Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Pinnacle Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Pinnacle Bank
20544 Hwy 370
Lincoln, NE 68028
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 5,011
Total Mortgage Loan Application Amount $1,237,185,000
Average Mortgage Loan Application Amount $163,333
Highest Mortgage Loan Application Amount $38,405,000
Average Applicant Income $98,333
Highest Applicant Income $5,100,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2020 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2020.

Mortgage Loan Application Totals for Pinnacle Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lancaster County Nebraska 1,358 $ 335,390,000 $ 246,000 $ 132,000
Douglas County Nebraska 774 $ 233,290,000 $ 301,000 $ 152,000
Sarpy County Nebraska 401 $ 151,765,000 $ 378,000 $ 132,000
Platte County Nebraska 248 $ 45,940,000 $ 185,000 $ 92,000
Adams County Nebraska 220 $ 39,270,000 $ 178,000 $ 97,000
Dodge County Nebraska 203 $ 41,105,000 $ 202,000 $ 115,000
Hamilton County Nebraska 128 $ 22,370,000 $ 174,000 $ 116,000
Cass County Nebraska 112 $ 21,390,000 $ 190,000 $ 124,000
Hall County Nebraska 97 $ 19,335,000 $ 199,000 $ 120,000
Gage County Nebraska 80 $ 13,860,000 $ 173,000 $ 101,000
Jasper County Missouri 79 $ 12,335,000 $ 156,000 $ 115,000
Saunders County Nebraska 74 $ 16,760,000 $ 226,000 $ 149,000
Colfax County Nebraska 71 $ 7,615,000 $ 107,000 $ 73,000
Merrick County Nebraska 68 $ 10,700,000 $ 157,000 $ 92,000
Keith County Nebraska 58 $ 6,260,000 $ 107,000 $ 205,000
Holt County Nebraska 56 $ 7,640,000 $ 136,000 $ 103,000
Buffalo County Nebraska 55 $ 33,445,000 $ 608,000 $ 148,000
Jackson County Missouri 54 $ 14,250,000 $ 263,000 $ 138,000
Dawson County Nebraska 52 $ 6,140,000 $ 118,000 $ 82,000
Saline County Nebraska 52 $ 7,890,000 $ 151,000 $ 105,000
Dickinson County Kansas 50 $ 6,290,000 $ 125,000 $ 108,000
Polk County Nebraska 41 $ 5,945,000 $ 145,000 $ 90,000
Pottawattamie County Iowa 32 $ 10,960,000 $ 342,000 $ 138,000
Seward County Nebraska 32 $ 6,450,000 $ 201,000 $ 97,000
Red Willow County Nebraska 30 $ 4,530,000 $ 151,000 $ 158,000
Johnson County Kansas 28 $ 8,450,000 $ 301,000 $ 177,000
Chase County Nebraska 27 $ 3,705,000 $ 137,000 $ 109,000
Newton County Missouri 25 $ 6,215,000 $ 248,000 $ 177,000
Butler County Nebraska 22 $ 2,840,000 $ 129,000 $ 77,000
Washington County Nebraska 22 $ 5,290,000 $ 240,000 $ 132,000
Otoe County Nebraska 21 $ 3,905,000 $ 185,000 $ 103,000
Gosper County Nebraska 20 $ 2,910,000 $ 145,000 $ 104,000
Madison County Nebraska 18 $ 6,790,000 $ 377,000 $ 87,000
Antelope County Nebraska 17 $ 2,255,000 $ 132,000 $ 83,000
Clay County Nebraska 16 $ 1,660,000 $ 103,000 $ 51,000
York County Nebraska 16 $ 2,200,000 $ 137,000 $ 78,000
Jefferson County Colorado 15 $ 5,535,000 $ 369,000 $ 107,000
Lincoln County Nebraska 14 $ 3,040,000 $ 217,000 $ 190,000
Nance County Nebraska 14 $ 1,420,000 $ 101,000 $ 65,000
Perkins County Nebraska 13 $ 745,000 $ 57,000 $ 69,000
Webster County Nebraska 13 $ 1,755,000 $ 135,000 $ 78,000
Maricopa County Arizona 12 $ 5,750,000 $ 479,000 $ 194,000
Cuming County Nebraska 12 $ 1,510,000 $ 125,000 $ 113,000
Arapahoe County Colorado 10 $ 3,670,000 $ 367,000 $ 117,000
Howard County Nebraska 10 $ 1,690,000 $ 169,000 $ 158,000
Knox County Nebraska 9 $ 1,645,000 $ 182,000 $ 103,000
Custer County Nebraska 8 $ 810,000 $ 101,000 $ 63,000
Cherokee County Kansas 7 $ 825,000 $ 117,000 $ 101,000
Greene County Missouri 7 $ 1,495,000 $ 213,000 $ 0
Cherry County Nebraska 7 $ 1,475,000 $ 210,000 $ 103,000
Denver County Colorado 5 $ 1,755,000 $ 351,000 $ 151,000
Dickinson County Iowa 5 $ 1,125,000 $ 225,000 $ 168,000
Kearney County Nebraska 5 $ 1,125,000 $ 225,000 $ 184,000
Adams County Colorado 4 $ 1,260,000 $ 315,000 $ 107,000
Saline County Kansas 4 $ 1,070,000 $ 267,000 $ 240,000
Hayes County Nebraska 4 $ 460,000 $ 115,000 $ 84,000
Hitchcock County Nebraska 4 $ 240,000 $ 60,000 $ 50,000
Jefferson County Nebraska 4 $ 560,000 $ 140,000 $ 107,000
Nuckolls County Nebraska 4 $ 460,000 $ 115,000 $ 77,000
Pinal County Arizona 3 $ 425,000 $ 141,000 $ 63,000
Wright County Iowa 3 $ 375,000 $ 125,000 $ 0
Geary County Kansas 3 $ 255,000 $ 85,000 $ 84,000
Brown County Nebraska 3 $ 525,000 $ 175,000 $ 107,000
Cheyenne County Nebraska 3 $ 355,000 $ 118,000 $ 59,000
Fillmore County Nebraska 3 $ 395,000 $ 131,000 $ 86,000
Furnas County Nebraska 3 $ 225,000 $ 75,000 $ 116,000
Garden County Nebraska 3 $ 135,000 $ 45,000 $ 66,000
Johnson County Nebraska 3 $ 415,000 $ 138,000 $ 71,000
Phelps County Nebraska 3 $ 245,000 $ 81,000 $ 75,000
Valley County Nebraska 3 $ 365,000 $ 121,000 $ 114,000
Wayne County Nebraska 3 $ 855,000 $ 285,000 $ 78,000
Tulsa County Oklahoma 3 $ 1,165,000 $ 388,000 $ 168,000
Benton County Arkansas 2 $ 670,000 $ 335,000 $ 430,000
Douglas County Colorado 2 $ 890,000 $ 445,000 $ 156,000
El Paso County Colorado 2 $ 640,000 $ 320,000 $ 121,000
Larimer County Colorado 2 $ 950,000 $ 475,000 $ 216,000
Lee County Florida 2 $ 840,000 $ 420,000 $ 312,000
Dallas County Iowa 2 $ 420,000 $ 210,000 $ 405,000
Ida County Iowa 2 $ 240,000 $ 120,000 $ 296,000
Polk County Iowa 2 $ 640,000 $ 320,000 $ 182,000
Crawford County Kansas 2 $ 240,000 $ 120,000 $ 58,000
Ramsey County Minnesota 2 $ 680,000 $ 340,000 $ 164,000
Camden County Missouri 2 $ 600,000 $ 300,000 $ 236,000
Cass County Missouri 2 $ 440,000 $ 220,000 $ 132,000
Johnson County Missouri 2 $ 170,000 $ 85,000 $ 141,000
Lawrence County Missouri 2 $ 130,000 $ 65,000 $ 70,000
Boone County Nebraska 2 $ 470,000 $ 235,000 $ 73,000
Boyd County Nebraska 2 $ 130,000 $ 65,000 $ 57,000
Burt County Nebraska 2 $ 590,000 $ 295,000 $ 90,000
Deuel County Nebraska 2 $ 40,000 $ 20,000 $ 132,000
Dixon County Nebraska 2 $ 300,000 $ 150,000 $ 67,000
Dundy County Nebraska 2 $ 250,000 $ 125,000 $ 115,000
Harlan County Nebraska 2 $ 270,000 $ 135,000 $ 442,000
Nemaha County Nebraska 2 $ 390,000 $ 195,000 $ 222,000
Pierce County Nebraska 2 $ 670,000 $ 335,000 $ 138,000
Scotts Bluff County Nebraska 2 $ 220,000 $ 110,000 $ 67,000
Cuyahoga County Ohio 2 $ 340,000 $ 170,000 $ 268,000
Charles Mix County South Dakota 2 $ 340,000 $ 170,000 $ 361,000
Denton County Texas 2 $ 550,000 $ 275,000 $ 193,000
Tarrant County Texas 2 $ 600,000 $ 300,000 $ 45,000
Dane County Wisconsin 2 $ 36,910,000 $ 18,455,000 $ 310,000
Pima County Arizona 1 $ 155,000 $ 155,000 $ 148,000
Carroll County Arkansas 1 $ 295,000 $ 295,000 $ 258,000
Cleburne County Arkansas 1 $ 215,000 $ 215,000 $ 0
Riverside County California 1 $ 245,000 $ 245,000 $ 179,000
Lincoln County Colorado 1 $ 55,000 $ 55,000 $ 75,000
Summit County Colorado 1 $ 485,000 $ 485,000 $ 336,000
Teller County Colorado 1 $ 435,000 $ 435,000 $ 0
Hillsborough County Florida 1 $ 345,000 $ 345,000 $ 169,000
Manatee County Florida 1 $ 125,000 $ 125,000 $ 198,000
Palm Beach County Florida 1 $ 325,000 $ 325,000 $ 117,000
Pinellas County Florida 1 $ 185,000 $ 185,000 $ 0
DeKalb County Georgia 1 $ 635,000 $ 635,000 $ 264,000
Kootenai County Idaho 1 $ 165,000 $ 165,000 $ 0
Clay County Iowa 1 $ 295,000 $ 295,000 $ 128,000
Harrison County Iowa 1 $ 65,000 $ 65,000 $ 45,000
Johnson County Iowa 1 $ 65,000 $ 65,000 $ 221,000
Mills County Iowa 1 $ 265,000 $ 265,000 $ 86,000
Monona County Iowa 1 $ 195,000 $ 195,000 $ 0
Montgomery County Iowa 1 $ 95,000 $ 95,000 $ 44,000
Page County Iowa 1 $ 165,000 $ 165,000 $ 400,000
Anderson County Kansas 1 $ 125,000 $ 125,000 $ 115,000
Ellis County Kansas 1 $ 55,000 $ 55,000 $ 24,000
Harvey County Kansas 1 $ 165,000 $ 165,000 $ 76,000
Marshall County Kansas 1 $ 135,000 $ 135,000 $ 96,000
Pottawatomie County Kansas 1 $ 85,000 $ 85,000 $ 115,000
Riley County Kansas 1 $ 305,000 $ 305,000 $ 0
Sedgwick County Kansas 1 $ 285,000 $ 285,000 $ 146,000
Smith County Kansas 1 $ 95,000 $ 95,000 $ 44,000
Wabaunsee County Kansas 1 $ 125,000 $ 125,000 $ 70,000
Wyandotte County Kansas 1 $ 1,285,000 $ 1,285,000 $ 0
Jefferson County Kentucky 1 $ 375,000 $ 375,000 $ 191,000
Hennepin County Minnesota 1 $ 305,000 $ 305,000 $ 120,000
Otter Tail County Minnesota 1 $ 335,000 $ 335,000 $ 0
Barry County Missouri 1 $ 235,000 $ 235,000 $ 92,000
Buchanan County Missouri 1 $ 155,000 $ 155,000 $ 0
Christian County Missouri 1 $ 115,000 $ 115,000 $ 0
Clay County Missouri 1 $ 385,000 $ 385,000 $ 0
Cole County Missouri 1 $ 115,000 $ 115,000 $ 66,000
St. Louis City County Missouri 1 $ 145,000 $ 145,000 $ 67,000
Stone County Missouri 1 $ 205,000 $ 205,000 $ 0
Arthur County Nebraska 1 $ 315,000 $ 315,000 $ 85,000
Box Butte County Nebraska 1 $ 235,000 $ 235,000 $ 132,000
Cedar County Nebraska 1 $ 25,000 $ 25,000 $ 109,000
Dakota County Nebraska 1 $ 215,000 $ 215,000 $ 57,000
Dawes County Nebraska 1 $ 35,000 $ 35,000 $ 138,000
Frontier County Nebraska 1 $ 85,000 $ 85,000 $ 39,000
Loup County Nebraska 1 $ 55,000 $ 55,000 $ 0
McPherson County Nebraska 1 $ 145,000 $ 145,000 $ 123,000
Pawnee County Nebraska 1 $ 325,000 $ 325,000 $ 72,000
Sherman County Nebraska 1 $ 85,000 $ 85,000 $ 69,000
Thurston County Nebraska 1 $ 65,000 $ 65,000 $ 0
Iredell County North Carolina 1 $ 225,000 $ 225,000 $ 197,000
Ottawa County Oklahoma 1 $ 145,000 $ 145,000 $ 125,000
Rogers County Oklahoma 1 $ 405,000 $ 405,000 $ 136,000
Bon Homme County South Dakota 1 $ 75,000 $ 75,000 $ 46,000
Gregory County South Dakota 1 $ 145,000 $ 145,000 $ 105,000
Tripp County South Dakota 1 $ 185,000 $ 185,000 $ 92,000
Wilson County Tennessee 1 $ 285,000 $ 285,000 $ 140,000
Bastrop County Texas 1 $ 375,000 $ 375,000 $ 165,000
Bell County Texas 1 $ 175,000 $ 175,000 $ 63,000
Bexar County Texas 1 $ 345,000 $ 345,000 $ 126,000
Dallas County Texas 1 $ 505,000 $ 505,000 $ 184,000
Harris County Texas 1 $ 305,000 $ 305,000 $ 86,000
Johnson County Texas 1 $ 335,000 $ 335,000 $ 118,000
Taylor County Texas 1 $ 265,000 $ 265,000 $ 60,000

Mortgage Loan Application Detail Totals for Pinnacle Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,322 $523,660,000 $225,000 $21,005,000 $132,000 $1,954,000
Home Purchase 1,843 $558,235,000 $302,000 $38,405,000 $117,000 $5,100,000
Cash-out Refinancing 625 $141,825,000 $226,000 $515,000 $135,000 $600,000
Home Improvement 114 $5,710,000 $50,000 $385,000 $101,000 $750,000
Other Purpose 106 $7,650,000 $72,000 $425,000 $105,000 $1,019,000
Not Applicable 1 $105,000 $105,000 $105,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,992 $796,170,000 $199,000 $2,375,000 $127,000 $5,100,000
Not applicable 429 $335,285,000 $781,000 $38,405,000 $0 $0
Not Provided 261 $55,045,000 $210,000 $905,000 $140,000 $916,000
Hispanic 216 $28,140,000 $130,000 $405,000 $76,000 $523,000
Asian 45 $10,105,000 $224,000 $435,000 $126,000 $468,000
Black or African American 28 $5,160,000 $184,000 $415,000 $102,000 $286,000
American Indian or Alaskan Native 22 $3,170,000 $144,000 $435,000 $96,000 $304,000
Native Hawaiian or Other Pacific Islander 1 $105,000 $105,000 $105,000 $40,000 $40,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,715 $1,179,675,000 $250,000 $38,405,000 $129,000 $5,100,000
VA-guaranteed (Veterans Administration) 125 $32,785,000 $262,000 $505,000 $113,000 $596,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 93 $12,095,000 $130,000 $325,000 $51,000 $115,000
FHA-insured (Federal Housing Administration) 78 $12,630,000 $161,000 $325,000 $65,000 $172,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,370 $1,117,300,000 $255,000 $38,405,000 $126,000 $2,774,000
Application Withdrawn By Applicant 407 $83,715,000 $205,000 $2,375,000 $127,000 $1,097,000
Application Denied By Financial Institution 198 $30,460,000 $153,000 $1,205,000 $92,000 $780,000
Application Approved But Not Accepted 35 $5,605,000 $160,000 $955,000 $343,000 $5,100,000
Loan Purchased By The Institution 1 $105,000 $105,000 $105,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,813 $1,206,725,000 $250,000 $38,405,000 $127,000 $5,100,000
Debt-To-Income Ratio 93 $13,585,000 $146,000 $1,205,000 $74,000 $377,000
Credit History 60 $8,160,000 $136,000 $405,000 $89,000 $600,000
Collateral 23 $3,415,000 $148,000 $515,000 $106,000 $226,000
Other 9 $2,465,000 $273,000 $825,000 $199,000 $780,000
Unverifiable Information 5 $1,535,000 $307,000 $905,000 $159,000 $500,000
Credit Application Incomplete 4 $340,000 $85,000 $145,000 $63,000 $89,000
Employment History 3 $805,000 $268,000 $595,000 $217,000 $540,000
Insufficient Cash (Downpayment, Closing Cost) 1 $155,000 $155,000 $155,000 $157,000 $157,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Pinnacle Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet with aggregated HMDA statistics today.

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