Proper Rate, Llc
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Proper Rate, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Proper Rate, Llc 1800 W Larchmont Ave Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 |
| Total Number of Mortgage Applications | 2,483 |
| Total Mortgage Loan Application Amount | $902,895,000 |
| Average Mortgage Loan Application Amount | $352,333 |
| Highest Mortgage Loan Application Amount | $1,955,000 |
| Average Applicant Income | $183,000 |
| Highest Applicant Income | $3,847,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,453 | $ 554,455,000 | $ 381,000 | $ 179,000 |
| Lake County Illinois | 314 | $ 105,680,000 | $ 336,000 | $ 173,000 |
| DuPage County Illinois | 229 | $ 85,465,000 | $ 373,000 | $ 188,000 |
| McHenry County Illinois | 51 | $ 10,275,000 | $ 201,000 | $ 107,000 |
| Berrien County Michigan | 51 | $ 14,575,000 | $ 285,000 | $ 363,000 |
| Kane County Illinois | 50 | $ 11,720,000 | $ 234,000 | $ 125,000 |
| Will County Illinois | 48 | $ 12,800,000 | $ 266,000 | $ 141,000 |
| Maricopa County Arizona | 18 | $ 8,880,000 | $ 493,000 | $ 482,000 |
| Lake County Indiana | 18 | $ 3,030,000 | $ 168,000 | $ 160,000 |
| Denver County Colorado | 16 | $ 11,170,000 | $ 698,000 | $ 225,000 |
| LaPorte County Indiana | 16 | $ 4,840,000 | $ 302,000 | $ 202,000 |
| Walworth County Wisconsin | 13 | $ 3,065,000 | $ 235,000 | $ 232,000 |
| Palm Beach County Florida | 7 | $ 2,605,000 | $ 372,000 | $ 226,000 |
| Porter County Indiana | 7 | $ 1,665,000 | $ 237,000 | $ 113,000 |
| Jefferson County Colorado | 6 | $ 2,840,000 | $ 473,000 | $ 117,000 |
| Kendall County Illinois | 5 | $ 1,395,000 | $ 279,000 | $ 95,000 |
| Hamilton County Indiana | 5 | $ 1,905,000 | $ 381,000 | $ 357,000 |
| Hennepin County Minnesota | 5 | $ 2,945,000 | $ 589,000 | $ 216,000 |
| Beaufort County South Carolina | 5 | $ 1,345,000 | $ 269,000 | $ 216,000 |
| Milwaukee County Wisconsin | 5 | $ 1,545,000 | $ 309,000 | $ 172,000 |
| Arapahoe County Colorado | 4 | $ 1,940,000 | $ 485,000 | $ 214,000 |
| Summit County Colorado | 4 | $ 1,760,000 | $ 440,000 | $ 217,000 |
| Kalamazoo County Michigan | 4 | $ 1,560,000 | $ 390,000 | $ 191,000 |
| Oakland County Michigan | 4 | $ 1,900,000 | $ 475,000 | $ 266,000 |
| Cuyahoga County Ohio | 4 | $ 1,200,000 | $ 300,000 | $ 184,000 |
| Ozaukee County Wisconsin | 4 | $ 1,950,000 | $ 487,000 | $ 371,000 |
| Adams County Colorado | 3 | $ 995,000 | $ 331,000 | $ 160,000 |
| Douglas County Colorado | 3 | $ 1,215,000 | $ 405,000 | $ 127,000 |
| Cobb County Georgia | 3 | $ 775,000 | $ 258,000 | $ 137,000 |
| Fulton County Georgia | 3 | $ 1,235,000 | $ 411,000 | $ 139,000 |
| Winnebago County Illinois | 3 | $ 685,000 | $ 228,000 | $ 156,000 |
| Grand Traverse County Michigan | 3 | $ 675,000 | $ 225,000 | $ 143,000 |
| Leelanau County Michigan | 3 | $ 1,155,000 | $ 385,000 | $ 264,000 |
| Travis County Texas | 3 | $ 1,275,000 | $ 425,000 | $ 169,000 |
| Dane County Wisconsin | 3 | $ 945,000 | $ 315,000 | $ 204,000 |
| Los Angeles County California | 2 | $ 1,270,000 | $ 635,000 | $ 183,000 |
| Santa Clara County California | 2 | $ 1,210,000 | $ 605,000 | $ 169,000 |
| Boulder County Colorado | 2 | $ 1,140,000 | $ 570,000 | $ 160,000 |
| El Paso County Colorado | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Routt County Colorado | 2 | $ 900,000 | $ 450,000 | $ 262,000 |
| Charlotte County Florida | 2 | $ 1,660,000 | $ 830,000 | $ 332,000 |
| Collier County Florida | 2 | $ 1,970,000 | $ 985,000 | $ 619,000 |
| Lee County Florida | 2 | $ 660,000 | $ 330,000 | $ 71,000 |
| Pinellas County Florida | 2 | $ 1,030,000 | $ 515,000 | $ 359,000 |
| Sarasota County Florida | 2 | $ 920,000 | $ 460,000 | $ 189,000 |
| Jo Daviess County Illinois | 2 | $ 440,000 | $ 220,000 | $ 134,000 |
| Macon County Illinois | 2 | $ 360,000 | $ 180,000 | $ 153,000 |
| Starke County Indiana | 2 | $ 430,000 | $ 215,000 | $ 146,000 |
| Allegan County Michigan | 2 | $ 1,150,000 | $ 575,000 | $ 300,000 |
| St. Louis County Missouri | 2 | $ 670,000 | $ 335,000 | $ 197,000 |
| Forsyth County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 198,000 |
| Mecklenburg County North Carolina | 2 | $ 920,000 | $ 460,000 | $ 270,000 |
| Williamson County Tennessee | 2 | $ 900,000 | $ 450,000 | $ 141,000 |
| Denton County Texas | 2 | $ 810,000 | $ 405,000 | $ 208,000 |
| Harris County Texas | 2 | $ 520,000 | $ 260,000 | $ 126,000 |
| Green Lake County Wisconsin | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Oneida County Wisconsin | 2 | $ 690,000 | $ 345,000 | $ 1,077,000 |
| Vilas County Wisconsin | 2 | $ 850,000 | $ 425,000 | $ 226,000 |
| Waukesha County Wisconsin | 2 | $ 700,000 | $ 350,000 | $ 248,000 |
| Pima County Arizona | 1 | $ 165,000 | $ 165,000 | $ 207,000 |
| San Diego County California | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| San Francisco County California | 1 | $ 585,000 | $ 585,000 | $ 287,000 |
| Pitkin County Colorado | 1 | $ 665,000 | $ 665,000 | $ 496,000 |
| Duval County Florida | 1 | $ 315,000 | $ 315,000 | $ 140,000 |
| Hillsborough County Florida | 1 | $ 575,000 | $ 575,000 | $ 442,000 |
| Orange County Florida | 1 | $ 155,000 | $ 155,000 | $ 155,000 |
| Santa Rosa County Florida | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
| Walton County Florida | 1 | $ 515,000 | $ 515,000 | $ 468,000 |
| Cherokee County Georgia | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Boone County Illinois | 1 | $ 515,000 | $ 515,000 | $ 213,000 |
| Bureau County Illinois | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Champaign County Illinois | 1 | $ 785,000 | $ 785,000 | $ 475,000 |
| DeKalb County Illinois | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Grundy County Illinois | 1 | $ 265,000 | $ 265,000 | $ 143,000 |
| Jackson County Illinois | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Knox County Illinois | 1 | $ 285,000 | $ 285,000 | $ 284,000 |
| McLean County Illinois | 1 | $ 165,000 | $ 165,000 | $ 236,000 |
| St. Clair County Illinois | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Stephenson County Illinois | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Hendricks County Indiana | 1 | $ 135,000 | $ 135,000 | $ 133,000 |
| LaGrange County Indiana | 1 | $ 225,000 | $ 225,000 | $ 308,000 |
| Marion County Indiana | 1 | $ 515,000 | $ 515,000 | $ 200,000 |
| Marshall County Indiana | 1 | $ 495,000 | $ 495,000 | $ 265,000 |
| Monroe County Indiana | 1 | $ 135,000 | $ 135,000 | $ 174,000 |
| Cerro Gordo County Iowa | 1 | $ 165,000 | $ 165,000 | $ 124,000 |
| Dallas County Iowa | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Polk County Iowa | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Cass County Michigan | 1 | $ 165,000 | $ 165,000 | $ 160,000 |
| Jackson County Michigan | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Marquette County Michigan | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| St. Joseph County Michigan | 1 | $ 175,000 | $ 175,000 | $ 215,000 |
| Van Buren County Michigan | 1 | $ 1,505,000 | $ 1,505,000 | $ 632,000 |
| Wayne County Michigan | 1 | $ 185,000 | $ 185,000 | $ 210,000 |
| Ramsey County Minnesota | 1 | $ 675,000 | $ 675,000 | $ 372,000 |
| Camden County Missouri | 1 | $ 255,000 | $ 255,000 | $ 211,000 |
| St. Louis City County Missouri | 1 | $ 115,000 | $ 115,000 | $ 186,000 |
| Craven County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Durham County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Iredell County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Lee County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 111,000 |
| Onslow County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Franklin County Ohio | 1 | $ 555,000 | $ 555,000 | $ 300,000 |
| Geauga County Ohio | 1 | $ 315,000 | $ 315,000 | $ 125,000 |
| Medina County Ohio | 1 | $ 395,000 | $ 395,000 | $ 90,000 |
| Warren County Ohio | 1 | $ 355,000 | $ 355,000 | $ 243,000 |
| Pickens County South Carolina | 1 | $ 925,000 | $ 925,000 | $ 243,000 |
| York County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 905,000 | $ 905,000 | $ 295,000 |
| Knox County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 99,000 |
| Bexar County Texas | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Dallas County Texas | 1 | $ 345,000 | $ 345,000 | $ 98,000 |
| Williamson County Texas | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
| Calumet County Wisconsin | 1 | $ 585,000 | $ 585,000 | $ 328,000 |
| Columbia County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 300,000 |
| Fond du Lac County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 371,000 |
| Jefferson County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Kenosha County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Racine County Wisconsin | 1 | $ 475,000 | $ 475,000 | $ 179,000 |
| Sauk County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Sawyer County Wisconsin | 1 | $ 385,000 | $ 385,000 | $ 159,000 |
| Sheboygan County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 400,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Proper Rate, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,356 | $491,400,000 | $362,000 | $1,955,000 | $192,000 | $3,847,000 |
| Home Purchase | 916 | $343,780,000 | $375,000 | $1,905,000 | $172,000 | $2,926,000 |
| Cash-out Refinancing | 211 | $67,715,000 | $320,000 | $1,495,000 | $185,000 | $1,244,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,900 | $698,970,000 | $367,000 | $1,955,000 | $188,000 | $3,847,000 |
| Not Provided | 250 | $97,240,000 | $388,000 | $1,445,000 | $198,000 | $1,200,000 |
| Hispanic | 116 | $34,820,000 | $300,000 | $755,000 | $126,000 | $840,000 |
| Asian | 112 | $37,860,000 | $338,000 | $1,645,000 | $169,000 | $516,000 |
| Black or African American | 52 | $14,540,000 | $279,000 | $625,000 | $146,000 | $688,000 |
| American Indian or Alaskan Native | 8 | $2,710,000 | $338,000 | $765,000 | $151,000 | $289,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $560,000 | $280,000 | $355,000 | $220,000 | $220,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,483 | $902,895,000 | $363,000 | $1,955,000 | $184,000 | $3,847,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,650 | $588,820,000 | $356,000 | $1,905,000 | $178,000 | $3,847,000 |
| Application Withdrawn By Applicant | 781 | $294,765,000 | $377,000 | $1,955,000 | $199,000 | $1,325,000 |
| Application Denied By Financial Institution | 31 | $11,225,000 | $362,000 | $1,275,000 | $170,000 | $769,000 |
| File Closed For Incompleteness | 13 | $4,715,000 | $362,000 | $645,000 | $159,000 | $300,000 |
| Application Approved But Not Accepted | 8 | $3,370,000 | $421,000 | $545,000 | $180,000 | $338,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,452 | $891,670,000 | $363,000 | $1,955,000 | $184,000 | $3,847,000 |
| Debt-To-Income Ratio | 10 | $3,090,000 | $309,000 | $495,000 | $75,000 | $140,000 |
| Other | 5 | $1,175,000 | $235,000 | $395,000 | $225,000 | $769,000 |
| Credit History | 5 | $2,145,000 | $429,000 | $985,000 | $240,000 | $636,000 |
| Unverifiable Information | 4 | $2,940,000 | $735,000 | $1,275,000 | $402,000 | $621,000 |
| Collateral | 4 | $1,170,000 | $292,000 | $385,000 | $118,000 | $187,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $320,000 | $160,000 | $185,000 | $88,000 | $108,000 |
| Employment History | 1 | $385,000 | $385,000 | $385,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.