Prosperity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Prosperity Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Bank 1301 N Mechanic El Campo, TX 77437 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,855 |
| Total Mortgage Loan Application Amount | $327,695,000 |
| Average Mortgage Loan Application Amount | $104,666 |
| Highest Mortgage Loan Application Amount | $4,413,000 |
| Average Applicant Income | $77,333 |
| Highest Applicant Income | $9,857,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Prosperity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Prosperity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Brazos County Texas | 466 | $ 52,102,000 | $ 111,000 | $ 8,000 |
| Harris County Texas | 234 | $ 49,746,000 | $ 212,000 | $ 202,000 |
| Nueces County Texas | 132 | $ 12,798,000 | $ 96,000 | $ 100,000 |
| Victoria County Texas | 120 | $ 11,083,000 | $ 92,000 | $ 82,000 |
| Henderson County Texas | 119 | $ 6,864,000 | $ 57,000 | $ 4,000 |
| Travis County Texas | 105 | $ 38,843,000 | $ 369,000 | $ 176,000 |
| Dallas County Texas | 93 | $ 12,505,000 | $ 134,000 | $ 102,000 |
| Matagorda County Texas | 86 | $ 8,130,000 | $ 94,000 | $ 120,000 |
| Wharton County Texas | 82 | $ 4,787,000 | $ 58,000 | $ 45,000 |
| Liberty County Texas | 72 | $ 2,359,000 | $ 32,000 | $ 76,000 |
| Bastrop County Texas | 56 | $ 3,932,000 | $ 70,000 | $ 9,000 |
| Cooke County Texas | 51 | $ 4,145,000 | $ 81,000 | $ 102,000 |
| Fayette County Texas | 50 | $ 3,009,000 | $ 60,000 | $ 83,000 |
| Navarro County Texas | 49 | $ 3,648,000 | $ 74,000 | $ 84,000 |
| Grimes County Texas | 47 | $ 1,224,000 | $ 26,000 | $ 39,000 |
| Denton County Texas | 46 | $ 8,175,000 | $ 177,000 | $ 159,000 |
| Brazoria County Texas | 44 | $ 3,641,000 | $ 82,000 | $ 104,000 |
| Anderson County Texas | 42 | $ 1,744,000 | $ 41,000 | $ 8,000 |
| Montgomery County Texas | 42 | $ 6,662,000 | $ 158,000 | $ 193,000 |
| San Patricio County Texas | 40 | $ 4,177,000 | $ 104,000 | $ 88,000 |
| Tarrant County Texas | 39 | $ 6,596,000 | $ 169,000 | $ 65,000 |
| Aransas County Texas | 36 | $ 3,572,000 | $ 99,000 | $ 99,000 |
| Fort Bend County Texas | 36 | $ 5,839,000 | $ 162,000 | $ 211,000 |
| Galveston County Texas | 35 | $ 5,643,000 | $ 161,000 | $ 193,000 |
| Waller County Texas | 35 | $ 1,571,000 | $ 44,000 | $ 66,000 |
| Cherokee County Texas | 34 | $ 1,144,000 | $ 33,000 | $ 0 |
| Ellis County Texas | 34 | $ 2,075,000 | $ 61,000 | $ 81,000 |
| Lee County Texas | 34 | $ 1,872,000 | $ 55,000 | $ 51,000 |
| Jefferson County Texas | 32 | $ 1,229,000 | $ 38,000 | $ 3,000 |
| Williamson County Texas | 30 | $ 5,021,000 | $ 167,000 | $ 91,000 |
| Gonzales County Texas | 28 | $ 730,000 | $ 26,000 | $ 44,000 |
| Smith County Texas | 28 | $ 2,153,000 | $ 76,000 | $ 0 |
| Houston County Texas | 26 | $ 1,478,000 | $ 56,000 | $ 58,000 |
| Bee County Texas | 24 | $ 764,000 | $ 31,000 | $ 48,000 |
| Jackson County Texas | 24 | $ 1,544,000 | $ 64,000 | $ 86,000 |
| Burleson County Texas | 23 | $ 1,114,000 | $ 48,000 | $ 32,000 |
| Atascosa County Texas | 21 | $ 1,086,000 | $ 51,000 | $ 77,000 |
| Hays County Texas | 21 | $ 4,319,000 | $ 205,000 | $ 111,000 |
| Bexar County Texas | 20 | $ 2,892,000 | $ 144,000 | $ 72,000 |
| Chambers County Texas | 19 | $ 2,047,000 | $ 107,000 | $ 102,000 |
| Van Zandt County Texas | 17 | $ 353,000 | $ 20,000 | $ 0 |
| Colorado County Texas | 15 | $ 1,041,000 | $ 69,000 | $ 91,000 |
| DeWitt County Texas | 15 | $ 763,000 | $ 50,000 | $ 149,000 |
| Calhoun County Texas | 13 | $ 909,000 | $ 69,000 | $ 124,000 |
| Lavaca County Texas | 12 | $ 700,000 | $ 58,000 | $ 72,000 |
| Collin County Texas | 11 | $ 1,852,000 | $ 168,000 | $ 479,000 |
| Goliad County Texas | 11 | $ 939,000 | $ 85,000 | $ 91,000 |
| Gregg County Texas | 11 | $ 2,016,000 | $ 183,000 | $ 0 |
| Robertson County Texas | 11 | $ 936,000 | $ 85,000 | $ 14,000 |
| Guadalupe County Texas | 10 | $ 1,686,000 | $ 168,000 | $ 185,000 |
| Kaufman County Texas | 10 | $ 470,000 | $ 47,000 | $ 16,000 |
| Leon County Texas | 10 | $ 1,651,000 | $ 165,000 | $ 34,000 |
| Panola County Texas | 10 | $ 540,000 | $ 54,000 | $ 0 |
| Comal County Texas | 8 | $ 802,000 | $ 100,000 | $ 65,000 |
| Parker County Texas | 7 | $ 419,000 | $ 59,000 | $ 71,000 |
| Jim Wells County Texas | 6 | $ 361,000 | $ 60,000 | $ 52,000 |
| Kleberg County Texas | 6 | $ 1,514,000 | $ 252,000 | $ 39,000 |
| Llano County Texas | 6 | $ 2,053,000 | $ 342,000 | $ 322,000 |
| Milam County Texas | 6 | $ 1,721,000 | $ 286,000 | $ 79,000 |
| Washington County Texas | 6 | $ 25,000 | $ 4,000 | $ 24,000 |
| Franklin County Texas | 5 | $ 45,000 | $ 9,000 | $ 0 |
| Limestone County Texas | 5 | $ 399,000 | $ 79,000 | $ 68,000 |
| Wise County Texas | 5 | $ 895,000 | $ 179,000 | $ 56,000 |
| Burnet County Texas | 4 | $ 472,000 | $ 118,000 | $ 46,000 |
| Hardin County Texas | 4 | $ 304,000 | $ 76,000 | $ 0 |
| Karnes County Texas | 4 | $ 350,000 | $ 87,000 | $ 153,000 |
| Falls County Texas | 3 | $ 498,000 | $ 166,000 | $ 133,000 |
| Harrison County Texas | 3 | $ 242,000 | $ 80,000 | $ 0 |
| Hill County Texas | 3 | $ 373,000 | $ 124,000 | $ 87,000 |
| Johnson County Texas | 3 | $ 707,000 | $ 235,000 | $ 83,000 |
| Refugio County Texas | 3 | $ 75,000 | $ 25,000 | $ 63,000 |
| Rusk County Texas | 3 | $ 479,000 | $ 159,000 | $ 0 |
| Eagle County Colorado | 2 | $ 1,622,000 | $ 811,000 | $ 308,000 |
| Oklahoma County Oklahoma | 2 | $ 49,000 | $ 24,000 | $ 26,000 |
| Austin County Texas | 2 | $ 81,000 | $ 40,000 | $ 94,000 |
| Hood County Texas | 2 | $ 641,000 | $ 320,000 | $ 45,000 |
| Hunt County Texas | 2 | $ 227,000 | $ 113,000 | $ 54,000 |
| Jasper County Texas | 2 | $ 51,000 | $ 25,000 | $ 123,000 |
| Kendall County Texas | 2 | $ 916,000 | $ 458,000 | $ 272,000 |
| McLennan County Texas | 2 | $ 197,000 | $ 98,000 | $ 282,000 |
| Montague County Texas | 2 | $ 165,000 | $ 82,000 | $ 94,000 |
| Polk County Texas | 2 | $ 4,000 | $ 2,000 | $ 41,000 |
| Rockwall County Texas | 2 | $ 1,007,000 | $ 503,000 | $ 104,000 |
| Shelby County Texas | 2 | $ 49,000 | $ 24,000 | $ 0 |
| Upshur County Texas | 2 | $ 96,000 | $ 48,000 | $ 29,000 |
| La Plata County Colorado | 1 | $ 82,000 | $ 82,000 | $ 132,000 |
| Oconee County Georgia | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Madison County Mississippi | 1 | $ 8,000 | $ 8,000 | $ 70,000 |
| Sullivan County New York | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Bandera County Texas | 1 | $ 139,000 | $ 139,000 | $ 84,000 |
| Bell County Texas | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Blanco County Texas | 1 | $ 311,000 | $ 311,000 | $ 110,000 |
| Caldwell County Texas | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Castro County Texas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Coryell County Texas | 1 | $ 2,000 | $ 2,000 | $ 21,000 |
| Duval County Texas | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| El Paso County Texas | 1 | $ 107,000 | $ 107,000 | $ 996,000 |
| Hockley County Texas | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Kerr County Texas | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Live Oak County Texas | 1 | $ 249,000 | $ 249,000 | $ 1,137,000 |
| Madison County Texas | 1 | $ 73,000 | $ 73,000 | $ 0 |
| McMullen County Texas | 1 | $ 3,000 | $ 3,000 | $ 46,000 |
| Nacogdoches County Texas | 1 | $ 1,063,000 | $ 1,063,000 | $ 0 |
| San Jacinto County Texas | 1 | $ 1,000 | $ 1,000 | $ 16,000 |
| Taylor County Texas | 1 | $ 50,000 | $ 50,000 | $ 171,000 |
| Titus County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Trinity County Texas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Walker County Texas | 1 | $ 1,232,000 | $ 1,232,000 | $ 0 |
| Wilson County Texas | 1 | $ 20,000 | $ 20,000 | $ 480,000 |
| Wood County Texas | 1 | $ 61,000 | $ 61,000 | $ 146,000 |
Mortgage Loan Application Detail Totals for Prosperity Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,307 | $219,958,000 | $168,000 | $2,621,000 | $101,000 | $9,857,000 |
| Home Improvement | 860 | $32,503,000 | $37,000 | $1,895,000 | $66,000 | $1,348,000 |
| Refinancing | 688 | $75,234,000 | $109,000 | $4,413,000 | $65,000 | $3,297,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,197 | $148,848,000 | $124,000 | $2,500,000 | $154,000 | $9,857,000 |
| Not applicable | 1,133 | $131,622,000 | $116,000 | $2,621,000 | $0 | $0 |
| Hispanic | 336 | $21,447,000 | $63,000 | $1,178,000 | $83,000 | $1,478,000 |
| Black or African American | 86 | $4,170,000 | $48,000 | $450,000 | $80,000 | $1,214,000 |
| Not Provided | 62 | $13,204,000 | $212,000 | $4,413,000 | $147,000 | $976,000 |
| Asian | 22 | $6,174,000 | $280,000 | $1,119,000 | $184,000 | $545,000 |
| American Indian or Alaskan Native | 11 | $521,000 | $47,000 | $120,000 | $56,000 | $129,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,709,000 | $213,000 | $608,000 | $154,000 | $419,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,855 | $327,695,000 | $114,000 | $4,413,000 | $82,000 | $9,857,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,527 | $211,655,000 | $138,000 | $2,500,000 | $138,000 | $9,857,000 |
| Loan Purchased By The Institution | 954 | $91,086,000 | $95,000 | $4,413,000 | $0 | $0 |
| Application Denied By Financial Institution | 303 | $16,648,000 | $54,000 | $1,200,000 | $51,000 | $299,000 |
| Application Approved But Not Accepted | 56 | $7,210,000 | $128,000 | $1,178,000 | $118,000 | $1,478,000 |
| Application Withdrawn By Applicant | 13 | $931,000 | $71,000 | $360,000 | $141,000 | $1,348,000 |
| Preapproval Denied by Financial Institution | 2 | $165,000 | $82,000 | $125,000 | $60,000 | $96,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 222 | $7,515,000 | $33,000 | $256,000 | $46,000 | $299,000 |
| Debt-To-Income Ratio | 65 | $8,534,000 | $131,000 | $1,200,000 | $66,000 | $264,000 |
| Collateral | 6 | $198,000 | $33,000 | $58,000 | $41,000 | $68,000 |
| Other | 3 | $217,000 | $72,000 | $102,000 | $60,000 | $89,000 |
| Employment History | 3 | $144,000 | $48,000 | $140,000 | $73,000 | $198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $135,000 | $67,000 | $112,000 | $89,000 | $132,000 |
| Unverifiable Information | 2 | $61,000 | $30,000 | $51,000 | $64,000 | $102,000 |
| Credit Application Incomplete | 1 | $5,000 | $5,000 | $5,000 | $11,000 | $11,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.