Pnc Bank N.A.
Mortgage Loan Application
Totals and Details
for 2016

Mortgage Company & Address Pnc Bank N.A.
249 Fifth Ave. Ms P1-Popp-22-2
Pittsburgh, PA 15222
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 117,336
Total Mortgage Loan Application Amount $24,949,919,000
Average Mortgage Loan Application Amount $171,661
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $93,371
Highest Applicant Income $9,999,000
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Mortgage Loan Application Detail Totals for Pnc Bank N.A. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 58,699 $14,071,981,000 $239,000 $99,999,000 $111,000 $9,999,000
Home Purchase 31,339 $8,976,701,000 $286,000 $99,999,000 $104,000 $9,999,000
Home Improvement 31,239 $2,777,639,000 $88,000 $69,558,000 $82,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 77,641 $12,302,625,000 $158,000 $7,800,000 $102,000 $9,999,000
Not Provided 20,241 $4,645,015,000 $229,000 $4,836,000 $125,000 $6,679,000
Black or African American 10,000 $1,028,020,000 $102,000 $2,000,000 $71,000 $9,999,000
Hispanic 6,943 $971,423,000 $139,000 $3,445,000 $75,000 $5,395,000
Asian 4,761 $1,417,556,000 $297,000 $3,320,000 $127,000 $1,350,000
Not applicable 987 $5,361,437,000 $5,432,000 $99,999,000 $0 $0
American Indian or Alaskan Native 493 $60,641,000 $123,000 $1,143,000 $81,000 $790,000
Native Hawaiin or Other Pacific Islander 211 $39,604,000 $187,000 $1,500,000 $94,000 $480,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 107,018 $23,199,553,000 $216,000 $99,999,000 $106,000 $9,999,000
FHA-insured (Federal Housing Administration) 9,205 $1,633,768,000 $177,000 $67,750,000 $62,000 $2,136,000
VA-guaranteed (Veterans Administration) 4,431 $911,482,000 $205,000 $1,055,000 $80,000 $1,033,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 623 $81,518,000 $130,000 $2,300,000 $45,000 $114,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 63,632 $16,386,786,000 $257,000 $99,999,000 $111,000 $9,999,000
Application Denied By Financial Institution 36,124 $4,712,930,000 $130,000 $4,302,000 $85,000 $9,999,000
Application Withdrawn By Applicant 9,820 $2,452,674,000 $249,000 $50,114,000 $110,000 $4,800,000
File Closed For Incompleteness 4,966 $616,344,000 $124,000 $8,000,000 $117,000 $9,999,000
Preapproval Denied by Financial Institution 3,941 $876,402,000 $222,000 $7,800,000 $75,000 $2,949,000
Application Approved But Not Accepted 2,176 $384,183,000 $176,000 $36,211,000 $102,000 $3,928,000
Loan Purchased By The Institution 618 $397,002,000 $642,000 $2,325,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 14,840 $703,269,000 $47,000 $6,755,000 $72,000 $9,999,000
Credit Application Incomplete 9,197 $2,057,590,000 $223,000 $4,050,000 $108,000 $6,679,000
Debt-To-Income Ratio 7,185 $1,036,824,000 $144,000 $4,302,000 $52,000 $768,000
Collateral 4,446 $843,733,000 $189,000 $3,166,000 $113,000 $6,160,000
Other 2,436 $602,107,000 $247,000 $7,800,000 $110,000 $3,900,000
Insufficient Cash (Downpayment, Closing Cost) 1,131 $202,321,000 $178,000 $2,000,000 $94,000 $1,142,000
Unverifiable Information 579 $98,989,000 $170,000 $1,913,000 $75,000 $581,000
Employment History 250 $44,299,000 $177,000 $1,500,000 $55,000 $780,000
Mortgage Insurance Denied 1 $200,000 $200,000 $200,000 $107,000 $107,000
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