Florida Community Bank, National Association Mortgage Lending & HMDA Data, 2015

In 2015, Florida Community Bank, National Association of Weston, FL reported 2,324 mortgage applications totaling $1.3 billion, up 57% from 2014. The average application was for $561,946, and applicants reported an average income of $226,432. 51% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Cape Coral-Fort Myers, FL (485), Naples-Immokalee-Marco Island, FL (407) and Orlando-Kissimmee-Sanford, FL (209) (applications in parentheses).

Mortgage Company & Address Florida Community Bank, National Association
2500 Weston Road #300
Weston, FL 33331
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 2,324
Total Mortgage Loan Application Amount $1,305,964,000
Average Mortgage Loan Application Amount $561,946
Highest Mortgage Loan Application Amount $28,000,000
Average Applicant Income $226,432
Highest Applicant Income $9,089,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Florida Community Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Florida Community Bank, National Association by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lee, Florida 485 $ 177,612,000 $ 366,210 $ 230,000
Collier, Florida 407 $ 303,409,000 $ 745,476 $ 505,000
Orange, Florida 129 $ 92,536,000 $ 717,333 $ 353,000
Broward, Florida 108 $ 58,979,000 $ 546,101 $ 194,000
Miami-Dade, Florida 108 $ 76,401,000 $ 707,416 $ 190,000
Charlotte, Florida 98 $ 9,432,000 $ 96,244 $ 36,000
Palm Beach, Florida 82 $ 49,975,000 $ 609,451 $ 461,000
Osceola, Florida 56 $ 16,777,000 $ 299,589 $ 248,000
Brevard, Florida 50 $ 29,828,000 $ 596,560 $ 330,000
St. Lucie, Florida 37 $ 7,871,000 $ 212,729 $ 103,000
Volusia, Florida 37 $ 8,102,000 $ 218,972 $ 115,000
Los Angeles, California 29 $ 23,679,000 $ 816,517 $ 0
San Diego, California 25 $ 18,298,000 $ 731,920 $ 0
Sarasota, Florida 25 $ 11,394,000 $ 455,760 $ 193,000
King, Washington 23 $ 14,028,000 $ 609,913 $ 0
Orange, California 20 $ 15,590,000 $ 779,500 $ 0
Maricopa, Arizona 18 $ 12,980,000 $ 721,111 $ 0
Seminole, Florida 18 $ 7,236,000 $ 402,000 $ 259,000
Cook, Illinois 18 $ 11,468,000 $ 637,111 $ 0
Hillsborough, Florida 16 $ 41,639,000 $ 2,602,437 $ 590,000
Martin, Florida 16 $ 9,446,000 $ 590,375 $ 226,000
District of Columbia, District Of Columbia 14 $ 8,504,000 $ 607,428 $ 0
New York, New York 14 $ 11,625,000 $ 830,357 $ 0
Santa Clara, California 13 $ 12,288,000 $ 945,230 $ 0
Denver, Colorado 13 $ 7,339,000 $ 564,538 $ 0
Manatee, Florida 13 $ 4,651,000 $ 357,769 $ 135,000
Kings, New York 13 $ 8,960,000 $ 689,230 $ 0
Hendry, Florida 12 $ 1,163,000 $ 96,916 $ 58,000
Contra Costa, California 11 $ 9,871,000 $ 897,363 $ 0
Montgomery, Maryland 11 $ 6,656,000 $ 605,090 $ 0
Fairfax, Virginia 9 $ 5,396,000 $ 599,555 $ 0
Loudoun, Virginia 9 $ 3,862,000 $ 429,111 $ 0
Alameda, California 8 $ 4,923,000 $ 615,375 $ 0
San Mateo, California 8 $ 6,401,000 $ 800,125 $ 0
Jefferson, Colorado 8 $ 4,486,000 $ 560,750 $ 0
Polk, Florida 8 $ 2,071,000 $ 258,875 $ 190,000
DuPage, Illinois 8 $ 6,277,000 $ 784,625 $ 83,000
Ventura, California 7 $ 5,669,000 $ 809,857 $ 0
Indian River, Florida 7 $ 2,153,000 $ 307,571 $ 183,000
Middlesex, Massachusetts 7 $ 3,570,000 $ 510,000 $ 0
Prince William, Virginia 7 $ 2,314,000 $ 330,571 $ 0
Lake, Florida 6 $ 2,100,000 $ 350,000 $ 166,000
Williamson, Tennessee 6 $ 4,071,000 $ 678,500 $ 0
Baldwin, Alabama 5 $ 1,693,000 $ 338,600 $ 0
Riverside, California 5 $ 2,640,000 $ 528,000 $ 0
Flagler, Florida 5 $ 767,000 $ 153,400 $ 101,000
Nassau, New York 5 $ 4,269,000 $ 853,800 $ 0
Suffolk, New York 5 $ 4,047,000 $ 809,400 $ 0
Westchester, New York 5 $ 2,878,000 $ 575,600 $ 0
Alexandria, Virginia 5 $ 3,400,000 $ 680,000 $ 0
San Bernardino, California 4 $ 1,839,000 $ 459,750 $ 0
San Francisco, California 4 $ 2,746,000 $ 686,500 $ 0
Sonoma, California 4 $ 2,492,000 $ 623,000 $ 0
Douglas, Colorado 4 $ 2,454,000 $ 613,500 $ 0
Duval, Florida 4 $ 1,526,000 $ 381,500 $ 32,000
Monroe, Florida 4 $ 4,462,000 $ 1,115,500 $ 141,000
Pinellas, Florida 4 $ 1,446,000 $ 361,500 $ 128,000
Walton, Florida 4 $ 3,612,000 $ 903,000 $ 162,000
Cobb, Georgia 4 $ 2,136,000 $ 534,000 $ 0
Fulton, Georgia 4 $ 2,115,000 $ 528,750 $ 0
Oakland, Michigan 4 $ 2,775,000 $ 693,750 $ 0
Hennepin, Minnesota 4 $ 3,017,000 $ 754,250 $ 0
Morris, New Jersey 4 $ 2,451,000 $ 612,750 $ 0
Clackamas, Oregon 4 $ 3,700,000 $ 925,000 $ 0
Multnomah, Oregon 4 $ 2,869,000 $ 717,250 $ 0
Denton, Texas 4 $ 2,452,000 $ 613,000 $ 0
Harris, Texas 4 $ 2,285,000 $ 571,250 $ 0
Tarrant, Texas 4 $ 2,741,000 $ 685,250 $ 0
Davis, Utah 4 $ 2,125,000 $ 531,250 $ 0
El Dorado, California 3 $ 1,570,000 $ 523,333 $ 0
Santa Cruz, California 3 $ 1,922,000 $ 640,666 $ 0
Boulder, Colorado 3 $ 2,077,000 $ 692,333 $ 0
Fairfield, Connecticut 3 $ 2,186,000 $ 728,666 $ 0
Alachua, Florida 3 $ 2,536,000 $ 845,333 $ 289,000
Hernando, Florida 3 $ 272,000 $ 90,666 $ 30,000
Pasco, Florida 3 $ 488,000 $ 162,666 $ 58,000
St. Johns, Florida 3 $ 1,653,000 $ 551,000 $ 0
Forsyth, Georgia 3 $ 1,396,000 $ 465,333 $ 0
Anne Arundel, Maryland 3 $ 1,685,000 $ 561,666 $ 0
Howard, Maryland 3 $ 1,864,000 $ 621,333 $ 0
Prince George's, Maryland 3 $ 1,058,000 $ 352,666 $ 0
Plymouth, Massachusetts 3 $ 1,613,000 $ 537,666 $ 0
Essex, New Jersey 3 $ 1,896,000 $ 632,000 $ 0
Hudson, New Jersey 3 $ 2,187,000 $ 729,000 $ 0
Queens, New York 3 $ 1,169,000 $ 389,666 $ 0
Mecklenburg, North Carolina 3 $ 2,652,000 $ 884,000 $ 366,000
Fort Bend, Texas 3 $ 1,858,000 $ 619,333 $ 0
Travis, Texas 3 $ 1,906,000 $ 635,333 $ 0
Arlington, Virginia 3 $ 2,593,000 $ 864,333 $ 0
Jefferson, Alabama 2 $ 1,401,000 $ 700,500 $ 0
Yavapai, Arizona 2 $ 1,060,000 $ 530,000 $ 0
Placer, California 2 $ 1,577,000 $ 788,500 $ 0
San Luis Obispo, California 2 $ 913,000 $ 456,500 $ 0
Arapahoe, Colorado 2 $ 1,005,000 $ 502,500 $ 0
Weld, Colorado 2 $ 1,701,000 $ 850,500 $ 0
Hartford, Connecticut 2 $ 1,407,000 $ 703,500 $ 0
New Castle, Delaware 2 $ 145,000 $ 72,500 $ 62,000
Gwinnett, Georgia 2 $ 740,000 $ 370,000 $ 0
Maui, Hawaii 2 $ 2,397,000 $ 1,198,500 $ 426,000
Lake, Illinois 2 $ 1,552,000 $ 776,000 $ 0
Baltimore, Maryland 2 $ 1,199,000 $ 599,500 $ 0
Norfolk, Massachusetts 2 $ 1,052,000 $ 526,000 $ 0
Clark, Nevada 2 $ 1,677,000 $ 838,500 $ 0
Cape May, New Jersey 2 $ 1,308,000 $ 654,000 $ 0
Monmouth, New Jersey 2 $ 1,145,000 $ 572,500 $ 0
Union, New Jersey 2 $ 1,390,000 $ 695,000 $ 0
Bucks, Pennsylvania 2 $ 1,142,000 $ 571,000 $ 0
Chester, Pennsylvania 2 $ 1,174,000 $ 587,000 $ 0
Davidson, Tennessee 2 $ 1,536,000 $ 768,000 $ 0
Dallas, Texas 2 $ 1,562,000 $ 781,000 $ 0
Salt Lake, Utah 2 $ 1,174,000 $ 587,000 $ 0
Summit, Utah 2 $ 974,000 $ 487,000 $ 0
Pierce, Washington 2 $ 891,000 $ 445,500 $ 0
Snohomish, Washington 2 $ 1,775,000 $ 887,500 $ 0
Pima, Arizona 1 $ 473,000 $ 473,000 $ 0
Pulaski, Arkansas 1 $ 731,000 $ 731,000 $ 0
Marin, California 1 $ 675,000 $ 675,000 $ 0
Solano, California 1 $ 565,000 $ 565,000 $ 0
Adams, Colorado 1 $ 490,000 $ 490,000 $ 0
Broomfield, Colorado 1 $ 616,000 $ 616,000 $ 0
Clear Creek, Colorado 1 $ 945,000 $ 945,000 $ 0
El Paso, Colorado 1 $ 643,000 $ 643,000 $ 0
Larimer, Colorado 1 $ 512,000 $ 512,000 $ 0
Pitkin, Colorado 1 $ 744,000 $ 744,000 $ 723,000
San Miguel, Colorado 1 $ 639,000 $ 639,000 $ 0
Summit, Colorado 1 $ 595,000 $ 595,000 $ 0
Teller, Colorado 1 $ 459,000 $ 459,000 $ 0
Litchfield, Connecticut 1 $ 804,000 $ 804,000 $ 0
Middlesex, Connecticut 1 $ 570,000 $ 570,000 $ 0
Sussex, Delaware 1 $ 595,000 $ 595,000 $ 0
Glades, Florida 1 $ 409,000 $ 409,000 $ 535,000
Highlands, Florida 1 $ 369,000 $ 369,000 $ 110,000
Marion, Florida 1 $ 31,000 $ 31,000 $ 115,000
Santa Rosa, Florida 1 $ 300,000 $ 300,000 $ 357,000
Chatham, Georgia 1 $ 259,000 $ 259,000 $ 0
DeKalb, Georgia 1 $ 218,000 $ 218,000 $ 0
Greene, Georgia 1 $ 614,000 $ 614,000 $ 0
Hall, Georgia 1 $ 345,000 $ 345,000 $ 0
Lumpkin, Georgia 1 $ 608,000 $ 608,000 $ 0
Will, Illinois 1 $ 474,000 $ 474,000 $ 0
Hamilton, Indiana 1 $ 636,000 $ 636,000 $ 0
Warrick, Indiana 1 $ 857,000 $ 857,000 $ 0
East Baton Rouge, Louisiana 1 $ 788,000 $ 788,000 $ 0
Orleans, Louisiana 1 $ 614,000 $ 614,000 $ 0
Frederick, Maryland 1 $ 366,000 $ 366,000 $ 0
Harford, Maryland 1 $ 502,000 $ 502,000 $ 0
Kent, Maryland 1 $ 508,000 $ 508,000 $ 150,000
Talbot, Maryland 1 $ 357,000 $ 357,000 $ 0
Barnstable, Massachusetts 1 $ 531,000 $ 531,000 $ 0
Essex, Massachusetts 1 $ 556,000 $ 556,000 $ 0
Carver, Minnesota 1 $ 436,000 $ 436,000 $ 0
Goodhue, Minnesota 1 $ 271,000 $ 271,000 $ 0
Meeker, Minnesota 1 $ 483,000 $ 483,000 $ 0
Washington, Minnesota 1 $ 632,000 $ 632,000 $ 0
St. Louis, Missouri 1 $ 591,000 $ 591,000 $ 0
Jefferson, Montana 1 $ 477,000 $ 477,000 $ 0
Missoula, Montana 1 $ 591,000 $ 591,000 $ 0
Douglas, Nebraska 1 $ 213,000 $ 213,000 $ 0
Douglas, Nevada 1 $ 539,000 $ 539,000 $ 0
Washoe, Nevada 1 $ 847,000 $ 847,000 $ 0
Grafton, New Hampshire 1 $ 483,000 $ 483,000 $ 0
Bergen, New Jersey 1 $ 1,777,000 $ 1,777,000 $ 0
Middlesex, New Jersey 1 $ 716,000 $ 716,000 $ 0
Bernalillo, New Mexico 1 $ 641,000 $ 641,000 $ 0
Santa Fe, New Mexico 1 $ 424,000 $ 424,000 $ 0
Erie, New York 1 $ 199,000 $ 199,000 $ 0
Essex, New York 1 $ 1,875,000 $ 1,875,000 $ 4,109,000
Rensselaer, New York 1 $ 217,000 $ 217,000 $ 0
Ashe, North Carolina 1 $ 1,450,000 $ 1,450,000 $ 1,292,000
Brunswick, North Carolina 1 $ 626,000 $ 626,000 $ 0
Chatham, North Carolina 1 $ 527,000 $ 527,000 $ 0
Cleveland, North Carolina 1 $ 270,000 $ 270,000 $ 0
Forsyth, North Carolina 1 $ 425,000 $ 425,000 $ 0
Iredell, North Carolina 1 $ 531,000 $ 531,000 $ 0
Transylvania, North Carolina 1 $ 1,280,000 $ 1,280,000 $ 0
Lucas, Ohio 1 $ 559,000 $ 559,000 $ 0
Deschutes, Oregon 1 $ 560,000 $ 560,000 $ 0
Hood River, Oregon 1 $ 211,000 $ 211,000 $ 0
Jackson, Oregon 1 $ 584,000 $ 584,000 $ 0
Washington, Oregon 1 $ 620,000 $ 620,000 $ 0
Allegheny, Pennsylvania 1 $ 471,000 $ 471,000 $ 0
Cumberland, Pennsylvania 1 $ 492,000 $ 492,000 $ 0
Lackawanna, Pennsylvania 1 $ 589,000 $ 589,000 $ 0
Montgomery, Pennsylvania 1 $ 610,000 $ 610,000 $ 0
Beaufort, South Carolina 1 $ 206,000 $ 206,000 $ 0
Charleston, South Carolina 1 $ 734,000 $ 734,000 $ 0
Lexington, South Carolina 1 $ 442,000 $ 442,000 $ 0
Knox, Tennessee 1 $ 602,000 $ 602,000 $ 0
Wilson, Tennessee 1 $ 443,000 $ 443,000 $ 0
Collin, Texas 1 $ 656,000 $ 656,000 $ 0
Hood, Texas 1 $ 371,000 $ 371,000 $ 0
Montgomery, Texas 1 $ 691,000 $ 691,000 $ 0
Morgan, Utah 1 $ 614,000 $ 614,000 $ 0
Windham, Vermont 1 $ 486,000 $ 486,000 $ 0
Albemarle, Virginia 1 $ 561,000 $ 561,000 $ 0
Falls Church, Virginia 1 $ 480,000 $ 480,000 $ 0
Goochland, Virginia 1 $ 706,000 $ 706,000 $ 0
Virginia Beach, Virginia 1 $ 483,000 $ 483,000 $ 0
Clark, Washington 1 $ 580,000 $ 580,000 $ 0
Waukesha, Wisconsin 1 $ 849,000 $ 849,000 $ 0

Mortgage Loan Application Detail Totals for Florida Community Bank, National Association in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,734 $930,451,000 $536,000 $24,750,000 $258,000 $9,089,000
Refinancing 522 $357,437,000 $684,000 $28,000,000 $137,000 $3,162,000
Home Improvement 68 $18,076,000 $265,000 $2,400,000 $108,000 $677,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 820 $439,216,000 $535,000 $4,313,000 $358,000 $9,089,000
Not applicable 746 $511,709,000 $685,000 $28,000,000 $4,000 $49,000
Not Provided 550 $297,491,000 $540,000 $4,640,000 $355,000 $7,027,000
Hispanic 123 $32,079,000 $260,000 $2,000,000 $186,000 $2,832,000
Black or African American 58 $9,595,000 $165,000 $2,308,000 $84,000 $948,000
Asian 22 $14,219,000 $646,000 $1,652,000 $267,000 $709,000
American Indian or Alaskan Native 3 $579,000 $193,000 $333,000 $160,000 $395,000
Native Hawaiian or Other Pacific Islander 2 $1,076,000 $538,000 $800,000 $286,000 $386,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,322 $1,305,627,000 $562,000 $28,000,000 $227,000 $9,089,000
FHA-insured (Federal Housing Administration) 2 $337,000 $168,000 $214,000 $64,000 $83,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,186 $710,223,000 $598,000 $28,000,000 $351,000 $9,089,000
Loan Purchased By The Institution 727 $394,041,000 $542,000 $1,877,000 $4,000 $49,000
Application Withdrawn By Applicant 181 $106,192,000 $586,000 $24,750,000 $262,000 $4,332,000
Application Denied By Financial Institution 155 $43,353,000 $279,000 $2,000,000 $164,000 $2,413,000
Application Approved But Not Accepted 45 $31,132,000 $691,000 $4,307,000 $390,000 $2,414,000
File Closed For Incompleteness 30 $21,023,000 $700,000 $3,000,000 $561,000 $3,000,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 49 $15,674,000 $319,000 $2,000,000 $257,000 $2,413,000
Debt-To-Income Ratio 49 $11,082,000 $226,000 $1,320,000 $76,000 $447,000
Credit History 27 $6,720,000 $248,000 $2,000,000 $101,000 $270,000
Other 12 $3,710,000 $309,000 $1,846,000 $225,000 $584,000
Unverifiable Information 9 $2,732,000 $303,000 $970,000 $228,000 $515,000
Insufficient Cash (Downpayment, Closing Cost) 6 $2,424,000 $404,000 $681,000 $223,000 $543,000
Employment History 3 $1,011,000 $337,000 $449,000 $120,000 $147,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Florida Community Bank, National Association's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Florida Community Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet with aggregated HMDA statistics today.

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