Precision Financial Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Precision Financial Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Precision Financial Inc 6800 Jericho Turnpike Suite206E Syosset, NY 11791 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,715 |
| Total Mortgage Loan Application Amount | $471,935,000 |
| Average Mortgage Loan Application Amount | $295,000 |
| Highest Mortgage Loan Application Amount | $2,220,000 |
| Average Applicant Income | $119,500 |
| Highest Applicant Income | $960,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Precision Financial Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Precision Financial Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Precision Financial Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Precision Financial Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Precision Financial Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Precision Financial Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 135 | $ 39,658,000 | $ 293,000 | $ 117,000 |
| Queens County New York | 109 | $ 40,982,000 | $ 375,000 | $ 116,000 |
| Nassau County New York | 91 | $ 33,102,000 | $ 363,000 | $ 135,000 |
| Kings County New York | 77 | $ 31,926,000 | $ 414,000 | $ 138,000 |
| Bronx County New York | 45 | $ 16,308,000 | $ 362,000 | $ 105,000 |
| Prince George's County Maryland | 31 | $ 8,010,000 | $ 258,000 | $ 69,000 |
| Philadelphia County Pennsylvania | 31 | $ 4,767,000 | $ 153,000 | $ 62,000 |
| Essex County New Jersey | 29 | $ 7,176,000 | $ 247,000 | $ 87,000 |
| Miami-Dade County Florida | 25 | $ 6,091,000 | $ 243,000 | $ 119,000 |
| Palm Beach County Florida | 25 | $ 5,597,000 | $ 223,000 | $ 95,000 |
| Bergen County New Jersey | 24 | $ 6,731,000 | $ 280,000 | $ 103,000 |
| Westchester County New York | 24 | $ 8,112,000 | $ 338,000 | $ 153,000 |
| Broward County Florida | 20 | $ 6,011,000 | $ 300,000 | $ 110,000 |
| Hudson County New Jersey | 20 | $ 6,426,000 | $ 321,000 | $ 115,000 |
| Richmond County New York | 20 | $ 5,624,000 | $ 281,000 | $ 82,000 |
| Burlington County New Jersey | 18 | $ 3,746,000 | $ 208,000 | $ 77,000 |
| Orange County Florida | 17 | $ 4,809,000 | $ 282,000 | $ 133,000 |
| Anne Arundel County Maryland | 17 | $ 6,115,000 | $ 359,000 | $ 152,000 |
| Hillsborough County Florida | 16 | $ 2,943,000 | $ 183,000 | $ 112,000 |
| Middlesex County Massachusetts | 16 | $ 5,673,000 | $ 354,000 | $ 174,000 |
| Dutchess County New York | 16 | $ 3,971,000 | $ 248,000 | $ 143,000 |
| Barnstable County Massachusetts | 15 | $ 7,587,000 | $ 505,000 | $ 299,000 |
| Suffolk County Massachusetts | 15 | $ 3,725,000 | $ 248,000 | $ 121,000 |
| Ocean County New Jersey | 15 | $ 4,343,000 | $ 289,000 | $ 88,000 |
| Union County New Jersey | 15 | $ 3,648,000 | $ 243,000 | $ 120,000 |
| Fairfax County Virginia | 15 | $ 8,296,000 | $ 553,000 | $ 155,000 |
| Orange County New York | 14 | $ 3,494,000 | $ 249,000 | $ 83,000 |
| Maricopa County Arizona | 13 | $ 2,738,000 | $ 210,000 | $ 61,000 |
| Flagler County Florida | 13 | $ 3,502,000 | $ 269,000 | $ 147,000 |
| Essex County Massachusetts | 13 | $ 2,920,000 | $ 224,000 | $ 134,000 |
| Baltimore County Maryland | 12 | $ 2,716,000 | $ 226,000 | $ 77,000 |
| Worcester County Massachusetts | 12 | $ 2,610,000 | $ 217,000 | $ 75,000 |
| Monmouth County New Jersey | 12 | $ 3,613,000 | $ 301,000 | $ 99,000 |
| Passaic County New Jersey | 12 | $ 3,407,000 | $ 283,000 | $ 86,000 |
| Ulster County New York | 12 | $ 2,094,000 | $ 174,000 | $ 75,000 |
| Norfolk County Virginia | 12 | $ 1,798,000 | $ 149,000 | $ 79,000 |
| Lee County Florida | 11 | $ 2,706,000 | $ 246,000 | $ 104,000 |
| Pinellas County Florida | 11 | $ 2,444,000 | $ 222,000 | $ 67,000 |
| Atlantic County New Jersey | 11 | $ 2,722,000 | $ 247,000 | $ 78,000 |
| Camden County New Jersey | 11 | $ 3,222,000 | $ 292,000 | $ 111,000 |
| Duval County Florida | 10 | $ 1,296,000 | $ 129,000 | $ 52,000 |
| Pasco County Florida | 10 | $ 2,569,000 | $ 256,000 | $ 116,000 |
| Volusia County Florida | 10 | $ 1,875,000 | $ 187,000 | $ 58,000 |
| Montgomery County Maryland | 10 | $ 3,462,000 | $ 346,000 | $ 103,000 |
| Delaware County Pennsylvania | 10 | $ 1,269,000 | $ 126,000 | $ 47,000 |
| Lehigh County Pennsylvania | 10 | $ 1,928,000 | $ 192,000 | $ 87,000 |
| York County Pennsylvania | 10 | $ 2,126,000 | $ 212,000 | $ 80,000 |
| Virginia Beach County Virginia | 10 | $ 2,293,000 | $ 229,000 | $ 70,000 |
| Bristol County Massachusetts | 9 | $ 2,263,000 | $ 251,000 | $ 61,000 |
| Morris County New Jersey | 9 | $ 2,642,000 | $ 293,000 | $ 95,000 |
| Riverside County California | 8 | $ 2,457,000 | $ 307,000 | $ 73,000 |
| Fairfield County Connecticut | 8 | $ 3,480,000 | $ 435,000 | $ 122,000 |
| Lake County Florida | 8 | $ 1,436,000 | $ 179,000 | $ 60,000 |
| Polk County Florida | 8 | $ 1,180,000 | $ 147,000 | $ 51,000 |
| Hampden County Massachusetts | 8 | $ 1,428,000 | $ 178,000 | $ 53,000 |
| Mercer County New Jersey | 8 | $ 1,668,000 | $ 208,000 | $ 86,000 |
| Middlesex County New Jersey | 8 | $ 2,515,000 | $ 314,000 | $ 101,000 |
| Putnam County New York | 8 | $ 2,697,000 | $ 337,000 | $ 119,000 |
| Monroe County Pennsylvania | 8 | $ 1,500,000 | $ 187,000 | $ 92,000 |
| Montgomery County Pennsylvania | 8 | $ 1,885,000 | $ 235,000 | $ 71,000 |
| San Diego County California | 7 | $ 4,042,000 | $ 577,000 | $ 142,000 |
| New Haven County Connecticut | 7 | $ 2,179,000 | $ 311,000 | $ 101,000 |
| Bucks County Pennsylvania | 7 | $ 2,145,000 | $ 306,000 | $ 96,000 |
| Stafford County Virginia | 7 | $ 2,170,000 | $ 310,000 | $ 82,000 |
| Hartford County Connecticut | 6 | $ 1,119,000 | $ 186,000 | $ 119,000 |
| Seminole County Florida | 6 | $ 1,076,000 | $ 179,000 | $ 68,000 |
| Frederick County Maryland | 6 | $ 1,659,000 | $ 276,000 | $ 69,000 |
| Plymouth County Massachusetts | 6 | $ 1,264,000 | $ 210,000 | $ 72,000 |
| Cape May County New Jersey | 6 | $ 1,407,000 | $ 234,000 | $ 169,000 |
| Gloucester County New Jersey | 6 | $ 1,187,000 | $ 197,000 | $ 69,000 |
| Erie County New York | 6 | $ 973,000 | $ 162,000 | $ 58,000 |
| Monroe County New York | 6 | $ 770,000 | $ 128,000 | $ 59,000 |
| Onondaga County New York | 6 | $ 1,873,000 | $ 312,000 | $ 253,000 |
| Saratoga County New York | 6 | $ 1,305,000 | $ 217,000 | $ 96,000 |
| Chester County Pennsylvania | 6 | $ 962,000 | $ 160,000 | $ 73,000 |
| Chesterfield County Virginia | 6 | $ 901,000 | $ 150,000 | $ 75,000 |
| Hampton County Virginia | 6 | $ 1,012,000 | $ 168,000 | $ 67,000 |
| Los Angeles County California | 5 | $ 1,773,000 | $ 354,000 | $ 82,000 |
| San Bernardino County California | 5 | $ 1,888,000 | $ 377,000 | $ 114,000 |
| Brevard County Florida | 5 | $ 892,000 | $ 178,000 | $ 60,000 |
| Sarasota County Florida | 5 | $ 1,127,000 | $ 225,000 | $ 92,000 |
| St. Lucie County Florida | 5 | $ 1,216,000 | $ 243,000 | $ 71,000 |
| Baltimore City County Maryland | 5 | $ 976,000 | $ 195,000 | $ 64,000 |
| Charles County Maryland | 5 | $ 1,197,000 | $ 239,000 | $ 123,000 |
| Salem County New Jersey | 5 | $ 538,000 | $ 107,000 | $ 77,000 |
| New York County New York | 5 | $ 1,105,000 | $ 221,000 | $ 133,000 |
| Rockland County New York | 5 | $ 1,643,000 | $ 328,000 | $ 91,000 |
| Pike County Pennsylvania | 5 | $ 876,000 | $ 175,000 | $ 75,000 |
| Richmond City County Virginia | 5 | $ 405,000 | $ 81,000 | $ 50,000 |
| Tolland County Connecticut | 4 | $ 819,000 | $ 204,000 | $ 79,000 |
| Charlotte County Florida | 4 | $ 770,000 | $ 192,000 | $ 67,000 |
| Citrus County Florida | 4 | $ 1,186,000 | $ 296,000 | $ 87,000 |
| Collier County Florida | 4 | $ 1,790,000 | $ 447,000 | $ 147,000 |
| Cumberland County New Jersey | 4 | $ 514,000 | $ 128,000 | $ 64,000 |
| Somerset County New Jersey | 4 | $ 1,071,000 | $ 267,000 | $ 97,000 |
| Broome County New York | 4 | $ 985,000 | $ 246,000 | $ 140,000 |
| Ontario County New York | 4 | $ 510,000 | $ 127,000 | $ 100,000 |
| Northampton County Pennsylvania | 4 | $ 768,000 | $ 192,000 | $ 72,000 |
| Robertson County Tennessee | 4 | $ 360,000 | $ 90,000 | $ 58,000 |
| Chesapeake County Virginia | 4 | $ 902,000 | $ 225,000 | $ 98,000 |
| Culpeper County Virginia | 4 | $ 1,106,000 | $ 276,000 | $ 71,000 |
| Henrico County Virginia | 4 | $ 585,000 | $ 146,000 | $ 59,000 |
| Portsmouth County Virginia | 4 | $ 666,000 | $ 166,000 | $ 62,000 |
| Spotsylvania County Virginia | 4 | $ 1,118,000 | $ 279,000 | $ 84,000 |
| Kern County California | 3 | $ 658,000 | $ 219,000 | $ 56,000 |
| Windham County Connecticut | 3 | $ 610,000 | $ 203,000 | $ 48,000 |
| Escambia County Florida | 3 | $ 261,000 | $ 87,000 | $ 53,000 |
| Manatee County Florida | 3 | $ 650,000 | $ 216,000 | $ 92,000 |
| Okaloosa County Florida | 3 | $ 675,000 | $ 225,000 | $ 73,000 |
| Cook County Illinois | 3 | $ 378,000 | $ 126,000 | $ 68,000 |
| Lake County Illinois | 3 | $ 703,000 | $ 234,000 | $ 159,000 |
| Calvert County Maryland | 3 | $ 749,000 | $ 249,000 | $ 65,000 |
| Cecil County Maryland | 3 | $ 956,000 | $ 318,000 | $ 83,000 |
| Howard County Maryland | 3 | $ 812,000 | $ 270,000 | $ 52,000 |
| St. Mary's County Maryland | 3 | $ 818,000 | $ 272,000 | $ 66,000 |
| Washington County Maryland | 3 | $ 491,000 | $ 163,000 | $ 123,000 |
| Franklin County Massachusetts | 3 | $ 760,000 | $ 253,000 | $ 69,000 |
| Norfolk County Massachusetts | 3 | $ 709,000 | $ 236,000 | $ 30,000 |
| Hunterdon County New Jersey | 3 | $ 1,103,000 | $ 367,000 | $ 48,000 |
| Sussex County New Jersey | 3 | $ 730,000 | $ 243,000 | $ 80,000 |
| Greene County New York | 3 | $ 626,000 | $ 208,000 | $ 76,000 |
| Madison County New York | 3 | $ 575,000 | $ 191,000 | $ 55,000 |
| Rensselaer County New York | 3 | $ 412,000 | $ 137,000 | $ 40,000 |
| Schenectady County New York | 3 | $ 554,000 | $ 184,000 | $ 75,000 |
| Allegheny County Pennsylvania | 3 | $ 619,000 | $ 206,000 | $ 71,000 |
| Lancaster County Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 62,000 |
| Mercer County Pennsylvania | 3 | $ 503,000 | $ 167,000 | $ 59,000 |
| Perry County Pennsylvania | 3 | $ 641,000 | $ 213,000 | $ 94,000 |
| Wilson County Tennessee | 3 | $ 901,000 | $ 300,000 | $ 72,000 |
| Greene County Virginia | 3 | $ 577,000 | $ 192,000 | $ 62,000 |
| Loudoun County Virginia | 3 | $ 976,000 | $ 325,000 | $ 117,000 |
| Manassas County Virginia | 3 | $ 655,000 | $ 218,000 | $ 99,000 |
| Newport News County Virginia | 3 | $ 542,000 | $ 180,000 | $ 65,000 |
| Prince William County Virginia | 3 | $ 1,118,000 | $ 372,000 | $ 113,000 |
| Pima County Arizona | 2 | $ 520,000 | $ 260,000 | $ 69,000 |
| Pinal County Arizona | 2 | $ 558,000 | $ 279,000 | $ 137,000 |
| Butte County California | 2 | $ 491,000 | $ 245,000 | $ 89,000 |
| Kings County California | 2 | $ 473,000 | $ 236,000 | $ 72,000 |
| Delta County Colorado | 2 | $ 319,000 | $ 159,000 | $ 47,000 |
| Jefferson County Colorado | 2 | $ 375,000 | $ 187,000 | $ 88,000 |
| Litchfield County Connecticut | 2 | $ 248,000 | $ 124,000 | $ 185,000 |
| Middlesex County Connecticut | 2 | $ 448,000 | $ 224,000 | $ 61,000 |
| New London County Connecticut | 2 | $ 543,000 | $ 271,000 | $ 84,000 |
| Bay County Florida | 2 | $ 2,310,000 | $ 1,155,000 | $ 111,000 |
| Indian River County Florida | 2 | $ 436,000 | $ 218,000 | $ 53,000 |
| Marion County Florida | 2 | $ 414,000 | $ 207,000 | $ 70,000 |
| Monroe County Florida | 2 | $ 1,485,000 | $ 742,000 | $ 345,000 |
| Nassau County Florida | 2 | $ 298,000 | $ 149,000 | $ 122,000 |
| Osceola County Florida | 2 | $ 344,000 | $ 172,000 | $ 101,000 |
| Santa Rosa County Florida | 2 | $ 193,000 | $ 96,000 | $ 56,000 |
| Harford County Maryland | 2 | $ 490,000 | $ 245,000 | $ 64,000 |
| Wicomico County Maryland | 2 | $ 340,000 | $ 170,000 | $ 44,000 |
| Warren County New Jersey | 2 | $ 412,000 | $ 206,000 | $ 44,000 |
| Albany County New York | 2 | $ 355,000 | $ 177,000 | $ 56,000 |
| Chenango County New York | 2 | $ 401,000 | $ 200,000 | $ 63,000 |
| Columbia County New York | 2 | $ 475,000 | $ 237,000 | $ 87,000 |
| Franklin County New York | 2 | $ 352,000 | $ 176,000 | $ 114,000 |
| Jefferson County New York | 2 | $ 359,000 | $ 179,000 | $ 55,000 |
| Niagara County New York | 2 | $ 356,000 | $ 178,000 | $ 69,000 |
| Otsego County New York | 2 | $ 390,000 | $ 195,000 | $ 48,000 |
| St. Lawrence County New York | 2 | $ 180,000 | $ 90,000 | $ 53,000 |
| Sullivan County New York | 2 | $ 209,000 | $ 104,000 | $ 51,000 |
| Tioga County New York | 2 | $ 179,000 | $ 89,000 | $ 79,000 |
| Tompkins County New York | 2 | $ 128,000 | $ 64,000 | $ 53,000 |
| Butler County Pennsylvania | 2 | $ 453,000 | $ 226,000 | $ 95,000 |
| Schuylkill County Pennsylvania | 2 | $ 388,000 | $ 194,000 | $ 76,000 |
| Hamilton County Tennessee | 2 | $ 312,000 | $ 156,000 | $ 54,000 |
| Knox County Tennessee | 2 | $ 351,000 | $ 175,000 | $ 23,000 |
| Augusta County Virginia | 2 | $ 216,000 | $ 108,000 | $ 63,000 |
| Caroline County Virginia | 2 | $ 322,000 | $ 161,000 | $ 35,000 |
| Danville County Virginia | 2 | $ 155,000 | $ 77,000 | $ 72,000 |
| Hanover County Virginia | 2 | $ 359,000 | $ 179,000 | $ 38,000 |
| Rappahannock County Virginia | 2 | $ 396,000 | $ 198,000 | $ 20,000 |
| Yavapai County Arizona | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Yuma County Arizona | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Alameda County California | 1 | $ 672,000 | $ 672,000 | $ 94,000 |
| Lake County California | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Merced County California | 1 | $ 284,000 | $ 284,000 | $ 42,000 |
| Sacramento County California | 1 | $ 293,000 | $ 293,000 | $ 66,000 |
| Siskiyou County California | 1 | $ 168,000 | $ 168,000 | $ 152,000 |
| Stanislaus County California | 1 | $ 263,000 | $ 263,000 | $ 60,000 |
| Sutter County California | 1 | $ 204,000 | $ 204,000 | $ 52,000 |
| Tehama County California | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Ventura County California | 1 | $ 832,000 | $ 832,000 | $ 144,000 |
| Clear Creek County Colorado | 1 | $ 189,000 | $ 189,000 | $ 49,000 |
| Denver County Colorado | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| Mesa County Colorado | 1 | $ 230,000 | $ 230,000 | $ 187,000 |
| Alachua County Florida | 1 | $ 159,000 | $ 159,000 | $ 41,000 |
| DeSoto County Florida | 1 | $ 210,000 | $ 210,000 | $ 101,000 |
| Hernando County Florida | 1 | $ 159,000 | $ 159,000 | $ 54,000 |
| Highlands County Florida | 1 | $ 252,000 | $ 252,000 | $ 78,000 |
| Leon County Florida | 1 | $ 159,000 | $ 159,000 | $ 57,000 |
| Martin County Florida | 1 | $ 228,000 | $ 228,000 | $ 168,000 |
| Okeechobee County Florida | 1 | $ 233,000 | $ 233,000 | $ 78,000 |
| Putnam County Florida | 1 | $ 180,000 | $ 180,000 | $ 38,000 |
| St. Johns County Florida | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Sumter County Florida | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Wakulla County Florida | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
| DuPage County Illinois | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Will County Illinois | 1 | $ 203,000 | $ 203,000 | $ 92,000 |
| Winnebago County Illinois | 1 | $ 144,000 | $ 144,000 | $ 41,000 |
| Allegany County Maryland | 1 | $ 147,000 | $ 147,000 | $ 36,000 |
| Carroll County Maryland | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Kent County Maryland | 1 | $ 300,000 | $ 300,000 | $ 230,000 |
| Queen Anne's County Maryland | 1 | $ 280,000 | $ 280,000 | $ 47,000 |
| Berkshire County Massachusetts | 1 | $ 246,000 | $ 246,000 | $ 78,000 |
| Dukes County Massachusetts | 1 | $ 680,000 | $ 680,000 | $ 139,000 |
| Cayuga County New York | 1 | $ 120,000 | $ 120,000 | $ 69,000 |
| Chemung County New York | 1 | $ 301,000 | $ 301,000 | $ 72,000 |
| Clinton County New York | 1 | $ 191,000 | $ 191,000 | $ 84,000 |
| Delaware County New York | 1 | $ 102,000 | $ 102,000 | $ 23,000 |
| Fulton County New York | 1 | $ 180,000 | $ 180,000 | $ 55,000 |
| Oneida County New York | 1 | $ 63,000 | $ 63,000 | $ 53,000 |
| Oswego County New York | 1 | $ 153,000 | $ 153,000 | $ 47,000 |
| Warren County New York | 1 | $ 250,000 | $ 250,000 | $ 60,000 |
| Wyoming County New York | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
| Adams County Pennsylvania | 1 | $ 202,000 | $ 202,000 | $ 65,000 |
| Berks County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 169,000 |
| Blair County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 56,000 |
| Clinton County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 80,000 |
| Columbia County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Dauphin County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 27,000 |
| Franklin County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 84,000 |
| Huntingdon County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 90,000 |
| Luzerne County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 110,000 |
| Northumberland County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Washington County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 46,000 |
| Wayne County Pennsylvania | 1 | $ 154,000 | $ 154,000 | $ 43,000 |
| Westmoreland County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 49,000 |
| Campbell County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Davidson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Dickson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Fayette County Tennessee | 1 | $ 194,000 | $ 194,000 | $ 38,000 |
| Maury County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Montgomery County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Moore County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Rutherford County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 71,000 |
| Shelby County Tennessee | 1 | $ 112,000 | $ 112,000 | $ 22,000 |
| Sullivan County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Union County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Accomack County Virginia | 1 | $ 147,000 | $ 147,000 | $ 51,000 |
| Albemarle County Virginia | 1 | $ 180,000 | $ 180,000 | $ 45,000 |
| Dinwiddie County Virginia | 1 | $ 132,000 | $ 132,000 | $ 28,000 |
| Essex County Virginia | 1 | $ 194,000 | $ 194,000 | $ 70,000 |
| Fauquier County Virginia | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Fluvanna County Virginia | 1 | $ 270,000 | $ 270,000 | $ 63,000 |
| Frederick County Virginia | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Fredericksburg County Virginia | 1 | $ 342,000 | $ 342,000 | $ 85,000 |
| Goochland County Virginia | 1 | $ 148,000 | $ 148,000 | $ 54,000 |
| Hopewell County Virginia | 1 | $ 130,000 | $ 130,000 | $ 103,000 |
| Isle of Wight County Virginia | 1 | $ 242,000 | $ 242,000 | $ 90,000 |
| Louisa County Virginia | 1 | $ 336,000 | $ 336,000 | $ 76,000 |
| Montgomery County Virginia | 1 | $ 219,000 | $ 219,000 | $ 65,000 |
| Nottoway County Virginia | 1 | $ 104,000 | $ 104,000 | $ 38,000 |
| Page County Virginia | 1 | $ 146,000 | $ 146,000 | $ 43,000 |
| Pittsylvania County Virginia | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Poquoson County Virginia | 1 | $ 167,000 | $ 167,000 | $ 55,000 |
| Prince George County Virginia | 1 | $ 176,000 | $ 176,000 | $ 65,000 |
| Roanoke City County Virginia | 1 | $ 148,000 | $ 148,000 | $ 40,000 |
| Rockingham County Virginia | 1 | $ 187,000 | $ 187,000 | $ 35,000 |
| Shenandoah County Virginia | 1 | $ 360,000 | $ 360,000 | $ 61,000 |
| Staunton County Virginia | 1 | $ 87,000 | $ 87,000 | $ 44,000 |
| Warren County Virginia | 1 | $ 254,000 | $ 254,000 | $ 84,000 |
| Williamsburg County Virginia | 1 | $ 196,000 | $ 196,000 | $ 134,000 |
| Winchester County Virginia | 1 | $ 192,000 | $ 192,000 | $ 62,000 |
| York County Virginia | 1 | $ 306,000 | $ 306,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Precision Financial Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,521 | $409,626,000 | $269,000 | $2,220,000 | $96,000 | $960,000 |
| Home Purchase | 194 | $62,309,000 | $321,000 | $2,025,000 | $143,000 | $780,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 803 | $219,981,000 | $273,000 | $2,025,000 | $108,000 | $960,000 |
| Black or African American | 340 | $92,544,000 | $272,000 | $825,000 | $90,000 | $500,000 |
| Not Provided | 314 | $83,356,000 | $265,000 | $2,220,000 | $98,000 | $735,000 |
| Hispanic | 213 | $64,237,000 | $301,000 | $1,496,000 | $106,000 | $363,000 |
| Asian | 37 | $9,564,000 | $258,000 | $880,000 | $84,000 | $249,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,859,000 | $265,000 | $557,000 | $96,000 | $164,000 |
| American Indian or Alaskan Native | 1 | $394,000 | $394,000 | $394,000 | $74,000 | $74,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,493 | $420,786,000 | $281,000 | $2,220,000 | $107,000 | $960,000 |
| FHA-insured (Federal Housing Administration) | 222 | $51,149,000 | $230,000 | $452,000 | $68,000 | $152,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 897 | $232,460,000 | $259,000 | $1,100,000 | $89,000 | $960,000 |
| Application Withdrawn By Applicant | 362 | $102,484,000 | $283,000 | $2,025,000 | $117,000 | $735,000 |
| Application Approved But Not Accepted | 313 | $93,926,000 | $300,000 | $2,220,000 | $119,000 | $816,000 |
| Application Denied By Financial Institution | 87 | $25,694,000 | $295,000 | $1,615,000 | $102,000 | $420,000 |
| File Closed For Incompleteness | 41 | $13,544,000 | $330,000 | $2,000,000 | $135,000 | $420,000 |
| Loan Purchased By The Institution | 15 | $3,827,000 | $255,000 | $417,000 | $65,000 | $92,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 18 | $6,695,000 | $371,000 | $880,000 | $115,000 | $249,000 |
| Collateral | 4 | $422,000 | $105,000 | $148,000 | $107,000 | $282,000 |
| Credit History | 4 | $1,141,000 | $285,000 | $334,000 | $87,000 | $126,000 |
| Debt-To-Income Ratio | 3 | $734,000 | $244,000 | $307,000 | $46,000 | $67,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $299,000 | $299,000 | $299,000 | $59,000 | $59,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Precision Financial Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Precision Financial Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.