Polish & Slavic
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Polish & Slavic 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Polish & Slavic 100 Mcguinness Blvd New York, NY 11222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 476 |
| Total Mortgage Loan Application Amount | $180,485,000 |
| Average Mortgage Loan Application Amount | $380,000 |
| Highest Mortgage Loan Application Amount | $2,025,000 |
| Average Applicant Income | $108,666 |
| Highest Applicant Income | $1,320,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Polish & Slavic. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Polish & Slavic's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Polish & Slavic's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Polish & Slavic serves its applicants.
Each category highlights the total number of mortgage applications processed by Polish & Slavic, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Polish & Slavic's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Queens County New York | 110 | $ 44,275,000 | $ 402,000 | $ 87,000 |
| Kings County New York | 93 | $ 49,492,000 | $ 532,000 | $ 134,000 |
| Bergen County New Jersey | 55 | $ 18,435,000 | $ 335,000 | $ 101,000 |
| Suffolk County New York | 26 | $ 8,760,000 | $ 336,000 | $ 139,000 |
| Passaic County New Jersey | 25 | $ 8,075,000 | $ 323,000 | $ 71,000 |
| Richmond County New York | 20 | $ 6,462,000 | $ 323,000 | $ 104,000 |
| Hudson County New Jersey | 19 | $ 5,199,000 | $ 273,000 | $ 83,000 |
| Middlesex County New Jersey | 16 | $ 3,716,000 | $ 232,000 | $ 90,000 |
| Somerset County New Jersey | 15 | $ 4,110,000 | $ 274,000 | $ 105,000 |
| Union County New Jersey | 15 | $ 3,511,000 | $ 234,000 | $ 95,000 |
| Essex County New Jersey | 10 | $ 2,506,000 | $ 250,000 | $ 64,000 |
| Nassau County New York | 9 | $ 4,670,000 | $ 518,000 | $ 221,000 |
| Morris County New Jersey | 8 | $ 2,192,000 | $ 274,000 | $ 66,000 |
| Sullivan County New York | 8 | $ 1,453,000 | $ 181,000 | $ 165,000 |
| New York County New York | 7 | $ 7,488,000 | $ 1,069,000 | $ 358,000 |
| Sussex County New Jersey | 6 | $ 1,556,000 | $ 259,000 | $ 84,000 |
| Monmouth County New Jersey | 4 | $ 1,001,000 | $ 250,000 | $ 113,000 |
| Rockland County New York | 4 | $ 1,025,000 | $ 256,000 | $ 160,000 |
| Warren County New Jersey | 3 | $ 1,135,000 | $ 378,000 | $ 0 |
| Bronx County New York | 3 | $ 480,000 | $ 160,000 | $ 37,000 |
| Orange County New York | 3 | $ 928,000 | $ 309,000 | $ 130,000 |
| Mercer County New Jersey | 2 | $ 261,000 | $ 130,000 | $ 46,000 |
| Delaware County New York | 2 | $ 299,000 | $ 149,000 | $ 125,000 |
| Putnam County New York | 2 | $ 568,000 | $ 284,000 | $ 108,000 |
| Monroe County Pennsylvania | 2 | $ 363,000 | $ 181,000 | $ 154,000 |
| Hunterdon County New Jersey | 1 | $ 218,000 | $ 218,000 | $ 115,000 |
| Albany County New York | 1 | $ 53,000 | $ 53,000 | $ 52,000 |
| Broome County New York | 1 | $ 94,000 | $ 94,000 | $ 283,000 |
| Chenango County New York | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Oneida County New York | 1 | $ 79,000 | $ 79,000 | $ 42,000 |
| Ulster County New York | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Westchester County New York | 1 | $ 1,050,000 | $ 1,050,000 | $ 546,000 |
| Lehigh County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 0 |
Mortgage Loan Application Detail Totals for Polish & Slavic in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 266 | $95,720,000 | $359,000 | $2,025,000 | $104,000 | $652,000 |
| Refinancing | 146 | $61,826,000 | $423,000 | $1,800,000 | $124,000 | $1,320,000 |
| Home Improvement | 64 | $22,939,000 | $358,000 | $1,300,000 | $98,000 | $382,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 446 | $160,284,000 | $359,000 | $2,025,000 | $116,000 | $1,320,000 |
| Not applicable | 25 | $18,669,000 | $746,000 | $1,800,000 | $0 | $0 |
| Asian | 2 | $338,000 | $169,000 | $180,000 | $41,000 | $41,000 |
| Hispanic | 2 | $494,000 | $247,000 | $334,000 | $31,000 | $63,000 |
| American Indian or Alaskan Native | 1 | $700,000 | $700,000 | $700,000 | $230,000 | $230,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 476 | $180,485,000 | $379,000 | $2,025,000 | $109,000 | $1,320,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 323 | $118,851,000 | $367,000 | $1,800,000 | $97,000 | $546,000 |
| Application Withdrawn By Applicant | 78 | $31,226,000 | $400,000 | $975,000 | $170,000 | $1,320,000 |
| Application Approved But Not Accepted | 58 | $23,405,000 | $403,000 | $2,025,000 | $101,000 | $652,000 |
| Application Denied By Financial Institution | 17 | $7,003,000 | $411,000 | $1,800,000 | $101,000 | $381,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7 | $3,791,000 | $541,000 | $1,800,000 | $138,000 | $381,000 |
| Debt-To-Income Ratio | 3 | $600,000 | $200,000 | $200,000 | $0 | $0 |
| Collateral | 1 | $200,000 | $200,000 | $200,000 | $93,000 | $93,000 |
| Mortgage Insurance Denied | 1 | $959,000 | $959,000 | $959,000 | $278,000 | $278,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Polish & Slavic's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Polish & Slavic's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.