Pinnacle Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Pinnacle Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pinnacle Bank 150 3Rd Ave South, Suite 900 Nashville, TN 37201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 4,271 |
| Total Mortgage Loan Application Amount | $1,094,537,000 |
| Average Mortgage Loan Application Amount | $217,666 |
| Highest Mortgage Loan Application Amount | $21,750,000 |
| Average Applicant Income | $101,666 |
| Highest Applicant Income | $4,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Pinnacle Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pinnacle Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Pinnacle Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pinnacle Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pinnacle Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pinnacle Bank's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 956 | $ 231,035,000 | $ 241,000 | $ 103,000 |
| Shelby County Tennessee | 924 | $ 206,381,000 | $ 223,000 | $ 96,000 |
| Rutherford County Tennessee | 494 | $ 85,033,000 | $ 172,000 | $ 85,000 |
| Williamson County Tennessee | 337 | $ 115,120,000 | $ 341,000 | $ 140,000 |
| Sumner County Tennessee | 275 | $ 59,032,000 | $ 214,000 | $ 89,000 |
| Wilson County Tennessee | 242 | $ 79,797,000 | $ 329,000 | $ 87,000 |
| Knox County Tennessee | 161 | $ 38,713,000 | $ 240,000 | $ 136,000 |
| Hamilton County Tennessee | 113 | $ 37,823,000 | $ 334,000 | $ 125,000 |
| DeSoto County Mississippi | 108 | $ 16,912,000 | $ 156,000 | $ 67,000 |
| Fayette County Tennessee | 59 | $ 12,586,000 | $ 213,000 | $ 82,000 |
| Maury County Tennessee | 56 | $ 9,217,000 | $ 164,000 | $ 63,000 |
| Cheatham County Tennessee | 53 | $ 6,733,000 | $ 127,000 | $ 78,000 |
| Robertson County Tennessee | 43 | $ 6,807,000 | $ 158,000 | $ 64,000 |
| Dickson County Tennessee | 41 | $ 5,799,000 | $ 141,000 | $ 77,000 |
| Tipton County Tennessee | 36 | $ 5,601,000 | $ 155,000 | $ 77,000 |
| Bradley County Tennessee | 24 | $ 4,317,000 | $ 179,000 | $ 242,000 |
| Bedford County Tennessee | 22 | $ 2,312,000 | $ 105,000 | $ 64,000 |
| Crittenden County Arkansas | 16 | $ 2,588,000 | $ 161,000 | $ 71,000 |
| Sevier County Tennessee | 15 | $ 3,906,000 | $ 260,000 | $ 133,000 |
| Blount County Tennessee | 14 | $ 2,899,000 | $ 207,000 | $ 143,000 |
| Marshall County Mississippi | 11 | $ 1,570,000 | $ 142,000 | $ 58,000 |
| Loudon County Tennessee | 11 | $ 3,490,000 | $ 317,000 | $ 242,000 |
| Walton County Florida | 9 | $ 7,019,000 | $ 779,000 | $ 496,000 |
| Hickman County Tennessee | 9 | $ 2,155,000 | $ 239,000 | $ 179,000 |
| Smith County Tennessee | 9 | $ 1,281,000 | $ 142,000 | $ 179,000 |
| Marshall County Tennessee | 8 | $ 1,114,000 | $ 139,000 | $ 56,000 |
| Oakland County Michigan | 7 | $ 1,360,000 | $ 194,000 | $ 86,000 |
| Franklin County Tennessee | 7 | $ 2,266,000 | $ 323,000 | $ 338,000 |
| Coffee County Tennessee | 6 | $ 688,000 | $ 114,000 | $ 106,000 |
| Lawrence County Tennessee | 6 | $ 777,000 | $ 129,000 | $ 86,000 |
| Roane County Tennessee | 6 | $ 1,295,000 | $ 215,000 | $ 237,000 |
| DeKalb County Tennessee | 5 | $ 583,000 | $ 116,000 | $ 64,000 |
| Bay County Florida | 4 | $ 874,000 | $ 218,000 | $ 21,000 |
| Walker County Georgia | 4 | $ 1,665,000 | $ 416,000 | $ 180,000 |
| Hardin County Tennessee | 4 | $ 884,000 | $ 221,000 | $ 136,000 |
| Jefferson County Tennessee | 4 | $ 747,000 | $ 186,000 | $ 88,000 |
| Montgomery County Tennessee | 4 | $ 301,000 | $ 75,000 | $ 46,000 |
| Trousdale County Tennessee | 4 | $ 692,000 | $ 173,000 | $ 102,000 |
| Warren County Tennessee | 4 | $ 408,000 | $ 102,000 | $ 31,000 |
| Lee County Florida | 3 | $ 1,317,000 | $ 439,000 | $ 497,000 |
| Catoosa County Georgia | 3 | $ 486,000 | $ 162,000 | $ 107,000 |
| Fulton County Georgia | 3 | $ 835,000 | $ 278,000 | $ 133,000 |
| Warren County Kentucky | 3 | $ 9,101,000 | $ 3,033,000 | $ 83,000 |
| Macomb County Michigan | 3 | $ 416,000 | $ 138,000 | $ 50,000 |
| Lafayette County Mississippi | 3 | $ 462,000 | $ 154,000 | $ 86,000 |
| Tate County Mississippi | 3 | $ 398,000 | $ 132,000 | $ 51,000 |
| Campbell County Tennessee | 3 | $ 429,000 | $ 143,000 | $ 74,000 |
| Cannon County Tennessee | 3 | $ 369,000 | $ 123,000 | $ 37,000 |
| Marion County Tennessee | 3 | $ 670,000 | $ 223,000 | $ 253,000 |
| Putnam County Tennessee | 3 | $ 342,000 | $ 114,000 | $ 43,000 |
| Lauderdale County Alabama | 2 | $ 180,000 | $ 90,000 | $ 26,000 |
| Madison County Alabama | 2 | $ 569,000 | $ 284,000 | $ 182,000 |
| Collier County Florida | 2 | $ 3,700,000 | $ 1,850,000 | $ 689,000 |
| Escambia County Florida | 2 | $ 560,000 | $ 280,000 | $ 98,000 |
| Hillsborough County Florida | 2 | $ 285,000 | $ 142,000 | $ 89,000 |
| DeKalb County Georgia | 2 | $ 15,800,000 | $ 7,900,000 | $ 0 |
| Simpson County Kentucky | 2 | $ 308,000 | $ 154,000 | $ 45,000 |
| Wayne County Michigan | 2 | $ 326,000 | $ 163,000 | $ 88,000 |
| Beaufort County South Carolina | 2 | $ 1,456,000 | $ 728,000 | $ 686,000 |
| Lexington County South Carolina | 2 | $ 216,000 | $ 108,000 | $ 88,000 |
| Richland County South Carolina | 2 | $ 328,000 | $ 164,000 | $ 112,000 |
| Anderson County Tennessee | 2 | $ 181,000 | $ 90,000 | $ 39,000 |
| Grundy County Tennessee | 2 | $ 485,000 | $ 242,000 | $ 133,000 |
| Rhea County Tennessee | 2 | $ 2,821,000 | $ 1,410,000 | $ 0 |
| Wayne County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 35,000 |
| Milwaukee County Wisconsin | 2 | $ 512,000 | $ 256,000 | $ 90,000 |
| Autauga County Alabama | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Jefferson County Alabama | 1 | $ 417,000 | $ 417,000 | $ 424,000 |
| Winston County Alabama | 1 | $ 222,000 | $ 222,000 | $ 201,000 |
| Benton County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Craighead County Arkansas | 1 | $ 353,000 | $ 353,000 | $ 139,000 |
| Cross County Arkansas | 1 | $ 112,000 | $ 112,000 | $ 85,000 |
| Faulkner County Arkansas | 1 | $ 238,000 | $ 238,000 | $ 122,000 |
| Mississippi County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Poinsett County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 58,000 |
| Pope County Arkansas | 1 | $ 126,000 | $ 126,000 | $ 72,000 |
| Saline County Arkansas | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 186,000 | $ 186,000 | $ 37,000 |
| Routt County Colorado | 1 | $ 225,000 | $ 225,000 | $ 171,000 |
| Weld County Colorado | 1 | $ 350,000 | $ 350,000 | $ 179,000 |
| Fairfield County Connecticut | 1 | $ 129,000 | $ 129,000 | $ 59,000 |
| Broward County Florida | 1 | $ 192,000 | $ 192,000 | $ 44,000 |
| Indian River County Florida | 1 | $ 60,000 | $ 60,000 | $ 47,000 |
| Leon County Florida | 1 | $ 5,000,000 | $ 5,000,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Monroe County Florida | 1 | $ 1,615,000 | $ 1,615,000 | $ 967,000 |
| Okaloosa County Florida | 1 | $ 264,000 | $ 264,000 | $ 185,000 |
| Orange County Florida | 1 | $ 57,000 | $ 57,000 | $ 48,000 |
| Sarasota County Florida | 1 | $ 200,000 | $ 200,000 | $ 450,000 |
| Seminole County Florida | 1 | $ 416,000 | $ 416,000 | $ 130,000 |
| Volusia County Florida | 1 | $ 600,000 | $ 600,000 | $ 788,000 |
| Bibb County Georgia | 1 | $ 3,730,000 | $ 3,730,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 10,000 | $ 10,000 | $ 26,000 |
| Fayette County Georgia | 1 | $ 192,000 | $ 192,000 | $ 57,000 |
| Glynn County Georgia | 1 | $ 409,000 | $ 409,000 | $ 233,000 |
| Gwinnett County Georgia | 1 | $ 1,700,000 | $ 1,700,000 | $ 0 |
| Richmond County Georgia | 1 | $ 10,594,000 | $ 10,594,000 | $ 0 |
| Whitfield County Georgia | 1 | $ 72,000 | $ 72,000 | $ 56,000 |
| Cook County Illinois | 1 | $ 317,000 | $ 317,000 | $ 266,000 |
| Johnson County Kansas | 1 | $ 168,000 | $ 168,000 | $ 44,000 |
| Boone County Kentucky | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Christian County Kentucky | 1 | $ 390,000 | $ 390,000 | $ 432,000 |
| Fayette County Kentucky | 1 | $ 19,425,000 | $ 19,425,000 | $ 0 |
| Jefferson County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| St. Tammany County Louisiana | 1 | $ 685,000 | $ 685,000 | $ 178,000 |
| St. Mary's County Maryland | 1 | $ 198,000 | $ 198,000 | $ 47,000 |
| Big Stone County Minnesota | 1 | $ 166,000 | $ 166,000 | $ 66,000 |
| Hennepin County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Alcorn County Mississippi | 1 | $ 170,000 | $ 170,000 | $ 57,000 |
| Benton County Mississippi | 1 | $ 149,000 | $ 149,000 | $ 62,000 |
| Panola County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 84,000 |
| Tishomingo County Mississippi | 1 | $ 194,000 | $ 194,000 | $ 152,000 |
| St. Louis County Missouri | 1 | $ 347,000 | $ 347,000 | $ 117,000 |
| St. Louis City County Missouri | 1 | $ 328,000 | $ 328,000 | $ 121,000 |
| Madison County Montana | 1 | $ 940,000 | $ 940,000 | $ 525,000 |
| Kings County New York | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 278,000 | $ 278,000 | $ 136,000 |
| Mecklenburg County North Carolina | 1 | $ 1,060,000 | $ 1,060,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 287,000 | $ 287,000 | $ 172,000 |
| Cleveland County Oklahoma | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 346,000 | $ 346,000 | $ 116,000 |
| Charleston County South Carolina | 1 | $ 689,000 | $ 689,000 | $ 218,000 |
| Horry County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 555,000 |
| Benton County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 123,000 |
| Clay County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 104,000 |
| Fentress County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 75,000 |
| Gibson County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 55,000 |
| Giles County Tennessee | 1 | $ 204,000 | $ 204,000 | $ 87,000 |
| Grainger County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 1,343,000 |
| Haywood County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 65,000 |
| Henderson County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 31,000 |
| Humphreys County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| Jackson County Tennessee | 1 | $ 151,000 | $ 151,000 | $ 36,000 |
| Lincoln County Tennessee | 1 | $ 56,000 | $ 56,000 | $ 118,000 |
| Macon County Tennessee | 1 | $ 237,000 | $ 237,000 | $ 59,000 |
| Madison County Tennessee | 1 | $ 17,500,000 | $ 17,500,000 | $ 0 |
| Monroe County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Moore County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 46,000 |
| Morgan County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 28,000 |
| Pickett County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 32,000 |
| Polk County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Sequatchie County Tennessee | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Stewart County Tennessee | 1 | $ 417,000 | $ 417,000 | $ 98,000 |
| Sullivan County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| Van Buren County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 155,000 |
| Kaufman County Texas | 1 | $ 58,000 | $ 58,000 | $ 313,000 |
| Nueces County Texas | 1 | $ 10,000,000 | $ 10,000,000 | $ 0 |
| Tarrant County Texas | 1 | $ 160,000 | $ 160,000 | $ 198,000 |
| Travis County Texas | 1 | $ 300,000 | $ 300,000 | $ 513,000 |
| Davis County Utah | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Utah County Utah | 1 | $ 164,000 | $ 164,000 | $ 263,000 |
| Fairfax County Virginia | 1 | $ 347,000 | $ 347,000 | $ 141,000 |
| Kanawha County West Virginia | 1 | $ 141,000 | $ 141,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for Pinnacle Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,024 | $738,165,000 | $244,000 | $21,750,000 | $99,000 | $2,280,000 |
| Refinancing | 1,038 | $338,961,000 | $326,000 | $17,500,000 | $119,000 | $4,000,000 |
| Home Improvement | 209 | $17,411,000 | $83,000 | $917,000 | $87,000 | $658,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,322 | $731,900,000 | $220,000 | $3,500,000 | $115,000 | $4,000,000 |
| Black or African American | 373 | $55,099,000 | $147,000 | $482,000 | $61,000 | $438,000 |
| Not applicable | 236 | $237,051,000 | $1,004,000 | $21,750,000 | $0 | $0 |
| Hispanic | 135 | $23,264,000 | $172,000 | $1,710,000 | $74,000 | $793,000 |
| Asian | 102 | $18,427,000 | $180,000 | $900,000 | $93,000 | $648,000 |
| Not Provided | 90 | $25,965,000 | $288,000 | $4,175,000 | $149,000 | $791,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,974,000 | $219,000 | $385,000 | $88,000 | $180,000 |
| American Indian or Alaskan Native | 4 | $857,000 | $214,000 | $417,000 | $105,000 | $270,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,183 | $899,498,000 | $282,000 | $21,750,000 | $117,000 | $4,000,000 |
| FHA-insured (Federal Housing Administration) | 749 | $125,405,000 | $167,000 | $433,000 | $57,000 | $249,000 |
| VA-guaranteed (Veterans Administration) | 200 | $47,967,000 | $239,000 | $592,000 | $85,000 | $270,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 139 | $21,667,000 | $155,000 | $312,000 | $47,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,327 | $913,855,000 | $274,000 | $21,750,000 | $107,000 | $4,000,000 |
| Application Withdrawn By Applicant | 434 | $97,658,000 | $225,000 | $1,880,000 | $116,000 | $2,280,000 |
| Application Denied By Financial Institution | 326 | $57,089,000 | $175,000 | $1,350,000 | $80,000 | $1,314,000 |
| Loan Purchased By The Institution | 106 | $7,969,000 | $75,000 | $342,000 | $0 | $0 |
| Application Approved But Not Accepted | 64 | $15,083,000 | $235,000 | $2,146,000 | $121,000 | $742,000 |
| File Closed For Incompleteness | 6 | $1,487,000 | $247,000 | $891,000 | $141,000 | $454,000 |
| Preapproval Denied by Financial Institution | 6 | $1,172,000 | $195,000 | $329,000 | $39,000 | $49,000 |
| Preapproval Approved but not Accepted | 2 | $224,000 | $112,000 | $122,000 | $41,000 | $43,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 106 | $25,309,000 | $238,000 | $1,350,000 | $70,000 | $618,000 |
| Credit History | 100 | $12,465,000 | $124,000 | $585,000 | $68,000 | $379,000 |
| Collateral | 58 | $11,111,000 | $191,000 | $750,000 | $118,000 | $1,314,000 |
| Other | 17 | $2,036,000 | $119,000 | $264,000 | $95,000 | $573,000 |
| Unverifiable Information | 11 | $2,088,000 | $189,000 | $740,000 | $66,000 | $189,000 |
| Employment History | 11 | $2,306,000 | $209,000 | $543,000 | $68,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,593,000 | $159,000 | $314,000 | $72,000 | $335,000 |
| Credit Application Incomplete | 4 | $976,000 | $244,000 | $291,000 | $200,000 | $295,000 |
| Mortgage Insurance Denied | 1 | $237,000 | $237,000 | $237,000 | $87,000 | $87,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pinnacle Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pinnacle Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.