Plains Commerce Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Plains Commerce Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Plains Commerce Bank 220 Main St Sioux Falls, SD 57450 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 3,165 |
| Total Mortgage Loan Application Amount | $593,425,000 |
| Average Mortgage Loan Application Amount | $176,666 |
| Highest Mortgage Loan Application Amount | $3,599,000 |
| Average Applicant Income | $86,333 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Plains Commerce Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Plains Commerce Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Plains Commerce Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Plains Commerce Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Plains Commerce Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Plains Commerce Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minnehaha County South Dakota | 1,449 | $ 262,870,000 | $ 181,000 | $ 77,000 |
| Lincoln County South Dakota | 695 | $ 150,502,000 | $ 216,000 | $ 94,000 |
| Brown County South Dakota | 177 | $ 28,396,000 | $ 160,000 | $ 69,000 |
| Codington County South Dakota | 125 | $ 19,577,000 | $ 156,000 | $ 81,000 |
| Davison County South Dakota | 74 | $ 11,087,000 | $ 149,000 | $ 74,000 |
| Turner County South Dakota | 40 | $ 7,746,000 | $ 193,000 | $ 92,000 |
| Brookings County South Dakota | 32 | $ 6,727,000 | $ 210,000 | $ 102,000 |
| Burleigh County North Dakota | 31 | $ 7,887,000 | $ 254,000 | $ 89,000 |
| Edmunds County South Dakota | 28 | $ 2,904,000 | $ 103,000 | $ 93,000 |
| Lake County South Dakota | 28 | $ 5,262,000 | $ 187,000 | $ 105,000 |
| Rock County Minnesota | 27 | $ 4,460,000 | $ 165,000 | $ 77,000 |
| Yankton County South Dakota | 26 | $ 3,563,000 | $ 137,000 | $ 61,000 |
| McCook County South Dakota | 24 | $ 4,739,000 | $ 197,000 | $ 75,000 |
| Moody County South Dakota | 23 | $ 3,671,000 | $ 159,000 | $ 68,000 |
| Clay County South Dakota | 17 | $ 2,439,000 | $ 143,000 | $ 86,000 |
| Hutchinson County South Dakota | 17 | $ 1,646,000 | $ 96,000 | $ 72,000 |
| Union County South Dakota | 16 | $ 2,844,000 | $ 177,000 | $ 80,000 |
| Morton County North Dakota | 15 | $ 3,275,000 | $ 218,000 | $ 74,000 |
| Hamlin County South Dakota | 15 | $ 2,152,000 | $ 143,000 | $ 53,000 |
| Hanson County South Dakota | 15 | $ 1,901,000 | $ 126,000 | $ 74,000 |
| Pennington County South Dakota | 13 | $ 2,472,000 | $ 190,000 | $ 94,000 |
| Spink County South Dakota | 13 | $ 4,600,000 | $ 353,000 | $ 47,000 |
| Hand County South Dakota | 12 | $ 2,035,000 | $ 169,000 | $ 100,000 |
| Beadle County South Dakota | 11 | $ 1,675,000 | $ 152,000 | $ 84,000 |
| Charles Mix County South Dakota | 9 | $ 1,566,000 | $ 174,000 | $ 190,000 |
| Maricopa County Arizona | 8 | $ 2,027,000 | $ 253,000 | $ 177,000 |
| Faulk County South Dakota | 8 | $ 1,748,000 | $ 218,000 | $ 38,000 |
| Lawrence County South Dakota | 8 | $ 2,423,000 | $ 302,000 | $ 214,000 |
| McPherson County South Dakota | 8 | $ 1,983,000 | $ 247,000 | $ 36,000 |
| Lincoln County Minnesota | 7 | $ 712,000 | $ 101,000 | $ 73,000 |
| Bon Homme County South Dakota | 7 | $ 1,624,000 | $ 232,000 | $ 116,000 |
| Grant County South Dakota | 7 | $ 1,077,000 | $ 153,000 | $ 66,000 |
| Potter County South Dakota | 7 | $ 1,861,000 | $ 265,000 | $ 222,000 |
| Jefferson County Kentucky | 6 | $ 365,000 | $ 60,000 | $ 104,000 |
| Sarpy County Nebraska | 6 | $ 1,188,000 | $ 198,000 | $ 77,000 |
| Deuel County South Dakota | 6 | $ 900,000 | $ 150,000 | $ 94,000 |
| Hyde County South Dakota | 6 | $ 882,000 | $ 147,000 | $ 85,000 |
| Sanborn County South Dakota | 6 | $ 1,214,000 | $ 202,000 | $ 90,000 |
| Sioux County Iowa | 5 | $ 847,000 | $ 169,000 | $ 61,000 |
| Hughes County South Dakota | 5 | $ 548,000 | $ 109,000 | $ 64,000 |
| Roberts County South Dakota | 5 | $ 731,000 | $ 146,000 | $ 101,000 |
| Walworth County South Dakota | 5 | $ 695,000 | $ 139,000 | $ 40,000 |
| Nobles County Minnesota | 4 | $ 427,000 | $ 106,000 | $ 40,000 |
| Pipestone County Minnesota | 4 | $ 715,000 | $ 178,000 | $ 76,000 |
| Aurora County South Dakota | 4 | $ 512,000 | $ 128,000 | $ 63,000 |
| Woodbury County Iowa | 3 | $ 680,000 | $ 226,000 | $ 78,000 |
| Dakota County Minnesota | 3 | $ 644,000 | $ 214,000 | $ 174,000 |
| Cass County North Dakota | 3 | $ 785,000 | $ 261,000 | $ 96,000 |
| Clark County South Dakota | 3 | $ 325,000 | $ 108,000 | $ 42,000 |
| Kingsbury County South Dakota | 3 | $ 545,000 | $ 181,000 | $ 52,000 |
| Marshall County South Dakota | 3 | $ 399,000 | $ 133,000 | $ 40,000 |
| Meade County South Dakota | 3 | $ 492,000 | $ 164,000 | $ 69,000 |
| Miner County South Dakota | 3 | $ 222,000 | $ 74,000 | $ 21,000 |
| Tripp County South Dakota | 3 | $ 251,000 | $ 83,000 | $ 62,000 |
| Chaffee County Colorado | 2 | $ 734,000 | $ 367,000 | $ 254,000 |
| Cherokee County Iowa | 2 | $ 432,000 | $ 216,000 | $ 78,000 |
| Lyon County Iowa | 2 | $ 559,000 | $ 279,000 | $ 102,000 |
| O'Brien County Iowa | 2 | $ 260,000 | $ 130,000 | $ 69,000 |
| Polk County Iowa | 2 | $ 372,000 | $ 186,000 | $ 58,000 |
| Big Stone County Minnesota | 2 | $ 306,000 | $ 153,000 | $ 86,000 |
| Cottonwood County Minnesota | 2 | $ 116,000 | $ 58,000 | $ 32,000 |
| Lac qui Parle County Minnesota | 2 | $ 1,075,000 | $ 537,000 | $ 0 |
| Rice County Minnesota | 2 | $ 500,000 | $ 250,000 | $ 139,000 |
| Sherburne County Minnesota | 2 | $ 500,000 | $ 250,000 | $ 117,000 |
| Newton County Missouri | 2 | $ 210,000 | $ 105,000 | $ 43,000 |
| Douglas County Nebraska | 2 | $ 529,000 | $ 264,000 | $ 105,000 |
| Logan County North Dakota | 2 | $ 1,514,000 | $ 757,000 | $ 24,000 |
| Brule County South Dakota | 2 | $ 178,000 | $ 89,000 | $ 91,000 |
| Corson County South Dakota | 2 | $ 294,000 | $ 147,000 | $ 127,000 |
| Douglas County South Dakota | 2 | $ 222,000 | $ 111,000 | $ 69,000 |
| Gregory County South Dakota | 2 | $ 1,817,000 | $ 908,000 | $ 1,046,000 |
| Haakon County South Dakota | 2 | $ 635,000 | $ 317,000 | $ 90,000 |
| Jerauld County South Dakota | 2 | $ 389,000 | $ 194,000 | $ 786,000 |
| Pima County Arizona | 1 | $ 417,000 | $ 417,000 | $ 214,000 |
| Faulkner County Arkansas | 1 | $ 144,000 | $ 144,000 | $ 71,000 |
| Grand County Colorado | 1 | $ 417,000 | $ 417,000 | $ 208,000 |
| Rio Grande County Colorado | 1 | $ 242,000 | $ 242,000 | $ 53,000 |
| Charlotte County Florida | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Hernando County Florida | 1 | $ 113,000 | $ 113,000 | $ 151,000 |
| Okaloosa County Florida | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Sarasota County Florida | 1 | $ 139,000 | $ 139,000 | $ 83,000 |
| DeKalb County Georgia | 1 | $ 324,000 | $ 324,000 | $ 100,000 |
| Cook County Illinois | 1 | $ 200,000 | $ 200,000 | $ 80,000 |
| Whiteside County Illinois | 1 | $ 218,000 | $ 218,000 | $ 300,000 |
| Dickinson County Iowa | 1 | $ 176,000 | $ 176,000 | $ 193,000 |
| Johnson County Iowa | 1 | $ 212,000 | $ 212,000 | $ 108,000 |
| Jones County Iowa | 1 | $ 131,000 | $ 131,000 | $ 106,000 |
| Kossuth County Iowa | 1 | $ 119,000 | $ 119,000 | $ 46,000 |
| Plymouth County Iowa | 1 | $ 1,000 | $ 1,000 | $ 85,000 |
| Carver County Minnesota | 1 | $ 234,000 | $ 234,000 | $ 67,000 |
| Cass County Minnesota | 1 | $ 343,000 | $ 343,000 | $ 126,000 |
| Clay County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 156,000 |
| Crow Wing County Minnesota | 1 | $ 343,000 | $ 343,000 | $ 206,000 |
| Douglas County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| Hennepin County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 115,000 |
| Jackson County Minnesota | 1 | $ 168,000 | $ 168,000 | $ 189,000 |
| Lyon County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Murray County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 232,000 |
| Olmsted County Minnesota | 1 | $ 253,000 | $ 253,000 | $ 99,000 |
| Otter Tail County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 497,000 |
| Redwood County Minnesota | 1 | $ 147,000 | $ 147,000 | $ 51,000 |
| St. Louis County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 1,000,000 |
| Steele County Minnesota | 1 | $ 193,000 | $ 193,000 | $ 125,000 |
| Washington County Minnesota | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Lewis and Clark County Montana | 1 | $ 223,000 | $ 223,000 | $ 159,000 |
| Cedar County Nebraska | 1 | $ 1,000 | $ 1,000 | $ 65,000 |
| Dakota County Nebraska | 1 | $ 176,000 | $ 176,000 | $ 70,000 |
| Harlan County Nebraska | 1 | $ 69,000 | $ 69,000 | $ 28,000 |
| Lancaster County Nebraska | 1 | $ 104,000 | $ 104,000 | $ 58,000 |
| Washington County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 0 |
| McLean County North Dakota | 1 | $ 212,000 | $ 212,000 | $ 76,000 |
| Stark County North Dakota | 1 | $ 244,000 | $ 244,000 | $ 60,000 |
| Campbell County South Dakota | 1 | $ 76,000 | $ 76,000 | $ 51,000 |
| Custer County South Dakota | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Day County South Dakota | 1 | $ 119,000 | $ 119,000 | $ 104,000 |
| King County Washington | 1 | $ 950,000 | $ 950,000 | $ 272,000 |
| La Crosse County Wisconsin | 1 | $ 372,000 | $ 372,000 | $ 360,000 |
| Pierce County Wisconsin | 1 | $ 222,000 | $ 222,000 | $ 85,000 |
| Johnson County Wyoming | 1 | $ 197,000 | $ 197,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Plains Commerce Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,576 | $289,440,000 | $183,000 | $3,599,000 | $78,000 | $895,000 |
| Refinancing | 1,448 | $282,415,000 | $195,000 | $2,700,000 | $90,000 | $1,500,000 |
| Home Improvement | 141 | $21,570,000 | $152,000 | $620,000 | $91,000 | $515,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,018 | $560,328,000 | $185,000 | $1,892,000 | $85,000 | $1,500,000 |
| Hispanic | 55 | $8,579,000 | $155,000 | $417,000 | $69,000 | $655,000 |
| Asian | 25 | $4,952,000 | $198,000 | $412,000 | $76,000 | $518,000 |
| Not applicable | 18 | $11,255,000 | $625,000 | $3,599,000 | $0 | $6,000 |
| American Indian or Alaskan Native | 15 | $2,723,000 | $181,000 | $413,000 | $91,000 | $346,000 |
| Black or African American | 15 | $2,346,000 | $156,000 | $286,000 | $78,000 | $300,000 |
| Not Provided | 13 | $2,178,000 | $167,000 | $317,000 | $79,000 | $188,000 |
| Native Hawaiin or Other Pacific Islander | 6 | $1,064,000 | $177,000 | $344,000 | $106,000 | $222,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,998 | $397,440,000 | $198,000 | $3,599,000 | $100,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 767 | $124,014,000 | $161,000 | $396,000 | $55,000 | $377,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 208 | $30,487,000 | $146,000 | $450,000 | $51,000 | $193,000 |
| VA-guaranteed (Veterans Administration) | 192 | $41,484,000 | $216,000 | $819,000 | $75,000 | $360,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,048 | $394,950,000 | $192,000 | $3,599,000 | $86,000 | $1,046,000 |
| Application Withdrawn By Applicant | 467 | $86,070,000 | $184,000 | $950,000 | $85,000 | $1,500,000 |
| Application Approved But Not Accepted | 405 | $75,495,000 | $186,000 | $719,000 | $87,000 | $1,000,000 |
| Application Denied By Financial Institution | 245 | $36,910,000 | $150,000 | $417,000 | $61,000 | $518,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1 | $50,000 | $50,000 | $50,000 | $84,000 | $84,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Plains Commerce Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Plains Commerce Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.