Principal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Principal Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Principal Bank 711 High Street Des Moines, IA 50392 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,118 |
| Total Mortgage Loan Application Amount | $146,122,000 |
| Average Mortgage Loan Application Amount | $62,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $127,333 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Principal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Principal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Principal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Principal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Principal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Principal Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis County Texas | 216 | $ 19,669,000 | $ 91,000 | $ 194,000 |
| Harris County Texas | 151 | $ 12,798,000 | $ 84,000 | $ 198,000 |
| Collin County Texas | 129 | $ 9,497,000 | $ 73,000 | $ 185,000 |
| Dallas County Texas | 120 | $ 9,884,000 | $ 82,000 | $ 202,000 |
| Denton County Texas | 77 | $ 5,633,000 | $ 73,000 | $ 153,000 |
| Tarrant County Texas | 76 | $ 5,552,000 | $ 73,000 | $ 190,000 |
| Hennepin County Minnesota | 56 | $ 3,204,000 | $ 57,000 | $ 123,000 |
| Middlesex County Massachusetts | 44 | $ 2,826,000 | $ 64,000 | $ 155,000 |
| Montgomery County Texas | 42 | $ 3,364,000 | $ 80,000 | $ 217,000 |
| Williamson County Texas | 41 | $ 2,372,000 | $ 57,000 | $ 125,000 |
| Bernalillo County New Mexico | 36 | $ 2,186,000 | $ 60,000 | $ 143,000 |
| Bexar County Texas | 35 | $ 2,993,000 | $ 85,000 | $ 205,000 |
| Cook County Illinois | 31 | $ 2,066,000 | $ 66,000 | $ 145,000 |
| Polk County Iowa | 31 | $ 3,321,000 | $ 107,000 | $ 100,000 |
| Fort Bend County Texas | 30 | $ 2,288,000 | $ 76,000 | $ 188,000 |
| Tulsa County Oklahoma | 22 | $ 1,362,000 | $ 61,000 | $ 183,000 |
| Essex County Massachusetts | 17 | $ 856,000 | $ 50,000 | $ 119,000 |
| Maricopa County Arizona | 15 | $ 882,000 | $ 58,000 | $ 136,000 |
| Suffolk County Massachusetts | 14 | $ 849,000 | $ 60,000 | $ 138,000 |
| Worcester County Massachusetts | 14 | $ 959,000 | $ 68,000 | $ 126,000 |
| Washington County Minnesota | 14 | $ 696,000 | $ 49,000 | $ 117,000 |
| Galveston County Texas | 14 | $ 792,000 | $ 56,000 | $ 215,000 |
| King County Washington | 14 | $ 1,451,000 | $ 103,000 | $ 132,000 |
| Los Angeles County California | 13 | $ 1,405,000 | $ 108,000 | $ 129,000 |
| Norfolk County Massachusetts | 13 | $ 803,000 | $ 61,000 | $ 159,000 |
| Anoka County Minnesota | 13 | $ 752,000 | $ 57,000 | $ 115,000 |
| Dakota County Minnesota | 13 | $ 556,000 | $ 42,000 | $ 101,000 |
| Oklahoma County Oklahoma | 13 | $ 1,216,000 | $ 93,000 | $ 213,000 |
| DuPage County Illinois | 12 | $ 658,000 | $ 54,000 | $ 107,000 |
| Ramsey County Minnesota | 12 | $ 513,000 | $ 42,000 | $ 79,000 |
| Salt Lake County Utah | 12 | $ 740,000 | $ 61,000 | $ 159,000 |
| Orange County California | 10 | $ 925,000 | $ 92,000 | $ 149,000 |
| Lake County Illinois | 9 | $ 492,000 | $ 54,000 | $ 154,000 |
| Warren County Iowa | 9 | $ 517,000 | $ 57,000 | $ 112,000 |
| Comal County Texas | 9 | $ 577,000 | $ 64,000 | $ 263,000 |
| Hays County Texas | 9 | $ 547,000 | $ 60,000 | $ 153,000 |
| Rockwall County Texas | 9 | $ 728,000 | $ 80,000 | $ 210,000 |
| Waukesha County Wisconsin | 9 | $ 481,000 | $ 53,000 | $ 108,000 |
| Weld County Colorado | 8 | $ 184,000 | $ 23,000 | $ 87,000 |
| New Haven County Connecticut | 8 | $ 514,000 | $ 64,000 | $ 114,000 |
| Washington County Oregon | 8 | $ 430,000 | $ 53,000 | $ 113,000 |
| Brazoria County Texas | 8 | $ 354,000 | $ 44,000 | $ 133,000 |
| Utah County Utah | 8 | $ 558,000 | $ 69,000 | $ 107,000 |
| Hartford County Connecticut | 7 | $ 578,000 | $ 82,000 | $ 131,000 |
| Bristol County Massachusetts | 7 | $ 552,000 | $ 78,000 | $ 152,000 |
| Bucks County Pennsylvania | 7 | $ 387,000 | $ 55,000 | $ 102,000 |
| Snohomish County Washington | 7 | $ 1,078,000 | $ 154,000 | $ 104,000 |
| Santa Clara County California | 6 | $ 750,000 | $ 125,000 | $ 132,000 |
| Fairfield County Connecticut | 6 | $ 269,000 | $ 44,000 | $ 160,000 |
| Plymouth County Massachusetts | 6 | $ 431,000 | $ 71,000 | $ 142,000 |
| Scott County Minnesota | 6 | $ 471,000 | $ 78,000 | $ 111,000 |
| Wright County Minnesota | 6 | $ 347,000 | $ 57,000 | $ 80,000 |
| Clark County Nevada | 6 | $ 466,000 | $ 77,000 | $ 140,000 |
| Rogers County Oklahoma | 6 | $ 216,000 | $ 36,000 | $ 154,000 |
| Hidalgo County Texas | 6 | $ 357,000 | $ 59,000 | $ 137,000 |
| Prince William County Virginia | 6 | $ 586,000 | $ 97,000 | $ 137,000 |
| Alameda County California | 5 | $ 431,000 | $ 86,000 | $ 144,000 |
| Arapahoe County Colorado | 5 | $ 201,000 | $ 40,000 | $ 115,000 |
| Jefferson County Colorado | 5 | $ 271,000 | $ 54,000 | $ 112,000 |
| Cobb County Georgia | 5 | $ 237,000 | $ 47,000 | $ 97,000 |
| Gwinnett County Georgia | 5 | $ 140,000 | $ 28,000 | $ 123,000 |
| Marion County Indiana | 5 | $ 93,000 | $ 18,000 | $ 130,000 |
| Prince George's County Maryland | 5 | $ 364,000 | $ 72,000 | $ 117,000 |
| Stearns County Minnesota | 5 | $ 138,000 | $ 27,000 | $ 65,000 |
| Sandoval County New Mexico | 5 | $ 213,000 | $ 42,000 | $ 249,000 |
| Santa Fe County New Mexico | 5 | $ 285,000 | $ 57,000 | $ 120,000 |
| Wagoner County Oklahoma | 5 | $ 179,000 | $ 35,000 | $ 114,000 |
| Allegheny County Pennsylvania | 5 | $ 329,000 | $ 65,000 | $ 125,000 |
| Providence County Rhode Island | 5 | $ 386,000 | $ 77,000 | $ 130,000 |
| El Paso County Texas | 5 | $ 451,000 | $ 90,000 | $ 328,000 |
| Ellis County Texas | 5 | $ 266,000 | $ 53,000 | $ 142,000 |
| Fairfax County Virginia | 5 | $ 370,000 | $ 74,000 | $ 174,000 |
| Pierce County Washington | 5 | $ 364,000 | $ 72,000 | $ 109,000 |
| San Diego County California | 4 | $ 355,000 | $ 88,000 | $ 142,000 |
| Douglas County Colorado | 4 | $ 169,000 | $ 42,000 | $ 98,000 |
| District of Columbia County District Of Columbia | 4 | $ 318,000 | $ 79,000 | $ 168,000 |
| Will County Illinois | 4 | $ 166,000 | $ 41,000 | $ 110,000 |
| St. Louis County Missouri | 4 | $ 295,000 | $ 73,000 | $ 126,000 |
| Lincoln County New Mexico | 4 | $ 412,000 | $ 103,000 | $ 509,000 |
| Multnomah County Oregon | 4 | $ 197,000 | $ 49,000 | $ 91,000 |
| Nueces County Texas | 4 | $ 173,000 | $ 43,000 | $ 174,000 |
| Loudoun County Virginia | 4 | $ 273,000 | $ 68,000 | $ 136,000 |
| St. Croix County Wisconsin | 4 | $ 151,000 | $ 37,000 | $ 93,000 |
| Jefferson County Alabama | 3 | $ 76,000 | $ 25,000 | $ 73,000 |
| Madison County Alabama | 3 | $ 90,000 | $ 30,000 | $ 100,000 |
| Pima County Arizona | 3 | $ 101,000 | $ 33,000 | $ 90,000 |
| San Bernardino County California | 3 | $ 189,000 | $ 63,000 | $ 124,000 |
| Boulder County Colorado | 3 | $ 98,000 | $ 32,000 | $ 104,000 |
| Fulton County Georgia | 3 | $ 368,000 | $ 122,000 | $ 196,000 |
| McHenry County Illinois | 3 | $ 146,000 | $ 48,000 | $ 111,000 |
| Dallas County Iowa | 3 | $ 83,000 | $ 27,000 | $ 74,000 |
| Johnson County Kansas | 3 | $ 140,000 | $ 46,000 | $ 109,000 |
| Baltimore County Maryland | 3 | $ 172,000 | $ 57,000 | $ 120,000 |
| Howard County Maryland | 3 | $ 383,000 | $ 127,000 | $ 177,000 |
| Wayne County Michigan | 3 | $ 113,000 | $ 37,000 | $ 124,000 |
| Carver County Minnesota | 3 | $ 244,000 | $ 81,000 | $ 139,000 |
| Sherburne County Minnesota | 3 | $ 204,000 | $ 68,000 | $ 134,000 |
| St. Charles County Missouri | 3 | $ 125,000 | $ 41,000 | $ 84,000 |
| Jefferson County Nebraska | 3 | $ 86,000 | $ 28,000 | $ 40,000 |
| Nassau County New York | 3 | $ 292,000 | $ 97,000 | $ 140,000 |
| Queens County New York | 3 | $ 364,000 | $ 121,000 | $ 126,000 |
| Davidson County North Carolina | 3 | $ 69,000 | $ 23,000 | $ 101,000 |
| Guilford County North Carolina | 3 | $ 124,000 | $ 41,000 | $ 94,000 |
| Mecklenburg County North Carolina | 3 | $ 91,000 | $ 30,000 | $ 85,000 |
| Wake County North Carolina | 3 | $ 189,000 | $ 63,000 | $ 108,000 |
| Carter County Oklahoma | 3 | $ 180,000 | $ 60,000 | $ 85,000 |
| Lane County Oregon | 3 | $ 410,000 | $ 136,000 | $ 442,000 |
| Richland County South Carolina | 3 | $ 138,000 | $ 46,000 | $ 67,000 |
| Spartanburg County South Carolina | 3 | $ 119,000 | $ 39,000 | $ 74,000 |
| Brazos County Texas | 3 | $ 122,000 | $ 40,000 | $ 105,000 |
| Henderson County Texas | 3 | $ 174,000 | $ 58,000 | $ 186,000 |
| Llano County Texas | 3 | $ 322,000 | $ 107,000 | $ 257,000 |
| Lubbock County Texas | 3 | $ 150,000 | $ 50,000 | $ 292,000 |
| Parker County Texas | 3 | $ 165,000 | $ 55,000 | $ 126,000 |
| Smith County Texas | 3 | $ 140,000 | $ 46,000 | $ 98,000 |
| Davis County Utah | 3 | $ 127,000 | $ 42,000 | $ 95,000 |
| Arlington County Virginia | 3 | $ 364,000 | $ 121,000 | $ 133,000 |
| Milwaukee County Wisconsin | 3 | $ 71,000 | $ 23,000 | $ 49,000 |
| Coconino County Arizona | 2 | $ 79,000 | $ 39,000 | $ 85,000 |
| Contra Costa County California | 2 | $ 115,000 | $ 57,000 | $ 134,000 |
| Sacramento County California | 2 | $ 29,000 | $ 14,000 | $ 112,000 |
| San Mateo County California | 2 | $ 125,000 | $ 62,000 | $ 188,000 |
| Stanislaus County California | 2 | $ 142,000 | $ 71,000 | $ 146,000 |
| Adams County Colorado | 2 | $ 152,000 | $ 76,000 | $ 141,000 |
| Denver County Colorado | 2 | $ 121,000 | $ 60,000 | $ 130,000 |
| New London County Connecticut | 2 | $ 97,000 | $ 48,000 | $ 126,000 |
| Palm Beach County Florida | 2 | $ 118,000 | $ 59,000 | $ 119,000 |
| DeKalb County Georgia | 2 | $ 255,000 | $ 127,000 | $ 137,000 |
| McLean County Illinois | 2 | $ 38,000 | $ 19,000 | $ 41,000 |
| White County Illinois | 2 | $ 68,000 | $ 34,000 | $ 25,000 |
| Madison County Iowa | 2 | $ 107,000 | $ 53,000 | $ 120,000 |
| Marion County Iowa | 2 | $ 28,000 | $ 14,000 | $ 45,000 |
| Scott County Iowa | 2 | $ 64,000 | $ 32,000 | $ 60,000 |
| Fayette County Kentucky | 2 | $ 54,000 | $ 27,000 | $ 110,000 |
| Anne Arundel County Maryland | 2 | $ 255,000 | $ 127,000 | $ 129,000 |
| Charles County Maryland | 2 | $ 152,000 | $ 76,000 | $ 126,000 |
| Frederick County Maryland | 2 | $ 207,000 | $ 103,000 | $ 158,000 |
| Washtenaw County Michigan | 2 | $ 39,000 | $ 19,000 | $ 100,000 |
| Benton County Minnesota | 2 | $ 60,000 | $ 30,000 | $ 71,000 |
| Goodhue County Minnesota | 2 | $ 45,000 | $ 22,000 | $ 63,000 |
| Meeker County Minnesota | 2 | $ 150,000 | $ 75,000 | $ 85,000 |
| Buchanan County Missouri | 2 | $ 75,000 | $ 37,000 | $ 35,000 |
| Jefferson County Missouri | 2 | $ 134,000 | $ 67,000 | $ 71,000 |
| Rockingham County New Hampshire | 2 | $ 60,000 | $ 30,000 | $ 106,000 |
| Strafford County New Hampshire | 2 | $ 95,000 | $ 47,000 | $ 102,000 |
| Burlington County New Jersey | 2 | $ 186,000 | $ 93,000 | $ 137,000 |
| Monmouth County New Jersey | 2 | $ 99,000 | $ 49,000 | $ 101,000 |
| Dona Ana County New Mexico | 2 | $ 135,000 | $ 67,000 | $ 96,000 |
| Eddy County New Mexico | 2 | $ 74,000 | $ 37,000 | $ 97,000 |
| San Juan County New Mexico | 2 | $ 127,000 | $ 63,000 | $ 161,000 |
| Valencia County New Mexico | 2 | $ 204,000 | $ 102,000 | $ 83,000 |
| Kings County New York | 2 | $ 80,000 | $ 40,000 | $ 145,000 |
| Saratoga County New York | 2 | $ 62,000 | $ 31,000 | $ 86,000 |
| Union County North Carolina | 2 | $ 174,000 | $ 87,000 | $ 167,000 |
| Cuyahoga County Ohio | 2 | $ 45,000 | $ 22,000 | $ 70,000 |
| Hamilton County Ohio | 2 | $ 132,000 | $ 66,000 | $ 134,000 |
| Canadian County Oklahoma | 2 | $ 95,000 | $ 47,000 | $ 89,000 |
| Okmulgee County Oklahoma | 2 | $ 66,000 | $ 33,000 | $ 79,000 |
| Polk County Oregon | 2 | $ 140,000 | $ 70,000 | $ 114,000 |
| Chester County Pennsylvania | 2 | $ 91,000 | $ 45,000 | $ 133,000 |
| Montgomery County Pennsylvania | 2 | $ 97,000 | $ 48,000 | $ 118,000 |
| Washington County Pennsylvania | 2 | $ 236,000 | $ 118,000 | $ 194,000 |
| Westmoreland County Pennsylvania | 2 | $ 96,000 | $ 48,000 | $ 59,000 |
| Aiken County South Carolina | 2 | $ 52,000 | $ 26,000 | $ 51,000 |
| Charleston County South Carolina | 2 | $ 133,000 | $ 66,000 | $ 183,000 |
| Blount County Tennessee | 2 | $ 106,000 | $ 53,000 | $ 94,000 |
| Davidson County Tennessee | 2 | $ 69,000 | $ 34,000 | $ 97,000 |
| Grayson County Texas | 2 | $ 109,000 | $ 54,000 | $ 136,000 |
| Guadalupe County Texas | 2 | $ 100,000 | $ 50,000 | $ 102,000 |
| Hunt County Texas | 2 | $ 86,000 | $ 43,000 | $ 121,000 |
| Maverick County Texas | 2 | $ 71,000 | $ 35,000 | $ 203,000 |
| Midland County Texas | 2 | $ 95,000 | $ 47,000 | $ 107,000 |
| Weber County Utah | 2 | $ 67,000 | $ 33,000 | $ 70,000 |
| Spokane County Washington | 2 | $ 64,000 | $ 32,000 | $ 92,000 |
| Thurston County Washington | 2 | $ 95,000 | $ 47,000 | $ 150,000 |
| Barron County Wisconsin | 2 | $ 98,000 | $ 49,000 | $ 87,000 |
| Calhoun County Alabama | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Lauderdale County Alabama | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Morgan County Alabama | 1 | $ 18,000 | $ 18,000 | $ 56,000 |
| Shelby County Alabama | 1 | $ 15,000 | $ 15,000 | $ 159,000 |
| Pinal County Arizona | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Benton County Arkansas | 1 | $ 12,000 | $ 12,000 | $ 51,000 |
| Craighead County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Fresno County California | 1 | $ 96,000 | $ 96,000 | $ 220,000 |
| Lake County California | 1 | $ 53,000 | $ 53,000 | $ 120,000 |
| Monterey County California | 1 | $ 104,000 | $ 104,000 | $ 201,000 |
| Placer County California | 1 | $ 71,000 | $ 71,000 | $ 196,000 |
| San Joaquin County California | 1 | $ 50,000 | $ 50,000 | $ 385,000 |
| San Luis Obispo County California | 1 | $ 29,000 | $ 29,000 | $ 123,000 |
| Solano County California | 1 | $ 31,000 | $ 31,000 | $ 100,000 |
| Ventura County California | 1 | $ 104,000 | $ 104,000 | $ 157,000 |
| El Paso County Colorado | 1 | $ 60,000 | $ 60,000 | $ 130,000 |
| Mesa County Colorado | 1 | $ 59,000 | $ 59,000 | $ 77,000 |
| Park County Colorado | 1 | $ 113,000 | $ 113,000 | $ 92,000 |
| Pueblo County Colorado | 1 | $ 42,000 | $ 42,000 | $ 80,000 |
| Teller County Colorado | 1 | $ 120,000 | $ 120,000 | $ 113,000 |
| Tolland County Connecticut | 1 | $ 34,000 | $ 34,000 | $ 73,000 |
| New Castle County Delaware | 1 | $ 18,000 | $ 18,000 | $ 88,000 |
| Sussex County Delaware | 1 | $ 98,000 | $ 98,000 | $ 218,000 |
| Brevard County Florida | 1 | $ 40,000 | $ 40,000 | $ 97,000 |
| Collier County Florida | 1 | $ 29,000 | $ 29,000 | $ 238,000 |
| Hernando County Florida | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Hillsborough County Florida | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Lee County Florida | 1 | $ 200,000 | $ 200,000 | $ 215,000 |
| Leon County Florida | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Miami-Dade County Florida | 1 | $ 54,000 | $ 54,000 | $ 141,000 |
| Okaloosa County Florida | 1 | $ 20,000 | $ 20,000 | $ 128,000 |
| Orange County Florida | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Osceola County Florida | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Pinellas County Florida | 1 | $ 50,000 | $ 50,000 | $ 230,000 |
| Bibb County Georgia | 1 | $ 46,000 | $ 46,000 | $ 120,000 |
| Cherokee County Georgia | 1 | $ 147,000 | $ 147,000 | $ 226,000 |
| Coweta County Georgia | 1 | $ 57,000 | $ 57,000 | $ 160,000 |
| Fayette County Georgia | 1 | $ 250,000 | $ 250,000 | $ 220,000 |
| Forsyth County Georgia | 1 | $ 58,000 | $ 58,000 | $ 110,000 |
| Glynn County Georgia | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Haralson County Georgia | 1 | $ 42,000 | $ 42,000 | $ 79,000 |
| Heard County Georgia | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Lumpkin County Georgia | 1 | $ 20,000 | $ 20,000 | $ 159,000 |
| Paulding County Georgia | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Ware County Georgia | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| White County Georgia | 1 | $ 23,000 | $ 23,000 | $ 35,000 |
| Ada County Idaho | 1 | $ 189,000 | $ 189,000 | $ 185,000 |
| Bonneville County Idaho | 1 | $ 32,000 | $ 32,000 | $ 133,000 |
| Jerome County Idaho | 1 | $ 60,000 | $ 60,000 | $ 89,000 |
| Boone County Illinois | 1 | $ 110,000 | $ 110,000 | $ 107,000 |
| Kane County Illinois | 1 | $ 45,000 | $ 45,000 | $ 137,000 |
| Madison County Illinois | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Mercer County Illinois | 1 | $ 34,000 | $ 34,000 | $ 91,000 |
| Randolph County Illinois | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Rock Island County Illinois | 1 | $ 42,000 | $ 42,000 | $ 163,000 |
| St. Clair County Illinois | 1 | $ 10,000 | $ 10,000 | $ 79,000 |
| Williamson County Illinois | 1 | $ 40,000 | $ 40,000 | $ 180,000 |
| Dearborn County Indiana | 1 | $ 22,000 | $ 22,000 | $ 88,000 |
| Delaware County Indiana | 1 | $ 10,000 | $ 10,000 | $ 83,000 |
| Elkhart County Indiana | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Greene County Indiana | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Jackson County Indiana | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Lake County Indiana | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Porter County Indiana | 1 | $ 33,000 | $ 33,000 | $ 93,000 |
| Vanderburgh County Indiana | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
| Adair County Iowa | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| Allamakee County Iowa | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Boone County Iowa | 1 | $ 16,000 | $ 16,000 | $ 83,000 |
| Buchanan County Iowa | 1 | $ 17,000 | $ 17,000 | $ 28,000 |
| Cass County Iowa | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Cedar County Iowa | 1 | $ 44,000 | $ 44,000 | $ 80,000 |
| Jasper County Iowa | 1 | $ 20,000 | $ 20,000 | $ 95,000 |
| Lucas County Iowa | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Mitchell County Iowa | 1 | $ 13,000 | $ 13,000 | $ 53,000 |
| Palo Alto County Iowa | 1 | $ 31,000 | $ 31,000 | $ 143,000 |
| Pottawattamie County Iowa | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Winnebago County Iowa | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Ellis County Kansas | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Leavenworth County Kansas | 1 | $ 21,000 | $ 21,000 | $ 40,000 |
| Jefferson County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Kenton County Kentucky | 1 | $ 44,000 | $ 44,000 | $ 137,000 |
| Calcasieu County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 136,000 |
| Lafayette County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Cumberland County Maine | 1 | $ 26,000 | $ 26,000 | $ 84,000 |
| Sagadahoc County Maine | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
| Calvert County Maryland | 1 | $ 16,000 | $ 16,000 | $ 92,000 |
| Carroll County Maryland | 1 | $ 160,000 | $ 160,000 | $ 187,000 |
| Harford County Maryland | 1 | $ 74,000 | $ 74,000 | $ 129,000 |
| Montgomery County Maryland | 1 | $ 75,000 | $ 75,000 | $ 211,000 |
| Berkshire County Massachusetts | 1 | $ 119,000 | $ 119,000 | $ 211,000 |
| Allegan County Michigan | 1 | $ 10,000 | $ 10,000 | $ 107,000 |
| Delta County Michigan | 1 | $ 34,000 | $ 34,000 | $ 63,000 |
| Ingham County Michigan | 1 | $ 35,000 | $ 35,000 | $ 268,000 |
| Ionia County Michigan | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Kent County Michigan | 1 | $ 60,000 | $ 60,000 | $ 107,000 |
| Oakland County Michigan | 1 | $ 29,000 | $ 29,000 | $ 99,000 |
| Ottawa County Michigan | 1 | $ 31,000 | $ 31,000 | $ 59,000 |
| Becker County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Crow Wing County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 74,000 |
| Lake County Minnesota | 1 | $ 44,000 | $ 44,000 | $ 41,000 |
| Le Sueur County Minnesota | 1 | $ 49,000 | $ 49,000 | $ 68,000 |
| Nicollet County Minnesota | 1 | $ 26,000 | $ 26,000 | $ 48,000 |
| Olmsted County Minnesota | 1 | $ 57,000 | $ 57,000 | $ 109,000 |
| Redwood County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Renville County Minnesota | 1 | $ 28,000 | $ 28,000 | $ 56,000 |
| Rice County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 90,000 |
| St. Louis County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
| Steele County Minnesota | 1 | $ 53,000 | $ 53,000 | $ 74,000 |
| Watonwan County Minnesota | 1 | $ 36,000 | $ 36,000 | $ 83,000 |
| Clinton County Missouri | 1 | $ 70,000 | $ 70,000 | $ 109,000 |
| Greene County Missouri | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Jackson County Missouri | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Adams County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Sarpy County Nebraska | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| Washoe County Nevada | 1 | $ 94,000 | $ 94,000 | $ 62,000 |
| Grafton County New Hampshire | 1 | $ 110,000 | $ 110,000 | $ 437,000 |
| Hillsborough County New Hampshire | 1 | $ 41,000 | $ 41,000 | $ 97,000 |
| Merrimack County New Hampshire | 1 | $ 44,000 | $ 44,000 | $ 57,000 |
| Camden County New Jersey | 1 | $ 72,000 | $ 72,000 | $ 61,000 |
| Essex County New Jersey | 1 | $ 22,000 | $ 22,000 | $ 122,000 |
| Gloucester County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 106,000 |
| Ocean County New Jersey | 1 | $ 116,000 | $ 116,000 | $ 138,000 |
| Somerset County New Jersey | 1 | $ 90,000 | $ 90,000 | $ 180,000 |
| Union County New Jersey | 1 | $ 51,000 | $ 51,000 | $ 93,000 |
| Chaves County New Mexico | 1 | $ 44,000 | $ 44,000 | $ 138,000 |
| McKinley County New Mexico | 1 | $ 28,000 | $ 28,000 | $ 348,000 |
| Otero County New Mexico | 1 | $ 64,000 | $ 64,000 | $ 100,000 |
| Taos County New Mexico | 1 | $ 42,000 | $ 42,000 | $ 82,000 |
| Torrance County New Mexico | 1 | $ 110,000 | $ 110,000 | $ 99,000 |
| Bronx County New York | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Erie County New York | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Fulton County New York | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Orange County New York | 1 | $ 32,000 | $ 32,000 | $ 198,000 |
| Schuyler County New York | 1 | $ 32,000 | $ 32,000 | $ 46,000 |
| Suffolk County New York | 1 | $ 110,000 | $ 110,000 | $ 172,000 |
| Tompkins County New York | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Westchester County New York | 1 | $ 123,000 | $ 123,000 | $ 131,000 |
| Cabarrus County North Carolina | 1 | $ 28,000 | $ 28,000 | $ 69,000 |
| Caldwell County North Carolina | 1 | $ 19,000 | $ 19,000 | $ 103,000 |
| Craven County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 96,000 |
| Durham County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Forsyth County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 275,000 |
| Gaston County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| Johnston County North Carolina | 1 | $ 51,000 | $ 51,000 | $ 183,000 |
| Rutherford County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Stokes County North Carolina | 1 | $ 49,000 | $ 49,000 | $ 40,000 |
| Surry County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 66,000 |
| Grand Forks County North Dakota | 1 | $ 23,000 | $ 23,000 | $ 72,000 |
| Ashtabula County Ohio | 1 | $ 11,000 | $ 11,000 | $ 94,000 |
| Brown County Ohio | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Clermont County Ohio | 1 | $ 19,000 | $ 19,000 | $ 90,000 |
| Delaware County Ohio | 1 | $ 56,000 | $ 56,000 | $ 86,000 |
| Franklin County Ohio | 1 | $ 68,000 | $ 68,000 | $ 155,000 |
| Lake County Ohio | 1 | $ 46,000 | $ 46,000 | $ 135,000 |
| Licking County Ohio | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Lorain County Ohio | 1 | $ 81,000 | $ 81,000 | $ 246,000 |
| Medina County Ohio | 1 | $ 50,000 | $ 50,000 | $ 126,000 |
| Mercer County Ohio | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Sandusky County Ohio | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| Shelby County Ohio | 1 | $ 14,000 | $ 14,000 | $ 24,000 |
| Stark County Ohio | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Summit County Ohio | 1 | $ 42,000 | $ 42,000 | $ 116,000 |
| Warren County Ohio | 1 | $ 58,000 | $ 58,000 | $ 72,000 |
| Cherokee County Oklahoma | 1 | $ 26,000 | $ 26,000 | $ 52,000 |
| Cleveland County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 225,000 |
| Delaware County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 185,000 |
| Le Flore County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 91,000 |
| Major County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Mayes County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| McClain County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 99,000 |
| McCurtain County Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 300,000 |
| Payne County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
| Clackamas County Oregon | 1 | $ 41,000 | $ 41,000 | $ 101,000 |
| Columbia County Oregon | 1 | $ 98,000 | $ 98,000 | $ 100,000 |
| Deschutes County Oregon | 1 | $ 60,000 | $ 60,000 | $ 74,000 |
| Jackson County Oregon | 1 | $ 68,000 | $ 68,000 | $ 136,000 |
| Adams County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 125,000 |
| Blair County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
| Delaware County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Erie County Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 86,000 |
| Fulton County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 47,000 |
| Lackawanna County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 43,000 |
| Lancaster County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 104,000 |
| Lebanon County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 68,000 |
| Lehigh County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 54,000 |
| McKean County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 81,000 |
| Monroe County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 72,000 |
| Kent County Rhode Island | 1 | $ 50,000 | $ 50,000 | $ 130,000 |
| Dorchester County South Carolina | 1 | $ 90,000 | $ 90,000 | $ 119,000 |
| Greenville County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 49,000 |
| Brookings County South Dakota | 1 | $ 40,000 | $ 40,000 | $ 97,000 |
| Fayette County Tennessee | 1 | $ 27,000 | $ 27,000 | $ 125,000 |
| Knox County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Van Buren County Tennessee | 1 | $ 17,000 | $ 17,000 | $ 52,000 |
| Williamson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Anderson County Texas | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Atascosa County Texas | 1 | $ 54,000 | $ 54,000 | $ 123,000 |
| Bell County Texas | 1 | $ 27,000 | $ 27,000 | $ 302,000 |
| Burnet County Texas | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Cameron County Texas | 1 | $ 89,000 | $ 89,000 | $ 82,000 |
| Chambers County Texas | 1 | $ 28,000 | $ 28,000 | $ 137,000 |
| Cooke County Texas | 1 | $ 241,000 | $ 241,000 | $ 187,000 |
| Fannin County Texas | 1 | $ 25,000 | $ 25,000 | $ 135,000 |
| Gillespie County Texas | 1 | $ 68,000 | $ 68,000 | $ 504,000 |
| Gregg County Texas | 1 | $ 36,000 | $ 36,000 | $ 131,000 |
| Hood County Texas | 1 | $ 43,000 | $ 43,000 | $ 270,000 |
| Jefferson County Texas | 1 | $ 46,000 | $ 46,000 | $ 100,000 |
| Johnson County Texas | 1 | $ 33,000 | $ 33,000 | $ 124,000 |
| Kaufman County Texas | 1 | $ 41,000 | $ 41,000 | $ 138,000 |
| McLennan County Texas | 1 | $ 137,000 | $ 137,000 | $ 558,000 |
| Van Zandt County Texas | 1 | $ 34,000 | $ 34,000 | $ 68,000 |
| Washington County Texas | 1 | $ 27,000 | $ 27,000 | $ 150,000 |
| Webb County Texas | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Wise County Texas | 1 | $ 33,000 | $ 33,000 | $ 95,000 |
| Wood County Texas | 1 | $ 25,000 | $ 25,000 | $ 400,000 |
| Box Elder County Utah | 1 | $ 76,000 | $ 76,000 | $ 127,000 |
| Washington County Utah | 1 | $ 8,000 | $ 8,000 | $ 40,000 |
| Addison County Vermont | 1 | $ 62,000 | $ 62,000 | $ 58,000 |
| Chesapeake County Virginia | 1 | $ 45,000 | $ 45,000 | $ 164,000 |
| Fauquier County Virginia | 1 | $ 148,000 | $ 148,000 | $ 288,000 |
| Southampton County Virginia | 1 | $ 51,000 | $ 51,000 | $ 36,000 |
| Stafford County Virginia | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Virginia Beach County Virginia | 1 | $ 33,000 | $ 33,000 | $ 48,000 |
| Asotin County Washington | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Clark County Washington | 1 | $ 65,000 | $ 65,000 | $ 115,000 |
| Island County Washington | 1 | $ 103,000 | $ 103,000 | $ 141,000 |
| Kitsap County Washington | 1 | $ 150,000 | $ 150,000 | $ 139,000 |
| Skamania County Washington | 1 | $ 43,000 | $ 43,000 | $ 52,000 |
| Berkeley County West Virginia | 1 | $ 73,000 | $ 73,000 | $ 120,000 |
| Mason County West Virginia | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| Brown County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 14,000 |
| Calumet County Wisconsin | 1 | $ 23,000 | $ 23,000 | $ 92,000 |
| Dodge County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 33,000 |
| Eau Claire County Wisconsin | 1 | $ 19,000 | $ 19,000 | $ 83,000 |
| Green County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 137,000 |
| Kenosha County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Kewaunee County Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 45,000 |
| Marathon County Wisconsin | 1 | $ 37,000 | $ 37,000 | $ 79,000 |
| Outagamie County Wisconsin | 1 | $ 13,000 | $ 13,000 | $ 65,000 |
| Pierce County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Polk County Wisconsin | 1 | $ 46,000 | $ 46,000 | $ 62,000 |
| Racine County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| Walworth County Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 65,000 |
| Washington County Wisconsin | 1 | $ 47,000 | $ 47,000 | $ 109,000 |
| Winnebago County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 63,000 |
| Albany County Wyoming | 1 | $ 10,000 | $ 10,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Principal Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,276 | $93,192,000 | $73,000 | $255,000 | $175,000 | $1,500,000 |
| Refinancing | 725 | $47,067,000 | $64,000 | $700,000 | $131,000 | $1,214,000 |
| Home Improvement | 117 | $5,863,000 | $50,000 | $2,000,000 | $76,000 | $218,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,914 | $136,418,000 | $71,000 | $255,000 | $163,000 | $1,500,000 |
| White | 116 | $3,862,000 | $33,000 | $205,000 | $78,000 | $250,000 |
| Not Provided | 65 | $2,958,000 | $45,000 | $700,000 | $85,000 | $300,000 |
| Black or African American | 10 | $262,000 | $26,000 | $75,000 | $72,000 | $218,000 |
| Hispanic | 6 | $2,172,000 | $362,000 | $2,000,000 | $60,000 | $75,000 |
| American Indian or Alaskan Native | 3 | $145,000 | $48,000 | $115,000 | $58,000 | $74,000 |
| Asian | 3 | $205,000 | $68,000 | $160,000 | $93,000 | $187,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $100,000 | $100,000 | $100,000 | $78,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,118 | $146,122,000 | $68,000 | $2,000,000 | $155,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,914 | $136,418,000 | $71,000 | $255,000 | $163,000 | $1,500,000 |
| Application Denied By Financial Institution | 124 | $5,787,000 | $46,000 | $2,000,000 | $66,000 | $218,000 |
| Loan Originated | 50 | $2,018,000 | $40,000 | $155,000 | $105,000 | $300,000 |
| Application Approved But Not Accepted | 28 | $1,871,000 | $66,000 | $700,000 | $97,000 | $187,000 |
| Application Withdrawn By Applicant | 2 | $28,000 | $14,000 | $18,000 | $66,000 | $81,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 69 | $3,718,000 | $53,000 | $2,000,000 | $66,000 | $218,000 |
| Debt-To-Income Ratio | 49 | $1,820,000 | $37,000 | $160,000 | $59,000 | $187,000 |
| Collateral | 6 | $249,000 | $41,000 | $60,000 | $117,000 | $168,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Principal Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Principal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.