Prosperity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Prosperity Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Bank 1301 N Mechanic El Campo, TX 77437 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 6,411 |
| Total Mortgage Loan Application Amount | $2,342,655,000 |
| Average Mortgage Loan Application Amount | $246,400 |
| Highest Mortgage Loan Application Amount | $42,915,000 |
| Average Applicant Income | $169,800 |
| Highest Applicant Income | $9,967,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Prosperity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Prosperity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 645 | $ 346,805,000 | $ 537,000 | $ 279,000 |
| Travis County Texas | 382 | $ 365,490,000 | $ 956,000 | $ 345,000 |
| Dallas County Texas | 322 | $ 192,320,000 | $ 597,000 | $ 196,000 |
| Lubbock County Texas | 310 | $ 47,760,000 | $ 154,000 | $ 123,000 |
| Nueces County Texas | 225 | $ 43,635,000 | $ 193,000 | $ 162,000 |
| Tarrant County Texas | 219 | $ 62,775,000 | $ 286,000 | $ 175,000 |
| Victoria County Texas | 209 | $ 33,865,000 | $ 162,000 | $ 126,000 |
| Williamson County Texas | 201 | $ 51,985,000 | $ 258,000 | $ 114,000 |
| Brazos County Texas | 188 | $ 45,900,000 | $ 244,000 | $ 180,000 |
| Oklahoma County Oklahoma | 150 | $ 45,090,000 | $ 300,000 | $ 149,000 |
| Collin County Texas | 149 | $ 49,275,000 | $ 330,000 | $ 187,000 |
| Tulsa County Oklahoma | 139 | $ 64,015,000 | $ 460,000 | $ 183,000 |
| Hale County Texas | 125 | $ 13,235,000 | $ 105,000 | $ 85,000 |
| Smith County Texas | 125 | $ 40,245,000 | $ 321,000 | $ 77,000 |
| Fort Bend County Texas | 122 | $ 63,690,000 | $ 522,000 | $ 194,000 |
| Galveston County Texas | 114 | $ 69,800,000 | $ 612,000 | $ 284,000 |
| Montgomery County Texas | 98 | $ 40,030,000 | $ 408,000 | $ 307,000 |
| Comal County Texas | 96 | $ 34,660,000 | $ 361,000 | $ 177,000 |
| Denton County Texas | 92 | $ 26,600,000 | $ 289,000 | $ 255,000 |
| Midland County Texas | 88 | $ 53,030,000 | $ 602,000 | $ 166,000 |
| Taylor County Texas | 83 | $ 10,715,000 | $ 129,000 | $ 83,000 |
| Bexar County Texas | 82 | $ 83,370,000 | $ 1,016,000 | $ 193,000 |
| Brazoria County Texas | 82 | $ 39,360,000 | $ 480,000 | $ 147,000 |
| Hays County Texas | 80 | $ 24,840,000 | $ 310,000 | $ 141,000 |
| Waller County Texas | 72 | $ 19,290,000 | $ 267,000 | $ 128,000 |
| Aransas County Texas | 69 | $ 18,455,000 | $ 267,000 | $ 279,000 |
| Brown County Texas | 57 | $ 7,885,000 | $ 138,000 | $ 73,000 |
| Henderson County Texas | 56 | $ 9,790,000 | $ 174,000 | $ 118,000 |
| Matagorda County Texas | 51 | $ 7,575,000 | $ 148,000 | $ 106,000 |
| Parker County Texas | 51 | $ 13,495,000 | $ 264,000 | $ 150,000 |
| Wharton County Texas | 49 | $ 9,665,000 | $ 197,000 | $ 121,000 |
| Cleveland County Oklahoma | 47 | $ 9,015,000 | $ 191,000 | $ 128,000 |
| Ector County Texas | 45 | $ 6,815,000 | $ 151,000 | $ 125,000 |
| Bastrop County Texas | 44 | $ 10,080,000 | $ 229,000 | $ 112,000 |
| Howard County Texas | 44 | $ 6,940,000 | $ 157,000 | $ 149,000 |
| Anderson County Texas | 42 | $ 5,460,000 | $ 130,000 | $ 93,000 |
| Houston County Texas | 42 | $ 6,430,000 | $ 153,000 | $ 106,000 |
| San Patricio County Texas | 41 | $ 6,915,000 | $ 168,000 | $ 109,000 |
| Fayette County Texas | 39 | $ 7,425,000 | $ 190,000 | $ 127,000 |
| Liberty County Texas | 37 | $ 6,945,000 | $ 187,000 | $ 121,000 |
| Ellis County Texas | 36 | $ 8,220,000 | $ 228,000 | $ 161,000 |
| Cooke County Texas | 33 | $ 7,565,000 | $ 229,000 | $ 131,000 |
| Grimes County Texas | 32 | $ 7,310,000 | $ 228,000 | $ 141,000 |
| Navarro County Texas | 32 | $ 5,310,000 | $ 165,000 | $ 135,000 |
| Cherokee County Texas | 28 | $ 4,260,000 | $ 152,000 | $ 123,000 |
| Guadalupe County Texas | 28 | $ 22,790,000 | $ 813,000 | $ 585,000 |
| Burnet County Texas | 27 | $ 9,855,000 | $ 365,000 | $ 446,000 |
| Jackson County Texas | 27 | $ 4,955,000 | $ 183,000 | $ 155,000 |
| Walker County Texas | 27 | $ 5,305,000 | $ 196,000 | $ 123,000 |
| Hockley County Texas | 26 | $ 2,510,000 | $ 96,000 | $ 137,000 |
| Calhoun County Texas | 25 | $ 5,165,000 | $ 206,000 | $ 157,000 |
| Gonzales County Texas | 25 | $ 3,885,000 | $ 155,000 | $ 106,000 |
| Eastland County Texas | 23 | $ 2,105,000 | $ 91,000 | $ 61,000 |
| Panola County Texas | 23 | $ 3,495,000 | $ 151,000 | $ 136,000 |
| Bee County Texas | 22 | $ 2,630,000 | $ 119,000 | $ 104,000 |
| Terry County Texas | 22 | $ 1,880,000 | $ 85,000 | $ 70,000 |
| Atascosa County Texas | 21 | $ 3,015,000 | $ 143,000 | $ 68,000 |
| Van Zandt County Texas | 21 | $ 5,025,000 | $ 239,000 | $ 143,000 |
| Pottawatomie County Oklahoma | 20 | $ 1,710,000 | $ 85,000 | $ 63,000 |
| Gregg County Texas | 20 | $ 11,540,000 | $ 577,000 | $ 83,000 |
| Freestone County Texas | 19 | $ 2,675,000 | $ 140,000 | $ 91,000 |
| Jefferson County Texas | 19 | $ 2,845,000 | $ 149,000 | $ 103,000 |
| Madison County Texas | 19 | $ 5,335,000 | $ 280,000 | $ 231,000 |
| Canadian County Oklahoma | 18 | $ 2,620,000 | $ 145,000 | $ 53,000 |
| Lavaca County Texas | 18 | $ 2,660,000 | $ 147,000 | $ 154,000 |
| Comanche County Texas | 17 | $ 1,325,000 | $ 77,000 | $ 62,000 |
| Scurry County Texas | 17 | $ 1,815,000 | $ 106,000 | $ 93,000 |
| Burleson County Texas | 16 | $ 3,390,000 | $ 211,000 | $ 157,000 |
| Goliad County Texas | 16 | $ 4,160,000 | $ 260,000 | $ 122,000 |
| Kleberg County Texas | 16 | $ 2,240,000 | $ 140,000 | $ 90,000 |
| Leon County Texas | 16 | $ 3,850,000 | $ 240,000 | $ 145,000 |
| DeWitt County Texas | 15 | $ 1,735,000 | $ 115,000 | $ 80,000 |
| Bell County Texas | 14 | $ 2,490,000 | $ 177,000 | $ 135,000 |
| Colorado County Texas | 14 | $ 1,870,000 | $ 133,000 | $ 76,000 |
| Hood County Texas | 14 | $ 5,400,000 | $ 385,000 | $ 300,000 |
| Robertson County Texas | 14 | $ 2,860,000 | $ 204,000 | $ 78,000 |
| Chambers County Texas | 13 | $ 2,925,000 | $ 225,000 | $ 139,000 |
| Lamb County Texas | 13 | $ 865,000 | $ 66,000 | $ 84,000 |
| Llano County Texas | 13 | $ 6,955,000 | $ 535,000 | $ 581,000 |
| Floyd County Texas | 12 | $ 1,370,000 | $ 114,000 | $ 75,000 |
| Tom Green County Texas | 12 | $ 1,550,000 | $ 129,000 | $ 80,000 |
| Washington County Texas | 12 | $ 4,470,000 | $ 372,000 | $ 295,000 |
| Kaufman County Texas | 11 | $ 2,025,000 | $ 184,000 | $ 114,000 |
| Upshur County Texas | 11 | $ 1,075,000 | $ 97,000 | $ 80,000 |
| Wood County Texas | 11 | $ 1,975,000 | $ 179,000 | $ 115,000 |
| Rogers County Oklahoma | 10 | $ 2,540,000 | $ 254,000 | $ 149,000 |
| Grayson County Texas | 10 | $ 2,250,000 | $ 225,000 | $ 150,000 |
| Austin County Texas | 9 | $ 7,565,000 | $ 840,000 | $ 213,000 |
| Lee County Texas | 9 | $ 1,565,000 | $ 173,000 | $ 86,000 |
| Milam County Texas | 9 | $ 1,945,000 | $ 216,000 | $ 117,000 |
| Caldwell County Texas | 8 | $ 2,210,000 | $ 276,000 | $ 140,000 |
| Hunt County Texas | 8 | $ 1,710,000 | $ 213,000 | $ 238,000 |
| Limestone County Texas | 8 | $ 1,390,000 | $ 173,000 | $ 170,000 |
| Rusk County Texas | 8 | $ 1,450,000 | $ 181,000 | $ 78,000 |
| Wise County Texas | 8 | $ 1,500,000 | $ 187,000 | $ 96,000 |
| Cameron County Texas | 7 | $ 1,345,000 | $ 192,000 | $ 127,000 |
| Hardin County Texas | 7 | $ 1,635,000 | $ 233,000 | $ 99,000 |
| Jim Wells County Texas | 7 | $ 885,000 | $ 126,000 | $ 95,000 |
| Kendall County Texas | 7 | $ 3,175,000 | $ 453,000 | $ 410,000 |
| McLennan County Texas | 7 | $ 5,785,000 | $ 826,000 | $ 211,000 |
| Palo Pinto County Texas | 7 | $ 3,195,000 | $ 456,000 | $ 292,000 |
| Polk County Texas | 7 | $ 1,265,000 | $ 180,000 | $ 112,000 |
| Wagoner County Oklahoma | 6 | $ 960,000 | $ 160,000 | $ 86,000 |
| Blanco County Texas | 6 | $ 4,390,000 | $ 731,000 | $ 184,000 |
| Gillespie County Texas | 6 | $ 2,280,000 | $ 380,000 | $ 184,000 |
| Hidalgo County Texas | 6 | $ 1,590,000 | $ 265,000 | $ 103,000 |
| San Jacinto County Texas | 6 | $ 790,000 | $ 131,000 | $ 132,000 |
| Franklin County Texas | 5 | $ 835,000 | $ 167,000 | $ 158,000 |
| Harrison County Texas | 5 | $ 895,000 | $ 179,000 | $ 93,000 |
| Johnson County Texas | 5 | $ 1,095,000 | $ 219,000 | $ 133,000 |
| Lampasas County Texas | 5 | $ 5,705,000 | $ 1,141,000 | $ 439,000 |
| Randall County Texas | 5 | $ 775,000 | $ 155,000 | $ 57,000 |
| Refugio County Texas | 5 | $ 1,155,000 | $ 231,000 | $ 264,000 |
| Wilson County Texas | 5 | $ 1,395,000 | $ 279,000 | $ 119,000 |
| Lincoln County New Mexico | 4 | $ 1,110,000 | $ 277,000 | $ 329,000 |
| Delaware County Oklahoma | 4 | $ 1,700,000 | $ 425,000 | $ 198,000 |
| Dawson County Texas | 4 | $ 370,000 | $ 92,000 | $ 49,000 |
| Kerr County Texas | 4 | $ 1,950,000 | $ 487,000 | $ 337,000 |
| Mitchell County Texas | 4 | $ 690,000 | $ 172,000 | $ 151,000 |
| Nacogdoches County Texas | 4 | $ 1,180,000 | $ 295,000 | $ 174,000 |
| Rockwall County Texas | 4 | $ 1,040,000 | $ 260,000 | $ 229,000 |
| Somervell County Texas | 4 | $ 230,000 | $ 57,000 | $ 55,000 |
| Colfax County New Mexico | 3 | $ 605,000 | $ 201,000 | $ 156,000 |
| Creek County Oklahoma | 3 | $ 1,055,000 | $ 351,000 | $ 449,000 |
| Grady County Oklahoma | 3 | $ 875,000 | $ 291,000 | $ 103,000 |
| Mayes County Oklahoma | 3 | $ 725,000 | $ 241,000 | $ 120,000 |
| McClain County Oklahoma | 3 | $ 785,000 | $ 261,000 | $ 72,000 |
| Osage County Oklahoma | 3 | $ 555,000 | $ 185,000 | $ 77,000 |
| Payne County Oklahoma | 3 | $ 845,000 | $ 281,000 | $ 430,000 |
| Bailey County Texas | 3 | $ 175,000 | $ 58,000 | $ 71,000 |
| Cochran County Texas | 3 | $ 155,000 | $ 51,000 | $ 75,000 |
| Coryell County Texas | 3 | $ 195,000 | $ 65,000 | $ 128,000 |
| El Paso County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 474,000 |
| Fannin County Texas | 3 | $ 565,000 | $ 188,000 | $ 105,000 |
| Jack County Texas | 3 | $ 515,000 | $ 171,000 | $ 102,000 |
| Jones County Texas | 3 | $ 435,000 | $ 145,000 | $ 160,000 |
| Orange County Texas | 3 | $ 795,000 | $ 265,000 | $ 43,000 |
| Reeves County Texas | 3 | $ 8,895,000 | $ 2,965,000 | $ 191,000 |
| Stephens County Texas | 3 | $ 575,000 | $ 191,000 | $ 187,000 |
| Swisher County Texas | 3 | $ 285,000 | $ 95,000 | $ 67,000 |
| Young County Texas | 3 | $ 945,000 | $ 315,000 | $ 158,000 |
| Eagle County Colorado | 2 | $ 6,510,000 | $ 3,255,000 | $ 555,000 |
| Walton County Florida | 2 | $ 860,000 | $ 430,000 | $ 450,000 |
| Sagadahoc County Maine | 2 | $ 1,470,000 | $ 735,000 | $ 2,916,000 |
| Logan County Oklahoma | 2 | $ 540,000 | $ 270,000 | $ 134,000 |
| McCurtain County Oklahoma | 2 | $ 470,000 | $ 235,000 | $ 260,000 |
| Archer County Texas | 2 | $ 300,000 | $ 150,000 | $ 22,000 |
| Bandera County Texas | 2 | $ 4,670,000 | $ 2,335,000 | $ 1,620,000 |
| Callahan County Texas | 2 | $ 140,000 | $ 70,000 | $ 21,000 |
| Carson County Texas | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| Coleman County Texas | 2 | $ 380,000 | $ 190,000 | $ 172,000 |
| Crosby County Texas | 2 | $ 40,000 | $ 20,000 | $ 34,000 |
| Duval County Texas | 2 | $ 190,000 | $ 95,000 | $ 62,000 |
| Erath County Texas | 2 | $ 430,000 | $ 215,000 | $ 90,000 |
| Falls County Texas | 2 | $ 640,000 | $ 320,000 | $ 185,000 |
| Frio County Texas | 2 | $ 1,080,000 | $ 540,000 | $ 391,000 |
| Haskell County Texas | 2 | $ 100,000 | $ 50,000 | $ 101,000 |
| Hill County Texas | 2 | $ 180,000 | $ 90,000 | $ 80,000 |
| Hopkins County Texas | 2 | $ 520,000 | $ 260,000 | $ 64,000 |
| Jim Hogg County Texas | 2 | $ 320,000 | $ 160,000 | $ 82,000 |
| Karnes County Texas | 2 | $ 1,830,000 | $ 915,000 | $ 240,000 |
| Mills County Texas | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Montague County Texas | 2 | $ 110,000 | $ 55,000 | $ 87,000 |
| Presidio County Texas | 2 | $ 940,000 | $ 470,000 | $ 82,000 |
| Real County Texas | 2 | $ 690,000 | $ 345,000 | $ 354,000 |
| Trinity County Texas | 2 | $ 230,000 | $ 115,000 | $ 41,000 |
| Uvalde County Texas | 2 | $ 420,000 | $ 210,000 | $ 163,000 |
| Ward County Texas | 2 | $ 370,000 | $ 185,000 | $ 139,000 |
| Yoakum County Texas | 2 | $ 80,000 | $ 40,000 | $ 55,000 |
| El Dorado County California | 1 | $ 1,265,000 | $ 1,265,000 | $ 444,000 |
| Garfield County Colorado | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Grand County Colorado | 1 | $ 495,000 | $ 495,000 | $ 640,000 |
| Summit County Colorado | 1 | $ 2,795,000 | $ 2,795,000 | $ 0 |
| Teller County Colorado | 1 | $ 405,000 | $ 405,000 | $ 655,000 |
| District of Columbia County District Of Columbia | 1 | $ 605,000 | $ 605,000 | $ 5,789,000 |
| Broward County Florida | 1 | $ 85,000 | $ 85,000 | $ 189,000 |
| Charlotte County Florida | 1 | $ 7,505,000 | $ 7,505,000 | $ 0 |
| Holmes County Florida | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Osceola County Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 505,000 | $ 505,000 | $ 290,000 |
| Sarasota County Florida | 1 | $ 4,455,000 | $ 4,455,000 | $ 2,302,000 |
| DeKalb County Illinois | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| Barnstable County Massachusetts | 1 | $ 1,065,000 | $ 1,065,000 | $ 718,000 |
| Washoe County Nevada | 1 | $ 1,505,000 | $ 1,505,000 | $ 540,000 |
| Lea County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 325,000 |
| Santa Fe County New Mexico | 1 | $ 495,000 | $ 495,000 | $ 420,000 |
| Taos County New Mexico | 1 | $ 195,000 | $ 195,000 | $ 309,000 |
| Jackson County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 175,000 |
| Mecklenburg County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 96,000 |
| New Hanover County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 175,000 |
| Blaine County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| Bryan County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 695,000 |
| Carter County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 154,000 |
| Cherokee County Oklahoma | 1 | $ 805,000 | $ 805,000 | $ 243,000 |
| Ellis County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 23,000 |
| Garvin County Oklahoma | 1 | $ 305,000 | $ 305,000 | $ 320,000 |
| Lincoln County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 98,000 |
| Love County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 181,000 |
| Marshall County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 138,000 |
| McIntosh County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 365,000 |
| Pawnee County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Washington County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 122,000 |
| Sumner County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 115,000 |
| Borden County Texas | 1 | $ 75,000 | $ 75,000 | $ 160,000 |
| Bosque County Texas | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Bowie County Texas | 1 | $ 355,000 | $ 355,000 | $ 146,000 |
| Cass County Texas | 1 | $ 245,000 | $ 245,000 | $ 136,000 |
| Castro County Texas | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Clay County Texas | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Coke County Texas | 1 | $ 365,000 | $ 365,000 | $ 215,000 |
| Deaf Smith County Texas | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Dimmit County Texas | 1 | $ 5,305,000 | $ 5,305,000 | $ 0 |
| Gaines County Texas | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Hamilton County Texas | 1 | $ 45,000 | $ 45,000 | $ 93,000 |
| Kent County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lamar County Texas | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Live Oak County Texas | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Lynn County Texas | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Martin County Texas | 1 | $ 165,000 | $ 165,000 | $ 151,000 |
| Medina County Texas | 1 | $ 295,000 | $ 295,000 | $ 1,112,000 |
| Moore County Texas | 1 | $ 315,000 | $ 315,000 | $ 406,000 |
| Nolan County Texas | 1 | $ 105,000 | $ 105,000 | $ 157,000 |
| Parmer County Texas | 1 | $ 205,000 | $ 205,000 | $ 125,000 |
| Rains County Texas | 1 | $ 45,000 | $ 45,000 | $ 175,000 |
| Red River County Texas | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Runnels County Texas | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Sabine County Texas | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| San Saba County Texas | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Shelby County Texas | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Upton County Texas | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Val Verde County Texas | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Wichita County Texas | 1 | $ 45,000 | $ 45,000 | $ 15,000 |
| Summit County Utah | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,080,000 |
Mortgage Loan Application Detail Totals for Prosperity Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,295 | $1,882,065,000 | $438,000 | $42,915,000 | $186,000 | $9,967,000 |
| Refinancing | 1,205 | $335,775,000 | $278,000 | $5,305,000 | $193,000 | $7,800,000 |
| Home Improvement | 519 | $44,975,000 | $86,000 | $1,185,000 | $131,000 | $2,528,000 |
| Other Purpose | 220 | $25,500,000 | $115,000 | $1,325,000 | $185,000 | $5,508,000 |
| Cash-out Refinancing | 172 | $54,340,000 | $315,000 | $1,925,000 | $154,000 | $900,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,570 | $1,013,120,000 | $283,000 | $5,845,000 | $205,000 | $9,967,000 |
| Hispanic | 1,198 | $197,560,000 | $164,000 | $2,705,000 | $98,000 | $3,017,000 |
| Not applicable | 761 | $895,785,000 | $1,177,000 | $42,915,000 | $0 | $0 |
| Not Provided | 394 | $99,630,000 | $252,000 | $1,555,000 | $193,000 | $5,789,000 |
| Black or African American | 258 | $48,260,000 | $187,000 | $1,445,000 | $99,000 | $720,000 |
| Asian | 170 | $65,230,000 | $383,000 | $8,005,000 | $306,000 | $4,484,000 |
| American Indian or Alaskan Native | 38 | $13,690,000 | $360,000 | $2,275,000 | $347,000 | $3,500,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,920,000 | $320,000 | $805,000 | $337,000 | $883,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,241 | $2,310,535,000 | $370,000 | $42,915,000 | $185,000 | $9,967,000 |
| FHA-insured (Federal Housing Administration) | 129 | $23,185,000 | $179,000 | $395,000 | $83,000 | $422,000 |
| VA-guaranteed (Veterans Administration) | 41 | $8,935,000 | $217,000 | $495,000 | $86,000 | $222,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,111 | $1,418,295,000 | $345,000 | $37,005,000 | $199,000 | $9,967,000 |
| Application Denied By Financial Institution | 1,199 | $372,605,000 | $310,000 | $26,325,000 | $95,000 | $1,600,000 |
| Application Withdrawn By Applicant | 714 | $388,500,000 | $544,000 | $42,915,000 | $213,000 | $8,520,000 |
| Application Approved But Not Accepted | 234 | $74,790,000 | $319,000 | $4,315,000 | $237,000 | $5,726,000 |
| File Closed For Incompleteness | 148 | $84,950,000 | $573,000 | $24,385,000 | $222,000 | $3,600,000 |
| Loan Purchased By The Institution | 5 | $3,515,000 | $703,000 | $865,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,212 | $1,970,050,000 | $377,000 | $42,915,000 | $204,000 | $9,967,000 |
| Debt-To-Income Ratio | 649 | $205,315,000 | $316,000 | $19,915,000 | $72,000 | $480,000 |
| Credit History | 368 | $52,840,000 | $143,000 | $3,105,000 | $107,000 | $900,000 |
| Collateral | 97 | $59,655,000 | $615,000 | $19,505,000 | $159,000 | $550,000 |
| Other | 50 | $45,040,000 | $900,000 | $26,325,000 | $121,000 | $692,000 |
| Credit Application Incomplete | 16 | $7,190,000 | $449,000 | $2,005,000 | $246,000 | $1,600,000 |
| Employment History | 13 | $1,275,000 | $98,000 | $355,000 | $75,000 | $122,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $810,000 | $202,000 | $325,000 | $149,000 | $422,000 |
| Unverifiable Information | 2 | $480,000 | $240,000 | $405,000 | $20,000 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.