Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Pinnacle Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pinnacle Bank 20544 Hwy 370 Lincoln, NE 68028 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,112 |
| Total Mortgage Loan Application Amount | $510,321,000 |
| Average Mortgage Loan Application Amount | $166,666 |
| Highest Mortgage Loan Application Amount | $16,700,000 |
| Average Applicant Income | $90,333 |
| Highest Applicant Income | $2,046,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 797 | $ 128,956,000 | $ 161,000 | $ 94,000 |
| Douglas County Nebraska | 326 | $ 74,213,000 | $ 227,000 | $ 99,000 |
| Platte County Nebraska | 229 | $ 28,783,000 | $ 125,000 | $ 65,000 |
| Sarpy County Nebraska | 220 | $ 38,187,000 | $ 173,000 | $ 105,000 |
| Dodge County Nebraska | 130 | $ 22,242,000 | $ 171,000 | $ 96,000 |
| Adams County Nebraska | 111 | $ 24,868,000 | $ 224,000 | $ 79,000 |
| Cass County Nebraska | 107 | $ 14,767,000 | $ 138,000 | $ 96,000 |
| Hamilton County Nebraska | 89 | $ 11,220,000 | $ 126,000 | $ 87,000 |
| Colfax County Nebraska | 83 | $ 8,351,000 | $ 100,000 | $ 70,000 |
| Keith County Nebraska | 80 | $ 6,571,000 | $ 82,000 | $ 79,000 |
| Holt County Nebraska | 79 | $ 7,672,000 | $ 97,000 | $ 92,000 |
| Gage County Nebraska | 72 | $ 8,363,000 | $ 116,000 | $ 77,000 |
| Jasper County Missouri | 69 | $ 13,324,000 | $ 193,000 | $ 65,000 |
| Dickinson County Kansas | 53 | $ 5,901,000 | $ 111,000 | $ 63,000 |
| Dawson County Nebraska | 52 | $ 5,778,000 | $ 111,000 | $ 61,000 |
| Saline County Nebraska | 45 | $ 4,327,000 | $ 96,000 | $ 79,000 |
| Merrick County Nebraska | 41 | $ 4,000,000 | $ 97,000 | $ 75,000 |
| Chase County Nebraska | 28 | $ 3,310,000 | $ 118,000 | $ 67,000 |
| Polk County Nebraska | 28 | $ 3,098,000 | $ 110,000 | $ 58,000 |
| Pottawattamie County Iowa | 26 | $ 3,390,000 | $ 130,000 | $ 100,000 |
| Jackson County Missouri | 25 | $ 4,815,000 | $ 192,000 | $ 94,000 |
| Madison County Nebraska | 25 | $ 3,750,000 | $ 150,000 | $ 171,000 |
| Perkins County Nebraska | 25 | $ 2,191,000 | $ 87,000 | $ 112,000 |
| Saunders County Nebraska | 25 | $ 4,674,000 | $ 186,000 | $ 94,000 |
| Antelope County Nebraska | 22 | $ 1,537,000 | $ 69,000 | $ 49,000 |
| Butler County Nebraska | 22 | $ 2,311,000 | $ 105,000 | $ 62,000 |
| Hall County Nebraska | 21 | $ 2,932,000 | $ 139,000 | $ 63,000 |
| Newton County Missouri | 20 | $ 5,205,000 | $ 260,000 | $ 128,000 |
| Seward County Nebraska | 18 | $ 3,427,000 | $ 190,000 | $ 90,000 |
| Gosper County Nebraska | 16 | $ 1,451,000 | $ 90,000 | $ 63,000 |
| Nance County Nebraska | 14 | $ 1,553,000 | $ 110,000 | $ 66,000 |
| Cuming County Nebraska | 13 | $ 1,374,000 | $ 105,000 | $ 42,000 |
| Clay County Nebraska | 10 | $ 613,000 | $ 61,000 | $ 40,000 |
| Otoe County Nebraska | 10 | $ 1,665,000 | $ 166,000 | $ 81,000 |
| Woodbury County Iowa | 9 | $ 1,399,000 | $ 155,000 | $ 118,000 |
| Washington County Nebraska | 9 | $ 2,144,000 | $ 238,000 | $ 139,000 |
| Buffalo County Nebraska | 8 | $ 5,619,000 | $ 702,000 | $ 62,000 |
| Johnson County Kansas | 7 | $ 1,091,000 | $ 155,000 | $ 17,000 |
| Cherokee County Kansas | 6 | $ 524,000 | $ 87,000 | $ 105,000 |
| Knox County Nebraska | 6 | $ 504,000 | $ 84,000 | $ 134,000 |
| Maricopa County Arizona | 5 | $ 1,444,000 | $ 288,000 | $ 288,000 |
| Cherry County Nebraska | 5 | $ 628,000 | $ 125,000 | $ 55,000 |
| Jefferson County Nebraska | 5 | $ 877,000 | $ 175,000 | $ 30,000 |
| Crawford County Kansas | 4 | $ 1,613,000 | $ 403,000 | $ 22,000 |
| Garden County Nebraska | 4 | $ 141,000 | $ 35,000 | $ 35,000 |
| Howard County Nebraska | 4 | $ 953,000 | $ 238,000 | $ 82,000 |
| Stanton County Nebraska | 4 | $ 428,000 | $ 107,000 | $ 66,000 |
| Webster County Nebraska | 4 | $ 279,000 | $ 69,000 | $ 81,000 |
| York County Nebraska | 4 | $ 560,000 | $ 140,000 | $ 57,000 |
| Riley County Kansas | 3 | $ 2,316,000 | $ 772,000 | $ 301,000 |
| Barry County Missouri | 3 | $ 274,000 | $ 91,000 | $ 73,000 |
| Custer County Nebraska | 3 | $ 237,000 | $ 79,000 | $ 60,000 |
| Johnson County Nebraska | 3 | $ 222,000 | $ 74,000 | $ 100,000 |
| Nuckolls County Nebraska | 3 | $ 144,000 | $ 48,000 | $ 40,000 |
| Benton County Arkansas | 2 | $ 729,000 | $ 364,000 | $ 795,000 |
| Dickinson County Iowa | 2 | $ 207,000 | $ 103,000 | $ 138,000 |
| Mills County Iowa | 2 | $ 465,000 | $ 232,000 | $ 131,000 |
| Plymouth County Iowa | 2 | $ 366,000 | $ 183,000 | $ 41,000 |
| Leavenworth County Kansas | 2 | $ 4,455,000 | $ 2,227,000 | $ 29,000 |
| Ottawa County Kansas | 2 | $ 183,000 | $ 91,000 | $ 57,000 |
| Camden County Missouri | 2 | $ 243,000 | $ 121,000 | $ 135,000 |
| Cass County Missouri | 2 | $ 175,000 | $ 87,000 | $ 24,000 |
| Clay County Missouri | 2 | $ 253,000 | $ 126,000 | $ 0 |
| Stone County Missouri | 2 | $ 316,000 | $ 158,000 | $ 84,000 |
| Taney County Missouri | 2 | $ 530,000 | $ 265,000 | $ 280,000 |
| Boone County Nebraska | 2 | $ 148,000 | $ 74,000 | $ 22,000 |
| Brown County Nebraska | 2 | $ 143,000 | $ 71,000 | $ 35,000 |
| Fillmore County Nebraska | 2 | $ 233,000 | $ 116,000 | $ 49,000 |
| Frontier County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 35,000 |
| Richardson County Nebraska | 2 | $ 314,000 | $ 157,000 | $ 58,000 |
| Yankton County South Dakota | 2 | $ 354,000 | $ 177,000 | $ 64,000 |
| Pinal County Arizona | 1 | $ 131,000 | $ 131,000 | $ 72,000 |
| Yavapai County Arizona | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Los Angeles County California | 1 | $ 832,000 | $ 832,000 | $ 0 |
| Orange County California | 1 | $ 130,000 | $ 130,000 | $ 97,000 |
| El Paso County Colorado | 1 | $ 195,000 | $ 195,000 | $ 240,000 |
| Larimer County Colorado | 1 | $ 310,000 | $ 310,000 | $ 428,000 |
| Summit County Colorado | 1 | $ 130,000 | $ 130,000 | $ 250,000 |
| Collier County Florida | 1 | $ 50,000 | $ 50,000 | $ 145,000 |
| Orange County Florida | 1 | $ 254,000 | $ 254,000 | $ 99,000 |
| Sarasota County Florida | 1 | $ 128,000 | $ 128,000 | $ 303,000 |
| Canyon County Idaho | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Clarke County Iowa | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Harrison County Iowa | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
| Marshall County Iowa | 1 | $ 250,000 | $ 250,000 | $ 57,000 |
| Monona County Iowa | 1 | $ 384,000 | $ 384,000 | $ 114,000 |
| Page County Iowa | 1 | $ 400,000 | $ 400,000 | $ 96,000 |
| Polk County Iowa | 1 | $ 167,000 | $ 167,000 | $ 131,000 |
| Douglas County Kansas | 1 | $ 112,000 | $ 112,000 | $ 101,000 |
| Marion County Kansas | 1 | $ 17,000 | $ 17,000 | $ 75,000 |
| Sedgwick County Kansas | 1 | $ 158,000 | $ 158,000 | $ 81,000 |
| Hennepin County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Lafayette County Missouri | 1 | $ 67,000 | $ 67,000 | $ 236,000 |
| Lawrence County Missouri | 1 | $ 23,000 | $ 23,000 | $ 63,000 |
| McDonald County Missouri | 1 | $ 175,000 | $ 175,000 | $ 18,000 |
| Morgan County Missouri | 1 | $ 492,000 | $ 492,000 | $ 0 |
| Nodaway County Missouri | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Texas County Missouri | 1 | $ 152,000 | $ 152,000 | $ 76,000 |
| Boyd County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 74,000 |
| Burt County Nebraska | 1 | $ 17,000 | $ 17,000 | $ 58,000 |
| Cheyenne County Nebraska | 1 | $ 48,000 | $ 48,000 | $ 27,000 |
| Dakota County Nebraska | 1 | $ 110,000 | $ 110,000 | $ 62,000 |
| Dundy County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Hitchcock County Nebraska | 1 | $ 117,000 | $ 117,000 | $ 144,000 |
| Loup County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Pawnee County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Phelps County Nebraska | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Pierce County Nebraska | 1 | $ 350,000 | $ 350,000 | $ 151,000 |
| Sherman County Nebraska | 1 | $ 36,000 | $ 36,000 | $ 42,000 |
| Thurston County Nebraska | 1 | $ 229,000 | $ 229,000 | $ 180,000 |
| Valley County Nebraska | 1 | $ 131,000 | $ 131,000 | $ 83,000 |
| Wheeler County Nebraska | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Hamilton County Ohio | 1 | $ 150,000 | $ 150,000 | $ 213,000 |
| Cleveland County Oklahoma | 1 | $ 16,700,000 | $ 16,700,000 | $ 0 |
| Clay County South Dakota | 1 | $ 100,000 | $ 100,000 | $ 168,000 |
| Gregory County South Dakota | 1 | $ 92,000 | $ 92,000 | $ 108,000 |
| Hand County South Dakota | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Union County South Dakota | 1 | $ 141,000 | $ 141,000 | $ 167,000 |
| Davis County Utah | 1 | $ 184,000 | $ 184,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Pinnacle Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,724 | $278,674,000 | $161,000 | $9,500,000 | $81,000 | $1,591,000 |
| Refinancing | 1,018 | $165,932,000 | $162,000 | $10,900,000 | $99,000 | $2,046,000 |
| Home Improvement | 370 | $65,715,000 | $177,000 | $16,700,000 | $91,000 | $1,369,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,525 | $345,754,000 | $136,000 | $2,500,000 | $98,000 | $2,046,000 |
| Not applicable | 251 | $126,401,000 | $503,000 | $16,700,000 | $3,000 | $864,000 |
| Hispanic | 199 | $18,178,000 | $91,000 | $417,000 | $61,000 | $405,000 |
| Not Provided | 87 | $10,752,000 | $123,000 | $342,000 | $99,000 | $948,000 |
| Asian | 29 | $6,309,000 | $217,000 | $860,000 | $116,000 | $485,000 |
| Black or African American | 13 | $2,168,000 | $166,000 | $626,000 | $78,000 | $279,000 |
| American Indian or Alaskan Native | 6 | $522,000 | $87,000 | $160,000 | $115,000 | $314,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $237,000 | $118,000 | $136,000 | $38,000 | $43,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,679 | $450,734,000 | $168,000 | $16,700,000 | $93,000 | $2,046,000 |
| FHA-insured (Federal Housing Administration) | 193 | $24,748,000 | $128,000 | $272,000 | $60,000 | $330,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 131 | $13,073,000 | $99,000 | $195,000 | $44,000 | $97,000 |
| VA-guaranteed (Veterans Administration) | 109 | $21,766,000 | $199,000 | $626,000 | $80,000 | $279,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,603 | $446,617,000 | $171,000 | $16,700,000 | $90,000 | $2,046,000 |
| Application Denied By Financial Institution | 247 | $27,325,000 | $110,000 | $650,000 | $64,000 | $948,000 |
| Application Withdrawn By Applicant | 205 | $30,011,000 | $146,000 | $756,000 | $89,000 | $505,000 |
| Application Approved But Not Accepted | 52 | $5,707,000 | $109,000 | $2,100,000 | $93,000 | $891,000 |
| File Closed For Incompleteness | 5 | $661,000 | $132,000 | $265,000 | $58,000 | $119,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pinnacle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.