Prosperity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Prosperity Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Bank 1301 N Mechanic El Campo, TX 77437 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,731 |
| Total Mortgage Loan Application Amount | $825,236,000 |
| Average Mortgage Loan Application Amount | $150,666 |
| Highest Mortgage Loan Application Amount | $17,095,000 |
| Average Applicant Income | $128,000 |
| Highest Applicant Income | $9,487,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Prosperity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Prosperity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 577 | $ 158,245,000 | $ 274,000 | $ 195,000 |
| Lubbock County Texas | 423 | $ 59,053,000 | $ 139,000 | $ 98,000 |
| Travis County Texas | 334 | $ 99,228,000 | $ 297,000 | $ 233,000 |
| Dallas County Texas | 179 | $ 36,109,000 | $ 201,000 | $ 155,000 |
| Brazos County Texas | 177 | $ 22,346,000 | $ 126,000 | $ 91,000 |
| Nueces County Texas | 171 | $ 25,486,000 | $ 149,000 | $ 158,000 |
| Victoria County Texas | 158 | $ 20,753,000 | $ 131,000 | $ 117,000 |
| Williamson County Texas | 125 | $ 23,367,000 | $ 186,000 | $ 158,000 |
| Fort Bend County Texas | 110 | $ 40,252,000 | $ 365,000 | $ 216,000 |
| Matagorda County Texas | 109 | $ 8,392,000 | $ 76,000 | $ 93,000 |
| Henderson County Texas | 104 | $ 9,788,000 | $ 94,000 | $ 131,000 |
| Waller County Texas | 85 | $ 12,621,000 | $ 148,000 | $ 100,000 |
| Wharton County Texas | 85 | $ 8,276,000 | $ 97,000 | $ 94,000 |
| Hale County Texas | 81 | $ 6,699,000 | $ 82,000 | $ 59,000 |
| Midland County Texas | 79 | $ 32,845,000 | $ 415,000 | $ 137,000 |
| Galveston County Texas | 75 | $ 12,736,000 | $ 169,000 | $ 175,000 |
| Brazoria County Texas | 71 | $ 8,199,000 | $ 115,000 | $ 114,000 |
| Aransas County Texas | 68 | $ 7,183,000 | $ 105,000 | $ 105,000 |
| Tarrant County Texas | 68 | $ 15,400,000 | $ 226,000 | $ 199,000 |
| Collin County Texas | 60 | $ 19,460,000 | $ 324,000 | $ 196,000 |
| Montgomery County Texas | 60 | $ 11,649,000 | $ 194,000 | $ 150,000 |
| Fayette County Texas | 55 | $ 3,811,000 | $ 69,000 | $ 81,000 |
| Bastrop County Texas | 54 | $ 5,981,000 | $ 110,000 | $ 99,000 |
| Houston County Texas | 51 | $ 3,646,000 | $ 71,000 | $ 76,000 |
| Bexar County Texas | 50 | $ 10,261,000 | $ 205,000 | $ 147,000 |
| Liberty County Texas | 47 | $ 2,702,000 | $ 57,000 | $ 90,000 |
| Taylor County Texas | 47 | $ 5,411,000 | $ 115,000 | $ 104,000 |
| Grimes County Texas | 46 | $ 3,964,000 | $ 86,000 | $ 78,000 |
| Ector County Texas | 45 | $ 7,271,000 | $ 161,000 | $ 100,000 |
| Ellis County Texas | 44 | $ 3,222,000 | $ 73,000 | $ 91,000 |
| Denton County Texas | 43 | $ 11,984,000 | $ 278,000 | $ 248,000 |
| Hays County Texas | 38 | $ 9,015,000 | $ 237,000 | $ 179,000 |
| Anderson County Texas | 37 | $ 2,588,000 | $ 69,000 | $ 88,000 |
| San Patricio County Texas | 33 | $ 2,641,000 | $ 80,000 | $ 84,000 |
| Navarro County Texas | 30 | $ 3,065,000 | $ 102,000 | $ 75,000 |
| Scurry County Texas | 30 | $ 2,380,000 | $ 79,000 | $ 79,000 |
| Jackson County Texas | 29 | $ 2,058,000 | $ 70,000 | $ 94,000 |
| Bee County Texas | 28 | $ 1,923,000 | $ 68,000 | $ 105,000 |
| Calhoun County Texas | 27 | $ 3,665,000 | $ 135,000 | $ 200,000 |
| Cherokee County Texas | 27 | $ 2,283,000 | $ 84,000 | $ 81,000 |
| Madison County Texas | 27 | $ 961,000 | $ 35,000 | $ 65,000 |
| Hockley County Texas | 25 | $ 3,059,000 | $ 122,000 | $ 154,000 |
| Comal County Texas | 24 | $ 4,629,000 | $ 192,000 | $ 171,000 |
| Jefferson County Texas | 23 | $ 3,776,000 | $ 164,000 | $ 59,000 |
| Lee County Texas | 21 | $ 1,380,000 | $ 65,000 | $ 62,000 |
| Freestone County Texas | 20 | $ 948,000 | $ 47,000 | $ 48,000 |
| Smith County Texas | 20 | $ 2,059,000 | $ 102,000 | $ 104,000 |
| Burnet County Texas | 19 | $ 4,371,000 | $ 230,000 | $ 331,000 |
| Cooke County Texas | 18 | $ 1,441,000 | $ 80,000 | $ 142,000 |
| Gonzales County Texas | 18 | $ 1,506,000 | $ 83,000 | $ 71,000 |
| Lavaca County Texas | 18 | $ 1,962,000 | $ 109,000 | $ 97,000 |
| Terry County Texas | 17 | $ 1,266,000 | $ 74,000 | $ 117,000 |
| Burleson County Texas | 16 | $ 1,071,000 | $ 66,000 | $ 76,000 |
| Colorado County Texas | 16 | $ 1,321,000 | $ 82,000 | $ 91,000 |
| Howard County Texas | 16 | $ 1,367,000 | $ 85,000 | $ 93,000 |
| Chambers County Texas | 15 | $ 1,991,000 | $ 132,000 | $ 96,000 |
| Goliad County Texas | 15 | $ 2,489,000 | $ 165,000 | $ 260,000 |
| DeWitt County Texas | 14 | $ 1,449,000 | $ 103,000 | $ 114,000 |
| Guadalupe County Texas | 14 | $ 2,468,000 | $ 176,000 | $ 393,000 |
| Van Zandt County Texas | 13 | $ 833,000 | $ 64,000 | $ 70,000 |
| Lamb County Texas | 12 | $ 715,000 | $ 59,000 | $ 61,000 |
| Eastland County Texas | 11 | $ 583,000 | $ 53,000 | $ 49,000 |
| Johnson County Texas | 11 | $ 2,105,000 | $ 191,000 | $ 111,000 |
| Parker County Texas | 11 | $ 1,810,000 | $ 164,000 | $ 141,000 |
| Atascosa County Texas | 10 | $ 752,000 | $ 75,000 | $ 152,000 |
| Jim Wells County Texas | 9 | $ 1,927,000 | $ 214,000 | $ 89,000 |
| Washington County Texas | 9 | $ 1,109,000 | $ 123,000 | $ 88,000 |
| Grayson County Texas | 8 | $ 861,000 | $ 107,000 | $ 265,000 |
| Llano County Texas | 8 | $ 1,671,000 | $ 208,000 | $ 209,000 |
| Panola County Texas | 8 | $ 672,000 | $ 84,000 | $ 114,000 |
| Brown County Texas | 7 | $ 369,000 | $ 52,000 | $ 42,000 |
| Kaufman County Texas | 7 | $ 761,000 | $ 108,000 | $ 224,000 |
| Somervell County Texas | 7 | $ 963,000 | $ 137,000 | $ 74,000 |
| Bailey County Texas | 6 | $ 497,000 | $ 82,000 | $ 55,000 |
| Dawson County Texas | 6 | $ 465,000 | $ 77,000 | $ 92,000 |
| San Jacinto County Texas | 6 | $ 1,457,000 | $ 242,000 | $ 272,000 |
| Cameron County Texas | 5 | $ 458,000 | $ 91,000 | $ 103,000 |
| Franklin County Texas | 5 | $ 252,000 | $ 50,000 | $ 75,000 |
| Hood County Texas | 5 | $ 588,000 | $ 117,000 | $ 187,000 |
| Lynn County Texas | 5 | $ 852,000 | $ 170,000 | $ 90,000 |
| Milam County Texas | 5 | $ 861,000 | $ 172,000 | $ 85,000 |
| Montague County Texas | 5 | $ 357,000 | $ 71,000 | $ 63,000 |
| Robertson County Texas | 5 | $ 676,000 | $ 135,000 | $ 80,000 |
| Rockwall County Texas | 5 | $ 1,344,000 | $ 268,000 | $ 166,000 |
| Tom Green County Texas | 5 | $ 2,017,000 | $ 403,000 | $ 67,000 |
| Winkler County Texas | 5 | $ 401,000 | $ 80,000 | $ 73,000 |
| Wood County Texas | 5 | $ 519,000 | $ 103,000 | $ 78,000 |
| Andrews County Texas | 4 | $ 943,000 | $ 235,000 | $ 83,000 |
| Bell County Texas | 4 | $ 210,000 | $ 52,000 | $ 54,000 |
| Crosby County Texas | 4 | $ 495,000 | $ 123,000 | $ 82,000 |
| Floyd County Texas | 4 | $ 144,000 | $ 36,000 | $ 29,000 |
| Garza County Texas | 4 | $ 345,000 | $ 86,000 | $ 67,000 |
| Hardin County Texas | 4 | $ 641,000 | $ 160,000 | $ 180,000 |
| Hill County Texas | 4 | $ 277,000 | $ 69,000 | $ 53,000 |
| Kleberg County Texas | 4 | $ 232,000 | $ 58,000 | $ 50,000 |
| Leon County Texas | 4 | $ 111,000 | $ 27,000 | $ 37,000 |
| Wise County Texas | 4 | $ 1,333,000 | $ 333,000 | $ 127,000 |
| Lincoln County New Mexico | 3 | $ 486,000 | $ 162,000 | $ 441,000 |
| Caldwell County Texas | 3 | $ 213,000 | $ 71,000 | $ 94,000 |
| Comanche County Texas | 3 | $ 185,000 | $ 61,000 | $ 44,000 |
| Karnes County Texas | 3 | $ 1,348,000 | $ 449,000 | $ 104,000 |
| Limestone County Texas | 3 | $ 237,000 | $ 79,000 | $ 71,000 |
| Mitchell County Texas | 3 | $ 229,000 | $ 76,000 | $ 111,000 |
| Randall County Texas | 3 | $ 598,000 | $ 199,000 | $ 75,000 |
| Rusk County Texas | 3 | $ 156,000 | $ 52,000 | $ 63,000 |
| Swisher County Texas | 3 | $ 120,000 | $ 40,000 | $ 68,000 |
| Upshur County Texas | 3 | $ 583,000 | $ 194,000 | $ 82,000 |
| Austin County Texas | 2 | $ 320,000 | $ 160,000 | $ 77,000 |
| Coleman County Texas | 2 | $ 118,000 | $ 59,000 | $ 90,000 |
| Fannin County Texas | 2 | $ 613,000 | $ 306,000 | $ 144,000 |
| Gaines County Texas | 2 | $ 334,000 | $ 167,000 | $ 98,000 |
| Gregg County Texas | 2 | $ 247,000 | $ 123,000 | $ 131,000 |
| Hansford County Texas | 2 | $ 217,000 | $ 108,000 | $ 56,000 |
| Jones County Texas | 2 | $ 186,000 | $ 93,000 | $ 120,000 |
| Kendall County Texas | 2 | $ 583,000 | $ 291,000 | $ 188,000 |
| Polk County Texas | 2 | $ 174,000 | $ 87,000 | $ 90,000 |
| Potter County Texas | 2 | $ 348,000 | $ 174,000 | $ 63,000 |
| Real County Texas | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| Shackelford County Texas | 2 | $ 200,000 | $ 100,000 | $ 64,000 |
| Ward County Texas | 2 | $ 279,000 | $ 139,000 | $ 83,000 |
| Young County Texas | 2 | $ 293,000 | $ 146,000 | $ 90,000 |
| Mineral County Colorado | 1 | $ 150,000 | $ 150,000 | $ 91,000 |
| San Miguel County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,039,000 |
| Miami-Dade County Florida | 1 | $ 114,000 | $ 114,000 | $ 1,110,000 |
| Walton County Florida | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Warren County Iowa | 1 | $ 44,000 | $ 44,000 | $ 71,000 |
| Colfax County New Mexico | 1 | $ 96,000 | $ 96,000 | $ 206,000 |
| Eddy County New Mexico | 1 | $ 22,000 | $ 22,000 | $ 25,000 |
| Santa Fe County New Mexico | 1 | $ 121,000 | $ 121,000 | $ 100,000 |
| Taos County New Mexico | 1 | $ 2,700,000 | $ 2,700,000 | $ 0 |
| New York County New York | 1 | $ 3,125,000 | $ 3,125,000 | $ 1,376,000 |
| Comanche County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Love County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Angelina County Texas | 1 | $ 50,000 | $ 50,000 | $ 97,000 |
| Blanco County Texas | 1 | $ 280,000 | $ 280,000 | $ 123,000 |
| Bosque County Texas | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Bowie County Texas | 1 | $ 285,000 | $ 285,000 | $ 143,000 |
| Briscoe County Texas | 1 | $ 111,000 | $ 111,000 | $ 62,000 |
| Callahan County Texas | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Camp County Texas | 1 | $ 116,000 | $ 116,000 | $ 66,000 |
| Castro County Texas | 1 | $ 162,000 | $ 162,000 | $ 101,000 |
| Concho County Texas | 1 | $ 248,000 | $ 248,000 | $ 142,000 |
| Coryell County Texas | 1 | $ 121,000 | $ 121,000 | $ 122,000 |
| Dickens County Texas | 1 | $ 71,000 | $ 71,000 | $ 95,000 |
| Donley County Texas | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| El Paso County Texas | 1 | $ 370,000 | $ 370,000 | $ 330,000 |
| Erath County Texas | 1 | $ 156,000 | $ 156,000 | $ 118,000 |
| Gray County Texas | 1 | $ 71,000 | $ 71,000 | $ 31,000 |
| Harrison County Texas | 1 | $ 6,000 | $ 6,000 | $ 111,000 |
| Hidalgo County Texas | 1 | $ 359,000 | $ 359,000 | $ 1,428,000 |
| Hunt County Texas | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Jim Hogg County Texas | 1 | $ 198,000 | $ 198,000 | $ 168,000 |
| Knox County Texas | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Live Oak County Texas | 1 | $ 144,000 | $ 144,000 | $ 110,000 |
| McLennan County Texas | 1 | $ 30,000 | $ 30,000 | $ 34,000 |
| Mills County Texas | 1 | $ 97,000 | $ 97,000 | $ 51,000 |
| Motley County Texas | 1 | $ 26,000 | $ 26,000 | $ 634,000 |
| Orange County Texas | 1 | $ 116,000 | $ 116,000 | $ 74,000 |
| Reeves County Texas | 1 | $ 128,000 | $ 128,000 | $ 122,000 |
| Refugio County Texas | 1 | $ 90,000 | $ 90,000 | $ 197,000 |
| Runnels County Texas | 1 | $ 247,000 | $ 247,000 | $ 181,000 |
| San Augustine County Texas | 1 | $ 38,000 | $ 38,000 | $ 46,000 |
| Titus County Texas | 1 | $ 126,000 | $ 126,000 | $ 90,000 |
| Trinity County Texas | 1 | $ 80,000 | $ 80,000 | $ 93,000 |
| Walker County Texas | 1 | $ 67,000 | $ 67,000 | $ 143,000 |
| Wilson County Texas | 1 | $ 196,000 | $ 196,000 | $ 86,000 |
| Yoakum County Texas | 1 | $ 18,000 | $ 18,000 | $ 0 |
Mortgage Loan Application Detail Totals for Prosperity Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,486 | $527,517,000 | $212,000 | $17,095,000 | $159,000 | $9,487,000 |
| Refinancing | 1,315 | $249,604,000 | $189,000 | $2,850,000 | $143,000 | $2,373,000 |
| Home Improvement | 930 | $48,115,000 | $51,000 | $1,567,000 | $82,000 | $3,189,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,094 | $521,221,000 | $168,000 | $3,125,000 | $162,000 | $9,487,000 |
| Hispanic | 845 | $89,495,000 | $105,000 | $2,256,000 | $98,000 | $2,197,000 |
| Not applicable | 279 | $124,939,000 | $447,000 | $17,095,000 | $0 | $0 |
| Not Provided | 184 | $38,275,000 | $208,000 | $1,500,000 | $175,000 | $1,760,000 |
| Black or African American | 172 | $15,355,000 | $89,000 | $1,313,000 | $81,000 | $802,000 |
| Asian | 128 | $29,443,000 | $230,000 | $1,820,000 | $190,000 | $1,428,000 |
| American Indian or Alaskan Native | 21 | $2,492,000 | $118,000 | $504,000 | $82,000 | $392,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $4,016,000 | $502,000 | $1,455,000 | $504,000 | $2,202,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,460 | $790,311,000 | $177,000 | $17,095,000 | $144,000 | $9,487,000 |
| FHA-insured (Federal Housing Administration) | 247 | $30,732,000 | $124,000 | $276,000 | $65,000 | $400,000 |
| VA-guaranteed (Veterans Administration) | 24 | $4,193,000 | $174,000 | $367,000 | $80,000 | $168,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,220 | $590,208,000 | $183,000 | $17,095,000 | $153,000 | $9,487,000 |
| Application Denied By Financial Institution | 856 | $100,689,000 | $117,000 | $3,125,000 | $70,000 | $1,376,000 |
| Application Approved But Not Accepted | 299 | $71,411,000 | $238,000 | $2,700,000 | $188,000 | $2,264,000 |
| Application Withdrawn By Applicant | 281 | $50,463,000 | $179,000 | $2,850,000 | $149,000 | $1,320,000 |
| Preapproval Denied by Financial Institution | 43 | $5,009,000 | $116,000 | $650,000 | $63,000 | $465,000 |
| Preapproval Approved but not Accepted | 24 | $3,707,000 | $154,000 | $725,000 | $110,000 | $305,000 |
| File Closed For Incompleteness | 8 | $3,749,000 | $468,000 | $1,112,000 | $460,000 | $1,795,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 463 | $66,343,000 | $143,000 | $3,125,000 | $61,000 | $1,376,000 |
| Credit History | 355 | $25,158,000 | $70,000 | $1,440,000 | $69,000 | $485,000 |
| Collateral | 36 | $5,984,000 | $166,000 | $969,000 | $118,000 | $444,000 |
| Other | 17 | $3,100,000 | $182,000 | $716,000 | $206,000 | $890,000 |
| Employment History | 13 | $1,307,000 | $100,000 | $542,000 | $69,000 | $223,000 |
| Credit Application Incomplete | 8 | $851,000 | $106,000 | $173,000 | $83,000 | $198,000 |
| Unverifiable Information | 5 | $2,638,000 | $527,000 | $2,400,000 | $67,000 | $310,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $317,000 | $158,000 | $250,000 | $61,000 | $95,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.