Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Home Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Home Savings Bank 275 W Federal St Youngstown, OH 44503 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2019 2018 2017 2016 2015 2014 |
Total Number of Mortgage Applications | 4,287 |
Total Mortgage Loan Application Amount | $849,625,000 |
Average Mortgage Loan Application Amount | $138,000 |
Highest Mortgage Loan Application Amount | $29,945,000 |
Average Applicant Income | $111,600 |
Highest Applicant Income | $2,298,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Mahoning County Ohio | 885 | $ 89,405,000 | $ 101,000 | $ 92,000 |
Columbiana County Ohio | 351 | $ 27,165,000 | $ 77,000 | $ 72,000 |
Monongalia County West Virginia | 262 | $ 57,940,000 | $ 221,000 | $ 135,000 |
Trumbull County Ohio | 218 | $ 20,980,000 | $ 96,000 | $ 79,000 |
Stark County Ohio | 169 | $ 34,605,000 | $ 204,000 | $ 152,000 |
Summit County Ohio | 155 | $ 31,105,000 | $ 200,000 | $ 138,000 |
Cuyahoga County Ohio | 138 | $ 67,390,000 | $ 488,000 | $ 201,000 |
Lake County Ohio | 104 | $ 20,850,000 | $ 200,000 | $ 139,000 |
Huron County Ohio | 102 | $ 9,110,000 | $ 89,000 | $ 76,000 |
Portage County Ohio | 101 | $ 16,895,000 | $ 167,000 | $ 121,000 |
Medina County Ohio | 91 | $ 21,425,000 | $ 235,000 | $ 132,000 |
Franklin County Ohio | 89 | $ 33,855,000 | $ 380,000 | $ 212,000 |
Belmont County Ohio | 77 | $ 13,685,000 | $ 177,000 | $ 89,000 |
Lucas County Ohio | 77 | $ 15,615,000 | $ 202,000 | $ 107,000 |
Marion County West Virginia | 76 | $ 13,770,000 | $ 181,000 | $ 93,000 |
Allegheny County Pennsylvania | 74 | $ 33,160,000 | $ 448,000 | $ 174,000 |
Erie County Ohio | 68 | $ 7,960,000 | $ 117,000 | $ 93,000 |
Delaware County Ohio | 67 | $ 25,315,000 | $ 377,000 | $ 192,000 |
Geauga County Ohio | 64 | $ 18,620,000 | $ 290,000 | $ 181,000 |
Beaver County Pennsylvania | 62 | $ 9,950,000 | $ 160,000 | $ 100,000 |
Westmoreland County Pennsylvania | 58 | $ 18,340,000 | $ 316,000 | $ 170,000 |
Richland County Ohio | 44 | $ 4,250,000 | $ 96,000 | $ 82,000 |
Licking County Ohio | 42 | $ 12,130,000 | $ 288,000 | $ 108,000 |
Wood County Ohio | 42 | $ 8,750,000 | $ 208,000 | $ 110,000 |
Butler County Pennsylvania | 37 | $ 11,265,000 | $ 304,000 | $ 151,000 |
Harrison County West Virginia | 36 | $ 7,040,000 | $ 195,000 | $ 99,000 |
Ashland County Ohio | 35 | $ 3,745,000 | $ 107,000 | $ 66,000 |
Sandusky County Ohio | 31 | $ 3,425,000 | $ 110,000 | $ 76,000 |
Seneca County Ohio | 28 | $ 2,560,000 | $ 91,000 | $ 81,000 |
Wayne County Ohio | 28 | $ 5,040,000 | $ 180,000 | $ 96,000 |
Preston County West Virginia | 28 | $ 5,500,000 | $ 196,000 | $ 116,000 |
Clermont County Ohio | 27 | $ 6,435,000 | $ 238,000 | $ 111,000 |
Warren County Ohio | 27 | $ 9,255,000 | $ 342,000 | $ 226,000 |
Hamilton County Ohio | 24 | $ 18,870,000 | $ 786,000 | $ 91,000 |
Lorain County Ohio | 23 | $ 4,715,000 | $ 205,000 | $ 110,000 |
Washington County Pennsylvania | 23 | $ 6,205,000 | $ 269,000 | $ 128,000 |
Fairfield County Ohio | 19 | $ 5,205,000 | $ 273,000 | $ 108,000 |
Ottawa County Ohio | 18 | $ 4,010,000 | $ 222,000 | $ 189,000 |
Fayette County Pennsylvania | 17 | $ 3,235,000 | $ 190,000 | $ 79,000 |
Mercer County Pennsylvania | 17 | $ 3,705,000 | $ 217,000 | $ 206,000 |
Butler County Ohio | 16 | $ 3,750,000 | $ 234,000 | $ 106,000 |
Morrow County Ohio | 15 | $ 3,705,000 | $ 247,000 | $ 95,000 |
Union County Ohio | 15 | $ 4,925,000 | $ 328,000 | $ 233,000 |
Wood County West Virginia | 15 | $ 4,285,000 | $ 285,000 | $ 310,000 |
Knox County Ohio | 14 | $ 3,110,000 | $ 222,000 | $ 96,000 |
Ashtabula County Ohio | 13 | $ 2,375,000 | $ 182,000 | $ 94,000 |
Lawrence County Pennsylvania | 13 | $ 2,535,000 | $ 195,000 | $ 101,000 |
Montgomery County Ohio | 11 | $ 16,915,000 | $ 1,537,000 | $ 73,000 |
Taylor County West Virginia | 11 | $ 2,355,000 | $ 214,000 | $ 87,000 |
Jefferson County Ohio | 10 | $ 1,150,000 | $ 115,000 | $ 79,000 |
Carroll County Ohio | 9 | $ 1,375,000 | $ 152,000 | $ 167,000 |
Hancock County Ohio | 9 | $ 1,865,000 | $ 207,000 | $ 102,000 |
Madison County Ohio | 9 | $ 1,885,000 | $ 209,000 | $ 103,000 |
Pickaway County Ohio | 9 | $ 1,835,000 | $ 203,000 | $ 95,000 |
Indiana County Pennsylvania | 9 | $ 1,555,000 | $ 172,000 | $ 124,000 |
Ohio County West Virginia | 8 | $ 1,440,000 | $ 180,000 | $ 102,000 |
Greene County Ohio | 7 | $ 1,425,000 | $ 203,000 | $ 107,000 |
Logan County Ohio | 7 | $ 2,065,000 | $ 295,000 | $ 103,000 |
Marion County Ohio | 7 | $ 1,835,000 | $ 262,000 | $ 107,000 |
Guernsey County Ohio | 6 | $ 1,050,000 | $ 175,000 | $ 81,000 |
Muskingum County Ohio | 6 | $ 1,310,000 | $ 218,000 | $ 128,000 |
Washington County Ohio | 6 | $ 870,000 | $ 145,000 | $ 63,000 |
Armstrong County Pennsylvania | 6 | $ 1,210,000 | $ 201,000 | $ 113,000 |
Greene County Pennsylvania | 6 | $ 1,400,000 | $ 233,000 | $ 116,000 |
Hancock County West Virginia | 6 | $ 1,350,000 | $ 225,000 | $ 102,000 |
Lewis County West Virginia | 6 | $ 1,260,000 | $ 210,000 | $ 102,000 |
Kenton County Kentucky | 5 | $ 1,155,000 | $ 231,000 | $ 72,000 |
Adams County Ohio | 5 | $ 755,000 | $ 151,000 | $ 87,000 |
Champaign County Ohio | 5 | $ 1,005,000 | $ 201,000 | $ 97,000 |
Fulton County Ohio | 5 | $ 1,065,000 | $ 213,000 | $ 97,000 |
Harrison County Ohio | 5 | $ 925,000 | $ 185,000 | $ 107,000 |
Lee County Florida | 4 | $ 600,000 | $ 150,000 | $ 142,000 |
Monroe County Michigan | 4 | $ 990,000 | $ 247,000 | $ 106,000 |
Oakland County Michigan | 4 | $ 1,030,000 | $ 257,000 | $ 145,000 |
Holmes County Ohio | 4 | $ 950,000 | $ 237,000 | $ 124,000 |
Miami County Ohio | 4 | $ 1,170,000 | $ 292,000 | $ 172,000 |
Tuscarawas County Ohio | 4 | $ 740,000 | $ 185,000 | $ 87,000 |
Clarion County Pennsylvania | 4 | $ 650,000 | $ 162,000 | $ 82,000 |
Barbour County West Virginia | 4 | $ 600,000 | $ 150,000 | $ 69,000 |
Marshall County West Virginia | 4 | $ 750,000 | $ 187,000 | $ 83,000 |
Palm Beach County Florida | 3 | $ 735,000 | $ 245,000 | $ 227,000 |
Hamilton County Indiana | 3 | $ 355,000 | $ 118,000 | $ 91,000 |
Campbell County Kentucky | 3 | $ 995,000 | $ 331,000 | $ 107,000 |
Livingston County Michigan | 3 | $ 985,000 | $ 328,000 | $ 141,000 |
Washtenaw County Michigan | 3 | $ 705,000 | $ 235,000 | $ 128,000 |
Wayne County Michigan | 3 | $ 635,000 | $ 211,000 | $ 99,000 |
Athens County Ohio | 3 | $ 605,000 | $ 201,000 | $ 108,000 |
Clark County Ohio | 3 | $ 695,000 | $ 231,000 | $ 82,000 |
Crawford County Ohio | 3 | $ 355,000 | $ 118,000 | $ 70,000 |
Henry County Ohio | 3 | $ 665,000 | $ 221,000 | $ 174,000 |
Hocking County Ohio | 3 | $ 1,125,000 | $ 375,000 | $ 182,000 |
Noble County Ohio | 3 | $ 795,000 | $ 265,000 | $ 89,000 |
Perry County Ohio | 3 | $ 875,000 | $ 291,000 | $ 140,000 |
Ross County Ohio | 3 | $ 915,000 | $ 305,000 | $ 166,000 |
Somerset County Pennsylvania | 3 | $ 725,000 | $ 241,000 | $ 108,000 |
Pleasants County West Virginia | 3 | $ 635,000 | $ 211,000 | $ 104,000 |
Upshur County West Virginia | 3 | $ 395,000 | $ 131,000 | $ 67,000 |
Brevard County Florida | 2 | $ 260,000 | $ 130,000 | $ 97,000 |
Charlotte County Florida | 2 | $ 490,000 | $ 245,000 | $ 141,000 |
Pinellas County Florida | 2 | $ 230,000 | $ 115,000 | $ 65,000 |
Volusia County Florida | 2 | $ 860,000 | $ 430,000 | $ 354,000 |
Boone County Indiana | 2 | $ 550,000 | $ 275,000 | $ 303,000 |
Marion County Indiana | 2 | $ 330,000 | $ 165,000 | $ 76,000 |
Bracken County Kentucky | 2 | $ 450,000 | $ 225,000 | $ 112,000 |
Branch County Michigan | 2 | $ 190,000 | $ 95,000 | $ 100,000 |
Genesee County Michigan | 2 | $ 490,000 | $ 245,000 | $ 87,000 |
Ottawa County Michigan | 2 | $ 11,410,000 | $ 5,705,000 | $ 0 |
Fayette County Ohio | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
Warren County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
Humphreys County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 109,000 |
Berkeley County West Virginia | 2 | $ 450,000 | $ 225,000 | $ 122,000 |
Brooke County West Virginia | 2 | $ 200,000 | $ 100,000 | $ 69,000 |
Putnam County West Virginia | 2 | $ 170,000 | $ 85,000 | $ 98,000 |
Ritchie County West Virginia | 2 | $ 450,000 | $ 225,000 | $ 211,000 |
Tucker County West Virginia | 2 | $ 560,000 | $ 280,000 | $ 99,000 |
Citrus County Florida | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
Collier County Florida | 1 | $ 435,000 | $ 435,000 | $ 591,000 |
Flagler County Florida | 1 | $ 175,000 | $ 175,000 | $ 153,000 |
Manatee County Florida | 1 | $ 395,000 | $ 395,000 | $ 404,000 |
Orange County Florida | 1 | $ 905,000 | $ 905,000 | $ 432,000 |
Sarasota County Florida | 1 | $ 275,000 | $ 275,000 | $ 183,000 |
Cook County Illinois | 1 | $ 11,005,000 | $ 11,005,000 | $ 0 |
Allen County Indiana | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
Clark County Indiana | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
Floyd County Indiana | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
Harrison County Indiana | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
Boone County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
Bullitt County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
Henry County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
Jefferson County Kentucky | 1 | $ 995,000 | $ 995,000 | $ 268,000 |
Nelson County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
Oldham County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
Russell County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 160,000 |
Scott County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
Shelby County Kentucky | 1 | $ 365,000 | $ 365,000 | $ 164,000 |
Spencer County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 81,000 |
Emmet County Michigan | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
Keweenaw County Michigan | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
Lapeer County Michigan | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
Forsyth County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
Iredell County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
Johnston County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
Pitt County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
Allen County Ohio | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
Auglaize County Ohio | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
Brown County Ohio | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
Clinton County Ohio | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
Coshocton County Ohio | 1 | $ 325,000 | $ 325,000 | $ 138,000 |
Darke County Ohio | 1 | $ 345,000 | $ 345,000 | $ 134,000 |
Hardin County Ohio | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
Highland County Ohio | 1 | $ 245,000 | $ 245,000 | $ 123,000 |
Preble County Ohio | 1 | $ 205,000 | $ 205,000 | $ 135,000 |
Scioto County Ohio | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
Shelby County Ohio | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
Wyandot County Ohio | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
Dauphin County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 115,000 |
Jefferson County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
Northampton County Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 142,000 |
Perry County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
Venango County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
Oconee County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
Davidson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
Maury County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
Sumner County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
Trousdale County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 163,000 |
Williamson County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 168,000 |
Doddridge County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
Jackson County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
Nicholas County West Virginia | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
Wayne County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
Wetzel County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 2,538 | $666,340,000 | $262,000 | $29,945,000 | $118,000 | $2,298,000 |
Refinancing | 688 | $101,120,000 | $146,000 | $10,405,000 | $120,000 | $1,861,000 |
Home Improvement | 633 | $32,995,000 | $52,000 | $455,000 | $113,000 | $1,764,000 |
Other Purpose | 216 | $9,650,000 | $44,000 | $305,000 | $80,000 | $550,000 |
Cash-out Refinancing | 212 | $39,520,000 | $186,000 | $1,125,000 | $127,000 | $1,266,000 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 3,738 | $634,870,000 | $169,000 | $5,305,000 | $114,000 | $2,298,000 |
Not Provided | 343 | $73,355,000 | $213,000 | $925,000 | $134,000 | $1,120,000 |
Black or African American | 65 | $8,175,000 | $125,000 | $795,000 | $78,000 | $326,000 |
Hispanic | 56 | $6,370,000 | $113,000 | $435,000 | $75,000 | $349,000 |
Asian | 48 | $13,620,000 | $283,000 | $975,000 | $209,000 | $1,200,000 |
Not applicable | 30 | $110,090,000 | $3,669,000 | $29,945,000 | $0 | $0 |
American Indian or Alaskan Native | 5 | $1,205,000 | $241,000 | $455,000 | $204,000 | $442,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,983 | $801,485,000 | $201,000 | $29,945,000 | $119,000 | $2,298,000 |
FHA-insured (Federal Housing Administration) | 205 | $30,155,000 | $147,000 | $295,000 | $66,000 | $396,000 |
VA-guaranteed (Veterans Administration) | 56 | $12,230,000 | $218,000 | $455,000 | $104,000 | $404,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 43 | $5,755,000 | $133,000 | $285,000 | $52,000 | $121,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 3,240 | $694,470,000 | $214,000 | $29,945,000 | $118,000 | $2,298,000 |
Application Denied By Financial Institution | 532 | $60,220,000 | $113,000 | $925,000 | $95,000 | $1,764,000 |
Application Withdrawn By Applicant | 278 | $44,350,000 | $159,000 | $1,125,000 | $124,000 | $1,427,000 |
Application Approved But Not Accepted | 235 | $50,025,000 | $212,000 | $1,405,000 | $129,000 | $730,000 |
File Closed For Incompleteness | 2 | $560,000 | $280,000 | $355,000 | $129,000 | $148,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 3,755 | $789,405,000 | $210,000 | $29,945,000 | $119,000 | $2,298,000 |
Debt-To-Income Ratio | 164 | $20,540,000 | $125,000 | $925,000 | $67,000 | $275,000 |
Credit History | 159 | $9,495,000 | $59,000 | $455,000 | $78,000 | $580,000 |
Collateral | 131 | $21,355,000 | $163,000 | $885,000 | $146,000 | $1,764,000 |
Other | 56 | $6,310,000 | $112,000 | $905,000 | $91,000 | $432,000 |
Credit Application Incomplete | 11 | $915,000 | $83,000 | $305,000 | $109,000 | $570,000 |
Unverifiable Information | 8 | $1,020,000 | $127,000 | $275,000 | $159,000 | $460,000 |
Employment History | 2 | $270,000 | $135,000 | $145,000 | $77,000 | $114,000 |
Mortgage Insurance Denied | 1 | $315,000 | $315,000 | $315,000 | $98,000 | $98,000 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.