Polish & Slavic Federal Credit Mortgage Lending & HMDA Data, 2018
In 2018, Polish & Slavic Federal Credit of Brooklyn, NY reported 868 mortgage applications totaling $239.1 million, down 13% from 2017. The average application was for $275,506, and applicants reported an average income of $80,175. 70% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Chicago-Naperville-Arlington Heights, IL (396), New York-Jersey City-White Plains, NY-NJ (263) and Newark, NJ-PA (41) (applications in parentheses).
| Mortgage Company & Address | Polish & Slavic Federal Credit 100 McGuinness Blvd Brooklyn, NY 11222 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 868 |
| Total Mortgage Loan Application Amount | $239,140,000 |
| Average Mortgage Loan Application Amount | $275,506 |
| Highest Mortgage Loan Application Amount | $2,505,000 |
| Average Applicant Income | $80,175 |
| Highest Applicant Income | $1,050,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Polish & Slavic Federal Credit filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 326 | $ 58,720,000 | $ 180,122 | $ 70,000 |
| Kings, New York | 72 | $ 63,470,000 | $ 881,527 | $ 109,000 |
| Queens, New York | 72 | $ 33,530,000 | $ 465,694 | $ 99,000 |
| DuPage, Illinois | 43 | $ 10,005,000 | $ 232,674 | $ 70,000 |
| Bergen, New Jersey | 40 | $ 11,180,000 | $ 279,500 | $ 95,000 |
| Passaic, New Jersey | 27 | $ 6,545,000 | $ 242,407 | $ 85,000 |
| Will, Illinois | 18 | $ 3,300,000 | $ 183,333 | $ 65,000 |
| Mercer, New Jersey | 18 | $ 2,390,000 | $ 132,777 | $ 52,000 |
| Monroe, Pennsylvania | 18 | $ 2,220,000 | $ 123,333 | $ 81,000 |
| Lake, Illinois | 16 | $ 3,670,000 | $ 229,375 | $ 89,000 |
| Middlesex, New Jersey | 14 | $ 3,060,000 | $ 218,571 | $ 79,000 |
| Suffolk, New York | 13 | $ 3,565,000 | $ 274,230 | $ 89,000 |
| Morris, New Jersey | 12 | $ 3,900,000 | $ 325,000 | $ 88,000 |
| Richmond, New York | 11 | $ 2,605,000 | $ 236,818 | $ 72,000 |
| Bucks, Pennsylvania | 11 | $ 2,455,000 | $ 223,181 | $ 56,000 |
| Union, New Jersey | 10 | $ 1,850,000 | $ 185,000 | $ 110,000 |
| Pike, Pennsylvania | 9 | $ 795,000 | $ 88,333 | $ 76,000 |
| Kane, Illinois | 8 | $ 1,420,000 | $ 177,500 | $ 69,000 |
| McHenry, Illinois | 8 | $ 1,270,000 | $ 158,750 | $ 68,000 |
| Nassau, New York | 8 | $ 3,190,000 | $ 398,750 | $ 185,000 |
| Hudson, New Jersey | 7 | $ 1,495,000 | $ 213,571 | $ 66,000 |
| Sullivan, New York | 7 | $ 735,000 | $ 105,000 | $ 89,000 |
| Philadelphia, Pennsylvania | 7 | $ 1,025,000 | $ 146,428 | $ 45,000 |
| Sarasota, Florida | 6 | $ 800,000 | $ 133,333 | $ 67,000 |
| Orange, New York | 6 | $ 1,080,000 | $ 180,000 | $ 107,000 |
| Monmouth, New Jersey | 4 | $ 870,000 | $ 217,500 | $ 92,000 |
| Somerset, New Jersey | 4 | $ 980,000 | $ 245,000 | $ 113,000 |
| Sussex, New Jersey | 4 | $ 640,000 | $ 160,000 | $ 80,000 |
| Westchester, New York | 4 | $ 790,000 | $ 197,500 | $ 89,000 |
| Flagler, Florida | 3 | $ 515,000 | $ 171,666 | $ 49,000 |
| Pasco, Florida | 3 | $ 235,000 | $ 78,333 | $ 81,000 |
| Ulster, New York | 3 | $ 255,000 | $ 85,000 | $ 131,000 |
| Lee, Florida | 2 | $ 190,000 | $ 95,000 | $ 26,000 |
| Palm Beach, Florida | 2 | $ 220,000 | $ 110,000 | $ 121,000 |
| Burlington, New Jersey | 2 | $ 240,000 | $ 120,000 | $ 173,000 |
| Essex, New Jersey | 2 | $ 430,000 | $ 215,000 | $ 51,000 |
| New York, New York | 2 | $ 930,000 | $ 465,000 | $ 103,000 |
| Rockland, New York | 2 | $ 490,000 | $ 245,000 | $ 68,000 |
| Wayne, Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 77,000 |
| Collier, Florida | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Hernando, Florida | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Hillsborough, Florida | 1 | $ 195,000 | $ 195,000 | $ 164,000 |
| Manatee, Florida | 1 | $ 205,000 | $ 205,000 | $ 177,000 |
| Pinellas, Florida | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| St. Johns, Florida | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Volusia, Florida | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| DeKalb, Illinois | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Jo Daviess, Illinois | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Kendall, Illinois | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Atlantic, New Jersey | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Camden, New Jersey | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Ocean, New Jersey | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Albany, New York | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Bronx, New York | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Chenango, New York | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Dutchess, New York | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Essex, New York | 1 | $ 195,000 | $ 195,000 | $ 168,000 |
| Greene, New York | 1 | $ 305,000 | $ 305,000 | $ 246,000 |
| Oneida, New York | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Putnam, New York | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Carbon, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Delaware, Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Lehigh, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Schuylkill, Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Polish & Slavic Federal Credit in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 523 | $125,185,000 | $239,000 | $2,175,000 | $81,000 | $1,050,000 |
| Refinancing | 175 | $40,035,000 | $228,000 | $1,335,000 | $75,000 | $307,000 |
| Cash-out Refinancing | 168 | $72,710,000 | $432,000 | $2,505,000 | $83,000 | $840,000 |
| Home Improvement | 2 | $1,210,000 | $605,000 | $905,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 802 | $177,850,000 | $221,000 | $1,305,000 | $80,000 | $1,050,000 |
| Not applicable | 59 | $58,705,000 | $995,000 | $2,505,000 | $0 | $0 |
| Hispanic | 4 | $1,460,000 | $365,000 | $835,000 | $76,000 | $137,000 |
| Not Provided | 3 | $1,125,000 | $375,000 | $695,000 | $131,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 868 | $239,140,000 | $275,000 | $2,505,000 | $80,000 | $1,050,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 606 | $158,760,000 | $261,000 | $2,505,000 | $81,000 | $1,050,000 |
| Application Withdrawn By Applicant | 130 | $44,340,000 | $341,000 | $2,175,000 | $90,000 | $840,000 |
| Application Denied By Financial Institution | 95 | $23,695,000 | $249,000 | $2,105,000 | $62,000 | $246,000 |
| File Closed For Incompleteness | 20 | $6,310,000 | $315,000 | $695,000 | $92,000 | $286,000 |
| Application Approved But Not Accepted | 17 | $6,035,000 | $355,000 | $1,605,000 | $78,000 | $164,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 773 | $215,445,000 | $278,000 | $2,505,000 | $83,000 | $1,050,000 |
| Debt-To-Income Ratio | 47 | $10,725,000 | $228,000 | $1,105,000 | $54,000 | $246,000 |
| Other | 16 | $4,820,000 | $301,000 | $1,805,000 | $78,000 | $163,000 |
| Credit History | 15 | $5,025,000 | $335,000 | $2,105,000 | $82,000 | $170,000 |
| Collateral | 13 | $2,445,000 | $188,000 | $405,000 | $68,000 | $115,000 |
| Employment History | 2 | $310,000 | $155,000 | $185,000 | $27,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $235,000 | $235,000 | $235,000 | $59,000 | $59,000 |
| Unverifiable Information | 1 | $135,000 | $135,000 | $135,000 | $47,000 | $47,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Polish & Slavic Federal Credit's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Polish & Slavic Federal Credit's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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