 3 | $ 202,000 | $ 67,000 | $ 61,000 |
| Cameron County Louisiana | 3 | $ 127,000 | $ 42,000 | $ 69,000 |
| Grant County Louisiana | 3 | $ 198,000 | $ 66,000 | $ 65,000 |
| Livingston County Louisiana | 3 | $ 161,000 | $ 53,000 | $ 40,000 |
| Ouachita County Louisiana | 3 | $ 194,000 | $ 64,000 | $ 83,000 |
| Washington County Oklahoma | 3 | $ 166,000 | $ 55,000 | $ 31,000 |
| Blount County Tennessee | 3 | $ 161,000 | $ 53,000 | $ 28,000 |
| Barbour County Alabama | 2 | $ 85,000 | $ 42,000 | $ 42,000 |
| Cherokee County Alabama | 2 | $ 99,000 | $ 49,000 | $ 59,000 |
| Crenshaw County Alabama | 2 | $ 113,000 | $ 56,000 | $ 24,000 |
| Elmore County Alabama | 2 | $ 75,000 | $ 37,000 | $ 60,000 |
| Greene County Alabama | 2 | $ 84,000 | $ 42,000 | $ 56,000 |
| Marengo County Alabama | 2 | $ 133,000 | $ 66,000 | $ 42,000 |
| Marion County Alabama | 2 | $ 105,000 | $ 52,000 | $ 40,000 |
| Arkansas County Arkansas | 2 | $ 123,000 | $ 61,000 | $ 51,000 |
| Boone County Arkansas | 2 | $ 110,000 | $ 55,000 | $ 105,000 |
| Faulkner County Arkansas | 2 | $ 74,000 | $ 37,000 | $ 23,000 |
| Greene County Arkansas | 2 | $ 89,000 | $ 44,000 | $ 45,000 |
| Saline County Arkansas | 2 | $ 96,000 | $ 48,000 | $ 32,000 |
| Baker County Florida | 2 | $ 155,000 | $ 77,000 | $ 118,000 |
| Bradford County Florida | 2 | $ 113,000 | $ 56,000 | $ 36,000 |
| Brevard County Florida | 2 | $ 126,000 | $ 63,000 | $ 54,000 |
| Broward County Florida | 2 | $ 82,000 | $ 41,000 | $ 45,000 |
| Citrus County Florida | 2 | $ 176,000 | $ 88,000 | $ 97,000 |
| Columbia County Florida | 2 | $ 155,000 | $ 77,000 | $ 237,000 |
| Escambia County Florida | 2 | $ 173,000 | $ 86,000 | $ 76,000 |
| Flagler County Florida | 2 | $ 65,000 | $ 32,000 | $ 48,000 |
| Jefferson County Florida | 2 | $ 147,000 | $ 73,000 | $ 48,000 |
| Lake County Florida | 2 | $ 102,000 | $ 51,000 | $ 67,000 |
| Nassau County Florida | 2 | $ 137,000 | $ 68,000 | $ 68,000 |
| Okaloosa County Florida | 2 | $ 166,000 | $ 83,000 | $ 77,000 |
| Taylor County Florida | 2 | $ 45,000 | $ 22,000 | $ 36,000 |
| Volusia County Florida | 2 | $ 61,000 | $ 30,000 | $ 30,000 |
| Bartow County Georgia | 2 | $ 104,000 | $ 52,000 | $ 43,000 |
| Carroll County Georgia | 2 | $ 56,000 | $ 28,000 | $ 41,000 |
| Clinch County Georgia | 2 | $ 77,000 | $ 38,000 | $ 21,000 |
| Coffee County Georgia | 2 | $ 121,000 | $ 60,000 | $ 53,000 |
| Walker County Georgia | 2 | $ 118,000 | $ 59,000 | $ 23,000 |
| Avoyelles County Louisiana | 2 | $ 107,000 | $ 53,000 | $ 58,000 |
| Franklin County Louisiana | 2 | $ 76,000 | $ 38,000 | $ 55,000 |
| La Salle County Louisiana | 2 | $ 66,000 | $ 33,000 | $ 51,000 |
| Richland County Louisiana | 2 | $ 114,000 | $ 57,000 | $ 55,000 |
| St. Helena County Louisiana | 2 | $ 129,000 | $ 64,000 | $ 32,000 |
| St. Tammany County Louisiana | 2 | $ 239,000 | $ 119,000 | $ 63,000 |
| Vernon County Louisiana | 2 | $ 160,000 | $ 80,000 | $ 99,000 |
| West Baton Rouge County Louisiana | 2 | $ 90,000 | $ 45,000 | $ 52,000 |
| West Carroll County Louisiana | 2 | $ 124,000 | $ 62,000 | $ 112,000 |
| Jasper County Mississippi | 2 | $ 132,000 | $ 66,000 | $ 71,000 |
| Jones County Mississippi | 2 | $ 112,000 | $ 56,000 | $ 56,000 |
| Lowndes County Mississippi | 2 | $ 132,000 | $ 66,000 | $ 69,000 |
| Monroe County Mississippi | 2 | $ 37,000 | $ 18,000 | $ 28,000 |
| Warren County Mississippi | 2 | $ 193,000 | $ 96,000 | $ 140,000 |
| Craig County Oklahoma | 2 | $ 69,000 | $ 34,000 | $ 66,000 |
| Marshall County Oklahoma | 2 | $ 49,000 | $ 24,000 | $ 102,000 |
| Mayes County Oklahoma | 2 | $ 82,000 | $ 41,000 | $ 56,000 |
| Pittsburg County Oklahoma | 2 | $ 55,000 | $ 27,000 | $ 17,000 |
| Woodward County Oklahoma | 2 | $ 76,000 | $ 38,000 | $ 63,000 |
| Bedford County Tennessee | 2 | $ 36,000 | $ 18,000 | $ 62,000 |
| Hardeman County Tennessee | 2 | $ 102,000 | $ 51,000 | $ 40,000 |
| Bibb County Alabama | 1 | $ 32,000 | $ 32,000 | $ 30,000 |
| Bullock County Alabama | 1 | $ 72,000 | $ 72,000 | $ 36,000 |
| Choctaw County Alabama | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Clarke County Alabama | 1 | $ 111,000 | $ 111,000 | $ 101,000 |
| Covington County Alabama | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Fayette County Alabama | 1 | $ 89,000 | $ 89,000 | $ 76,000 |
| Franklin County Alabama | 1 | $ 42,000 | $ 42,000 | $ 21,000 |
| Jackson County Alabama | 1 | $ 70,000 | $ 70,000 | $ 62,000 |
| Lamar County Alabama | 1 | $ 61,000 | $ 61,000 | $ 49,000 |
| Lee County Alabama | 1 | $ 34,000 | $ 34,000 | $ 41,000 |
| Lowndes County Alabama | 1 | $ 39,000 | $ 39,000 | $ 120,000 |
| Macon County Alabama | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Marshall County Alabama | 1 | $ 57,000 | $ 57,000 | $ 33,000 |
| Monroe County Alabama | 1 | $ 101,000 | $ 101,000 | $ 59,000 |
| Perry County Alabama | 1 | $ 23,000 | $ 23,000 | $ 28,000 |
| Talladega County Alabama | 1 | $ 27,000 | $ 27,000 | $ 30,000 |
| Tallapoosa County Alabama | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Coconino County Arizona | 1 | $ 59,000 | $ 59,000 | $ 90,000 |
| Ashley County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 26,000 |
| Baxter County Arkansas | 1 | $ 57,000 | $ 57,000 | $ 28,000 |
| Carroll County Arkansas | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Clark County Arkansas | 1 | $ 24,000 | $ 24,000 | $ 208,000 |
| Clay County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Cleveland County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Conway County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Crawford County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 39,000 |
| Crittenden County Arkansas | 1 | $ 15,000 | $ 15,000 | $ 13,000 |
| Drew County Arkansas | 1 | $ 21,000 | $ 21,000 | $ 31,000 |
| Garland County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 35,000 |
| Johnson County Arkansas | 1 | $ 38,000 | $ 38,000 | $ 23,000 |
| Lawrence County Arkansas | 1 | $ 62,000 | $ 62,000 | $ 30,000 |
| Little River County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 89,000 |
| Logan County Arkansas | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Lonoke County Arkansas | 1 | $ 102,000 | $ 102,000 | $ 69,000 |
| Monroe County Arkansas | 1 | $ 26,000 | $ 26,000 | $ 26,000 |
| Phillips County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 33,000 |
| Poinsett County Arkansas | 1 | $ 29,000 | $ 29,000 | $ 26,000 |
| Pope County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 50,000 |
| Prairie County Arkansas | 1 | $ 27,000 | $ 27,000 | $ 24,000 |
| Sebastian County Arkansas | 1 | $ 59,000 | $ 59,000 | $ 53,000 |
| Sharp County Arkansas | 1 | $ 24,000 | $ 24,000 | $ 25,000 |
| Union County Arkansas | 1 | $ 73,000 | $ 73,000 | $ 50,000 |
| Alachua County Florida | 1 | $ 66,000 | $ 66,000 | $ 97,000 |
| Clay County Florida | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Collier County Florida | 1 | $ 139,000 | $ 139,000 | $ 153,000 |
| Dixie County Florida | 1 | $ 69,000 | $ 69,000 | $ 117,000 |
| Glades County Florida | 1 | $ 54,000 | $ 54,000 | $ 20,000 |
| Gulf County Florida | 1 | $ 42,000 | $ 42,000 | $ 41,000 |
| Hamilton County Florida | 1 | $ 72,000 | $ 72,000 | $ 81,000 |
| Hernando County Florida | 1 | $ 98,000 | $ 98,000 | $ 40,000 |
| Holmes County Florida | 1 | $ 76,000 | $ 76,000 | $ 26,000 |
| Manatee County Florida | 1 | $ 432,000 | $ 432,000 | $ 371,000 |
| Martin County Florida | 1 | $ 37,000 | $ 37,000 | $ 36,000 |
| Santa Rosa County Florida | 1 | $ 81,000 | $ 81,000 | $ 34,000 |
| St. Johns County Florida | 1 | $ 44,000 | $ 44,000 | $ 240,000 |
| St. Lucie County Florida | 1 | $ 112,000 | $ 112,000 | $ 47,000 |
| Union County Florida | 1 | $ 147,000 | $ 147,000 | $ 62,000 |
| Wakulla County Florida | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| Atkinson County Georgia | 1 | $ 58,000 | $ 58,000 | $ 58,000 |
| Bulloch County Georgia | 1 | $ 60,000 | $ 60,000 | $ 74,000 |
| Cherokee County Georgia | 1 | $ 76,000 | $ 76,000 | $ 65,000 |
| Columbia County Georgia | 1 | $ 36,000 | $ 36,000 | $ 39,000 |
| Dooly County Georgia | 1 | $ 40,000 | $ 40,000 | $ 55,000 |
| Emanuel County Georgia | 1 | $ 29,000 | $ 29,000 | $ 42,000 |
| Evans County Georgia | 1 | $ 57,000 | $ 57,000 | $ 29,000 |
| Gilmer County Georgia | 1 | $ 78,000 | $ 78,000 | $ 38,000 |
| Glascock County Georgia | 1 | $ 51,000 | $ 51,000 | $ 38,000 |
| Jeff Davis County Georgia | 1 | $ 39,000 | $ 39,000 | $ 50,000 |
| Jefferson County Georgia | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Jones County Georgia | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Lanier County Georgia | 1 | $ 73,000 | $ 73,000 | $ 22,000 |
| Laurens County Georgia | 1 | $ 148,000 | $ 148,000 | $ 100,000 |
| Lincoln County Georgia | 1 | $ 27,000 | $ 27,000 | $ 35,000 |
| Miller County Georgia | 1 | $ 61,000 | $ 61,000 | $ 52,000 |
| Mitchell County Georgia | 1 | $ 40,000 | $ 40,000 | $ 57,000 |
| Muscogee County Georgia | 1 | $ 51,000 | $ 51,000 | $ 36,000 |
| Peach County Georgia | 1 | $ 72,000 | $ 72,000 | $ 73,000 |
| Pierce County Georgia | 1 | $ 39,000 | $ 39,000 | $ 52,000 |
| Tift County Georgia | 1 | $ 47,000 | $ 47,000 | $ 35,000 |
| Wayne County Georgia | 1 | $ 64,000 | $ 64,000 | $ 32,000 |
| Kootenai County Idaho | 1 | $ 42,000 | $ 42,000 | $ 39,000 |
| Bienville County Louisiana | 1 | $ 58,000 | $ 58,000 | $ 60,000 |
| Claiborne County Louisiana | 1 | $ 26,000 | $ 26,000 | $ 35,000 |
| Concordia County Louisiana | 1 | $ 126,000 | $ 126,000 | $ 65,000 |
| East Baton Rouge County Louisiana | 1 | $ 81,000 | $ 81,000 | $ 80,000 |
| Jefferson Davis County Louisiana | 1 | $ 61,000 | $ 61,000 | $ 54,000 |
| Lincoln County Louisiana | 1 | $ 33,000 | $ 33,000 | $ 102,000 |
| Morehouse County Louisiana | 1 | $ 23,000 | $ 23,000 | $ 104,000 |
| Plaquemines County Louisiana | 1 | $ 23,000 | $ 23,000 | $ 42,000 |
| Pointe Coupee County Louisiana | 1 | $ 48,000 | $ 48,000 | $ 30,000 |
| Red River County Louisiana | 1 | $ 42,000 | $ 42,000 | $ 33,000 |
| St. Charles County Louisiana | 1 | $ 44,000 | $ 44,000 | $ 37,000 |
| St. John the Baptist County Louisiana | 1 | $ 32,000 | $ 32,000 | $ 86,000 |
| St. Mary County Louisiana | 1 | $ 67,000 | $ 67,000 | $ 65,000 |
| Washington County Louisiana | 1 | $ 43,000 | $ 43,000 | $ 19,000 |
| Amite County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 87,000 |
| Chickasaw County Mississippi | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Clay County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 31,000 |
| DeSoto County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Forrest County Mississippi | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| Franklin County Mississippi | 1 | $ 37,000 | $ 37,000 | $ 46,000 |
| Holmes County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Lafayette County Mississippi | 1 | $ 69,000 | $ 69,000 | $ 82,000 |
| Lauderdale County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 59,000 |
| Leake County Mississippi | 1 | $ 51,000 | $ 51,000 | $ 50,000 |
| Lincoln County Mississippi | 1 | $ 47,000 | $ 47,000 | $ 70,000 |
| Neshoba County Mississippi | 1 | $ 74,000 | $ 74,000 | $ 45,000 |
| Newton County Mississippi | 1 | $ 56,000 | $ 56,000 | $ 22,000 |
| Pearl River County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 114,000 |
| Perry County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 96,000 |
| Pike County Mississippi | 1 | $ 49,000 | $ 49,000 | $ 54,000 |
| Pontotoc County Mississippi | 1 | $ 20,000 | $ 20,000 | $ 15,000 |
| Stone County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 60,000 |
| Tippah County Mississippi | 1 | $ 136,000 | $ 136,000 | $ 80,000 |
| Wayne County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Wilkinson County Mississippi | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| Winston County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 31,000 |
| Yalobusha County Mississippi | 1 | $ 54,000 | $ 54,000 | $ 24,000 |
| Yazoo County Mississippi | 1 | $ 132,000 | $ 132,000 | $ 79,000 |
| Davidson County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Watauga County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Beaver County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Beckham County Oklahoma | 1 | $ 26,000 | $ 26,000 | $ 91,000 |
| Bryan County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 49,000 |
| Canadian County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 27,000 |
| Cherokee County Oklahoma | 1 | $ 28,000 | $ 28,000 | $ 43,000 |
| Choctaw County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 56,000 |
| Comanche County Oklahoma | 1 | $ 98,000 | $ 98,000 | $ 73,000 |
| Custer County Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 80,000 |
| Garfield County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 27,000 |
| Grady County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 26,000 |
| Haskell County Oklahoma | 1 | $ 58,000 | $ 58,000 | $ 41,000 |
| Lincoln County Oklahoma | 1 | $ 43,000 | $ 43,000 | $ 31,000 |
| Logan County Oklahoma | 1 | $ 16,000 | $ 16,000 | $ 41,000 |
| Love County Oklahoma | 1 | $ 128,000 | $ 128,000 | $ 69,000 |
| McIntosh County Oklahoma | 1 | $ 38,000 | $ 38,000 | $ 34,000 |
| Oklahoma County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 22,000 |
| Ottawa County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 37,000 |
| Seminole County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 62,000 |
| Sequoyah County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 21,000 |
| Texas County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Wagoner County Oklahoma | 1 | $ 33,000 | $ 33,000 | $ 53,000 |
| Washita County Oklahoma | 1 | $ 54,000 | $ 54,000 | $ 74,000 |
| Multnomah County Oregon | 1 | $ 37,000 | $ 37,000 | $ 79,000 |
| Coffee County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 56,000 |
| Gibson County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 31,000 |
| Grainger County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 18,000 |
| Knox County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 18,000 |
| Loudon County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 38,000 |
| Macon County Tennessee | 1 | $ 32,000 | $ 32,000 | $ 15,000 |
| Marion County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 62,000 |
| McNairy County Tennessee | 1 | $ 22,000 | $ 22,000 | $ 23,000 |
| Meigs County Tennessee | 1 | $ 22,000 | $ 22,000 | $ 24,000 |
| Rhea County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 51,000 |
| Roane County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 51,000 |
| Sevier County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 62,000 |
| Shelby County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Wilson County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 47,000 |
| Cowlitz County Washington | 1 | $ 31,000 | $ 31,000 | $ 46,000 |
| Snohomish County Washington | 1 | $ 51,000 | $ 51,000 | $ 48,000 |
| Spokane County Washington | 1 | $ 54,000 | $ 54,000 | $ 47,000 |
| Thurston County Washington | 1 | $ 42,000 | $ 42,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Pilot Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 692 | $41,980,000 | $60,000 | $582,000 | $55,000 | $400,000 |
| Refinancing | 28 | $8,356,000 | $298,000 | $2,519,000 | $109,000 | $456,000 |
| Home Improvement | 7 | $945,000 | $135,000 | $710,000 | $98,000 | $306,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 618 | $38,967,000 | $63,000 | $710,000 | $57,000 | $456,000 |
| Black or African American | 46 | $2,410,000 | $52,000 | $110,000 | $52,000 | $208,000 |
| Not Provided | 25 | $4,513,000 | $180,000 | $2,519,000 | $68,000 | $228,000 |
| Hispanic | 24 | $1,358,000 | $56,000 | $196,000 | $72,000 | $370,000 |
| American Indian or Alaskan Native | 9 | $959,000 | $106,000 | $432,000 | $99,000 | $200,000 |
| Not applicable | 3 | $2,875,000 | $958,000 | $2,425,000 | $0 | $0 |
| Asian | 2 | $199,000 | $99,000 | $101,000 | $124,000 | $218,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 727 | $51,281,000 | $70,000 | $2,519,000 | $58,000 | $456,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 312 | $18,858,000 | $60,000 | $176,000 | $58,000 | $400,000 |
| Loan Purchased By The Institution | 193 | $10,437,000 | $54,000 | $168,000 | $54,000 | $208,000 |
| Application Denied By Financial Institution | 159 | $12,976,000 | $81,000 | $2,519,000 | $48,000 | $228,000 |
| Loan Originated | 34 | $4,341,000 | $127,000 | $710,000 | $114,000 | $456,000 |
| Application Withdrawn By Applicant | 29 | $4,669,000 | $161,000 | $2,425,000 | $63,000 | $371,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 99 | $5,500,000 | $55,000 | $133,000 | $46,000 | $129,000 |
| Debt-To-Income Ratio | 22 | $5,004,000 | $227,000 | $2,519,000 | $67,000 | $228,000 |
| Employment History | 15 | $810,000 | $54,000 | $147,000 | $34,000 | $62,000 |
| Collateral | 4 | $417,000 | $104,000 | $247,000 | $61,000 | $96,000 |
| Other | 3 | $187,000 | $62,000 | $120,000 | $43,000 | $79,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pilot Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pilot Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.