Prosperity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Prosperity Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prosperity Bank 1301 N Mechanic El Campo, TX 77437 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 11,213 |
| Total Mortgage Loan Application Amount | $5,744,785,000 |
| Average Mortgage Loan Application Amount | $345,800 |
| Highest Mortgage Loan Application Amount | $86,835,000 |
| Average Applicant Income | $192,400 |
| Highest Applicant Income | $9,932,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Prosperity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prosperity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Prosperity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prosperity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Prosperity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prosperity Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 1,295 | $ 796,725,000 | $ 615,000 | $ 240,000 |
| Dallas County Texas | 1,127 | $ 489,145,000 | $ 434,000 | $ 178,000 |
| Tarrant County Texas | 774 | $ 284,810,000 | $ 367,000 | $ 146,000 |
| Travis County Texas | 504 | $ 875,620,000 | $ 1,737,000 | $ 579,000 |
| Lubbock County Texas | 452 | $ 99,970,000 | $ 221,000 | $ 128,000 |
| Collin County Texas | 379 | $ 334,545,000 | $ 882,000 | $ 228,000 |
| Victoria County Texas | 337 | $ 88,145,000 | $ 261,000 | $ 130,000 |
| Nueces County Texas | 314 | $ 122,210,000 | $ 389,000 | $ 216,000 |
| Oklahoma County Oklahoma | 243 | $ 87,105,000 | $ 358,000 | $ 154,000 |
| Tulsa County Oklahoma | 241 | $ 166,335,000 | $ 690,000 | $ 139,000 |
| Montgomery County Texas | 237 | $ 154,635,000 | $ 652,000 | $ 307,000 |
| Fort Bend County Texas | 235 | $ 150,035,000 | $ 638,000 | $ 222,000 |
| Denton County Texas | 232 | $ 160,930,000 | $ 693,000 | $ 229,000 |
| Brazos County Texas | 229 | $ 86,615,000 | $ 378,000 | $ 240,000 |
| Galveston County Texas | 179 | $ 82,005,000 | $ 458,000 | $ 319,000 |
| Hale County Texas | 177 | $ 24,615,000 | $ 139,000 | $ 81,000 |
| Smith County Texas | 158 | $ 52,370,000 | $ 331,000 | $ 158,000 |
| Comal County Texas | 145 | $ 75,705,000 | $ 522,000 | $ 242,000 |
| Williamson County Texas | 134 | $ 74,680,000 | $ 557,000 | $ 223,000 |
| Brazoria County Texas | 123 | $ 60,735,000 | $ 493,000 | $ 162,000 |
| Bexar County Texas | 121 | $ 87,815,000 | $ 725,000 | $ 270,000 |
| Kaufman County Texas | 99 | $ 29,155,000 | $ 294,000 | $ 101,000 |
| Aransas County Texas | 88 | $ 38,080,000 | $ 432,000 | $ 212,000 |
| Hays County Texas | 87 | $ 65,745,000 | $ 755,000 | $ 352,000 |
| Midland County Texas | 87 | $ 26,255,000 | $ 301,000 | $ 226,000 |
| Calhoun County Texas | 83 | $ 16,685,000 | $ 201,000 | $ 111,000 |
| Henderson County Texas | 83 | $ 22,015,000 | $ 265,000 | $ 234,000 |
| Ellis County Texas | 75 | $ 26,695,000 | $ 355,000 | $ 143,000 |
| Parker County Texas | 74 | $ 35,160,000 | $ 475,000 | $ 193,000 |
| Anderson County Texas | 73 | $ 14,445,000 | $ 197,000 | $ 115,000 |
| Navarro County Texas | 72 | $ 23,950,000 | $ 332,000 | $ 151,000 |
| Wharton County Texas | 68 | $ 12,480,000 | $ 183,000 | $ 173,000 |
| Liberty County Texas | 66 | $ 18,050,000 | $ 273,000 | $ 178,000 |
| Matagorda County Texas | 64 | $ 16,100,000 | $ 251,000 | $ 159,000 |
| Waller County Texas | 64 | $ 60,010,000 | $ 937,000 | $ 183,000 |
| Bastrop County Texas | 62 | $ 21,940,000 | $ 353,000 | $ 142,000 |
| Cherokee County Texas | 60 | $ 14,970,000 | $ 249,000 | $ 124,000 |
| Grimes County Texas | 60 | $ 24,400,000 | $ 406,000 | $ 139,000 |
| Houston County Texas | 56 | $ 12,830,000 | $ 229,000 | $ 120,000 |
| Walker County Texas | 56 | $ 19,540,000 | $ 348,000 | $ 147,000 |
| Taylor County Texas | 55 | $ 10,275,000 | $ 186,000 | $ 83,000 |
| Guadalupe County Texas | 52 | $ 15,310,000 | $ 294,000 | $ 169,000 |
| Ector County Texas | 51 | $ 16,265,000 | $ 318,000 | $ 81,000 |
| San Patricio County Texas | 48 | $ 10,750,000 | $ 223,000 | $ 140,000 |
| Cleveland County Oklahoma | 47 | $ 13,625,000 | $ 289,000 | $ 148,000 |
| Bee County Texas | 47 | $ 8,335,000 | $ 177,000 | $ 189,000 |
| Tom Green County Texas | 47 | $ 10,905,000 | $ 232,000 | $ 146,000 |
| Burnet County Texas | 46 | $ 27,230,000 | $ 591,000 | $ 263,000 |
| Jackson County Texas | 44 | $ 10,410,000 | $ 236,000 | $ 135,000 |
| Howard County Texas | 42 | $ 10,280,000 | $ 244,000 | $ 128,000 |
| Johnson County Texas | 41 | $ 17,205,000 | $ 419,000 | $ 106,000 |
| Canadian County Oklahoma | 40 | $ 36,600,000 | $ 915,000 | $ 118,000 |
| Brown County Texas | 39 | $ 6,995,000 | $ 179,000 | $ 75,000 |
| Grayson County Texas | 39 | $ 15,205,000 | $ 389,000 | $ 153,000 |
| Wise County Texas | 39 | $ 13,505,000 | $ 346,000 | $ 141,000 |
| Robertson County Texas | 37 | $ 13,495,000 | $ 364,000 | $ 166,000 |
| Cooke County Texas | 36 | $ 13,870,000 | $ 385,000 | $ 180,000 |
| Freestone County Texas | 35 | $ 9,985,000 | $ 285,000 | $ 303,000 |
| Kleberg County Texas | 35 | $ 5,705,000 | $ 163,000 | $ 90,000 |
| Hood County Texas | 31 | $ 13,525,000 | $ 436,000 | $ 172,000 |
| Van Zandt County Texas | 31 | $ 11,175,000 | $ 360,000 | $ 161,000 |
| Llano County Texas | 30 | $ 20,040,000 | $ 668,000 | $ 283,000 |
| Madison County Texas | 30 | $ 6,980,000 | $ 232,000 | $ 109,000 |
| Bell County Texas | 29 | $ 24,205,000 | $ 834,000 | $ 165,000 |
| DeWitt County Texas | 29 | $ 7,705,000 | $ 265,000 | $ 111,000 |
| Terry County Texas | 29 | $ 4,145,000 | $ 142,000 | $ 80,000 |
| Comanche County Texas | 28 | $ 6,940,000 | $ 247,000 | $ 128,000 |
| Lamb County Texas | 28 | $ 3,230,000 | $ 115,000 | $ 67,000 |
| Rockwall County Texas | 27 | $ 13,635,000 | $ 505,000 | $ 228,000 |
| Fayette County Texas | 26 | $ 13,950,000 | $ 536,000 | $ 424,000 |
| Goliad County Texas | 26 | $ 9,220,000 | $ 354,000 | $ 169,000 |
| Gregg County Texas | 26 | $ 5,210,000 | $ 200,000 | $ 95,000 |
| Hockley County Texas | 26 | $ 5,760,000 | $ 221,000 | $ 130,000 |
| Floyd County Texas | 23 | $ 2,095,000 | $ 91,000 | $ 74,000 |
| Chambers County Texas | 22 | $ 6,200,000 | $ 281,000 | $ 144,000 |
| Eastland County Texas | 22 | $ 3,700,000 | $ 168,000 | $ 74,000 |
| Leon County Texas | 22 | $ 6,200,000 | $ 281,000 | $ 173,000 |
| Atascosa County Texas | 21 | $ 4,425,000 | $ 210,000 | $ 126,000 |
| Gillespie County Texas | 21 | $ 19,095,000 | $ 909,000 | $ 405,000 |
| Panola County Texas | 21 | $ 4,015,000 | $ 191,000 | $ 113,000 |
| Scurry County Texas | 21 | $ 1,755,000 | $ 83,000 | $ 91,000 |
| Gonzales County Texas | 20 | $ 5,370,000 | $ 268,000 | $ 159,000 |
| Hunt County Texas | 20 | $ 5,860,000 | $ 293,000 | $ 117,000 |
| Jefferson County Texas | 20 | $ 5,570,000 | $ 278,000 | $ 161,000 |
| Jim Wells County Texas | 20 | $ 5,220,000 | $ 261,000 | $ 125,000 |
| Lavaca County Texas | 20 | $ 4,780,000 | $ 239,000 | $ 147,000 |
| Muskogee County Oklahoma | 18 | $ 1,290,000 | $ 71,000 | $ 104,000 |
| Burleson County Texas | 18 | $ 6,430,000 | $ 357,000 | $ 186,000 |
| Colorado County Texas | 17 | $ 4,995,000 | $ 293,000 | $ 197,000 |
| Wood County Texas | 17 | $ 4,935,000 | $ 290,000 | $ 173,000 |
| Austin County Texas | 16 | $ 11,160,000 | $ 697,000 | $ 701,000 |
| Kendall County Texas | 15 | $ 13,195,000 | $ 879,000 | $ 293,000 |
| Lee County Texas | 15 | $ 2,665,000 | $ 177,000 | $ 99,000 |
| Rogers County Oklahoma | 14 | $ 38,710,000 | $ 2,765,000 | $ 140,000 |
| Upshur County Texas | 14 | $ 5,310,000 | $ 379,000 | $ 61,000 |
| McCurtain County Oklahoma | 13 | $ 9,495,000 | $ 730,000 | $ 325,000 |
| Blanco County Texas | 13 | $ 10,295,000 | $ 791,000 | $ 249,000 |
| Logan County Oklahoma | 12 | $ 3,410,000 | $ 284,000 | $ 109,000 |
| Wagoner County Oklahoma | 12 | $ 4,510,000 | $ 375,000 | $ 122,000 |
| Limestone County Texas | 12 | $ 5,190,000 | $ 432,000 | $ 339,000 |
| Palo Pinto County Texas | 12 | $ 5,930,000 | $ 494,000 | $ 371,000 |
| Randall County Texas | 12 | $ 6,030,000 | $ 502,000 | $ 277,000 |
| Rusk County Texas | 12 | $ 2,500,000 | $ 208,000 | $ 89,000 |
| Washington County Texas | 12 | $ 7,860,000 | $ 655,000 | $ 261,000 |
| Wilson County Texas | 12 | $ 5,800,000 | $ 483,000 | $ 188,000 |
| Kerr County Texas | 11 | $ 6,435,000 | $ 585,000 | $ 370,000 |
| Fannin County Texas | 10 | $ 5,080,000 | $ 508,000 | $ 244,000 |
| Milam County Texas | 10 | $ 2,870,000 | $ 287,000 | $ 122,000 |
| San Jacinto County Texas | 9 | $ 3,125,000 | $ 347,000 | $ 149,000 |
| Shelby County Texas | 9 | $ 5,085,000 | $ 565,000 | $ 224,000 |
| Grady County Oklahoma | 8 | $ 4,580,000 | $ 572,000 | $ 132,000 |
| Osage County Oklahoma | 8 | $ 1,810,000 | $ 226,000 | $ 94,000 |
| Angelina County Texas | 8 | $ 7,060,000 | $ 882,000 | $ 160,000 |
| Caldwell County Texas | 8 | $ 3,600,000 | $ 450,000 | $ 187,000 |
| Crosby County Texas | 8 | $ 940,000 | $ 117,000 | $ 61,000 |
| Hill County Texas | 8 | $ 1,760,000 | $ 220,000 | $ 77,000 |
| Lampasas County Texas | 8 | $ 3,220,000 | $ 402,000 | $ 115,000 |
| Somervell County Texas | 8 | $ 3,600,000 | $ 450,000 | $ 401,000 |
| Swisher County Texas | 8 | $ 1,550,000 | $ 193,000 | $ 204,000 |
| Bosque County Texas | 7 | $ 2,895,000 | $ 413,000 | $ 250,000 |
| Cameron County Texas | 7 | $ 4,315,000 | $ 616,000 | $ 266,000 |
| Montague County Texas | 7 | $ 2,905,000 | $ 415,000 | $ 565,000 |
| Polk County Texas | 7 | $ 2,145,000 | $ 306,000 | $ 146,000 |
| Walton County Florida | 6 | $ 10,000,000 | $ 1,666,000 | $ 854,000 |
| Pittsburg County Oklahoma | 6 | $ 300,000 | $ 50,000 | $ 111,000 |
| El Paso County Texas | 6 | $ 3,710,000 | $ 618,000 | $ 207,000 |
| Erath County Texas | 6 | $ 2,870,000 | $ 478,000 | $ 132,000 |
| Live Oak County Texas | 6 | $ 920,000 | $ 153,000 | $ 98,000 |
| Lynn County Texas | 6 | $ 1,660,000 | $ 276,000 | $ 93,000 |
| McLennan County Texas | 6 | $ 2,070,000 | $ 345,000 | $ 215,000 |
| Hardin County Texas | 5 | $ 1,685,000 | $ 337,000 | $ 212,000 |
| Harrison County Texas | 5 | $ 1,165,000 | $ 233,000 | $ 102,000 |
| Jack County Texas | 5 | $ 965,000 | $ 193,000 | $ 87,000 |
| Karnes County Texas | 5 | $ 1,315,000 | $ 263,000 | $ 137,000 |
| Potter County Texas | 5 | $ 555,000 | $ 111,000 | $ 30,000 |
| Creek County Oklahoma | 4 | $ 1,330,000 | $ 332,000 | $ 207,000 |
| Washington County Oklahoma | 4 | $ 1,450,000 | $ 362,000 | $ 165,000 |
| Bandera County Texas | 4 | $ 3,520,000 | $ 880,000 | $ 349,000 |
| Delta County Texas | 4 | $ 1,210,000 | $ 302,000 | $ 201,000 |
| Duval County Texas | 4 | $ 600,000 | $ 150,000 | $ 257,000 |
| Franklin County Texas | 4 | $ 580,000 | $ 145,000 | $ 111,000 |
| Garza County Texas | 4 | $ 1,260,000 | $ 315,000 | $ 192,000 |
| Hopkins County Texas | 4 | $ 1,230,000 | $ 307,000 | $ 121,000 |
| Jones County Texas | 4 | $ 610,000 | $ 152,000 | $ 60,000 |
| Nacogdoches County Texas | 4 | $ 1,970,000 | $ 492,000 | $ 207,000 |
| Refugio County Texas | 4 | $ 1,100,000 | $ 275,000 | $ 101,000 |
| Stephens County Texas | 4 | $ 1,010,000 | $ 252,000 | $ 98,000 |
| Trinity County Texas | 4 | $ 1,190,000 | $ 297,000 | $ 180,000 |
| Wichita County Texas | 4 | $ 770,000 | $ 192,000 | $ 93,000 |
| Colfax County New Mexico | 3 | $ 1,245,000 | $ 415,000 | $ 372,000 |
| Taos County New Mexico | 3 | $ 1,605,000 | $ 535,000 | $ 390,000 |
| Payne County Oklahoma | 3 | $ 3,295,000 | $ 1,098,000 | $ 831,000 |
| Callahan County Texas | 3 | $ 485,000 | $ 161,000 | $ 81,000 |
| Coleman County Texas | 3 | $ 1,205,000 | $ 401,000 | $ 260,000 |
| Coryell County Texas | 3 | $ 415,000 | $ 138,000 | $ 111,000 |
| Dawson County Texas | 3 | $ 235,000 | $ 78,000 | $ 272,000 |
| Dickens County Texas | 3 | $ 245,000 | $ 81,000 | $ 47,000 |
| Gaines County Texas | 3 | $ 595,000 | $ 198,000 | $ 296,000 |
| Hidalgo County Texas | 3 | $ 1,735,000 | $ 578,000 | $ 101,000 |
| Uvalde County Texas | 3 | $ 1,045,000 | $ 348,000 | $ 203,000 |
| Young County Texas | 3 | $ 1,085,000 | $ 361,000 | $ 183,000 |
| Baldwin County Alabama | 2 | $ 1,280,000 | $ 640,000 | $ 380,000 |
| Eagle County Colorado | 2 | $ 4,790,000 | $ 2,395,000 | $ 2,673,000 |
| Jefferson County Colorado | 2 | $ 3,530,000 | $ 1,765,000 | $ 744,000 |
| San Miguel County Colorado | 2 | $ 7,010,000 | $ 3,505,000 | $ 1,285,000 |
| Miami-Dade County Florida | 2 | $ 800,000 | $ 400,000 | $ 724,000 |
| Douglas County Nevada | 2 | $ 4,310,000 | $ 2,155,000 | $ 1,280,000 |
| Kingfisher County Oklahoma | 2 | $ 650,000 | $ 325,000 | $ 102,000 |
| Marshall County Oklahoma | 2 | $ 250,000 | $ 125,000 | $ 105,000 |
| McClain County Oklahoma | 2 | $ 1,080,000 | $ 540,000 | $ 179,000 |
| Cass County Texas | 2 | $ 690,000 | $ 345,000 | $ 203,000 |
| Frio County Texas | 2 | $ 840,000 | $ 420,000 | $ 188,000 |
| Hamilton County Texas | 2 | $ 840,000 | $ 420,000 | $ 119,000 |
| Jim Hogg County Texas | 2 | $ 630,000 | $ 315,000 | $ 72,000 |
| Lamar County Texas | 2 | $ 890,000 | $ 445,000 | $ 239,000 |
| Marion County Texas | 2 | $ 290,000 | $ 145,000 | $ 79,000 |
| McCulloch County Texas | 2 | $ 720,000 | $ 360,000 | $ 48,000 |
| Medina County Texas | 2 | $ 420,000 | $ 210,000 | $ 123,000 |
| Mitchell County Texas | 2 | $ 2,170,000 | $ 1,085,000 | $ 84,000 |
| Orange County Texas | 2 | $ 310,000 | $ 155,000 | $ 380,000 |
| Presidio County Texas | 2 | $ 420,000 | $ 210,000 | $ 390,000 |
| Rains County Texas | 2 | $ 330,000 | $ 165,000 | $ 84,000 |
| Real County Texas | 2 | $ 1,370,000 | $ 685,000 | $ 214,000 |
| Shackelford County Texas | 2 | $ 250,000 | $ 125,000 | $ 150,000 |
| Tyler County Texas | 2 | $ 6,530,000 | $ 3,265,000 | $ 80,000 |
| Upton County Texas | 2 | $ 170,000 | $ 85,000 | $ 55,000 |
| Ward County Texas | 2 | $ 240,000 | $ 120,000 | $ 101,000 |
| Yoakum County Texas | 2 | $ 490,000 | $ 245,000 | $ 86,000 |
| Maricopa County Arizona | 1 | $ 585,000 | $ 585,000 | $ 220,000 |
| Carroll County Arkansas | 1 | $ 2,005,000 | $ 2,005,000 | $ 486,000 |
| Garland County Arkansas | 1 | $ 545,000 | $ 545,000 | $ 388,000 |
| Pulaski County Arkansas | 1 | $ 405,000 | $ 405,000 | $ 159,000 |
| Searcy County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 157,000 |
| Washington County Arkansas | 1 | $ 485,000 | $ 485,000 | $ 777,000 |
| Archuleta County Colorado | 1 | $ 2,555,000 | $ 2,555,000 | $ 1,279,000 |
| Delta County Colorado | 1 | $ 305,000 | $ 305,000 | $ 159,000 |
| Gunnison County Colorado | 1 | $ 525,000 | $ 525,000 | $ 240,000 |
| Hinsdale County Colorado | 1 | $ 435,000 | $ 435,000 | $ 150,000 |
| Larimer County Colorado | 1 | $ 1,735,000 | $ 1,735,000 | $ 0 |
| Las Animas County Colorado | 1 | $ 145,000 | $ 145,000 | $ 124,000 |
| Summit County Colorado | 1 | $ 265,000 | $ 265,000 | $ 265,000 |
| Kent County Delaware | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bay County Florida | 1 | $ 355,000 | $ 355,000 | $ 432,000 |
| Broward County Florida | 1 | $ 715,000 | $ 715,000 | $ 411,000 |
| Escambia County Florida | 1 | $ 355,000 | $ 355,000 | $ 307,000 |
| Hillsborough County Florida | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Leon County Florida | 1 | $ 45,005,000 | $ 45,005,000 | $ 0 |
| Monroe County Florida | 1 | $ 1,195,000 | $ 1,195,000 | $ 764,000 |
| Palm Beach County Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 1,638,000 |
| Santa Rosa County Florida | 1 | $ 365,000 | $ 365,000 | $ 242,000 |
| Sarasota County Florida | 1 | $ 405,000 | $ 405,000 | $ 107,000 |
| Brooks County Georgia | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Crisp County Georgia | 1 | $ 275,000 | $ 275,000 | $ 49,000 |
| DeKalb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 330,000 |
| Fulton County Georgia | 1 | $ 195,000 | $ 195,000 | $ 1,086,000 |
| Jefferson County Kansas | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Pawnee County Kansas | 1 | $ 6,835,000 | $ 6,835,000 | $ 0 |
| Cameron County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 1,435,000 | $ 1,435,000 | $ 1,019,000 |
| Orleans County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 2,000 |
| Sabine County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 252,000 |
| Taney County Missouri | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Lea County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Lincoln County New Mexico | 1 | $ 205,000 | $ 205,000 | $ 283,000 |
| Kings County New York | 1 | $ 1,765,000 | $ 1,765,000 | $ 612,000 |
| New York County New York | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,542,000 |
| Iredell County North Carolina | 1 | $ 795,000 | $ 795,000 | $ 1,341,000 |
| Beckham County Oklahoma | 1 | $ 415,000 | $ 415,000 | $ 241,000 |
| Coal County Oklahoma | 1 | $ 1,075,000 | $ 1,075,000 | $ 73,000 |
| Delaware County Oklahoma | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,225,000 |
| Garvin County Oklahoma | 1 | $ 565,000 | $ 565,000 | $ 488,000 |
| Kay County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Latimer County Oklahoma | 1 | $ 515,000 | $ 515,000 | $ 270,000 |
| Mayes County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| McIntosh County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Nowata County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Okmulgee County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Pottawatomie County Oklahoma | 1 | $ 405,000 | $ 405,000 | $ 125,000 |
| Spartanburg County South Carolina | 1 | $ 645,000 | $ 645,000 | $ 235,000 |
| Davidson County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 469,000 |
| Andrews County Texas | 1 | $ 745,000 | $ 745,000 | $ 340,000 |
| Armstrong County Texas | 1 | $ 305,000 | $ 305,000 | $ 109,000 |
| Bowie County Texas | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Brewster County Texas | 1 | $ 155,000 | $ 155,000 | $ 460,000 |
| Brooks County Texas | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Camp County Texas | 1 | $ 305,000 | $ 305,000 | $ 163,000 |
| Clay County Texas | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Cochran County Texas | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Coke County Texas | 1 | $ 285,000 | $ 285,000 | $ 56,000 |
| Glasscock County Texas | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Gray County Texas | 1 | $ 225,000 | $ 225,000 | $ 117,000 |
| Irion County Texas | 1 | $ 65,000 | $ 65,000 | $ 101,000 |
| Jasper County Texas | 1 | $ 585,000 | $ 585,000 | $ 188,000 |
| Kimble County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| King County Texas | 1 | $ 655,000 | $ 655,000 | $ 300,000 |
| Mason County Texas | 1 | $ 805,000 | $ 805,000 | $ 236,000 |
| McMullen County Texas | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Motley County Texas | 1 | $ 425,000 | $ 425,000 | $ 93,000 |
| Nolan County Texas | 1 | $ 215,000 | $ 215,000 | $ 111,000 |
| Reagan County Texas | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| Red River County Texas | 1 | $ 185,000 | $ 185,000 | $ 112,000 |
| Runnels County Texas | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Sabine County Texas | 1 | $ 395,000 | $ 395,000 | $ 160,000 |
| San Augustine County Texas | 1 | $ 515,000 | $ 515,000 | $ 171,000 |
| Titus County Texas | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Webb County Texas | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Wilbarger County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Zavala County Texas | 1 | $ 795,000 | $ 795,000 | $ 368,000 |
| Summit County Utah | 1 | $ 4,455,000 | $ 4,455,000 | $ 0 |
| Ferry County Washington | 1 | $ 25,000 | $ 25,000 | $ 0 |
| La Crosse County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Prosperity Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,124 | $4,693,670,000 | $577,000 | $86,835,000 | $207,000 | $9,932,000 |
| Refinancing | 1,852 | $759,160,000 | $409,000 | $21,505,000 | $210,000 | $5,201,000 |
| Home Improvement | 742 | $144,650,000 | $194,000 | $9,755,000 | $185,000 | $3,636,000 |
| Other Purpose | 444 | $134,730,000 | $303,000 | $6,245,000 | $249,000 | $6,093,000 |
| Cash-out Refinancing | 51 | $12,575,000 | $246,000 | $645,000 | $111,000 | $396,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,127 | $2,528,145,000 | $493,000 | $14,605,000 | $259,000 | $6,973,000 |
| Hispanic | 3,234 | $848,420,000 | $262,000 | $14,535,000 | $102,000 | $6,093,000 |
| Not Provided | 1,079 | $575,245,000 | $533,000 | $6,505,000 | $262,000 | $5,600,000 |
| Not applicable | 830 | $1,337,930,000 | $1,611,000 | $86,835,000 | $0 | $0 |
| Black or African American | 434 | $123,090,000 | $283,000 | $3,395,000 | $121,000 | $1,187,000 |
| Asian | 354 | $250,960,000 | $708,000 | $9,525,000 | $335,000 | $4,385,000 |
| American Indian or Alaskan Native | 59 | $15,735,000 | $266,000 | $1,645,000 | $117,000 | $635,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $3,315,000 | $473,000 | $1,205,000 | $466,000 | $2,448,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,103 | $5,717,245,000 | $514,000 | $86,835,000 | $208,000 | $9,932,000 |
| FHA-insured (Federal Housing Administration) | 91 | $21,185,000 | $232,000 | $405,000 | $86,000 | $203,000 |
| VA-guaranteed (Veterans Administration) | 19 | $6,355,000 | $334,000 | $755,000 | $147,000 | $896,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,898 | $3,430,620,000 | $497,000 | $86,835,000 | $219,000 | $6,710,000 |
| Application Denied By Financial Institution | 1,845 | $965,125,000 | $523,000 | $51,335,000 | $129,000 | $4,158,000 |
| Application Withdrawn By Applicant | 1,833 | $1,018,275,000 | $555,000 | $53,115,000 | $230,000 | $9,932,000 |
| File Closed For Incompleteness | 342 | $172,770,000 | $505,000 | $14,745,000 | $241,000 | $3,111,000 |
| Application Approved But Not Accepted | 292 | $157,340,000 | $538,000 | $15,005,000 | $248,000 | $5,041,000 |
| Loan Purchased By The Institution | 3 | $655,000 | $218,000 | $265,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,368 | $4,779,660,000 | $510,000 | $86,835,000 | $223,000 | $9,932,000 |
| Debt-To-Income Ratio | 985 | $619,805,000 | $629,000 | $43,005,000 | $115,000 | $2,811,000 |
| Credit History | 512 | $107,420,000 | $209,000 | $3,305,000 | $121,000 | $2,401,000 |
| Other | 171 | $44,565,000 | $260,000 | $2,945,000 | $138,000 | $1,341,000 |
| Collateral | 133 | $122,305,000 | $919,000 | $27,435,000 | $248,000 | $4,158,000 |
| Credit Application Incomplete | 24 | $12,560,000 | $523,000 | $2,485,000 | $145,000 | $300,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $56,330,000 | $3,129,000 | $51,335,000 | $151,000 | $665,000 |
| Unverifiable Information | 2 | $2,140,000 | $1,070,000 | $1,935,000 | $336,000 | $600,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.