Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Pinnacle Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pinnacle Bank 20544 Hwy 370 Lincoln, NE 68028 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,424 |
| Total Mortgage Loan Application Amount | $510,181,000 |
| Average Mortgage Loan Application Amount | $126,666 |
| Highest Mortgage Loan Application Amount | $9,597,000 |
| Average Applicant Income | $86,333 |
| Highest Applicant Income | $4,402,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 836 | $ 119,709,000 | $ 143,000 | $ 101,000 |
| Douglas County Nebraska | 357 | $ 75,740,000 | $ 212,000 | $ 113,000 |
| Sarpy County Nebraska | 301 | $ 50,330,000 | $ 167,000 | $ 92,000 |
| Platte County Nebraska | 252 | $ 33,020,000 | $ 131,000 | $ 65,000 |
| Dodge County Nebraska | 133 | $ 19,411,000 | $ 145,000 | $ 68,000 |
| Holt County Nebraska | 120 | $ 12,207,000 | $ 101,000 | $ 93,000 |
| Colfax County Nebraska | 104 | $ 10,183,000 | $ 97,000 | $ 50,000 |
| Gage County Nebraska | 100 | $ 9,211,000 | $ 92,000 | $ 69,000 |
| Dickinson County Kansas | 97 | $ 9,008,000 | $ 92,000 | $ 77,000 |
| Adams County Nebraska | 87 | $ 10,910,000 | $ 125,000 | $ 61,000 |
| Hamilton County Nebraska | 87 | $ 8,239,000 | $ 94,000 | $ 66,000 |
| Merrick County Nebraska | 75 | $ 7,333,000 | $ 97,000 | $ 69,000 |
| Saline County Nebraska | 75 | $ 11,880,000 | $ 158,000 | $ 170,000 |
| Jasper County Missouri | 68 | $ 8,568,000 | $ 126,000 | $ 88,000 |
| Dawson County Nebraska | 58 | $ 5,122,000 | $ 88,000 | $ 53,000 |
| Keith County Nebraska | 48 | $ 4,112,000 | $ 85,000 | $ 77,000 |
| Saunders County Nebraska | 40 | $ 5,537,000 | $ 138,000 | $ 82,000 |
| Polk County Nebraska | 39 | $ 3,881,000 | $ 99,000 | $ 76,000 |
| Chase County Nebraska | 38 | $ 3,460,000 | $ 91,000 | $ 75,000 |
| Jackson County Missouri | 34 | $ 5,555,000 | $ 163,000 | $ 117,000 |
| Hall County Nebraska | 32 | $ 19,754,000 | $ 617,000 | $ 34,000 |
| Madison County Nebraska | 30 | $ 3,434,000 | $ 114,000 | $ 135,000 |
| Antelope County Nebraska | 24 | $ 2,317,000 | $ 96,000 | $ 120,000 |
| Cass County Nebraska | 23 | $ 4,090,000 | $ 177,000 | $ 116,000 |
| Cuming County Nebraska | 23 | $ 1,804,000 | $ 78,000 | $ 69,000 |
| Knox County Nebraska | 23 | $ 2,519,000 | $ 109,000 | $ 55,000 |
| Newton County Missouri | 21 | $ 4,644,000 | $ 221,000 | $ 166,000 |
| Butler County Nebraska | 21 | $ 2,782,000 | $ 132,000 | $ 89,000 |
| Pottawattamie County Iowa | 18 | $ 1,222,000 | $ 67,000 | $ 58,000 |
| Perkins County Nebraska | 16 | $ 1,634,000 | $ 102,000 | $ 50,000 |
| Gosper County Nebraska | 14 | $ 2,117,000 | $ 151,000 | $ 115,000 |
| Otoe County Nebraska | 13 | $ 2,120,000 | $ 163,000 | $ 92,000 |
| Johnson County Kansas | 12 | $ 2,528,000 | $ 210,000 | $ 90,000 |
| Washington County Nebraska | 12 | $ 2,435,000 | $ 202,000 | $ 146,000 |
| Boyd County Nebraska | 9 | $ 919,000 | $ 102,000 | $ 73,000 |
| Buffalo County Nebraska | 9 | $ 1,061,000 | $ 117,000 | $ 124,000 |
| Cherry County Nebraska | 8 | $ 563,000 | $ 70,000 | $ 56,000 |
| Nance County Nebraska | 8 | $ 726,000 | $ 90,000 | $ 61,000 |
| Seward County Nebraska | 8 | $ 596,000 | $ 74,000 | $ 72,000 |
| Howard County Nebraska | 7 | $ 959,000 | $ 137,000 | $ 110,000 |
| Clay County Nebraska | 6 | $ 209,000 | $ 34,000 | $ 45,000 |
| Brown County Nebraska | 5 | $ 330,000 | $ 66,000 | $ 31,000 |
| Jefferson County Nebraska | 5 | $ 417,000 | $ 83,000 | $ 57,000 |
| York County Nebraska | 5 | $ 449,000 | $ 89,000 | $ 53,000 |
| Arthur County Nebraska | 4 | $ 1,457,000 | $ 364,000 | $ 450,000 |
| Boone County Nebraska | 4 | $ 403,000 | $ 100,000 | $ 324,000 |
| Custer County Nebraska | 4 | $ 470,000 | $ 117,000 | $ 110,000 |
| Lincoln County Nebraska | 4 | $ 447,000 | $ 111,000 | $ 87,000 |
| Maricopa County Arizona | 3 | $ 610,000 | $ 203,000 | $ 64,000 |
| Jefferson County Colorado | 3 | $ 917,000 | $ 305,000 | $ 120,000 |
| Woodbury County Iowa | 3 | $ 374,000 | $ 124,000 | $ 68,000 |
| Republic County Kansas | 3 | $ 301,000 | $ 100,000 | $ 63,000 |
| Camden County Missouri | 3 | $ 448,000 | $ 149,000 | $ 64,000 |
| Clay County Missouri | 3 | $ 418,000 | $ 139,000 | $ 16,000 |
| Deuel County Nebraska | 3 | $ 234,000 | $ 78,000 | $ 49,000 |
| Fillmore County Nebraska | 3 | $ 72,000 | $ 24,000 | $ 30,000 |
| Garfield County Nebraska | 3 | $ 104,000 | $ 34,000 | $ 74,000 |
| Nuckolls County Nebraska | 3 | $ 194,000 | $ 64,000 | $ 32,000 |
| Stanton County Nebraska | 3 | $ 805,000 | $ 268,000 | $ 30,000 |
| Cherokee County Kansas | 2 | $ 117,000 | $ 58,000 | $ 75,000 |
| Clay County Kansas | 2 | $ 70,000 | $ 35,000 | $ 54,000 |
| Geary County Kansas | 2 | $ 180,000 | $ 90,000 | $ 85,000 |
| Riley County Kansas | 2 | $ 14,807,000 | $ 7,403,000 | $ 0 |
| Oldham County Kentucky | 2 | $ 616,000 | $ 308,000 | $ 96,000 |
| Johnson County Missouri | 2 | $ 163,000 | $ 81,000 | $ 165,000 |
| Burt County Nebraska | 2 | $ 142,000 | $ 71,000 | $ 42,000 |
| Cedar County Nebraska | 2 | $ 186,000 | $ 93,000 | $ 782,000 |
| Johnson County Nebraska | 2 | $ 159,000 | $ 79,000 | $ 58,000 |
| Pierce County Nebraska | 2 | $ 176,000 | $ 88,000 | $ 226,000 |
| Wayne County Nebraska | 2 | $ 195,000 | $ 97,000 | $ 51,000 |
| Webster County Nebraska | 2 | $ 101,000 | $ 50,000 | $ 40,000 |
| Yankton County South Dakota | 2 | $ 330,000 | $ 165,000 | $ 30,000 |
| Benton County Arkansas | 1 | $ 2,760,000 | $ 2,760,000 | $ 0 |
| Boulder County Colorado | 1 | $ 673,000 | $ 673,000 | $ 129,000 |
| Denver County Colorado | 1 | $ 120,000 | $ 120,000 | $ 86,000 |
| Larimer County Colorado | 1 | $ 515,000 | $ 515,000 | $ 96,000 |
| Weld County Colorado | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Monroe County Florida | 1 | $ 277,000 | $ 277,000 | $ 120,000 |
| Canyon County Idaho | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Cass County Iowa | 1 | $ 30,000 | $ 30,000 | $ 53,000 |
| Dickinson County Iowa | 1 | $ 383,000 | $ 383,000 | $ 402,000 |
| Harrison County Iowa | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Mills County Iowa | 1 | $ 168,000 | $ 168,000 | $ 58,000 |
| Monona County Iowa | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Muscatine County Iowa | 1 | $ 177,000 | $ 177,000 | $ 274,000 |
| Poweshiek County Iowa | 1 | $ 49,000 | $ 49,000 | $ 123,000 |
| Crawford County Kansas | 1 | $ 154,000 | $ 154,000 | $ 378,000 |
| Douglas County Kansas | 1 | $ 237,000 | $ 237,000 | $ 85,000 |
| Leavenworth County Kansas | 1 | $ 168,000 | $ 168,000 | $ 72,000 |
| McPherson County Kansas | 1 | $ 41,000 | $ 41,000 | $ 22,000 |
| Russell County Kansas | 1 | $ 40,000 | $ 40,000 | $ 67,000 |
| Saline County Kansas | 1 | $ 72,000 | $ 72,000 | $ 16,000 |
| Shawnee County Kansas | 1 | $ 128,000 | $ 128,000 | $ 109,000 |
| Wyandotte County Kansas | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Freeborn County Minnesota | 1 | $ 239,000 | $ 239,000 | $ 515,000 |
| Hennepin County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 105,000 |
| Barry County Missouri | 1 | $ 38,000 | $ 38,000 | $ 20,000 |
| Nodaway County Missouri | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Dakota County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Frontier County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 66,000 |
| Garden County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 39,000 |
| Greeley County Nebraska | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Hayes County Nebraska | 1 | $ 176,000 | $ 176,000 | $ 23,000 |
| Keya Paha County Nebraska | 1 | $ 32,000 | $ 32,000 | $ 63,000 |
| Kimball County Nebraska | 1 | $ 176,000 | $ 176,000 | $ 163,000 |
| Loup County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Nemaha County Nebraska | 1 | $ 92,000 | $ 92,000 | $ 128,000 |
| Phelps County Nebraska | 1 | $ 137,000 | $ 137,000 | $ 129,000 |
| Rock County Nebraska | 1 | $ 10,000 | $ 10,000 | $ 9,000 |
| Scotts Bluff County Nebraska | 1 | $ 153,000 | $ 153,000 | $ 59,000 |
| Thayer County Nebraska | 1 | $ 86,000 | $ 86,000 | $ 71,000 |
| Thurston County Nebraska | 1 | $ 230,000 | $ 230,000 | $ 177,000 |
| Sussex County New Jersey | 1 | $ 214,000 | $ 214,000 | $ 100,000 |
| Delaware County Oklahoma | 1 | $ 202,000 | $ 202,000 | $ 139,000 |
| Charles Mix County South Dakota | 1 | $ 60,000 | $ 60,000 | $ 116,000 |
| Gregory County South Dakota | 1 | $ 2,500,000 | $ 2,500,000 | $ 171,000 |
| Lake County South Dakota | 1 | $ 154,000 | $ 154,000 | $ 139,000 |
| Collin County Texas | 1 | $ 317,000 | $ 317,000 | $ 482,000 |
| Salt Lake County Utah | 1 | $ 309,000 | $ 309,000 | $ 98,000 |
| Park County Wyoming | 1 | $ 180,000 | $ 180,000 | $ 0 |
Mortgage Loan Application Detail Totals for Pinnacle Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,586 | $267,026,000 | $168,000 | $9,597,000 | $103,000 | $3,040,000 |
| Home Purchase | 1,551 | $223,564,000 | $144,000 | $4,730,000 | $80,000 | $4,402,000 |
| Home Improvement | 287 | $19,591,000 | $68,000 | $3,465,000 | $76,000 | $944,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,913 | $371,644,000 | $127,000 | $4,700,000 | $98,000 | $4,402,000 |
| Not applicable | 220 | $104,435,000 | $474,000 | $9,597,000 | $11,000 | $1,835,000 |
| Hispanic | 170 | $12,276,000 | $72,000 | $220,000 | $47,000 | $150,000 |
| Not Provided | 81 | $14,179,000 | $175,000 | $2,500,000 | $111,000 | $438,000 |
| Asian | 25 | $5,804,000 | $232,000 | $1,698,000 | $174,000 | $1,009,000 |
| Black or African American | 11 | $1,272,000 | $115,000 | $317,000 | $166,000 | $621,000 |
| American Indian or Alaskan Native | 4 | $571,000 | $142,000 | $325,000 | $38,000 | $41,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,982 | $455,690,000 | $152,000 | $9,597,000 | $96,000 | $4,402,000 |
| FHA-insured (Federal Housing Administration) | 251 | $29,457,000 | $117,000 | $275,000 | $59,000 | $495,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 110 | $10,923,000 | $99,000 | $240,000 | $39,000 | $95,000 |
| VA-guaranteed (Veterans Administration) | 81 | $14,111,000 | $174,000 | $516,000 | $71,000 | $225,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,811 | $433,734,000 | $154,000 | $9,597,000 | $92,000 | $3,040,000 |
| Application Denied By Financial Institution | 326 | $35,297,000 | $108,000 | $2,500,000 | $56,000 | $800,000 |
| Application Withdrawn By Applicant | 230 | $32,800,000 | $142,000 | $417,000 | $124,000 | $4,402,000 |
| Application Approved But Not Accepted | 48 | $7,334,000 | $152,000 | $2,833,000 | $80,000 | $360,000 |
| File Closed For Incompleteness | 9 | $1,016,000 | $112,000 | $185,000 | $77,000 | $192,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pinnacle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.