Precision Financial Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Precision Financial Inc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Precision Financial Inc 6800 Jericho Turnpike Suite206E Syosset, NY 11791 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,016 |
| Total Mortgage Loan Application Amount | $870,389,000 |
| Average Mortgage Loan Application Amount | $301,500 |
| Highest Mortgage Loan Application Amount | $4,763,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $924,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Precision Financial Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Precision Financial Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Precision Financial Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Precision Financial Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Precision Financial Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Precision Financial Inc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 218 | $ 72,599,000 | $ 333,000 | $ 99,000 |
| Queens County New York | 212 | $ 86,838,000 | $ 409,000 | $ 106,000 |
| Kings County New York | 196 | $ 90,867,000 | $ 463,000 | $ 110,000 |
| Nassau County New York | 169 | $ 61,551,000 | $ 364,000 | $ 107,000 |
| Bronx County New York | 103 | $ 46,233,000 | $ 448,000 | $ 140,000 |
| Essex County New Jersey | 69 | $ 21,504,000 | $ 311,000 | $ 85,000 |
| Philadelphia County Pennsylvania | 65 | $ 9,334,000 | $ 143,000 | $ 49,000 |
| Hampden County Massachusetts | 56 | $ 9,321,000 | $ 166,000 | $ 51,000 |
| Prince George's County Maryland | 55 | $ 16,117,000 | $ 293,000 | $ 76,000 |
| Miami-Dade County Florida | 52 | $ 11,717,000 | $ 225,000 | $ 73,000 |
| Hartford County Connecticut | 51 | $ 11,218,000 | $ 219,000 | $ 66,000 |
| New Haven County Connecticut | 49 | $ 11,160,000 | $ 227,000 | $ 76,000 |
| Union County New Jersey | 49 | $ 14,211,000 | $ 290,000 | $ 82,000 |
| Baltimore County Maryland | 44 | $ 11,119,000 | $ 252,000 | $ 78,000 |
| Middlesex County Massachusetts | 43 | $ 12,415,000 | $ 288,000 | $ 81,000 |
| Middlesex County New Jersey | 43 | $ 13,271,000 | $ 308,000 | $ 92,000 |
| Richmond County New York | 43 | $ 15,591,000 | $ 362,000 | $ 107,000 |
| Westchester County New York | 42 | $ 17,565,000 | $ 418,000 | $ 145,000 |
| Camden County New Jersey | 36 | $ 7,467,000 | $ 207,000 | $ 63,000 |
| Bergen County New Jersey | 29 | $ 11,156,000 | $ 384,000 | $ 117,000 |
| Orange County New York | 29 | $ 9,080,000 | $ 313,000 | $ 95,000 |
| Burlington County New Jersey | 28 | $ 6,255,000 | $ 223,000 | $ 71,000 |
| Atlantic County New Jersey | 26 | $ 5,475,000 | $ 210,000 | $ 76,000 |
| Monmouth County New Jersey | 24 | $ 6,749,000 | $ 281,000 | $ 91,000 |
| Hillsborough County Florida | 23 | $ 3,961,000 | $ 172,000 | $ 73,000 |
| Passaic County New Jersey | 23 | $ 7,698,000 | $ 334,000 | $ 98,000 |
| Bucks County Pennsylvania | 23 | $ 5,875,000 | $ 255,000 | $ 71,000 |
| Broward County Florida | 22 | $ 5,064,000 | $ 230,000 | $ 83,000 |
| Hudson County New Jersey | 22 | $ 7,501,000 | $ 340,000 | $ 91,000 |
| Ocean County New Jersey | 22 | $ 5,508,000 | $ 250,000 | $ 75,000 |
| Dutchess County New York | 22 | $ 6,768,000 | $ 307,000 | $ 90,000 |
| Duval County Florida | 21 | $ 3,537,000 | $ 168,000 | $ 50,000 |
| Worcester County Massachusetts | 20 | $ 5,122,000 | $ 256,000 | $ 75,000 |
| Mercer County New Jersey | 20 | $ 3,561,000 | $ 178,000 | $ 60,000 |
| Delaware County Pennsylvania | 20 | $ 3,819,000 | $ 190,000 | $ 71,000 |
| Fairfield County Connecticut | 19 | $ 5,760,000 | $ 303,000 | $ 76,000 |
| Orange County Florida | 19 | $ 3,740,000 | $ 196,000 | $ 55,000 |
| Anne Arundel County Maryland | 19 | $ 5,330,000 | $ 280,000 | $ 68,000 |
| Baltimore City County Maryland | 19 | $ 2,641,000 | $ 139,000 | $ 52,000 |
| Essex County Massachusetts | 19 | $ 5,315,000 | $ 279,000 | $ 75,000 |
| Gloucester County New Jersey | 19 | $ 4,106,000 | $ 216,000 | $ 64,000 |
| Montgomery County Pennsylvania | 19 | $ 4,704,000 | $ 247,000 | $ 73,000 |
| Pinellas County Florida | 18 | $ 3,328,000 | $ 184,000 | $ 54,000 |
| Norfolk County Massachusetts | 18 | $ 5,144,000 | $ 285,000 | $ 77,000 |
| Plymouth County Massachusetts | 18 | $ 4,515,000 | $ 250,000 | $ 66,000 |
| Polk County Florida | 17 | $ 2,977,000 | $ 175,000 | $ 65,000 |
| Rockland County New York | 17 | $ 7,321,000 | $ 430,000 | $ 117,000 |
| Palm Beach County Florida | 16 | $ 3,419,000 | $ 213,000 | $ 66,000 |
| Sussex County New Jersey | 16 | $ 4,200,000 | $ 262,000 | $ 84,000 |
| Allegheny County Pennsylvania | 16 | $ 2,380,000 | $ 148,000 | $ 51,000 |
| Cumberland County New Jersey | 15 | $ 2,883,000 | $ 192,000 | $ 62,000 |
| Monroe County Pennsylvania | 15 | $ 3,357,000 | $ 223,000 | $ 94,000 |
| Windham County Connecticut | 14 | $ 2,658,000 | $ 189,000 | $ 60,000 |
| Ulster County New York | 14 | $ 3,032,000 | $ 216,000 | $ 67,000 |
| Volusia County Florida | 13 | $ 2,457,000 | $ 189,000 | $ 52,000 |
| Suffolk County Massachusetts | 13 | $ 3,939,000 | $ 303,000 | $ 76,000 |
| Henrico County Virginia | 13 | $ 2,648,000 | $ 203,000 | $ 57,000 |
| Pasco County Florida | 12 | $ 1,832,000 | $ 152,000 | $ 56,000 |
| Bristol County Massachusetts | 12 | $ 2,583,000 | $ 215,000 | $ 56,000 |
| Albany County New York | 12 | $ 1,699,000 | $ 141,000 | $ 50,000 |
| Saratoga County New York | 11 | $ 2,194,000 | $ 199,000 | $ 70,000 |
| New London County Connecticut | 10 | $ 2,038,000 | $ 203,000 | $ 59,000 |
| Harford County Maryland | 10 | $ 2,405,000 | $ 240,000 | $ 60,000 |
| Erie County New York | 10 | $ 1,385,000 | $ 138,000 | $ 71,000 |
| Berks County Pennsylvania | 10 | $ 2,075,000 | $ 207,000 | $ 70,000 |
| Lancaster County Pennsylvania | 10 | $ 1,831,000 | $ 183,000 | $ 54,000 |
| Fairfax County Virginia | 10 | $ 3,851,000 | $ 385,000 | $ 114,000 |
| Norfolk County Virginia | 10 | $ 2,260,000 | $ 226,000 | $ 61,000 |
| Marion County Florida | 9 | $ 1,425,000 | $ 158,000 | $ 48,000 |
| Osceola County Florida | 9 | $ 1,675,000 | $ 186,000 | $ 41,000 |
| Somerset County New Jersey | 9 | $ 3,120,000 | $ 346,000 | $ 111,000 |
| Putnam County New York | 9 | $ 2,892,000 | $ 321,000 | $ 104,000 |
| Chesapeake County Virginia | 9 | $ 1,926,000 | $ 214,000 | $ 45,000 |
| Middlesex County Connecticut | 8 | $ 1,585,000 | $ 198,000 | $ 57,000 |
| Lee County Florida | 8 | $ 1,427,000 | $ 178,000 | $ 71,000 |
| Seminole County Florida | 8 | $ 1,597,000 | $ 199,000 | $ 61,000 |
| Montgomery County Maryland | 8 | $ 2,591,000 | $ 323,000 | $ 96,000 |
| Hunterdon County New Jersey | 8 | $ 2,157,000 | $ 269,000 | $ 91,000 |
| Morris County New Jersey | 8 | $ 2,964,000 | $ 370,000 | $ 100,000 |
| Chesterfield County Virginia | 8 | $ 1,714,000 | $ 214,000 | $ 70,000 |
| Prince William County Virginia | 8 | $ 2,575,000 | $ 321,000 | $ 98,000 |
| Tolland County Connecticut | 7 | $ 1,668,000 | $ 238,000 | $ 59,000 |
| Clay County Florida | 7 | $ 1,313,000 | $ 187,000 | $ 59,000 |
| Escambia County Florida | 7 | $ 1,093,000 | $ 156,000 | $ 79,000 |
| Charles County Maryland | 7 | $ 2,190,000 | $ 312,000 | $ 73,000 |
| Warren County New Jersey | 7 | $ 1,372,000 | $ 196,000 | $ 50,000 |
| New York County New York | 7 | $ 4,500,000 | $ 642,000 | $ 185,000 |
| Chester County Pennsylvania | 7 | $ 2,023,000 | $ 289,000 | $ 93,000 |
| York County Pennsylvania | 7 | $ 1,395,000 | $ 199,000 | $ 50,000 |
| Los Angeles County California | 6 | $ 2,206,000 | $ 367,000 | $ 108,000 |
| Litchfield County Connecticut | 6 | $ 1,466,000 | $ 244,000 | $ 73,000 |
| Brevard County Florida | 6 | $ 953,000 | $ 158,000 | $ 47,000 |
| Cecil County Maryland | 6 | $ 1,460,000 | $ 243,000 | $ 72,000 |
| Monroe County New York | 6 | $ 579,000 | $ 96,000 | $ 50,000 |
| Rensselaer County New York | 6 | $ 853,000 | $ 142,000 | $ 51,000 |
| Schenectady County New York | 6 | $ 1,057,000 | $ 176,000 | $ 55,000 |
| Dauphin County Pennsylvania | 6 | $ 869,000 | $ 144,000 | $ 75,000 |
| Lake County Florida | 5 | $ 710,000 | $ 142,000 | $ 42,000 |
| St. Johns County Florida | 5 | $ 1,033,000 | $ 206,000 | $ 55,000 |
| Carroll County Maryland | 5 | $ 2,177,000 | $ 435,000 | $ 88,000 |
| Hampshire County Massachusetts | 5 | $ 980,000 | $ 196,000 | $ 61,000 |
| Columbia County New York | 5 | $ 1,035,000 | $ 207,000 | $ 75,000 |
| Sullivan County New York | 5 | $ 1,088,000 | $ 217,000 | $ 54,000 |
| Lehigh County Pennsylvania | 5 | $ 944,000 | $ 188,000 | $ 59,000 |
| Northampton County Pennsylvania | 5 | $ 1,038,000 | $ 207,000 | $ 76,000 |
| Washington County Pennsylvania | 5 | $ 738,000 | $ 147,000 | $ 46,000 |
| Westmoreland County Pennsylvania | 5 | $ 666,000 | $ 133,000 | $ 52,000 |
| Shelby County Tennessee | 5 | $ 741,000 | $ 148,000 | $ 44,000 |
| Newport News County Virginia | 5 | $ 980,000 | $ 196,000 | $ 47,000 |
| Richmond City County Virginia | 5 | $ 720,000 | $ 144,000 | $ 42,000 |
| Virginia Beach County Virginia | 5 | $ 1,187,000 | $ 237,000 | $ 57,000 |
| Collier County Florida | 4 | $ 1,185,000 | $ 296,000 | $ 156,000 |
| Hernando County Florida | 4 | $ 504,000 | $ 126,000 | $ 46,000 |
| Indian River County Florida | 4 | $ 690,000 | $ 172,000 | $ 116,000 |
| Calvert County Maryland | 4 | $ 1,419,000 | $ 354,000 | $ 94,000 |
| Queen Anne's County Maryland | 4 | $ 1,189,000 | $ 297,000 | $ 60,000 |
| Cape May County New Jersey | 4 | $ 769,000 | $ 192,000 | $ 52,000 |
| Clinton County New York | 4 | $ 667,000 | $ 166,000 | $ 53,000 |
| Onondaga County New York | 4 | $ 492,000 | $ 123,000 | $ 65,000 |
| Wayne County New York | 4 | $ 680,000 | $ 170,000 | $ 67,000 |
| Beaver County Pennsylvania | 4 | $ 569,000 | $ 142,000 | $ 44,000 |
| Pike County Pennsylvania | 4 | $ 726,000 | $ 181,000 | $ 57,000 |
| Prince George County Virginia | 4 | $ 766,000 | $ 191,000 | $ 47,000 |
| Spotsylvania County Virginia | 4 | $ 913,000 | $ 228,000 | $ 68,000 |
| Riverside County California | 3 | $ 1,201,000 | $ 400,000 | $ 121,000 |
| San Diego County California | 3 | $ 881,000 | $ 293,000 | $ 78,000 |
| Sarasota County Florida | 3 | $ 571,000 | $ 190,000 | $ 60,000 |
| St. Lucie County Florida | 3 | $ 503,000 | $ 167,000 | $ 64,000 |
| Allegany County Maryland | 3 | $ 371,000 | $ 123,000 | $ 40,000 |
| Dorchester County Maryland | 3 | $ 476,000 | $ 158,000 | $ 44,000 |
| Frederick County Maryland | 3 | $ 1,104,000 | $ 368,000 | $ 87,000 |
| Howard County Maryland | 3 | $ 1,184,000 | $ 394,000 | $ 112,000 |
| Washington County Maryland | 3 | $ 872,000 | $ 290,000 | $ 63,000 |
| Salem County New Jersey | 3 | $ 470,000 | $ 156,000 | $ 41,000 |
| Broome County New York | 3 | $ 405,000 | $ 135,000 | $ 32,000 |
| Essex County New York | 3 | $ 550,000 | $ 183,000 | $ 53,000 |
| Herkimer County New York | 3 | $ 403,000 | $ 134,000 | $ 37,000 |
| Tompkins County New York | 3 | $ 309,000 | $ 103,000 | $ 40,000 |
| Centre County Pennsylvania | 3 | $ 443,000 | $ 147,000 | $ 57,000 |
| Cumberland County Pennsylvania | 3 | $ 556,000 | $ 185,000 | $ 94,000 |
| Erie County Pennsylvania | 3 | $ 296,000 | $ 98,000 | $ 100,000 |
| Franklin County Pennsylvania | 3 | $ 471,000 | $ 157,000 | $ 55,000 |
| Lebanon County Pennsylvania | 3 | $ 416,000 | $ 138,000 | $ 43,000 |
| Luzerne County Pennsylvania | 3 | $ 614,000 | $ 204,000 | $ 115,000 |
| Fluvanna County Virginia | 3 | $ 511,000 | $ 170,000 | $ 67,000 |
| Frederick County Virginia | 3 | $ 697,000 | $ 232,000 | $ 72,000 |
| Hampton County Virginia | 3 | $ 459,000 | $ 153,000 | $ 65,000 |
| Petersburg County Virginia | 3 | $ 414,000 | $ 138,000 | $ 40,000 |
| Suffolk County Virginia | 3 | $ 616,000 | $ 205,000 | $ 78,000 |
| Orange County California | 2 | $ 819,000 | $ 409,000 | $ 79,000 |
| San Bernardino County California | 2 | $ 477,000 | $ 238,000 | $ 74,000 |
| San Joaquin County California | 2 | $ 432,000 | $ 216,000 | $ 60,000 |
| Alachua County Florida | 2 | $ 244,000 | $ 122,000 | $ 40,000 |
| Manatee County Florida | 2 | $ 394,000 | $ 197,000 | $ 56,000 |
| Okaloosa County Florida | 2 | $ 393,000 | $ 196,000 | $ 75,000 |
| Santa Rosa County Florida | 2 | $ 270,000 | $ 135,000 | $ 215,000 |
| Worcester County Maryland | 2 | $ 396,000 | $ 198,000 | $ 40,000 |
| Barnstable County Massachusetts | 2 | $ 647,000 | $ 323,000 | $ 82,000 |
| Berkshire County Massachusetts | 2 | $ 360,000 | $ 180,000 | $ 74,000 |
| Cattaraugus County New York | 2 | $ 282,000 | $ 141,000 | $ 55,000 |
| Chautauqua County New York | 2 | $ 382,000 | $ 191,000 | $ 121,000 |
| Greene County New York | 2 | $ 492,000 | $ 246,000 | $ 87,000 |
| Montgomery County New York | 2 | $ 339,000 | $ 169,000 | $ 102,000 |
| Oneida County New York | 2 | $ 198,000 | $ 99,000 | $ 31,000 |
| Oswego County New York | 2 | $ 230,000 | $ 115,000 | $ 72,000 |
| Warren County New York | 2 | $ 377,000 | $ 188,000 | $ 84,000 |
| Blair County Pennsylvania | 2 | $ 304,000 | $ 152,000 | $ 36,000 |
| Clinton County Pennsylvania | 2 | $ 237,000 | $ 118,000 | $ 30,000 |
| Fayette County Pennsylvania | 2 | $ 283,000 | $ 141,000 | $ 54,000 |
| Lycoming County Pennsylvania | 2 | $ 319,000 | $ 159,000 | $ 68,000 |
| Schuylkill County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 36,000 |
| Union County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 50,000 |
| Accomack County Virginia | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| Caroline County Virginia | 2 | $ 464,000 | $ 232,000 | $ 58,000 |
| Charlottesville County Virginia | 2 | $ 486,000 | $ 243,000 | $ 53,000 |
| Dinwiddie County Virginia | 2 | $ 373,000 | $ 186,000 | $ 74,000 |
| Gloucester County Virginia | 2 | $ 405,000 | $ 202,000 | $ 82,000 |
| Hanover County Virginia | 2 | $ 469,000 | $ 234,000 | $ 62,000 |
| King and Queen County Virginia | 2 | $ 333,000 | $ 166,000 | $ 58,000 |
| King George County Virginia | 2 | $ 368,000 | $ 184,000 | $ 54,000 |
| Loudoun County Virginia | 2 | $ 944,000 | $ 472,000 | $ 96,000 |
| Louisa County Virginia | 2 | $ 515,000 | $ 257,000 | $ 60,000 |
| Portsmouth County Virginia | 2 | $ 305,000 | $ 152,000 | $ 42,000 |
| Roanoke County Virginia | 2 | $ 404,000 | $ 202,000 | $ 67,000 |
| Winchester County Virginia | 2 | $ 408,000 | $ 204,000 | $ 56,000 |
| Contra Costa County California | 1 | $ 196,000 | $ 196,000 | $ 55,000 |
| Fresno County California | 1 | $ 230,000 | $ 230,000 | $ 78,000 |
| Napa County California | 1 | $ 383,000 | $ 383,000 | $ 78,000 |
| Sacramento County California | 1 | $ 198,000 | $ 198,000 | $ 94,000 |
| Stanislaus County California | 1 | $ 256,000 | $ 256,000 | $ 50,000 |
| Arapahoe County Colorado | 1 | $ 233,000 | $ 233,000 | $ 73,000 |
| Denver County Colorado | 1 | $ 209,000 | $ 209,000 | $ 65,000 |
| Eagle County Colorado | 1 | $ 368,000 | $ 368,000 | $ 81,000 |
| Baker County Florida | 1 | $ 188,000 | $ 188,000 | $ 52,000 |
| Bay County Florida | 1 | $ 373,000 | $ 373,000 | $ 111,000 |
| Charlotte County Florida | 1 | $ 162,000 | $ 162,000 | $ 46,000 |
| Columbia County Florida | 1 | $ 151,000 | $ 151,000 | $ 55,000 |
| Franklin County Florida | 1 | $ 183,000 | $ 183,000 | $ 44,000 |
| Hendry County Florida | 1 | $ 137,000 | $ 137,000 | $ 56,000 |
| Levy County Florida | 1 | $ 153,000 | $ 153,000 | $ 93,000 |
| Martin County Florida | 1 | $ 204,000 | $ 204,000 | $ 84,000 |
| Monroe County Florida | 1 | $ 1,550,000 | $ 1,550,000 | $ 552,000 |
| Putnam County Florida | 1 | $ 139,000 | $ 139,000 | $ 33,000 |
| Sumter County Florida | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Wakulla County Florida | 1 | $ 198,000 | $ 198,000 | $ 53,000 |
| Caroline County Maryland | 1 | $ 172,000 | $ 172,000 | $ 79,000 |
| Kent County Maryland | 1 | $ 223,000 | $ 223,000 | $ 40,000 |
| Somerset County Maryland | 1 | $ 212,000 | $ 212,000 | $ 37,000 |
| St. Mary's County Maryland | 1 | $ 217,000 | $ 217,000 | $ 61,000 |
| Wicomico County Maryland | 1 | $ 223,000 | $ 223,000 | $ 62,000 |
| Franklin County Massachusetts | 1 | $ 167,000 | $ 167,000 | $ 61,000 |
| Chemung County New York | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Delaware County New York | 1 | $ 130,000 | $ 130,000 | $ 81,000 |
| Franklin County New York | 1 | $ 150,000 | $ 150,000 | $ 49,000 |
| Genesee County New York | 1 | $ 111,000 | $ 111,000 | $ 60,000 |
| Hamilton County New York | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Jefferson County New York | 1 | $ 203,000 | $ 203,000 | $ 66,000 |
| Madison County New York | 1 | $ 149,000 | $ 149,000 | $ 74,000 |
| Ontario County New York | 1 | $ 171,000 | $ 171,000 | $ 73,000 |
| Schoharie County New York | 1 | $ 102,000 | $ 102,000 | $ 33,000 |
| St. Lawrence County New York | 1 | $ 102,000 | $ 102,000 | $ 63,000 |
| Steuben County New York | 1 | $ 146,000 | $ 146,000 | $ 49,000 |
| Tioga County New York | 1 | $ 110,000 | $ 110,000 | $ 55,000 |
| Washington County New York | 1 | $ 209,000 | $ 209,000 | $ 59,000 |
| Wyoming County New York | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Yates County New York | 1 | $ 247,000 | $ 247,000 | $ 55,000 |
| Bedford County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 21,000 |
| Bradford County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 35,000 |
| Butler County Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 38,000 |
| Carbon County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 55,000 |
| Columbia County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Juniata County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 42,000 |
| Lackawanna County Pennsylvania | 1 | $ 107,000 | $ 107,000 | $ 125,000 |
| Lawrence County Pennsylvania | 1 | $ 203,000 | $ 203,000 | $ 72,000 |
| Mercer County Pennsylvania | 1 | $ 76,000 | $ 76,000 | $ 19,000 |
| Perry County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 143,000 |
| Somerset County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 43,000 |
| Susquehanna County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 73,000 |
| Warren County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 33,000 |
| Wayne County Pennsylvania | 1 | $ 218,000 | $ 218,000 | $ 52,000 |
| Bedford County Tennessee | 1 | $ 113,000 | $ 113,000 | $ 44,000 |
| Dickson County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 46,000 |
| Sevier County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 48,000 |
| Alexandria County Virginia | 1 | $ 331,000 | $ 331,000 | $ 81,000 |
| Bedford County Virginia | 1 | $ 262,000 | $ 262,000 | $ 105,000 |
| Brunswick County Virginia | 1 | $ 156,000 | $ 156,000 | $ 87,000 |
| Campbell County Virginia | 1 | $ 203,000 | $ 203,000 | $ 81,000 |
| Charlotte County Virginia | 1 | $ 140,000 | $ 140,000 | $ 37,000 |
| Culpeper County Virginia | 1 | $ 182,000 | $ 182,000 | $ 56,000 |
| Essex County Virginia | 1 | $ 229,000 | $ 229,000 | $ 77,000 |
| Fairfax City County Virginia | 1 | $ 304,000 | $ 304,000 | $ 82,000 |
| Fauquier County Virginia | 1 | $ 290,000 | $ 290,000 | $ 82,000 |
| Franklin County Virginia | 1 | $ 284,000 | $ 284,000 | $ 44,000 |
| Giles County Virginia | 1 | $ 171,000 | $ 171,000 | $ 71,000 |
| Isle of Wight County Virginia | 1 | $ 317,000 | $ 317,000 | $ 86,000 |
| King William County Virginia | 1 | $ 281,000 | $ 281,000 | $ 61,000 |
| Lee County Virginia | 1 | $ 117,000 | $ 117,000 | $ 39,000 |
| Orange County Virginia | 1 | $ 179,000 | $ 179,000 | $ 63,000 |
| Pittsylvania County Virginia | 1 | $ 168,000 | $ 168,000 | $ 34,000 |
| Pulaski County Virginia | 1 | $ 207,000 | $ 207,000 | $ 41,000 |
| Russell County Virginia | 1 | $ 173,000 | $ 173,000 | $ 43,000 |
| Salem County Virginia | 1 | $ 328,000 | $ 328,000 | $ 74,000 |
| Southampton County Virginia | 1 | $ 228,000 | $ 228,000 | $ 80,000 |
| Stafford County Virginia | 1 | $ 333,000 | $ 333,000 | $ 180,000 |
| Sussex County Virginia | 1 | $ 102,000 | $ 102,000 | $ 30,000 |
| Warren County Virginia | 1 | $ 207,000 | $ 207,000 | $ 58,000 |
| York County Virginia | 1 | $ 271,000 | $ 271,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Precision Financial Inc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,357 | $655,119,000 | $277,000 | $1,550,000 | $81,000 | $924,000 |
| Home Purchase | 659 | $215,270,000 | $326,000 | $4,763,000 | $99,000 | $858,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,230 | $371,077,000 | $301,000 | $1,550,000 | $85,000 | $552,000 |
| White | 980 | $259,384,000 | $264,000 | $1,299,000 | $87,000 | $924,000 |
| Black or African American | 511 | $142,703,000 | $279,000 | $1,046,000 | $76,000 | $244,000 |
| Hispanic | 264 | $82,732,000 | $313,000 | $955,000 | $84,000 | $343,000 |
| Asian | 21 | $11,095,000 | $528,000 | $4,763,000 | $126,000 | $858,000 |
| American Indian or Alaskan Native | 6 | $1,811,000 | $301,000 | $406,000 | $83,000 | $128,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,587,000 | $396,000 | $563,000 | $126,000 | $186,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,662 | $768,864,000 | $288,000 | $1,299,000 | $81,000 | $866,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 354 | $101,525,000 | $286,000 | $4,763,000 | $115,000 | $924,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,567 | $433,322,000 | $276,000 | $4,763,000 | $80,000 | $924,000 |
| Application Approved But Not Accepted | 647 | $191,740,000 | $296,000 | $986,000 | $87,000 | $866,000 |
| Application Denied By Financial Institution | 431 | $123,212,000 | $285,000 | $1,046,000 | $80,000 | $411,000 |
| Application Withdrawn By Applicant | 288 | $94,703,000 | $328,000 | $1,550,000 | $103,000 | $752,000 |
| File Closed For Incompleteness | 82 | $27,126,000 | $330,000 | $738,000 | $106,000 | $396,000 |
| Loan Purchased By The Institution | 1 | $286,000 | $286,000 | $286,000 | $67,000 | $67,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 76 | $23,338,000 | $307,000 | $1,046,000 | $72,000 | $223,000 |
| Credit History | 58 | $13,847,000 | $238,000 | $657,000 | $75,000 | $232,000 |
| Other | 21 | $7,127,000 | $339,000 | $808,000 | $107,000 | $343,000 |
| Collateral | 17 | $4,210,000 | $247,000 | $453,000 | $68,000 | $165,000 |
| Unverifiable Information | 9 | $2,880,000 | $320,000 | $580,000 | $79,000 | $160,000 |
| Employment History | 8 | $2,213,000 | $276,000 | $452,000 | $75,000 | $107,000 |
| Credit Application Incomplete | 4 | $785,000 | $196,000 | $264,000 | $64,000 | $124,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $452,000 | $150,000 | $221,000 | $33,000 | $44,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Precision Financial Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Precision Financial Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.