Principal Bank Mortgage Lending & HMDA Data, 2008
In 2008, Principal Bank of Des Moines, IA reported 2,118 mortgage applications totaling $146.1 million, down 46% from 2007. The average application was for $68,990, and applicants reported an average income of $154,469. 2% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Dallas-Plano-Irving, TX (343), Austin-Round Rock, TX (266) and Houston-Sugar Land-Baytown, TX (246) (applications in parentheses).
| Mortgage Company & Address | Principal Bank 711 High Street Des Moines, IA 50392 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,118 |
| Total Mortgage Loan Application Amount | $146,122,000 |
| Average Mortgage Loan Application Amount | $68,990 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $154,469 |
| Highest Applicant Income | $1,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Principal Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Travis, Texas | 216 | $ 19,669,000 | $ 91,060 | $ 194,000 |
| Harris, Texas | 151 | $ 12,798,000 | $ 84,754 | $ 198,000 |
| Collin, Texas | 129 | $ 9,497,000 | $ 73,620 | $ 185,000 |
| Dallas, Texas | 120 | $ 9,884,000 | $ 82,366 | $ 202,000 |
| Denton, Texas | 77 | $ 5,633,000 | $ 73,155 | $ 153,000 |
| Tarrant, Texas | 76 | $ 5,552,000 | $ 73,052 | $ 190,000 |
| Hennepin, Minnesota | 56 | $ 3,204,000 | $ 57,214 | $ 123,000 |
| Middlesex, Massachusetts | 44 | $ 2,826,000 | $ 64,227 | $ 155,000 |
| Montgomery, Texas | 42 | $ 3,364,000 | $ 80,095 | $ 217,000 |
| Williamson, Texas | 41 | $ 2,372,000 | $ 57,853 | $ 125,000 |
| Bernalillo, New Mexico | 36 | $ 2,186,000 | $ 60,722 | $ 143,000 |
| Bexar, Texas | 35 | $ 2,993,000 | $ 85,514 | $ 205,000 |
| Cook, Illinois | 31 | $ 2,066,000 | $ 66,645 | $ 145,000 |
| Polk, Iowa | 31 | $ 3,321,000 | $ 107,129 | $ 100,000 |
| Fort Bend, Texas | 30 | $ 2,288,000 | $ 76,266 | $ 188,000 |
| Tulsa, Oklahoma | 22 | $ 1,362,000 | $ 61,909 | $ 183,000 |
| Essex, Massachusetts | 17 | $ 856,000 | $ 50,352 | $ 119,000 |
| Maricopa, Arizona | 15 | $ 882,000 | $ 58,800 | $ 136,000 |
| Suffolk, Massachusetts | 14 | $ 849,000 | $ 60,642 | $ 138,000 |
| Worcester, Massachusetts | 14 | $ 959,000 | $ 68,500 | $ 126,000 |
| Washington, Minnesota | 14 | $ 696,000 | $ 49,714 | $ 117,000 |
| Galveston, Texas | 14 | $ 792,000 | $ 56,571 | $ 215,000 |
| King, Washington | 14 | $ 1,451,000 | $ 103,642 | $ 132,000 |
| Los Angeles, California | 13 | $ 1,405,000 | $ 108,076 | $ 129,000 |
| Norfolk, Massachusetts | 13 | $ 803,000 | $ 61,769 | $ 159,000 |
| Anoka, Minnesota | 13 | $ 752,000 | $ 57,846 | $ 115,000 |
| Dakota, Minnesota | 13 | $ 556,000 | $ 42,769 | $ 101,000 |
| Oklahoma, Oklahoma | 13 | $ 1,216,000 | $ 93,538 | $ 213,000 |
| DuPage, Illinois | 12 | $ 658,000 | $ 54,833 | $ 107,000 |
| Ramsey, Minnesota | 12 | $ 513,000 | $ 42,750 | $ 79,000 |
| Salt Lake, Utah | 12 | $ 740,000 | $ 61,666 | $ 159,000 |
| Orange, California | 10 | $ 925,000 | $ 92,500 | $ 149,000 |
| Lake, Illinois | 9 | $ 492,000 | $ 54,666 | $ 154,000 |
| Warren, Iowa | 9 | $ 517,000 | $ 57,444 | $ 112,000 |
| Comal, Texas | 9 | $ 577,000 | $ 64,111 | $ 263,000 |
| Hays, Texas | 9 | $ 547,000 | $ 60,777 | $ 153,000 |
| Rockwall, Texas | 9 | $ 728,000 | $ 80,888 | $ 210,000 |
| Waukesha, Wisconsin | 9 | $ 481,000 | $ 53,444 | $ 108,000 |
| Weld, Colorado | 8 | $ 184,000 | $ 23,000 | $ 87,000 |
| New Haven, Connecticut | 8 | $ 514,000 | $ 64,250 | $ 114,000 |
| Washington, Oregon | 8 | $ 430,000 | $ 53,750 | $ 113,000 |
| Brazoria, Texas | 8 | $ 354,000 | $ 44,250 | $ 133,000 |
| Utah, Utah | 8 | $ 558,000 | $ 69,750 | $ 107,000 |
| Hartford, Connecticut | 7 | $ 578,000 | $ 82,571 | $ 131,000 |
| Bristol, Massachusetts | 7 | $ 552,000 | $ 78,857 | $ 152,000 |
| Bucks, Pennsylvania | 7 | $ 387,000 | $ 55,285 | $ 102,000 |
| Snohomish, Washington | 7 | $ 1,078,000 | $ 154,000 | $ 104,000 |
| Santa Clara, California | 6 | $ 750,000 | $ 125,000 | $ 132,000 |
| Fairfield, Connecticut | 6 | $ 269,000 | $ 44,833 | $ 160,000 |
| Plymouth, Massachusetts | 6 | $ 431,000 | $ 71,833 | $ 142,000 |
| Scott, Minnesota | 6 | $ 471,000 | $ 78,500 | $ 111,000 |
| Wright, Minnesota | 6 | $ 347,000 | $ 57,833 | $ 80,000 |
| Clark, Nevada | 6 | $ 466,000 | $ 77,666 | $ 140,000 |
| Rogers, Oklahoma | 6 | $ 216,000 | $ 36,000 | $ 154,000 |
| Hidalgo, Texas | 6 | $ 357,000 | $ 59,500 | $ 137,000 |
| Prince William, Virginia | 6 | $ 586,000 | $ 97,666 | $ 137,000 |
| Alameda, California | 5 | $ 431,000 | $ 86,200 | $ 144,000 |
| Arapahoe, Colorado | 5 | $ 201,000 | $ 40,200 | $ 115,000 |
| Jefferson, Colorado | 5 | $ 271,000 | $ 54,200 | $ 112,000 |
| Cobb, Georgia | 5 | $ 237,000 | $ 47,400 | $ 97,000 |
| Gwinnett, Georgia | 5 | $ 140,000 | $ 28,000 | $ 123,000 |
| Marion, Indiana | 5 | $ 93,000 | $ 18,600 | $ 130,000 |
| Prince George's, Maryland | 5 | $ 364,000 | $ 72,800 | $ 117,000 |
| Stearns, Minnesota | 5 | $ 138,000 | $ 27,600 | $ 65,000 |
| Sandoval, New Mexico | 5 | $ 213,000 | $ 42,600 | $ 249,000 |
| Santa Fe, New Mexico | 5 | $ 285,000 | $ 57,000 | $ 120,000 |
| Wagoner, Oklahoma | 5 | $ 179,000 | $ 35,800 | $ 114,000 |
| Allegheny, Pennsylvania | 5 | $ 329,000 | $ 65,800 | $ 125,000 |
| Providence, Rhode Island | 5 | $ 386,000 | $ 77,200 | $ 130,000 |
| El Paso, Texas | 5 | $ 451,000 | $ 90,200 | $ 328,000 |
| Ellis, Texas | 5 | $ 266,000 | $ 53,200 | $ 142,000 |
| Fairfax, Virginia | 5 | $ 370,000 | $ 74,000 | $ 174,000 |
| Pierce, Washington | 5 | $ 364,000 | $ 72,800 | $ 109,000 |
| San Diego, California | 4 | $ 355,000 | $ 88,750 | $ 142,000 |
| Douglas, Colorado | 4 | $ 169,000 | $ 42,250 | $ 98,000 |
| District of Columbia, District Of Columbia | 4 | $ 318,000 | $ 79,500 | $ 168,000 |
| Will, Illinois | 4 | $ 166,000 | $ 41,500 | $ 110,000 |
| St. Louis, Missouri | 4 | $ 295,000 | $ 73,750 | $ 126,000 |
| Lincoln, New Mexico | 4 | $ 412,000 | $ 103,000 | $ 509,000 |
| Multnomah, Oregon | 4 | $ 197,000 | $ 49,250 | $ 91,000 |
| Nueces, Texas | 4 | $ 173,000 | $ 43,250 | $ 174,000 |
| Loudoun, Virginia | 4 | $ 273,000 | $ 68,250 | $ 136,000 |
| St. Croix, Wisconsin | 4 | $ 151,000 | $ 37,750 | $ 93,000 |
| Jefferson, Alabama | 3 | $ 76,000 | $ 25,333 | $ 73,000 |
| Madison, Alabama | 3 | $ 90,000 | $ 30,000 | $ 100,000 |
| Pima, Arizona | 3 | $ 101,000 | $ 33,666 | $ 90,000 |
| San Bernardino, California | 3 | $ 189,000 | $ 63,000 | $ 124,000 |
| Boulder, Colorado | 3 | $ 98,000 | $ 32,666 | $ 104,000 |
| Fulton, Georgia | 3 | $ 368,000 | $ 122,666 | $ 196,000 |
| McHenry, Illinois | 3 | $ 146,000 | $ 48,666 | $ 111,000 |
| Dallas, Iowa | 3 | $ 83,000 | $ 27,666 | $ 74,000 |
| Johnson, Kansas | 3 | $ 140,000 | $ 46,666 | $ 109,000 |
| Baltimore, Maryland | 3 | $ 172,000 | $ 57,333 | $ 120,000 |
| Howard, Maryland | 3 | $ 383,000 | $ 127,666 | $ 177,000 |
| Wayne, Michigan | 3 | $ 113,000 | $ 37,666 | $ 124,000 |
| Carver, Minnesota | 3 | $ 244,000 | $ 81,333 | $ 139,000 |
| Sherburne, Minnesota | 3 | $ 204,000 | $ 68,000 | $ 134,000 |
| St. Charles, Missouri | 3 | $ 125,000 | $ 41,666 | $ 84,000 |
| Jefferson, Nebraska | 3 | $ 86,000 | $ 28,666 | $ 40,000 |
| Nassau, New York | 3 | $ 292,000 | $ 97,333 | $ 140,000 |
| Queens, New York | 3 | $ 364,000 | $ 121,333 | $ 126,000 |
| Davidson, North Carolina | 3 | $ 69,000 | $ 23,000 | $ 101,000 |
| Guilford, North Carolina | 3 | $ 124,000 | $ 41,333 | $ 94,000 |
| Mecklenburg, North Carolina | 3 | $ 91,000 | $ 30,333 | $ 85,000 |
| Wake, North Carolina | 3 | $ 189,000 | $ 63,000 | $ 108,000 |
| Carter, Oklahoma | 3 | $ 180,000 | $ 60,000 | $ 85,000 |
| Lane, Oregon | 3 | $ 410,000 | $ 136,666 | $ 442,000 |
| Richland, South Carolina | 3 | $ 138,000 | $ 46,000 | $ 67,000 |
| Spartanburg, South Carolina | 3 | $ 119,000 | $ 39,666 | $ 74,000 |
| Brazos, Texas | 3 | $ 122,000 | $ 40,666 | $ 105,000 |
| Henderson, Texas | 3 | $ 174,000 | $ 58,000 | $ 186,000 |
| Llano, Texas | 3 | $ 322,000 | $ 107,333 | $ 257,000 |
| Lubbock, Texas | 3 | $ 150,000 | $ 50,000 | $ 292,000 |
| Parker, Texas | 3 | $ 165,000 | $ 55,000 | $ 126,000 |
| Smith, Texas | 3 | $ 140,000 | $ 46,666 | $ 98,000 |
| Davis, Utah | 3 | $ 127,000 | $ 42,333 | $ 95,000 |
| Arlington, Virginia | 3 | $ 364,000 | $ 121,333 | $ 133,000 |
| Milwaukee, Wisconsin | 3 | $ 71,000 | $ 23,666 | $ 49,000 |
| Coconino, Arizona | 2 | $ 79,000 | $ 39,500 | $ 85,000 |
| Contra Costa, California | 2 | $ 115,000 | $ 57,500 | $ 134,000 |
| Sacramento, California | 2 | $ 29,000 | $ 14,500 | $ 112,000 |
| San Mateo, California | 2 | $ 125,000 | $ 62,500 | $ 188,000 |
| Stanislaus, California | 2 | $ 142,000 | $ 71,000 | $ 146,000 |
| Adams, Colorado | 2 | $ 152,000 | $ 76,000 | $ 141,000 |
| Denver, Colorado | 2 | $ 121,000 | $ 60,500 | $ 130,000 |
| New London, Connecticut | 2 | $ 97,000 | $ 48,500 | $ 126,000 |
| Palm Beach, Florida | 2 | $ 118,000 | $ 59,000 | $ 119,000 |
| DeKalb, Georgia | 2 | $ 255,000 | $ 127,500 | $ 137,000 |
| McLean, Illinois | 2 | $ 38,000 | $ 19,000 | $ 41,000 |
| White, Illinois | 2 | $ 68,000 | $ 34,000 | $ 25,000 |
| Madison, Iowa | 2 | $ 107,000 | $ 53,500 | $ 120,000 |
| Marion, Iowa | 2 | $ 28,000 | $ 14,000 | $ 45,000 |
| Scott, Iowa | 2 | $ 64,000 | $ 32,000 | $ 60,000 |
| Fayette, Kentucky | 2 | $ 54,000 | $ 27,000 | $ 110,000 |
| Anne Arundel, Maryland | 2 | $ 255,000 | $ 127,500 | $ 129,000 |
| Charles, Maryland | 2 | $ 152,000 | $ 76,000 | $ 126,000 |
| Frederick, Maryland | 2 | $ 207,000 | $ 103,500 | $ 158,000 |
| Washtenaw, Michigan | 2 | $ 39,000 | $ 19,500 | $ 100,000 |
| Benton, Minnesota | 2 | $ 60,000 | $ 30,000 | $ 71,000 |
| Goodhue, Minnesota | 2 | $ 45,000 | $ 22,500 | $ 63,000 |
| Meeker, Minnesota | 2 | $ 150,000 | $ 75,000 | $ 85,000 |
| Buchanan, Missouri | 2 | $ 75,000 | $ 37,500 | $ 35,000 |
| Jefferson, Missouri | 2 | $ 134,000 | $ 67,000 | $ 71,000 |
| Rockingham, New Hampshire | 2 | $ 60,000 | $ 30,000 | $ 106,000 |
| Strafford, New Hampshire | 2 | $ 95,000 | $ 47,500 | $ 102,000 |
| Burlington, New Jersey | 2 | $ 186,000 | $ 93,000 | $ 137,000 |
| Monmouth, New Jersey | 2 | $ 99,000 | $ 49,500 | $ 101,000 |
| Dona Ana, New Mexico | 2 | $ 135,000 | $ 67,500 | $ 96,000 |
| Eddy, New Mexico | 2 | $ 74,000 | $ 37,000 | $ 97,000 |
| San Juan, New Mexico | 2 | $ 127,000 | $ 63,500 | $ 161,000 |
| Valencia, New Mexico | 2 | $ 204,000 | $ 102,000 | $ 83,000 |
| Kings, New York | 2 | $ 80,000 | $ 40,000 | $ 145,000 |
| Saratoga, New York | 2 | $ 62,000 | $ 31,000 | $ 86,000 |
| Union, North Carolina | 2 | $ 174,000 | $ 87,000 | $ 167,000 |
| Cuyahoga, Ohio | 2 | $ 45,000 | $ 22,500 | $ 70,000 |
| Hamilton, Ohio | 2 | $ 132,000 | $ 66,000 | $ 134,000 |
| Canadian, Oklahoma | 2 | $ 95,000 | $ 47,500 | $ 89,000 |
| Okmulgee, Oklahoma | 2 | $ 66,000 | $ 33,000 | $ 79,000 |
| Polk, Oregon | 2 | $ 140,000 | $ 70,000 | $ 114,000 |
| Chester, Pennsylvania | 2 | $ 91,000 | $ 45,500 | $ 133,000 |
| Montgomery, Pennsylvania | 2 | $ 97,000 | $ 48,500 | $ 118,000 |
| Washington, Pennsylvania | 2 | $ 236,000 | $ 118,000 | $ 194,000 |
| Westmoreland, Pennsylvania | 2 | $ 96,000 | $ 48,000 | $ 59,000 |
| Aiken, South Carolina | 2 | $ 52,000 | $ 26,000 | $ 51,000 |
| Charleston, South Carolina | 2 | $ 133,000 | $ 66,500 | $ 183,000 |
| Blount, Tennessee | 2 | $ 106,000 | $ 53,000 | $ 94,000 |
| Davidson, Tennessee | 2 | $ 69,000 | $ 34,500 | $ 97,000 |
| Grayson, Texas | 2 | $ 109,000 | $ 54,500 | $ 136,000 |
| Guadalupe, Texas | 2 | $ 100,000 | $ 50,000 | $ 102,000 |
| Hunt, Texas | 2 | $ 86,000 | $ 43,000 | $ 121,000 |
| Maverick, Texas | 2 | $ 71,000 | $ 35,500 | $ 203,000 |
| Midland, Texas | 2 | $ 95,000 | $ 47,500 | $ 107,000 |
| Weber, Utah | 2 | $ 67,000 | $ 33,500 | $ 70,000 |
| Spokane, Washington | 2 | $ 64,000 | $ 32,000 | $ 92,000 |
| Thurston, Washington | 2 | $ 95,000 | $ 47,500 | $ 150,000 |
| Barron, Wisconsin | 2 | $ 98,000 | $ 49,000 | $ 87,000 |
| Calhoun, Alabama | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Lauderdale, Alabama | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Morgan, Alabama | 1 | $ 18,000 | $ 18,000 | $ 56,000 |
| Shelby, Alabama | 1 | $ 15,000 | $ 15,000 | $ 159,000 |
| Pinal, Arizona | 1 | $ 35,000 | $ 35,000 | $ 66,000 |
| Benton, Arkansas | 1 | $ 12,000 | $ 12,000 | $ 51,000 |
| Craighead, Arkansas | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Fresno, California | 1 | $ 96,000 | $ 96,000 | $ 220,000 |
| Lake, California | 1 | $ 53,000 | $ 53,000 | $ 120,000 |
| Monterey, California | 1 | $ 104,000 | $ 104,000 | $ 201,000 |
| Placer, California | 1 | $ 71,000 | $ 71,000 | $ 196,000 |
| San Joaquin, California | 1 | $ 50,000 | $ 50,000 | $ 385,000 |
| San Luis Obispo, California | 1 | $ 29,000 | $ 29,000 | $ 123,000 |
| Solano, California | 1 | $ 31,000 | $ 31,000 | $ 100,000 |
| Ventura, California | 1 | $ 104,000 | $ 104,000 | $ 157,000 |
| El Paso, Colorado | 1 | $ 60,000 | $ 60,000 | $ 130,000 |
| Mesa, Colorado | 1 | $ 59,000 | $ 59,000 | $ 77,000 |
| Park, Colorado | 1 | $ 113,000 | $ 113,000 | $ 92,000 |
| Pueblo, Colorado | 1 | $ 42,000 | $ 42,000 | $ 80,000 |
| Teller, Colorado | 1 | $ 120,000 | $ 120,000 | $ 113,000 |
| Tolland, Connecticut | 1 | $ 34,000 | $ 34,000 | $ 73,000 |
| New Castle, Delaware | 1 | $ 18,000 | $ 18,000 | $ 88,000 |
| Sussex, Delaware | 1 | $ 98,000 | $ 98,000 | $ 218,000 |
| Brevard, Florida | 1 | $ 40,000 | $ 40,000 | $ 97,000 |
| Collier, Florida | 1 | $ 29,000 | $ 29,000 | $ 238,000 |
| Hernando, Florida | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Hillsborough, Florida | 1 | $ 60,000 | $ 60,000 | $ 67,000 |
| Lee, Florida | 1 | $ 200,000 | $ 200,000 | $ 215,000 |
| Leon, Florida | 1 | $ 35,000 | $ 35,000 | $ 69,000 |
| Miami-Dade, Florida | 1 | $ 54,000 | $ 54,000 | $ 141,000 |
| Okaloosa, Florida | 1 | $ 20,000 | $ 20,000 | $ 128,000 |
| Orange, Florida | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Osceola, Florida | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Pinellas, Florida | 1 | $ 50,000 | $ 50,000 | $ 230,000 |
| Bibb, Georgia | 1 | $ 46,000 | $ 46,000 | $ 120,000 |
| Cherokee, Georgia | 1 | $ 147,000 | $ 147,000 | $ 226,000 |
| Coweta, Georgia | 1 | $ 57,000 | $ 57,000 | $ 160,000 |
| Fayette, Georgia | 1 | $ 250,000 | $ 250,000 | $ 220,000 |
| Forsyth, Georgia | 1 | $ 58,000 | $ 58,000 | $ 110,000 |
| Glynn, Georgia | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Haralson, Georgia | 1 | $ 42,000 | $ 42,000 | $ 79,000 |
| Heard, Georgia | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Lumpkin, Georgia | 1 | $ 20,000 | $ 20,000 | $ 159,000 |
| Paulding, Georgia | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Ware, Georgia | 1 | $ 10,000 | $ 10,000 | $ 19,000 |
| White, Georgia | 1 | $ 23,000 | $ 23,000 | $ 35,000 |
| Ada, Idaho | 1 | $ 189,000 | $ 189,000 | $ 185,000 |
| Bonneville, Idaho | 1 | $ 32,000 | $ 32,000 | $ 133,000 |
| Jerome, Idaho | 1 | $ 60,000 | $ 60,000 | $ 89,000 |
| Boone, Illinois | 1 | $ 110,000 | $ 110,000 | $ 107,000 |
| Kane, Illinois | 1 | $ 45,000 | $ 45,000 | $ 137,000 |
| Madison, Illinois | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Mercer, Illinois | 1 | $ 34,000 | $ 34,000 | $ 91,000 |
| Randolph, Illinois | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Rock Island, Illinois | 1 | $ 42,000 | $ 42,000 | $ 163,000 |
| St. Clair, Illinois | 1 | $ 10,000 | $ 10,000 | $ 79,000 |
| Williamson, Illinois | 1 | $ 40,000 | $ 40,000 | $ 180,000 |
| Dearborn, Indiana | 1 | $ 22,000 | $ 22,000 | $ 88,000 |
| Delaware, Indiana | 1 | $ 10,000 | $ 10,000 | $ 83,000 |
| Elkhart, Indiana | 1 | $ 10,000 | $ 10,000 | $ 40,000 |
| Greene, Indiana | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Jackson, Indiana | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Lake, Indiana | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Porter, Indiana | 1 | $ 33,000 | $ 33,000 | $ 93,000 |
| Vanderburgh, Indiana | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
| Adair, Iowa | 1 | $ 15,000 | $ 15,000 | $ 69,000 |
| Allamakee, Iowa | 1 | $ 10,000 | $ 10,000 | $ 70,000 |
| Boone, Iowa | 1 | $ 16,000 | $ 16,000 | $ 83,000 |
| Buchanan, Iowa | 1 | $ 17,000 | $ 17,000 | $ 28,000 |
| Cass, Iowa | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Cedar, Iowa | 1 | $ 44,000 | $ 44,000 | $ 80,000 |
| Jasper, Iowa | 1 | $ 20,000 | $ 20,000 | $ 95,000 |
| Lucas, Iowa | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Mitchell, Iowa | 1 | $ 13,000 | $ 13,000 | $ 53,000 |
| Palo Alto, Iowa | 1 | $ 31,000 | $ 31,000 | $ 143,000 |
| Pottawattamie, Iowa | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Winnebago, Iowa | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Ellis, Kansas | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Leavenworth, Kansas | 1 | $ 21,000 | $ 21,000 | $ 40,000 |
| Jefferson, Kentucky | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Kenton, Kentucky | 1 | $ 44,000 | $ 44,000 | $ 137,000 |
| Calcasieu, Louisiana | 1 | $ 30,000 | $ 30,000 | $ 136,000 |
| Lafayette, Louisiana | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Cumberland, Maine | 1 | $ 26,000 | $ 26,000 | $ 84,000 |
| Sagadahoc, Maine | 1 | $ 20,000 | $ 20,000 | $ 94,000 |
| Calvert, Maryland | 1 | $ 16,000 | $ 16,000 | $ 92,000 |
| Carroll, Maryland | 1 | $ 160,000 | $ 160,000 | $ 187,000 |
| Harford, Maryland | 1 | $ 74,000 | $ 74,000 | $ 129,000 |
| Montgomery, Maryland | 1 | $ 75,000 | $ 75,000 | $ 211,000 |
| Berkshire, Massachusetts | 1 | $ 119,000 | $ 119,000 | $ 211,000 |
| Allegan, Michigan | 1 | $ 10,000 | $ 10,000 | $ 107,000 |
| Delta, Michigan | 1 | $ 34,000 | $ 34,000 | $ 63,000 |
| Ingham, Michigan | 1 | $ 35,000 | $ 35,000 | $ 268,000 |
| Ionia, Michigan | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Kent, Michigan | 1 | $ 60,000 | $ 60,000 | $ 107,000 |
| Oakland, Michigan | 1 | $ 29,000 | $ 29,000 | $ 99,000 |
| Ottawa, Michigan | 1 | $ 31,000 | $ 31,000 | $ 59,000 |
| Becker, Minnesota | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Crow Wing, Minnesota | 1 | $ 57,000 | $ 57,000 | $ 74,000 |
| Lake, Minnesota | 1 | $ 44,000 | $ 44,000 | $ 41,000 |
| Le Sueur, Minnesota | 1 | $ 49,000 | $ 49,000 | $ 68,000 |
| Nicollet, Minnesota | 1 | $ 26,000 | $ 26,000 | $ 48,000 |
| Olmsted, Minnesota | 1 | $ 57,000 | $ 57,000 | $ 109,000 |
| Redwood, Minnesota | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Renville, Minnesota | 1 | $ 28,000 | $ 28,000 | $ 56,000 |
| Rice, Minnesota | 1 | $ 41,000 | $ 41,000 | $ 90,000 |
| St. Louis, Minnesota | 1 | $ 10,000 | $ 10,000 | $ 49,000 |
| Steele, Minnesota | 1 | $ 53,000 | $ 53,000 | $ 74,000 |
| Watonwan, Minnesota | 1 | $ 36,000 | $ 36,000 | $ 83,000 |
| Clinton, Missouri | 1 | $ 70,000 | $ 70,000 | $ 109,000 |
| Greene, Missouri | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Jackson, Missouri | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Adams, Nebraska | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Sarpy, Nebraska | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| Washoe, Nevada | 1 | $ 94,000 | $ 94,000 | $ 62,000 |
| Grafton, New Hampshire | 1 | $ 110,000 | $ 110,000 | $ 437,000 |
| Hillsborough, New Hampshire | 1 | $ 41,000 | $ 41,000 | $ 97,000 |
| Merrimack, New Hampshire | 1 | $ 44,000 | $ 44,000 | $ 57,000 |
| Camden, New Jersey | 1 | $ 72,000 | $ 72,000 | $ 61,000 |
| Essex, New Jersey | 1 | $ 22,000 | $ 22,000 | $ 122,000 |
| Gloucester, New Jersey | 1 | $ 65,000 | $ 65,000 | $ 106,000 |
| Ocean, New Jersey | 1 | $ 116,000 | $ 116,000 | $ 138,000 |
| Somerset, New Jersey | 1 | $ 90,000 | $ 90,000 | $ 180,000 |
| Union, New Jersey | 1 | $ 51,000 | $ 51,000 | $ 93,000 |
| Chaves, New Mexico | 1 | $ 44,000 | $ 44,000 | $ 138,000 |
| McKinley, New Mexico | 1 | $ 28,000 | $ 28,000 | $ 348,000 |
| Otero, New Mexico | 1 | $ 64,000 | $ 64,000 | $ 100,000 |
| Taos, New Mexico | 1 | $ 42,000 | $ 42,000 | $ 82,000 |
| Torrance, New Mexico | 1 | $ 110,000 | $ 110,000 | $ 99,000 |
| Bronx, New York | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Erie, New York | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Fulton, New York | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Orange, New York | 1 | $ 32,000 | $ 32,000 | $ 198,000 |
| Schuyler, New York | 1 | $ 32,000 | $ 32,000 | $ 46,000 |
| Suffolk, New York | 1 | $ 110,000 | $ 110,000 | $ 172,000 |
| Tompkins, New York | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Westchester, New York | 1 | $ 123,000 | $ 123,000 | $ 131,000 |
| Cabarrus, North Carolina | 1 | $ 28,000 | $ 28,000 | $ 69,000 |
| Caldwell, North Carolina | 1 | $ 19,000 | $ 19,000 | $ 103,000 |
| Craven, North Carolina | 1 | $ 37,000 | $ 37,000 | $ 96,000 |
| Durham, North Carolina | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Forsyth, North Carolina | 1 | $ 64,000 | $ 64,000 | $ 275,000 |
| Gaston, North Carolina | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| Johnston, North Carolina | 1 | $ 51,000 | $ 51,000 | $ 183,000 |
| Rutherford, North Carolina | 1 | $ 10,000 | $ 10,000 | $ 29,000 |
| Stokes, North Carolina | 1 | $ 49,000 | $ 49,000 | $ 40,000 |
| Surry, North Carolina | 1 | $ 12,000 | $ 12,000 | $ 66,000 |
| Grand Forks, North Dakota | 1 | $ 23,000 | $ 23,000 | $ 72,000 |
| Ashtabula, Ohio | 1 | $ 11,000 | $ 11,000 | $ 94,000 |
| Brown, Ohio | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Clermont, Ohio | 1 | $ 19,000 | $ 19,000 | $ 90,000 |
| Delaware, Ohio | 1 | $ 56,000 | $ 56,000 | $ 86,000 |
| Franklin, Ohio | 1 | $ 68,000 | $ 68,000 | $ 155,000 |
| Lake, Ohio | 1 | $ 46,000 | $ 46,000 | $ 135,000 |
| Licking, Ohio | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Lorain, Ohio | 1 | $ 81,000 | $ 81,000 | $ 246,000 |
| Medina, Ohio | 1 | $ 50,000 | $ 50,000 | $ 126,000 |
| Mercer, Ohio | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Sandusky, Ohio | 1 | $ 30,000 | $ 30,000 | $ 83,000 |
| Shelby, Ohio | 1 | $ 14,000 | $ 14,000 | $ 24,000 |
| Stark, Ohio | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Summit, Ohio | 1 | $ 42,000 | $ 42,000 | $ 116,000 |
| Warren, Ohio | 1 | $ 58,000 | $ 58,000 | $ 72,000 |
| Cherokee, Oklahoma | 1 | $ 26,000 | $ 26,000 | $ 52,000 |
| Cleveland, Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 225,000 |
| Delaware, Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 185,000 |
| Le Flore, Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 91,000 |
| Major, Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Mayes, Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| McClain, Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 99,000 |
| McCurtain, Oklahoma | 1 | $ 47,000 | $ 47,000 | $ 300,000 |
| Payne, Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
| Clackamas, Oregon | 1 | $ 41,000 | $ 41,000 | $ 101,000 |
| Columbia, Oregon | 1 | $ 98,000 | $ 98,000 | $ 100,000 |
| Deschutes, Oregon | 1 | $ 60,000 | $ 60,000 | $ 74,000 |
| Jackson, Oregon | 1 | $ 68,000 | $ 68,000 | $ 136,000 |
| Adams, Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 125,000 |
| Blair, Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 57,000 |
| Delaware, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Erie, Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 86,000 |
| Fulton, Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 47,000 |
| Lackawanna, Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 43,000 |
| Lancaster, Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 104,000 |
| Lebanon, Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 68,000 |
| Lehigh, Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 54,000 |
| McKean, Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 81,000 |
| Monroe, Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 72,000 |
| Kent, Rhode Island | 1 | $ 50,000 | $ 50,000 | $ 130,000 |
| Dorchester, South Carolina | 1 | $ 90,000 | $ 90,000 | $ 119,000 |
| Greenville, South Carolina | 1 | $ 52,000 | $ 52,000 | $ 49,000 |
| Brookings, South Dakota | 1 | $ 40,000 | $ 40,000 | $ 97,000 |
| Fayette, Tennessee | 1 | $ 27,000 | $ 27,000 | $ 125,000 |
| Knox, Tennessee | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Van Buren, Tennessee | 1 | $ 17,000 | $ 17,000 | $ 52,000 |
| Williamson, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Anderson, Texas | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Atascosa, Texas | 1 | $ 54,000 | $ 54,000 | $ 123,000 |
| Bell, Texas | 1 | $ 27,000 | $ 27,000 | $ 302,000 |
| Burnet, Texas | 1 | $ 55,000 | $ 55,000 | $ 104,000 |
| Cameron, Texas | 1 | $ 89,000 | $ 89,000 | $ 82,000 |
| Chambers, Texas | 1 | $ 28,000 | $ 28,000 | $ 137,000 |
| Cooke, Texas | 1 | $ 241,000 | $ 241,000 | $ 187,000 |
| Fannin, Texas | 1 | $ 25,000 | $ 25,000 | $ 135,000 |
| Gillespie, Texas | 1 | $ 68,000 | $ 68,000 | $ 504,000 |
| Gregg, Texas | 1 | $ 36,000 | $ 36,000 | $ 131,000 |
| Hood, Texas | 1 | $ 43,000 | $ 43,000 | $ 270,000 |
| Jefferson, Texas | 1 | $ 46,000 | $ 46,000 | $ 100,000 |
| Johnson, Texas | 1 | $ 33,000 | $ 33,000 | $ 124,000 |
| Kaufman, Texas | 1 | $ 41,000 | $ 41,000 | $ 138,000 |
| McLennan, Texas | 1 | $ 137,000 | $ 137,000 | $ 558,000 |
| Van Zandt, Texas | 1 | $ 34,000 | $ 34,000 | $ 68,000 |
| Washington, Texas | 1 | $ 27,000 | $ 27,000 | $ 150,000 |
| Webb, Texas | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Wise, Texas | 1 | $ 33,000 | $ 33,000 | $ 95,000 |
| Wood, Texas | 1 | $ 25,000 | $ 25,000 | $ 400,000 |
| Box Elder, Utah | 1 | $ 76,000 | $ 76,000 | $ 127,000 |
| Washington, Utah | 1 | $ 8,000 | $ 8,000 | $ 40,000 |
| Addison, Vermont | 1 | $ 62,000 | $ 62,000 | $ 58,000 |
| Chesapeake, Virginia | 1 | $ 45,000 | $ 45,000 | $ 164,000 |
| Fauquier, Virginia | 1 | $ 148,000 | $ 148,000 | $ 288,000 |
| Southampton, Virginia | 1 | $ 51,000 | $ 51,000 | $ 36,000 |
| Stafford, Virginia | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Virginia Beach, Virginia | 1 | $ 33,000 | $ 33,000 | $ 48,000 |
| Asotin, Washington | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Clark, Washington | 1 | $ 65,000 | $ 65,000 | $ 115,000 |
| Island, Washington | 1 | $ 103,000 | $ 103,000 | $ 141,000 |
| Kitsap, Washington | 1 | $ 150,000 | $ 150,000 | $ 139,000 |
| Skamania, Washington | 1 | $ 43,000 | $ 43,000 | $ 52,000 |
| Berkeley, West Virginia | 1 | $ 73,000 | $ 73,000 | $ 120,000 |
| Mason, West Virginia | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| Brown, Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 14,000 |
| Calumet, Wisconsin | 1 | $ 23,000 | $ 23,000 | $ 92,000 |
| Dodge, Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 33,000 |
| Eau Claire, Wisconsin | 1 | $ 19,000 | $ 19,000 | $ 83,000 |
| Green, Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 137,000 |
| Kenosha, Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 110,000 |
| Kewaunee, Wisconsin | 1 | $ 16,000 | $ 16,000 | $ 45,000 |
| Marathon, Wisconsin | 1 | $ 37,000 | $ 37,000 | $ 79,000 |
| Outagamie, Wisconsin | 1 | $ 13,000 | $ 13,000 | $ 65,000 |
| Pierce, Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Polk, Wisconsin | 1 | $ 46,000 | $ 46,000 | $ 62,000 |
| Racine, Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 128,000 |
| Walworth, Wisconsin | 1 | $ 44,000 | $ 44,000 | $ 65,000 |
| Washington, Wisconsin | 1 | $ 47,000 | $ 47,000 | $ 109,000 |
| Winnebago, Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 63,000 |
| Albany, Wyoming | 1 | $ 10,000 | $ 10,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Principal Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,276 | $93,192,000 | $73,000 | $255,000 | $175,000 | $1,500,000 |
| Refinancing | 725 | $47,067,000 | $64,000 | $700,000 | $131,000 | $1,214,000 |
| Home Improvement | 117 | $5,863,000 | $50,000 | $2,000,000 | $76,000 | $218,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,914 | $136,418,000 | $71,000 | $255,000 | $163,000 | $1,500,000 |
| White | 116 | $3,862,000 | $33,000 | $205,000 | $78,000 | $250,000 |
| Not Provided | 65 | $2,958,000 | $45,000 | $700,000 | $85,000 | $300,000 |
| Black or African American | 10 | $262,000 | $26,000 | $75,000 | $72,000 | $218,000 |
| Hispanic | 6 | $2,172,000 | $362,000 | $2,000,000 | $60,000 | $75,000 |
| American Indian or Alaskan Native | 3 | $145,000 | $48,000 | $115,000 | $58,000 | $74,000 |
| Asian | 3 | $205,000 | $68,000 | $160,000 | $93,000 | $187,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $100,000 | $100,000 | $100,000 | $78,000 | $78,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,118 | $146,122,000 | $68,000 | $2,000,000 | $155,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,914 | $136,418,000 | $71,000 | $255,000 | $163,000 | $1,500,000 |
| Application Denied By Financial Institution | 124 | $5,787,000 | $46,000 | $2,000,000 | $66,000 | $218,000 |
| Loan Originated | 50 | $2,018,000 | $40,000 | $155,000 | $105,000 | $300,000 |
| Application Approved But Not Accepted | 28 | $1,871,000 | $66,000 | $700,000 | $97,000 | $187,000 |
| Application Withdrawn By Applicant | 2 | $28,000 | $14,000 | $18,000 | $66,000 | $81,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 69 | $3,718,000 | $53,000 | $2,000,000 | $66,000 | $218,000 |
| Debt-To-Income Ratio | 49 | $1,820,000 | $37,000 | $160,000 | $59,000 | $187,000 |
| Collateral | 6 | $249,000 | $41,000 | $60,000 | $117,000 | $168,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Principal Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Principal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Iowa, download the full spreadsheet
with aggregated HMDA statistics today.
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