Placer Sierra Bank
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Placer Sierra Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Placer Sierra Bank
649 Lincoln Way
Auburn, CA 95603
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 716
Total Mortgage Loan Application Amount $221,545,000
Average Mortgage Loan Application Amount $350,400
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $151,400
Highest Applicant Income $2,971,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Placer Sierra Bank by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Placer County California 224 $ 82,002,000 $ 366,000 $ 109,000
El Dorado County California 120 $ 41,814,000 $ 348,000 $ 103,000
Nevada County California 86 $ 25,947,000 $ 301,000 $ 91,000
Sacramento County California 68 $ 19,048,000 $ 280,000 $ 74,000
Plumas County California 67 $ 14,295,000 $ 213,000 $ 72,000
San Joaquin County California 60 $ 12,518,000 $ 208,000 $ 82,000
Calaveras County California 27 $ 5,613,000 $ 207,000 $ 72,000
Amador County California 13 $ 2,534,000 $ 194,000 $ 86,000
Sierra County California 7 $ 1,131,000 $ 161,000 $ 88,000
Los Angeles County California 5 $ 1,700,000 $ 340,000 $ 44,000
Yolo County California 5 $ 1,941,000 $ 388,000 $ 118,000
Orange County California 4 $ 5,210,000 $ 1,302,000 $ 150,000
Yuba County California 4 $ 1,252,000 $ 313,000 $ 63,000
Stanislaus County California 3 $ 387,000 $ 129,000 $ 80,000
Sutter County California 3 $ 755,000 $ 251,000 $ 54,000
Douglas County Nevada 3 $ 782,000 $ 260,000 $ 93,000
Butte County California 2 $ 375,000 $ 187,000 $ 65,000
Lassen County California 2 $ 275,000 $ 137,000 $ 145,000
San Luis Obispo County California 2 $ 528,000 $ 264,000 $ 357,000
Solano County California 2 $ 953,000 $ 476,000 $ 59,000
Tuolumne County California 2 $ 500,000 $ 250,000 $ 300,000
Colusa County California 1 $ 322,000 $ 322,000 $ 86,000
Glenn County California 1 $ 188,000 $ 188,000 $ 55,000
Riverside County California 1 $ 200,000 $ 200,000 $ 0
San Diego County California 1 $ 180,000 $ 180,000 $ 60,000
Santa Cruz County California 1 $ 265,000 $ 265,000 $ 143,000
Shasta County California 1 $ 54,000 $ 54,000 $ 61,000
Washoe County Nevada 1 $ 776,000 $ 776,000 $ 407,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Placer Sierra Bank in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 424 $162,918,000 $579,500 $3,000,000 $252,000 $2,971,000
Refinancing 230 $51,818,000 $242,000 $1,400,000 $92,500 $490,000
Home Improvement 62 $6,809,000 $109,000 $400,000 $68,000 $141,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 525 $155,224,000 $341,500 $1,960,000 $145,500 $2,971,000
Not Provided 79 $26,487,000 $335,000 $999,000 $89,000 $755,000
Not applicable 41 $20,060,000 $489,000 $3,000,000 $106,000 $1,207,000
Hispanic 41 $10,935,000 $266,000 $1,000,000 $70,000 $562,000
American Indian or Alaskan Native 17 $6,390,000 $375,000 $765,000 $137,000 $347,000
Asian 10 $1,981,000 $198,000 $500,000 $50,000 $240,000
Black or African American 3 $468,000 $156,000 $190,000 $24,000 $35,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 716 $221,545,000 $348,500 $3,000,000 $144,500 $2,971,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 519 $160,515,000 $448,000 $3,000,000 $199,000 $2,971,000
Application Denied By Financial Institution 68 $21,256,000 $312,000 $985,000 $68,000 $240,000
Application Withdrawn By Applicant 65 $18,676,000 $240,500 $1,000,000 $42,500 $252,000
File Closed For Incompleteness 48 $17,445,000 $363,000 $1,400,000 $111,000 $420,000
Application Approved But Not Accepted 16 $3,653,000 $228,000 $640,000 $69,000 $159,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 30 $11,620,000 $387,000 $800,000 $52,000 $126,000
Credit History 24 $4,873,000 $203,000 $650,000 $61,000 $180,000
Collateral 11 $3,286,000 $298,000 $649,000 $113,000 $240,000
Other 1 $324,000 $324,000 $324,000 $72,000 $72,000
Unverifiable Information 1 $985,000 $985,000 $985,000 $12,000 $12,000
Employment History 1 $168,000 $168,000 $168,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

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