Preferred Business Xchange Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Preferred Business Xchange Llc 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Preferred Business Xchange Llc 2701 Tower Oaks Blvd. - Pbx Rockville, MD 20852 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 |
| Total Number of Mortgage Applications | 192 |
| Total Mortgage Loan Application Amount | $3,928,000 |
| Average Mortgage Loan Application Amount | $20,000 |
| Highest Mortgage Loan Application Amount | $50,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $372,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Preferred Business Xchange Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Preferred Business Xchange Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Preferred Business Xchange Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Preferred Business Xchange Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Preferred Business Xchange Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Preferred Business Xchange Llc's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hartford County Connecticut | 13 | $ 349,000 | $ 26,000 | $ 98,000 |
| New Haven County Connecticut | 10 | $ 222,000 | $ 22,000 | $ 100,000 |
| Orange County New York | 9 | $ 228,000 | $ 25,000 | $ 170,000 |
| Fairfield County Connecticut | 8 | $ 236,000 | $ 29,000 | $ 109,000 |
| Queens County New York | 8 | $ 110,000 | $ 13,000 | $ 56,000 |
| Lancaster County Pennsylvania | 8 | $ 249,000 | $ 31,000 | $ 76,000 |
| Bergen County New Jersey | 7 | $ 157,000 | $ 22,000 | $ 86,000 |
| Middlesex County Massachusetts | 6 | $ 86,000 | $ 14,000 | $ 66,000 |
| Nassau County New York | 6 | $ 93,000 | $ 15,000 | $ 49,000 |
| Westchester County New York | 6 | $ 94,000 | $ 15,000 | $ 99,000 |
| Duval County Florida | 5 | $ 72,000 | $ 14,000 | $ 63,000 |
| Bristol County Massachusetts | 5 | $ 67,000 | $ 13,000 | $ 49,000 |
| Worcester County Massachusetts | 5 | $ 88,000 | $ 17,000 | $ 62,000 |
| Essex County New Jersey | 5 | $ 67,000 | $ 13,000 | $ 82,000 |
| Kings County New York | 5 | $ 72,000 | $ 14,000 | $ 60,000 |
| Suffolk County New York | 5 | $ 68,000 | $ 13,000 | $ 91,000 |
| Hampden County Massachusetts | 4 | $ 62,000 | $ 15,000 | $ 38,000 |
| Ulster County New York | 4 | $ 83,000 | $ 20,000 | $ 133,000 |
| York County Pennsylvania | 4 | $ 126,000 | $ 31,000 | $ 108,000 |
| Tolland County Connecticut | 3 | $ 131,000 | $ 43,000 | $ 127,000 |
| Essex County Massachusetts | 3 | $ 53,000 | $ 17,000 | $ 51,000 |
| Plymouth County Massachusetts | 3 | $ 50,000 | $ 16,000 | $ 50,000 |
| Hudson County New Jersey | 3 | $ 83,000 | $ 27,000 | $ 89,000 |
| Middlesex County New Jersey | 3 | $ 41,000 | $ 13,000 | $ 78,000 |
| Morris County New Jersey | 3 | $ 72,000 | $ 24,000 | $ 131,000 |
| Passaic County New Jersey | 3 | $ 36,000 | $ 12,000 | $ 48,000 |
| Richmond County New York | 3 | $ 44,000 | $ 14,000 | $ 75,000 |
| Middlesex County Connecticut | 2 | $ 68,000 | $ 34,000 | $ 92,000 |
| New London County Connecticut | 2 | $ 54,000 | $ 27,000 | $ 43,000 |
| Norfolk County Massachusetts | 2 | $ 35,000 | $ 17,000 | $ 132,000 |
| Suffolk County Massachusetts | 2 | $ 31,000 | $ 15,000 | $ 65,000 |
| Merrimack County New Hampshire | 2 | $ 31,000 | $ 15,000 | $ 75,000 |
| Union County New Jersey | 2 | $ 35,000 | $ 17,000 | $ 56,000 |
| Bronx County New York | 2 | $ 29,000 | $ 14,000 | $ 29,000 |
| New York County New York | 2 | $ 28,000 | $ 14,000 | $ 60,000 |
| Rockland County New York | 2 | $ 100,000 | $ 50,000 | $ 174,000 |
| Dauphin County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 61,000 |
| Providence County Rhode Island | 2 | $ 24,000 | $ 12,000 | $ 62,000 |
| St. Johns County Florida | 1 | $ 38,000 | $ 38,000 | $ 126,000 |
| Hampshire County Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Hillsborough County New Hampshire | 1 | $ 14,000 | $ 14,000 | $ 34,000 |
| Rockingham County New Hampshire | 1 | $ 12,000 | $ 12,000 | $ 106,000 |
| Strafford County New Hampshire | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Hunterdon County New Jersey | 1 | $ 37,000 | $ 37,000 | $ 185,000 |
| Somerset County New Jersey | 1 | $ 32,000 | $ 32,000 | $ 74,000 |
| Dutchess County New York | 1 | $ 15,000 | $ 15,000 | $ 166,000 |
| Otsego County New York | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Sullivan County New York | 1 | $ 9,000 | $ 9,000 | $ 41,000 |
| Adams County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 94,000 |
| Lebanon County Pennsylvania | 1 | $ 30,000 | $ 30,000 | $ 85,000 |
| Lycoming County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 80,000 |
| Kent County Rhode Island | 1 | $ 13,000 | $ 13,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Preferred Business Xchange Llc in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 192 | $3,928,000 | $20,000 | $50,000 | $83,000 | $372,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 192 | $3,928,000 | $20,000 | $50,000 | $83,000 | $372,000 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 192 | $3,928,000 | $20,000 | $50,000 | $83,000 | $372,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 129 | $2,683,000 | $20,000 | $50,000 | $86,000 | $372,000 |
| Application Denied By Financial Institution | 31 | $581,000 | $18,000 | $50,000 | $71,000 | $252,000 |
| Application Approved But Not Accepted | 29 | $615,000 | $21,000 | $50,000 | $83,000 | $214,000 |
| Application Withdrawn By Applicant | 3 | $49,000 | $16,000 | $25,000 | $81,000 | $95,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 10 | $188,000 | $18,000 | $36,000 | $66,000 | $103,000 |
| Credit History | 9 | $155,000 | $17,000 | $29,000 | $92,000 | $252,000 |
| Collateral | 1 | $9,000 | $9,000 | $9,000 | $51,000 | $51,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Preferred Business Xchange Llc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Preferred Business Xchange Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.