Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Home Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Home Savings Bank 275 W Federal St Youngstown, OH 44503 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2019 2018 2017 2016 2015 2014 |
Total Number of Mortgage Applications | 3,220 |
Total Mortgage Loan Application Amount | $656,640,000 |
Average Mortgage Loan Application Amount | $161,333 |
Highest Mortgage Loan Application Amount | $11,250,000 |
Average Applicant Income | $103,000 |
Highest Applicant Income | $1,210,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Mahoning County Ohio | 621 | $ 67,249,000 | $ 108,000 | $ 80,000 |
Columbiana County Ohio | 273 | $ 25,133,000 | $ 92,000 | $ 75,000 |
Monongalia County West Virginia | 250 | $ 54,948,000 | $ 219,000 | $ 123,000 |
Stark County Ohio | 155 | $ 35,045,000 | $ 226,000 | $ 139,000 |
Trumbull County Ohio | 120 | $ 12,661,000 | $ 105,000 | $ 67,000 |
Cuyahoga County Ohio | 111 | $ 31,150,000 | $ 280,000 | $ 151,000 |
Summit County Ohio | 105 | $ 39,567,000 | $ 376,000 | $ 131,000 |
Lucas County Ohio | 88 | $ 15,433,000 | $ 175,000 | $ 108,000 |
Franklin County Ohio | 85 | $ 30,127,000 | $ 354,000 | $ 151,000 |
Lake County Ohio | 78 | $ 20,377,000 | $ 261,000 | $ 129,000 |
Allegheny County Pennsylvania | 71 | $ 22,538,000 | $ 317,000 | $ 140,000 |
Delaware County Ohio | 66 | $ 23,515,000 | $ 356,000 | $ 161,000 |
Medina County Ohio | 64 | $ 26,021,000 | $ 406,000 | $ 137,000 |
Marion County West Virginia | 63 | $ 10,541,000 | $ 167,000 | $ 72,000 |
Wood County Ohio | 56 | $ 12,956,000 | $ 231,000 | $ 117,000 |
Geauga County Ohio | 55 | $ 15,355,000 | $ 279,000 | $ 156,000 |
Portage County Ohio | 51 | $ 10,559,000 | $ 207,000 | $ 106,000 |
Westmoreland County Pennsylvania | 50 | $ 14,738,000 | $ 294,000 | $ 150,000 |
Huron County Ohio | 44 | $ 4,707,000 | $ 106,000 | $ 68,000 |
Beaver County Pennsylvania | 44 | $ 7,412,000 | $ 168,000 | $ 80,000 |
Butler County Pennsylvania | 37 | $ 13,127,000 | $ 354,000 | $ 158,000 |
Belmont County Ohio | 34 | $ 6,412,000 | $ 188,000 | $ 100,000 |
Preston County West Virginia | 33 | $ 5,286,000 | $ 160,000 | $ 86,000 |
Erie County Ohio | 32 | $ 5,783,000 | $ 180,000 | $ 99,000 |
Licking County Ohio | 26 | $ 6,417,000 | $ 246,000 | $ 121,000 |
Harrison County West Virginia | 26 | $ 5,219,000 | $ 200,000 | $ 102,000 |
Sandusky County Ohio | 25 | $ 3,996,000 | $ 159,000 | $ 75,000 |
Union County Ohio | 25 | $ 9,003,000 | $ 360,000 | $ 164,000 |
Lorain County Ohio | 24 | $ 5,376,000 | $ 224,000 | $ 96,000 |
Seneca County Ohio | 22 | $ 3,185,000 | $ 144,000 | $ 83,000 |
Ashland County Ohio | 20 | $ 2,480,000 | $ 124,000 | $ 104,000 |
Fairfield County Ohio | 20 | $ 6,023,000 | $ 301,000 | $ 143,000 |
Washington County Pennsylvania | 20 | $ 6,617,000 | $ 330,000 | $ 134,000 |
Jefferson County Ohio | 17 | $ 2,265,000 | $ 133,000 | $ 61,000 |
Wayne County Ohio | 16 | $ 3,601,000 | $ 225,000 | $ 87,000 |
Taylor County West Virginia | 16 | $ 2,983,000 | $ 186,000 | $ 95,000 |
Pickaway County Ohio | 14 | $ 3,569,000 | $ 254,000 | $ 92,000 |
Morrow County Ohio | 13 | $ 3,019,000 | $ 232,000 | $ 115,000 |
Richland County Ohio | 13 | $ 1,511,000 | $ 116,000 | $ 85,000 |
Fayette County Pennsylvania | 13 | $ 2,605,000 | $ 200,000 | $ 88,000 |
Ottawa County Ohio | 12 | $ 2,788,000 | $ 232,000 | $ 123,000 |
Lawrence County Pennsylvania | 12 | $ 2,605,000 | $ 217,000 | $ 114,000 |
Carroll County Ohio | 10 | $ 2,268,000 | $ 226,000 | $ 132,000 |
Warren County Ohio | 10 | $ 4,142,000 | $ 414,000 | $ 220,000 |
Hancock County West Virginia | 10 | $ 2,442,000 | $ 244,000 | $ 143,000 |
Monroe County Michigan | 9 | $ 2,211,000 | $ 245,000 | $ 94,000 |
Ashtabula County Ohio | 9 | $ 1,829,000 | $ 203,000 | $ 138,000 |
Clermont County Ohio | 9 | $ 3,286,000 | $ 365,000 | $ 113,000 |
Knox County Ohio | 9 | $ 2,027,000 | $ 225,000 | $ 107,000 |
Greene County Pennsylvania | 9 | $ 1,906,000 | $ 211,000 | $ 111,000 |
Mercer County Pennsylvania | 9 | $ 2,458,000 | $ 273,000 | $ 112,000 |
Ohio County West Virginia | 9 | $ 1,709,000 | $ 189,000 | $ 169,000 |
Upshur County West Virginia | 9 | $ 1,266,000 | $ 140,000 | $ 66,000 |
Madison County Ohio | 8 | $ 2,102,000 | $ 262,000 | $ 116,000 |
Wood County West Virginia | 8 | $ 2,032,000 | $ 254,000 | $ 124,000 |
Muskingum County Ohio | 7 | $ 1,571,000 | $ 224,000 | $ 96,000 |
Wyandot County Ohio | 7 | $ 1,621,000 | $ 231,000 | $ 88,000 |
Jackson County West Virginia | 7 | $ 1,872,000 | $ 267,000 | $ 112,000 |
Tuscarawas County Ohio | 6 | $ 1,094,000 | $ 182,000 | $ 91,000 |
Armstrong County Pennsylvania | 6 | $ 1,664,000 | $ 277,000 | $ 108,000 |
Butler County Ohio | 5 | $ 1,574,000 | $ 314,000 | $ 128,000 |
Hancock County Ohio | 5 | $ 779,000 | $ 155,000 | $ 109,000 |
Harrison County Ohio | 5 | $ 709,000 | $ 141,000 | $ 86,000 |
Cambria County Pennsylvania | 5 | $ 1,305,000 | $ 261,000 | $ 99,000 |
Barbour County West Virginia | 5 | $ 1,329,000 | $ 265,000 | $ 124,000 |
Guernsey County Ohio | 4 | $ 1,016,000 | $ 254,000 | $ 160,000 |
Noble County Ohio | 4 | $ 848,000 | $ 212,000 | $ 81,000 |
Perry County Ohio | 4 | $ 809,000 | $ 202,000 | $ 109,000 |
Indiana County Pennsylvania | 4 | $ 836,000 | $ 209,000 | $ 112,000 |
Brooke County West Virginia | 4 | $ 488,000 | $ 122,000 | $ 55,000 |
Lee County Florida | 3 | $ 681,000 | $ 227,000 | $ 161,000 |
Oakland County Michigan | 3 | $ 710,000 | $ 236,000 | $ 123,000 |
Champaign County Ohio | 3 | $ 846,000 | $ 282,000 | $ 141,000 |
Hamilton County Ohio | 3 | $ 1,451,000 | $ 483,000 | $ 126,000 |
Logan County Ohio | 3 | $ 925,000 | $ 308,000 | $ 111,000 |
Marion County Ohio | 3 | $ 533,000 | $ 177,000 | $ 54,000 |
Monroe County Ohio | 3 | $ 277,000 | $ 92,000 | $ 48,000 |
Morgan County Ohio | 3 | $ 580,000 | $ 193,000 | $ 84,000 |
Washington County Ohio | 3 | $ 702,000 | $ 234,000 | $ 82,000 |
Lewis County West Virginia | 3 | $ 545,000 | $ 181,000 | $ 79,000 |
Collier County Florida | 2 | $ 495,000 | $ 247,000 | $ 829,000 |
Pinellas County Florida | 2 | $ 256,000 | $ 128,000 | $ 110,000 |
Campbell County Kentucky | 2 | $ 695,000 | $ 347,000 | $ 214,000 |
Athens County Ohio | 2 | $ 615,000 | $ 307,000 | $ 120,000 |
Auglaize County Ohio | 2 | $ 509,000 | $ 254,000 | $ 81,000 |
Clark County Ohio | 2 | $ 552,000 | $ 276,000 | $ 116,000 |
Fayette County Ohio | 2 | $ 459,000 | $ 229,000 | $ 65,000 |
Hardin County Ohio | 2 | $ 426,000 | $ 213,000 | $ 94,000 |
Hocking County Ohio | 2 | $ 372,000 | $ 186,000 | $ 55,000 |
Chester County Pennsylvania | 2 | $ 597,000 | $ 298,000 | $ 179,000 |
Clarion County Pennsylvania | 2 | $ 351,000 | $ 175,000 | $ 79,000 |
Clearfield County Pennsylvania | 2 | $ 776,000 | $ 388,000 | $ 144,000 |
Somerset County Pennsylvania | 2 | $ 693,000 | $ 346,000 | $ 178,000 |
Wayne County Pennsylvania | 2 | $ 660,000 | $ 330,000 | $ 218,000 |
Tucker County West Virginia | 2 | $ 365,000 | $ 182,000 | $ 158,000 |
Wetzel County West Virginia | 2 | $ 544,000 | $ 272,000 | $ 77,000 |
Monroe County Florida | 1 | $ 1,050,000 | $ 1,050,000 | $ 392,000 |
Pasco County Florida | 1 | $ 232,000 | $ 232,000 | $ 70,000 |
Sarasota County Florida | 1 | $ 630,000 | $ 630,000 | $ 250,000 |
Boone County Indiana | 1 | $ 219,000 | $ 219,000 | $ 83,000 |
Franklin County Indiana | 1 | $ 267,000 | $ 267,000 | $ 104,000 |
Hillsdale County Michigan | 1 | $ 375,000 | $ 375,000 | $ 124,000 |
Lenawee County Michigan | 1 | $ 288,000 | $ 288,000 | $ 383,000 |
Washtenaw County Michigan | 1 | $ 310,000 | $ 310,000 | $ 149,000 |
Allen County Ohio | 1 | $ 232,000 | $ 232,000 | $ 115,000 |
Coshocton County Ohio | 1 | $ 227,000 | $ 227,000 | $ 98,000 |
Defiance County Ohio | 1 | $ 160,000 | $ 160,000 | $ 54,000 |
Fulton County Ohio | 1 | $ 204,000 | $ 204,000 | $ 102,000 |
Gallia County Ohio | 1 | $ 72,000 | $ 72,000 | $ 38,000 |
Greene County Ohio | 1 | $ 176,000 | $ 176,000 | $ 70,000 |
Henry County Ohio | 1 | $ 127,000 | $ 127,000 | $ 107,000 |
Holmes County Ohio | 1 | $ 166,000 | $ 166,000 | $ 72,000 |
Lawrence County Ohio | 1 | $ 220,000 | $ 220,000 | $ 93,000 |
Meigs County Ohio | 1 | $ 202,000 | $ 202,000 | $ 61,000 |
Montgomery County Ohio | 1 | $ 112,000 | $ 112,000 | $ 79,000 |
Putnam County Ohio | 1 | $ 271,000 | $ 271,000 | $ 70,000 |
Ross County Ohio | 1 | $ 170,000 | $ 170,000 | $ 69,000 |
Van Wert County Ohio | 1 | $ 215,000 | $ 215,000 | $ 155,000 |
Williams County Ohio | 1 | $ 204,000 | $ 204,000 | $ 157,000 |
Centre County Pennsylvania | 1 | $ 441,000 | $ 441,000 | $ 161,000 |
Erie County Pennsylvania | 1 | $ 561,000 | $ 561,000 | $ 118,000 |
Jefferson County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 99,000 |
Pike County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
Warren County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 39,000 |
York County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 140,000 |
Berkeley County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
Horry County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 94,000 |
Doddridge County West Virginia | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
Jefferson County West Virginia | 1 | $ 199,000 | $ 199,000 | $ 60,000 |
Kanawha County West Virginia | 1 | $ 396,000 | $ 396,000 | $ 40,000 |
Marshall County West Virginia | 1 | $ 242,000 | $ 242,000 | $ 71,000 |
Nicholas County West Virginia | 1 | $ 137,000 | $ 137,000 | $ 55,000 |
Pleasants County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
Putnam County West Virginia | 1 | $ 219,000 | $ 219,000 | $ 104,000 |
Randolph County West Virginia | 1 | $ 54,000 | $ 54,000 | $ 79,000 |
Ritchie County West Virginia | 1 | $ 204,000 | $ 204,000 | $ 55,000 |
Tyler County West Virginia | 1 | $ 260,000 | $ 260,000 | $ 264,000 |
Webster County West Virginia | 1 | $ 122,000 | $ 122,000 | $ 83,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 2,337 | $541,163,000 | $231,000 | $11,250,000 | $111,000 | $1,210,000 |
Refinancing | 492 | $79,411,000 | $161,000 | $2,364,000 | $110,000 | $1,179,000 |
Home Improvement | 391 | $36,066,000 | $92,000 | $1,700,000 | $88,000 | $681,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 2,730 | $530,568,000 | $194,000 | $1,352,000 | $109,000 | $1,210,000 |
Not Provided | 351 | $70,648,000 | $201,000 | $807,000 | $118,000 | $1,129,000 |
Black or African American | 52 | $7,736,000 | $148,000 | $480,000 | $76,000 | $286,000 |
Hispanic | 41 | $6,400,000 | $156,000 | $550,000 | $78,000 | $229,000 |
Asian | 24 | $6,758,000 | $281,000 | $740,000 | $114,000 | $271,000 |
Not applicable | 18 | $34,165,000 | $1,898,000 | $11,250,000 | $0 | $0 |
American Indian or Alaskan Native | 2 | $50,000 | $25,000 | $35,000 | $110,000 | $110,000 |
Native Hawaiian or Other Pacific Islander | 2 | $315,000 | $157,000 | $275,000 | $103,000 | $151,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,016 | $623,395,000 | $206,000 | $11,250,000 | $111,000 | $1,210,000 |
FHA-insured (Federal Housing Administration) | 83 | $12,231,000 | $147,000 | $275,000 | $70,000 | $157,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $9,546,000 | $140,000 | $370,000 | $49,000 | $91,000 |
VA-guaranteed (Veterans Administration) | 53 | $11,468,000 | $216,000 | $433,000 | $88,000 | $230,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 2,467 | $528,293,000 | $214,000 | $11,250,000 | $112,000 | $1,210,000 |
Application Denied By Financial Institution | 343 | $47,976,000 | $139,000 | $1,200,000 | $82,000 | $1,129,000 |
Application Approved But Not Accepted | 224 | $48,461,000 | $216,000 | $1,000,000 | $114,000 | $1,179,000 |
Application Withdrawn By Applicant | 186 | $31,910,000 | $171,000 | $1,728,000 | $99,000 | $420,000 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 103 | $12,967,000 | $125,000 | $505,000 | $54,000 | $183,000 |
Credit History | 102 | $7,009,000 | $68,000 | $322,000 | $58,000 | $330,000 |
Collateral | 101 | $22,231,000 | $220,000 | $895,000 | $130,000 | $1,116,000 |
Other | 26 | $3,155,000 | $121,000 | $387,000 | $107,000 | $1,129,000 |
Unverifiable Information | 3 | $1,460,000 | $486,000 | $1,200,000 | $72,000 | $182,000 |
Employment History | 3 | $164,000 | $54,000 | $107,000 | $52,000 | $79,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $299,000 | $99,000 | $150,000 | $24,000 | $43,000 |
Credit Application Incomplete | 2 | $691,000 | $345,000 | $374,000 | $139,000 | $206,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.