Prime Choice Funding Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Prime Choice Funding Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prime Choice Funding Inc. 17852 17Th St #107 Tustin, CA 92780 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 273 |
| Total Mortgage Loan Application Amount | $75,515,000 |
| Average Mortgage Loan Application Amount | $279,000 |
| Highest Mortgage Loan Application Amount | $755,000 |
| Average Applicant Income | $91,000 |
| Highest Applicant Income | $302,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Prime Choice Funding Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prime Choice Funding Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Prime Choice Funding Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prime Choice Funding Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Prime Choice Funding Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prime Choice Funding Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 16 | $ 3,760,000 | $ 235,000 | $ 63,000 |
| Los Angeles County California | 11 | $ 4,265,000 | $ 387,000 | $ 115,000 |
| San Bernardino County California | 11 | $ 2,525,000 | $ 229,000 | $ 74,000 |
| Riverside County California | 10 | $ 2,970,000 | $ 297,000 | $ 94,000 |
| Orange County California | 9 | $ 3,515,000 | $ 390,000 | $ 119,000 |
| Sacramento County California | 7 | $ 1,935,000 | $ 276,000 | $ 69,000 |
| Adams County Colorado | 6 | $ 1,960,000 | $ 326,000 | $ 93,000 |
| Arapahoe County Colorado | 5 | $ 1,435,000 | $ 287,000 | $ 57,000 |
| Miami-Dade County Florida | 5 | $ 1,395,000 | $ 279,000 | $ 71,000 |
| San Joaquin County California | 4 | $ 1,330,000 | $ 332,000 | $ 78,000 |
| Solano County California | 4 | $ 1,730,000 | $ 432,000 | $ 111,000 |
| Jefferson County Colorado | 4 | $ 1,420,000 | $ 355,000 | $ 99,000 |
| Hillsborough County Florida | 4 | $ 1,110,000 | $ 277,000 | $ 92,000 |
| Gwinnett County Georgia | 4 | $ 1,560,000 | $ 390,000 | $ 113,000 |
| Prince George's County Maryland | 4 | $ 1,260,000 | $ 315,000 | $ 74,000 |
| Fresno County California | 3 | $ 745,000 | $ 248,000 | $ 73,000 |
| San Diego County California | 3 | $ 1,305,000 | $ 435,000 | $ 109,000 |
| El Paso County Colorado | 3 | $ 695,000 | $ 231,000 | $ 55,000 |
| Broward County Florida | 3 | $ 1,035,000 | $ 345,000 | $ 84,000 |
| Duval County Florida | 3 | $ 455,000 | $ 151,000 | $ 69,000 |
| Manatee County Florida | 3 | $ 995,000 | $ 331,000 | $ 98,000 |
| Anne Arundel County Maryland | 3 | $ 855,000 | $ 285,000 | $ 138,000 |
| Wayne County Michigan | 3 | $ 675,000 | $ 225,000 | $ 100,000 |
| Wake County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 43,000 |
| Newport News County Virginia | 3 | $ 725,000 | $ 241,000 | $ 80,000 |
| Pierce County Washington | 3 | $ 915,000 | $ 305,000 | $ 120,000 |
| Pima County Arizona | 2 | $ 500,000 | $ 250,000 | $ 66,000 |
| Yuma County Arizona | 2 | $ 540,000 | $ 270,000 | $ 66,000 |
| Contra Costa County California | 2 | $ 770,000 | $ 385,000 | $ 50,000 |
| Merced County California | 2 | $ 450,000 | $ 225,000 | $ 100,000 |
| Placer County California | 2 | $ 750,000 | $ 375,000 | $ 92,000 |
| Plumas County California | 2 | $ 430,000 | $ 215,000 | $ 48,000 |
| Tulare County California | 2 | $ 370,000 | $ 185,000 | $ 101,000 |
| Denver County Colorado | 2 | $ 600,000 | $ 300,000 | $ 78,000 |
| Flagler County Florida | 2 | $ 460,000 | $ 230,000 | $ 75,000 |
| Okaloosa County Florida | 2 | $ 390,000 | $ 195,000 | $ 63,000 |
| Pinellas County Florida | 2 | $ 420,000 | $ 210,000 | $ 68,000 |
| Sarasota County Florida | 2 | $ 540,000 | $ 270,000 | $ 66,000 |
| Seminole County Florida | 2 | $ 470,000 | $ 235,000 | $ 53,000 |
| Coweta County Georgia | 2 | $ 380,000 | $ 190,000 | $ 89,000 |
| Forsyth County Georgia | 2 | $ 490,000 | $ 245,000 | $ 49,000 |
| Paulding County Georgia | 2 | $ 550,000 | $ 275,000 | $ 102,000 |
| Ada County Idaho | 2 | $ 670,000 | $ 335,000 | $ 126,000 |
| Macomb County Michigan | 2 | $ 510,000 | $ 255,000 | $ 149,000 |
| Hillsborough County New Hampshire | 2 | $ 510,000 | $ 255,000 | $ 59,000 |
| Rockingham County New Hampshire | 2 | $ 450,000 | $ 225,000 | $ 82,000 |
| Bernalillo County New Mexico | 2 | $ 380,000 | $ 190,000 | $ 45,000 |
| Harnett County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 57,000 |
| Deschutes County Oregon | 2 | $ 580,000 | $ 290,000 | $ 52,000 |
| Washington County Oregon | 2 | $ 730,000 | $ 365,000 | $ 92,000 |
| Montgomery County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 48,000 |
| Rutherford County Tennessee | 2 | $ 500,000 | $ 250,000 | $ 99,000 |
| Shelby County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 79,000 |
| Spokane County Washington | 2 | $ 570,000 | $ 285,000 | $ 85,000 |
| Chambers County Alabama | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Jefferson County Alabama | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Mohave County Arizona | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
| Imperial County California | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Kern County California | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| Lake County California | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Marin County California | 1 | $ 415,000 | $ 415,000 | $ 225,000 |
| Monterey County California | 1 | $ 365,000 | $ 365,000 | $ 69,000 |
| Stanislaus County California | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Ventura County California | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Yolo County California | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Conejos County Colorado | 1 | $ 305,000 | $ 305,000 | $ 47,000 |
| La Plata County Colorado | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Mesa County Colorado | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| Pueblo County Colorado | 1 | $ 285,000 | $ 285,000 | $ 79,000 |
| Hartford County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| District of Columbia County District Of Columbia | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Bay County Florida | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Brevard County Florida | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Clay County Florida | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Collier County Florida | 1 | $ 355,000 | $ 355,000 | $ 6,000 |
| Escambia County Florida | 1 | $ 325,000 | $ 325,000 | $ 124,000 |
| Hernando County Florida | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Indian River County Florida | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Lake County Florida | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Nassau County Florida | 1 | $ 295,000 | $ 295,000 | $ 92,000 |
| Orange County Florida | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Palm Beach County Florida | 1 | $ 195,000 | $ 195,000 | $ 33,000 |
| Pasco County Florida | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Cherokee County Georgia | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| DeKalb County Georgia | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Fulton County Georgia | 1 | $ 295,000 | $ 295,000 | $ 117,000 |
| Gilmer County Georgia | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Glynn County Georgia | 1 | $ 385,000 | $ 385,000 | $ 49,000 |
| Houston County Georgia | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Rabun County Georgia | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Richmond County Georgia | 1 | $ 295,000 | $ 295,000 | $ 198,000 |
| Adams County Idaho | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Bingham County Idaho | 1 | $ 295,000 | $ 295,000 | $ 148,000 |
| Elmore County Idaho | 1 | $ 155,000 | $ 155,000 | $ 24,000 |
| Franklin County Idaho | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| DuPage County Illinois | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Tazewell County Illinois | 1 | $ 385,000 | $ 385,000 | $ 302,000 |
| Will County Illinois | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Baltimore City County Maryland | 1 | $ 255,000 | $ 255,000 | $ 43,000 |
| Oakland County Michigan | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Middlesex County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Curry County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Sandoval County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 39,000 |
| Buncombe County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Guilford County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Lee County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Mecklenburg County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Orange County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 204,000 |
| Cuyahoga County Ohio | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Clackamas County Oregon | 1 | $ 415,000 | $ 415,000 | $ 81,000 |
| Jackson County Oregon | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Marion County Oregon | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| Multnomah County Oregon | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Armstrong County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 192,000 |
| Chester County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Lancaster County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 59,000 |
| Lehigh County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 97,000 |
| Montgomery County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Blount County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Marshall County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Washington County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| White County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Wilson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 24,000 |
| Fauquier County Virginia | 1 | $ 415,000 | $ 415,000 | $ 98,000 |
| Henrico County Virginia | 1 | $ 225,000 | $ 225,000 | $ 34,000 |
| Prince William County Virginia | 1 | $ 435,000 | $ 435,000 | $ 179,000 |
| Suffolk County Virginia | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Virginia Beach County Virginia | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| King County Washington | 1 | $ 395,000 | $ 395,000 | $ 89,000 |
| Mason County Washington | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Snohomish County Washington | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Prime Choice Funding Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 226 | $62,380,000 | $276,000 | $755,000 | $82,000 | $302,000 |
| Refinancing | 26 | $6,960,000 | $267,000 | $445,000 | $89,000 | $225,000 |
| Home Purchase | 21 | $6,175,000 | $294,000 | $565,000 | $102,000 | $208,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 114 | $31,350,000 | $275,000 | $615,000 | $86,000 | $302,000 |
| Not Provided | 93 | $25,035,000 | $269,000 | $755,000 | $79,000 | $270,000 |
| Black or African American | 34 | $9,890,000 | $290,000 | $455,000 | $86,000 | $241,000 |
| Hispanic | 22 | $5,750,000 | $261,000 | $415,000 | $87,000 | $236,000 |
| Asian | 8 | $2,480,000 | $310,000 | $405,000 | $83,000 | $142,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,010,000 | $505,000 | $565,000 | $142,000 | $148,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 159 | $43,565,000 | $273,000 | $755,000 | $75,000 | $270,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 78 | $21,450,000 | $275,000 | $615,000 | $98,000 | $302,000 |
| FHA-insured (Federal Housing Administration) | 36 | $10,500,000 | $291,000 | $565,000 | $94,000 | $208,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 156 | $43,520,000 | $278,000 | $755,000 | $86,000 | $270,000 |
| Application Approved But Not Accepted | 63 | $17,385,000 | $275,000 | $615,000 | $78,000 | $302,000 |
| Application Withdrawn By Applicant | 50 | $13,660,000 | $273,000 | $565,000 | $89,000 | $261,000 |
| Application Denied By Financial Institution | 4 | $950,000 | $237,000 | $365,000 | $58,000 | $100,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 269 | $74,565,000 | $277,000 | $755,000 | $84,000 | $302,000 |
| Credit History | 2 | $390,000 | $195,000 | $205,000 | $78,000 | $100,000 |
| Debt-To-Income Ratio | 1 | $365,000 | $365,000 | $365,000 | $41,000 | $41,000 |
| Other | 1 | $195,000 | $195,000 | $195,000 | $35,000 | $35,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prime Choice Funding Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prime Choice Funding Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.