Proponent Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for New Jersey.
The mortgage statistics and data below are specific to mortgage loan applications for Proponent Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Proponent Federal Credit Union 536 Washington Ave. Nutley, NJ 07110 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 477 |
| Total Mortgage Loan Application Amount | $86,045,000 |
| Average Mortgage Loan Application Amount | $183,200 |
| Highest Mortgage Loan Application Amount | $1,165,000 |
| Average Applicant Income | $132,200 |
| Highest Applicant Income | $579,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NJ, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County New Jersey | 96 | $ 17,500,000 | $ 182,000 | $ 125,000 |
| Alamance County North Carolina | 62 | $ 5,770,000 | $ 93,000 | $ 80,000 |
| Passaic County New Jersey | 30 | $ 4,950,000 | $ 165,000 | $ 125,000 |
| Bergen County New Jersey | 29 | $ 5,975,000 | $ 206,000 | $ 142,000 |
| Morris County New Jersey | 27 | $ 8,445,000 | $ 312,000 | $ 203,000 |
| Middlesex County New Jersey | 21 | $ 4,045,000 | $ 192,000 | $ 129,000 |
| Somerset County New Jersey | 15 | $ 3,415,000 | $ 227,000 | $ 169,000 |
| Guilford County North Carolina | 14 | $ 1,480,000 | $ 105,000 | $ 116,000 |
| Wake County North Carolina | 12 | $ 2,120,000 | $ 176,000 | $ 109,000 |
| Hudson County New Jersey | 10 | $ 1,500,000 | $ 150,000 | $ 123,000 |
| Monmouth County New Jersey | 8 | $ 1,350,000 | $ 168,000 | $ 167,000 |
| Northampton County Pennsylvania | 7 | $ 885,000 | $ 126,000 | $ 96,000 |
| Union County New Jersey | 6 | $ 1,110,000 | $ 185,000 | $ 133,000 |
| Durham County North Carolina | 6 | $ 490,000 | $ 81,000 | $ 92,000 |
| Los Angeles County California | 5 | $ 2,655,000 | $ 531,000 | $ 182,000 |
| Ocean County New Jersey | 5 | $ 405,000 | $ 81,000 | $ 194,000 |
| Palm Beach County Florida | 4 | $ 690,000 | $ 172,000 | $ 232,000 |
| Hillsborough County Florida | 3 | $ 125,000 | $ 41,000 | $ 133,000 |
| Plymouth County Massachusetts | 3 | $ 765,000 | $ 255,000 | $ 157,000 |
| Hunterdon County New Jersey | 3 | $ 765,000 | $ 255,000 | $ 146,000 |
| Sussex County New Jersey | 3 | $ 385,000 | $ 128,000 | $ 178,000 |
| Warren County New Jersey | 3 | $ 295,000 | $ 98,000 | $ 65,000 |
| Kings County New York | 3 | $ 1,355,000 | $ 451,000 | $ 110,000 |
| Caswell County North Carolina | 3 | $ 125,000 | $ 41,000 | $ 49,000 |
| Orange County North Carolina | 3 | $ 295,000 | $ 98,000 | $ 73,000 |
| Bucks County Pennsylvania | 3 | $ 915,000 | $ 305,000 | $ 188,000 |
| Horry County South Carolina | 3 | $ 265,000 | $ 88,000 | $ 89,000 |
| Jefferson County Alabama | 2 | $ 110,000 | $ 55,000 | $ 68,000 |
| Fresno County California | 2 | $ 400,000 | $ 200,000 | $ 141,000 |
| San Francisco County California | 2 | $ 1,260,000 | $ 630,000 | $ 294,000 |
| San Mateo County California | 2 | $ 1,080,000 | $ 540,000 | $ 270,000 |
| Hartford County Connecticut | 2 | $ 80,000 | $ 40,000 | $ 200,000 |
| Broward County Florida | 2 | $ 190,000 | $ 95,000 | $ 52,000 |
| Jackson County Georgia | 2 | $ 270,000 | $ 135,000 | $ 109,000 |
| Baltimore City County Maryland | 2 | $ 240,000 | $ 120,000 | $ 253,000 |
| Middlesex County Massachusetts | 2 | $ 380,000 | $ 190,000 | $ 227,000 |
| Burlington County New Jersey | 2 | $ 110,000 | $ 55,000 | $ 136,000 |
| Cape May County New Jersey | 2 | $ 480,000 | $ 240,000 | $ 213,000 |
| Mercer County New Jersey | 2 | $ 370,000 | $ 185,000 | $ 269,000 |
| Rockland County New York | 2 | $ 110,000 | $ 55,000 | $ 128,000 |
| Chatham County North Carolina | 2 | $ 450,000 | $ 225,000 | $ 79,000 |
| Lee County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 53,000 |
| Mecklenburg County North Carolina | 2 | $ 60,000 | $ 30,000 | $ 37,000 |
| New Hanover County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 78,000 |
| Monroe County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 100,000 |
| Montgomery County Pennsylvania | 2 | $ 830,000 | $ 415,000 | $ 158,000 |
| Alameda County California | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Napa County California | 1 | $ 475,000 | $ 475,000 | $ 240,000 |
| Orange County California | 1 | $ 675,000 | $ 675,000 | $ 311,000 |
| San Diego County California | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
| Sonoma County California | 1 | $ 1,065,000 | $ 1,065,000 | $ 196,000 |
| Fairfield County Connecticut | 1 | $ 75,000 | $ 75,000 | $ 200,000 |
| Sussex County Delaware | 1 | $ 395,000 | $ 395,000 | $ 297,000 |
| Collier County Florida | 1 | $ 215,000 | $ 215,000 | $ 218,000 |
| Pasco County Florida | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Sarasota County Florida | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Seminole County Florida | 1 | $ 145,000 | $ 145,000 | $ 83,000 |
| Chatham County Georgia | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Dougherty County Georgia | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Gwinnett County Georgia | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Stephens County Georgia | 1 | $ 45,000 | $ 45,000 | $ 224,000 |
| Jefferson County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Worcester County Maryland | 1 | $ 15,000 | $ 15,000 | $ 99,000 |
| Barnstable County Massachusetts | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Suffolk County Massachusetts | 1 | $ 645,000 | $ 645,000 | $ 145,000 |
| Worcester County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Washington County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Daviess County Missouri | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Clark County Nevada | 1 | $ 325,000 | $ 325,000 | $ 148,000 |
| Orange County New York | 1 | $ 455,000 | $ 455,000 | $ 202,000 |
| Richmond County New York | 1 | $ 705,000 | $ 705,000 | $ 144,000 |
| Suffolk County New York | 1 | $ 45,000 | $ 45,000 | $ 139,000 |
| Sullivan County New York | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Westchester County New York | 1 | $ 305,000 | $ 305,000 | $ 224,000 |
| Ashe County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 279,000 |
| Brunswick County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 26,000 |
| Buncombe County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 151,000 |
| Cleveland County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Craven County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Granville County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Randolph County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Wilkes County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| Delaware County Ohio | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| Lucas County Ohio | 1 | $ 285,000 | $ 285,000 | $ 158,000 |
| Philadelphia County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Pike County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 145,000 |
| Wayne County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 280,000 |
| Beaufort County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 200,000 |
| Florence County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Lancaster County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Anderson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 172,000 |
| Bexar County Texas | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Dallas County Texas | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Fort Bend County Texas | 1 | $ 335,000 | $ 335,000 | $ 205,000 |
| Davis County Utah | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Carroll County Virginia | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Fairfax County Virginia | 1 | $ 55,000 | $ 55,000 | $ 114,000 |
| Kanawha County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New Jersey,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Proponent Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 139 | $43,595,000 | $313,000 | $1,165,000 | $150,000 | $579,000 |
| Refinancing | 118 | $17,950,000 | $152,000 | $885,000 | $119,000 | $506,000 |
| Other Purpose | 110 | $7,270,000 | $66,000 | $375,000 | $106,000 | $376,000 |
| Home Improvement | 70 | $4,180,000 | $59,000 | $255,000 | $131,000 | $500,000 |
| Cash-out Refinancing | 40 | $13,050,000 | $326,000 | $1,005,000 | $155,000 | $377,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 271 | $45,995,000 | $169,000 | $1,065,000 | $123,000 | $500,000 |
| Not Provided | 75 | $13,755,000 | $183,000 | $775,000 | $139,000 | $533,000 |
| Black or African American | 47 | $5,605,000 | $119,000 | $935,000 | $101,000 | $237,000 |
| Hispanic | 37 | $4,185,000 | $113,000 | $615,000 | $124,000 | $261,000 |
| Asian | 28 | $10,840,000 | $387,000 | $1,165,000 | $211,000 | $579,000 |
| American Indian or Alaskan Native | 2 | $350,000 | $175,000 | $245,000 | $83,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $145,000 | $145,000 | $145,000 | $89,000 | $89,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 477 | $86,045,000 | $180,000 | $1,165,000 | $130,000 | $579,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 314 | $56,810,000 | $180,000 | $1,165,000 | $132,000 | $506,000 |
| Application Withdrawn By Applicant | 83 | $19,885,000 | $239,000 | $885,000 | $135,000 | $579,000 |
| Application Denied By Financial Institution | 73 | $8,115,000 | $111,000 | $885,000 | $105,000 | $415,000 |
| Application Approved But Not Accepted | 4 | $1,070,000 | $267,000 | $375,000 | $207,000 | $319,000 |
| File Closed For Incompleteness | 3 | $165,000 | $55,000 | $75,000 | $227,000 | $500,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 404 | $77,930,000 | $192,000 | $1,165,000 | $134,000 | $579,000 |
| Credit History | 34 | $3,070,000 | $90,000 | $285,000 | $110,000 | $415,000 |
| Debt-To-Income Ratio | 17 | $2,215,000 | $130,000 | $425,000 | $84,000 | $164,000 |
| Collateral | 15 | $875,000 | $58,000 | $205,000 | $100,000 | $239,000 |
| Other | 3 | $425,000 | $141,000 | $335,000 | $127,000 | $205,000 |
| Unverifiable Information | 1 | $305,000 | $305,000 | $305,000 | $209,000 | $209,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $255,000 | $255,000 | $255,000 | $71,000 | $71,000 |
| Mortgage Insurance Denied | 1 | $85,000 | $85,000 | $85,000 | $40,000 | $40,000 |
| Credit Application Incomplete | 1 | $885,000 | $885,000 | $885,000 | $300,000 | $300,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NJ, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New Jersey, and search similar information at your convenience.