Provident Bank
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Provident Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Provident Bank
1900 E 9Th Street Locator 01-3013
Cleveland, OH 44114
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 16,375
Total Mortgage Loan Application Amount $3,104,098,000
Average Mortgage Loan Application Amount $1,291,500
Highest Mortgage Loan Application Amount $38,400,000
Average Applicant Income $50,586
Highest Applicant Income $4,128,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Provident Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dillon County South Carolina 1 $ 40,000 $ 40,000 $ 19,000
Fairfield County South Carolina 1 $ 51,000 $ 51,000 $ 17,000
Marion County South Carolina 1 $ 51,000 $ 51,000 $ 30,000
Marlboro County South Carolina 1 $ 44,000 $ 44,000 $ 8,000
McCormick County South Carolina 1 $ 38,000 $ 38,000 $ 27,000
Williamsburg County South Carolina 1 $ 94,000 $ 94,000 $ 36,000
Brookings County South Dakota 1 $ 72,000 $ 72,000 $ 101,000
Davison County South Dakota 1 $ 46,000 $ 46,000 $ 18,000
Pennington County South Dakota 1 $ 73,000 $ 73,000 $ 51,000
Walworth County South Dakota 1 $ 33,000 $ 33,000 $ 22,000
Yankton County South Dakota 1 $ 82,000 $ 82,000 $ 41,000
Bedford County Tennessee 1 $ 95,000 $ 95,000 $ 702,000
Benton County Tennessee 1 $ 150,000 $ 150,000 $ 86,000
Blount County Tennessee 1 $ 240,000 $ 240,000 $ 170,000
Carroll County Tennessee 1 $ 38,000 $ 38,000 $ 31,000
Coffee County Tennessee 1 $ 63,000 $ 63,000 $ 32,000
Decatur County Tennessee 1 $ 67,000 $ 67,000 $ 26,000
DeKalb County Tennessee 1 $ 50,000 $ 50,000 $ 30,000
Franklin County Tennessee 1 $ 26,000 $ 26,000 $ 26,000
Greene County Tennessee 1 $ 49,000 $ 49,000 $ 44,000
Hardin County Tennessee 1 $ 27,000 $ 27,000 $ 32,000
Hickman County Tennessee 1 $ 30,000 $ 30,000 $ 38,000
Johnson County Tennessee 1 $ 45,000 $ 45,000 $ 25,000
Lauderdale County Tennessee 1 $ 73,000 $ 73,000 $ 0
Lawrence County Tennessee 1 $ 40,000 $ 40,000 $ 41,000
Marion County Tennessee 1 $ 63,000 $ 63,000 $ 21,000
Meigs County Tennessee 1 $ 66,000 $ 66,000 $ 47,000
Overton County Tennessee 1 $ 47,000 $ 47,000 $ 18,000
Perry County Tennessee 1 $ 94,000 $ 94,000 $ 50,000
Roane County Tennessee 1 $ 43,000 $ 43,000 $ 62,000
Robertson County Tennessee 1 $ 257,000 $ 257,000 $ 116,000
Scott County Tennessee 1 $ 53,000 $ 53,000 $ 11,000
Sequatchie County Tennessee 1 $ 152,000 $ 152,000 $ 49,000
Smith County Tennessee 1 $ 68,000 $ 68,000 $ 58,000
Stewart County Tennessee 1 $ 145,000 $ 145,000 $ 52,000
Warren County Tennessee 1 $ 75,000 $ 75,000 $ 38,000
Wayne County Tennessee 1 $ 111,000 $ 111,000 $ 19,000
Angelina County Texas 1 $ 53,000 $ 53,000 $ 21,000
Aransas County Texas 1 $ 78,000 $ 78,000 $ 72,000
Atascosa County Texas 1 $ 132,000 $ 132,000 $ 85,000
Austin County Texas 1 $ 111,000 $ 111,000 $ 120,000
Blanco County Texas 1 $ 70,000 $ 70,000 $ 38,000
Calhoun County Texas 1 $ 52,000 $ 52,000 $ 25,000
Colorado County Texas 1 $ 175,000 $ 175,000 $ 90,000
Comanche County Texas 1 $ 135,000 $ 135,000 $ 79,000
Dallam County Texas 1 $ 66,000 $ 66,000 $ 49,000
Dickens County Texas 1 $ 58,000 $ 58,000 $ 72,000
Ellis County Texas 1 $ 143,000 $ 143,000 $ 120,000
Floyd County Texas 1 $ 36,000 $ 36,000 $ 43,000
Franklin County Texas 1 $ 43,000 $ 43,000 $ 28,000
Gillespie County Texas 1 $ 27,000 $ 27,000 $ 18,000
Grimes County Texas 1 $ 79,000 $ 79,000 $ 56,000
Hardin County Texas 1 $ 119,000 $ 119,000 $ 82,000
Hays County Texas 1 $ 50,000 $ 50,000 $ 31,000
Hopkins County Texas 1 $ 98,000 $ 98,000 $ 120,000
Hunt County Texas 1 $ 61,000 $ 61,000 $ 51,000
Kerr County Texas 1 $ 69,000 $ 69,000 $ 0
Kinney County Texas 1 $ 42,000 $ 42,000 $ 56,000
Lavaca County Texas 1 $ 232,000 $ 232,000 $ 150,000
Liberty County Texas 1 $ 65,000 $ 65,000 $ 51,000
Madison County Texas 1 $ 86,000 $ 86,000 $ 63,000
Matagorda County Texas 1 $ 125,000 $ 125,000 $ 69,000
Medina County Texas 1 $ 110,000 $ 110,000 $ 23,000
Midland County Texas 1 $ 90,000 $ 90,000 $ 200,000
Moore County Texas 1 $ 48,000 $ 48,000 $ 12,000
Morris County Texas 1 $ 108,000 $ 108,000 $ 50,000
Nolan County Texas 1 $ 80,000 $ 80,000 $ 34,000
Ochiltree County Texas 1 $ 55,000 $ 55,000 $ 44,000
Orange County Texas 1 $ 192,000 $ 192,000 $ 109,000
Pecos County Texas 1 $ 100,000 $ 100,000 $ 65,000
Presidio County Texas 1 $ 79,000 $ 79,000 $ 48,000
Reagan County Texas 1 $ 35,000 $ 35,000 $ 23,000
Rusk County Texas 1 $ 50,000 $ 50,000 $ 53,000
San Jacinto County Texas 1 $ 51,000 $ 51,000 $ 39,000
Shelby County Texas 1 $ 71,000 $ 71,000 $ 55,000
Starr County Texas 1 $ 56,000 $ 56,000 $ 27,000
Sutton County Texas 1 $ 60,000 $ 60,000 $ 47,000
Terry County Texas 1 $ 90,000 $ 90,000 $ 46,000
Trinity County Texas 1 $ 74,000 $ 74,000 $ 108,000
Victoria County Texas 1 $ 122,000 $ 122,000 $ 137,000
Wharton County Texas 1 $ 42,000 $ 42,000 $ 20,000
Wood County Texas 1 $ 316,000 $ 316,000 $ 75,000
Beaver County Utah 1 $ 75,000 $ 75,000 $ 82,000
Box Elder County Utah 1 $ 138,000 $ 138,000 $ 60,000
Grand County Utah 1 $ 160,000 $ 160,000 $ 182,000
Juab County Utah 1 $ 126,000 $ 126,000 $ 52,000
Sanpete County Utah 1 $ 69,000 $ 69,000 $ 144,000
Tooele County Utah 1 $ 136,000 $ 136,000 $ 35,000
Weber County Utah 1 $ 128,000 $ 128,000 $ 47,000
Addison County Vermont 1 $ 25,000 $ 25,000 $ 0
Caledonia County Vermont 1 $ 114,000 $ 114,000 $ 64,000
Grand Isle County Vermont 1 $ 20,000 $ 20,000 $ 54,000
Orleans County Vermont 1 $ 51,000 $ 51,000 $ 37,000
Windsor County Vermont 1 $ 77,000 $ 77,000 $ 29,000
Accomack County Virginia 1 $ 106,000 $ 106,000 $ 60,000
Amherst County Virginia 1 $ 121,000 $ 121,000 $ 60,000
Augusta County Virginia 1 $ 104,000 $ 104,000 $ 52,000
Carroll County Virginia 1 $ 126,000 $ 126,000 $ 45,000
Charlotte County Virginia 1 $ 97,000 $ 97,000 $ 39,000
Clarke County Virginia 1 $ 248,000 $ 248,000 $ 121,000
Dinwiddie County Virginia 1 $ 46,000 $ 46,000 $ 29,000
Franklin County Virginia 1 $ 100,000 $ 100,000 $ 120,000
Franklin City County Virginia 1 $ 40,000 $ 40,000 $ 49,000
Giles County Virginia 1 $ 47,000 $ 47,000 $ 53,000
Gloucester County Virginia 1 $ 72,000 $ 72,000 $ 18,000
Goochland County Virginia 1 $ 183,000 $ 183,000 $ 96,000
Lee County Virginia 1 $ 45,000 $ 45,000 $ 19,000
Madison County Virginia 1 $ 136,000 $ 136,000 $ 46,000
New Kent County Virginia 1 $ 42,000 $ 42,000 $ 120,000
Norton County Virginia 1 $ 121,000 $ 121,000 $ 55,000
Nottoway County Virginia 1 $ 86,000 $ 86,000 $ 54,000
Petersburg County Virginia 1 $ 33,000 $ 33,000 $ 37,000
Roanoke County Virginia 1 $ 195,000 $ 195,000 $ 57,000
Shenandoah County Virginia 1 $ 126,000 $ 126,000 $ 68,000
Smyth County Virginia 1 $ 175,000 $ 175,000 $ 51,000
Suffolk County Virginia 1 $ 15,000 $ 15,000 $ 16,000
Tazewell County Virginia 1 $ 66,000 $ 66,000 $ 45,000
Westmoreland County Virginia 1 $ 127,000 $ 127,000 $ 0
Winchester County Virginia 1 $ 69,000 $ 69,000 $ 79,000
York County Virginia 1 $ 106,000 $ 106,000 $ 32,000
Adams County Washington 1 $ 1,530,000 $ 1,530,000 $ 0
Asotin County Washington 1 $ 57,000 $ 57,000 $ 29,000
Chelan County Washington 1 $ 197,000 $ 197,000 $ 87,000
Columbia County Washington 1 $ 69,000 $ 69,000 $ 71,000
Cowlitz County Washington 1 $ 77,000 $ 77,000 $ 38,000
Grant County Washington 1 $ 225,000 $ 225,000 $ 47,000
Grays Harbor County Washington 1 $ 77,000 $ 77,000 $ 32,000
Kittitas County Washington 1 $ 88,000 $ 88,000 $ 48,000
Klickitat County Washington 1 $ 101,000 $ 101,000 $ 34,000
Pacific County Washington 1 $ 134,000 $ 134,000 $ 28,000
San Juan County Washington 1 $ 50,000 $ 50,000 $ 103,000
Stevens County Washington 1 $ 194,000 $ 194,000 $ 97,000
Brooke County West Virginia 1 $ 68,000 $ 68,000 $ 52,000
Grant County West Virginia 1 $ 52,000 $ 52,000 $ 50,000
Hampshire County West Virginia 1 $ 128,000 $ 128,000 $ 108,000
Lincoln County West Virginia 1 $ 95,000 $ 95,000 $ 35,000
Logan County West Virginia 1 $ 71,000 $ 71,000 $ 63,000
Ohio County West Virginia 1 $ 18,000 $ 18,000 $ 22,000
Preston County West Virginia 1 $ 68,000 $ 68,000 $ 60,000
Summers County West Virginia 1 $ 133,000 $ 133,000 $ 40,000
Taylor County West Virginia 1 $ 55,000 $ 55,000 $ 72,000
Barron County Wisconsin 1 $ 95,000 $ 95,000 $ 40,000
Bayfield County Wisconsin 1 $ 47,000 $ 47,000 $ 29,000
Forest County Wisconsin 1 $ 166,000 $ 166,000 $ 90,000
Green County Wisconsin 1 $ 68,000 $ 68,000 $ 44,000
Iowa County Wisconsin 1 $ 100,000 $ 100,000 $ 44,000
Jackson County Wisconsin 1 $ 84,000 $ 84,000 $ 26,000
Juneau County Wisconsin 1 $ 70,000 $ 70,000 $ 47,000
Kewaunee County Wisconsin 1 $ 90,000 $ 90,000 $ 22,000
Lafayette County Wisconsin 1 $ 31,000 $ 31,000 $ 17,000
Langlade County Wisconsin 1 $ 116,000 $ 116,000 $ 41,000
Lincoln County Wisconsin 1 $ 51,000 $ 51,000 $ 66,000
Marinette County Wisconsin 1 $ 81,000 $ 81,000 $ 43,000
Monroe County Wisconsin 1 $ 82,000 $ 82,000 $ 60,000
Oneida County Wisconsin 1 $ 55,000 $ 55,000 $ 33,000
Ozaukee County Wisconsin 1 $ 217,000 $ 217,000 $ 73,000
Richland County Wisconsin 1 $ 153,000 $ 153,000 $ 79,000
Rusk County Wisconsin 1 $ 121,000 $ 121,000 $ 41,000
St. Croix County Wisconsin 1 $ 161,000 $ 161,000 $ 68,000
Vernon County Wisconsin 1 $ 95,000 $ 95,000 $ 47,000
Waupaca County Wisconsin 1 $ 168,000 $ 168,000 $ 108,000
Big Horn County Wyoming 1 $ 25,000 $ 25,000 $ 16,000
Uinta County Wyoming 1 $ 48,000 $ 48,000 $ 40,000
Weston County Wyoming 1 $ 56,000 $ 56,000 $ 36,000
Page:

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Provident Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 8,075 $1,102,319,000 $130,260 $1,601,000 $62,520 $2,332,000
Home Improvement (one-to-four family) 6,843 $539,092,000 $89,693 $720,000 $60,000 $4,128,000
Home Purchase (one-to-four family) 1,266 $157,192,000 $118,418 $950,000 $63,627 $2,043,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 191 $1,305,495,000 $6,522,531 $38,400,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Information not provided by applicant in mail or telephone application 7,287 $669,983,000 $93,120 $1,601,000 $59,860 $4,128,000
White 6,063 $787,574,000 $131,897 $1,307,000 $65,673 $3,328,000
Black 1,586 $162,977,000 $112,459 $750,000 $54,891 $390,000
Hispanic 516 $76,515,000 $125,657 $613,000 $57,026 $2,400,000
Not applicable 483 $1,354,266,000 $4,022,307 $38,400,000 $16,641 $273,000
Other 175 $17,067,000 $131,814 $661,000 $77,037 $392,000
Asian or Pacific Islander 151 $29,240,000 $152,555 $604,000 $65,740 $210,000
American Indian or Alaskan Native 114 $6,476,000 $82,300 $428,000 $44,950 $290,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,271 $2,711,516,000 $344,823 $38,400,000 $59,117 $4,128,000
FHA-insured (Federal Housing Administration) 97 $391,973,000 $5,348,142 $25,063,000 $3,285 $69,000
VA-guaranteed (Veterans Administration) 7 $609,000 $89,000 $98,000 $33,000 $52,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,302 $2,220,294,000 $568,411 $38,400,000 $56,470 $2,043,000
Application Denied By Financial Institution 3,676 $367,167,000 $103,200 $5,340,000 $61,880 $2,400,000
Application Approved But Not Accepted 3,586 $349,718,000 $107,062 $1,601,000 $63,166 $3,600,000
File Closed For Incompleteness 1,290 $83,211,000 $64,312 $500,000 $84,093 $4,128,000
Loan Purchased By The Institution 344 $55,879,000 $135,960 $658,000 $44,440 $700,000
Application Withdrawn By Applicant 177 $27,829,000 $162,535 $5,048,000 $77,750 $1,800,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,287 $77,746,000 $78,931 $640,000 $54,227 $1,243,000
Collateral 847 $95,904,000 $117,755 $825,000 $69,081 $780,000
Other 659 $81,055,000 $125,837 $679,000 $62,069 $364,000
Debt-To-Income Ratio 541 $65,448,000 $117,533 $600,000 $53,466 $738,000
Credit Application Incomplete 204 $24,743,000 $124,125 $563,000 $137,937 $2,400,000
Employment History 50 $6,162,000 $114,500 $385,000 $41,090 $222,000
Insufficient Cash (Downpayment, Closing Cost) 27 $3,486,000 $125,842 $310,000 $69,684 $456,000
Unverifiable Information 26 $2,976,000 $111,800 $402,000 $72,000 $227,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.

Download the Ohio Lender List