Provident Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Ohio.
The mortgage statistics and data below are specific to mortgage loan applications for Provident Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Provident Bank 1900 E 9Th Street Locator 01-3013 Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 17,616 |
| Total Mortgage Loan Application Amount | $1,796,737,000 |
| Average Mortgage Loan Application Amount | $95,943 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $69,191 |
| Highest Applicant Income | $4,700,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OH, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Coffee County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 24,000 |
| Crockett County Tennessee | 1 | $ 62,000 | $ 62,000 | $ 27,000 |
| Decatur County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 37,000 |
| Fayette County Tennessee | 1 | $ 432,000 | $ 432,000 | $ 133,000 |
| Franklin County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 27,000 |
| Grainger County Tennessee | 1 | $ 18,000 | $ 18,000 | $ 14,000 |
| Greene County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Hamblen County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 58,000 |
| Hardeman County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 46,000 |
| Hardin County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Haywood County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 65,000 |
| Henderson County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 32,000 |
| Knox County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 60,000 |
| McMinn County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 37,000 |
| Meigs County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 37,000 |
| Montgomery County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Rhea County Tennessee | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Robertson County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
| Sevier County Tennessee | 1 | $ 146,000 | $ 146,000 | $ 168,000 |
| Union County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 52,000 |
| Warren County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Washington County Tennessee | 1 | $ 347,000 | $ 347,000 | $ 101,000 |
| Weakley County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 30,000 |
| Austin County Texas | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Bandera County Texas | 1 | $ 230,000 | $ 230,000 | $ 105,000 |
| Blanco County Texas | 1 | $ 63,000 | $ 63,000 | $ 91,000 |
| Bowie County Texas | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Burnet County Texas | 1 | $ 120,000 | $ 120,000 | $ 156,000 |
| Comal County Texas | 1 | $ 70,000 | $ 70,000 | $ 98,000 |
| Cooke County Texas | 1 | $ 157,000 | $ 157,000 | $ 65,000 |
| Erath County Texas | 1 | $ 64,000 | $ 64,000 | $ 42,000 |
| Falls County Texas | 1 | $ 46,000 | $ 46,000 | $ 51,000 |
| Franklin County Texas | 1 | $ 64,000 | $ 64,000 | $ 38,000 |
| Gillespie County Texas | 1 | $ 102,000 | $ 102,000 | $ 28,000 |
| Gregg County Texas | 1 | $ 96,000 | $ 96,000 | $ 41,000 |
| Guadalupe County Texas | 1 | $ 246,000 | $ 246,000 | $ 232,000 |
| Hardeman County Texas | 1 | $ 37,000 | $ 37,000 | $ 21,000 |
| Hardin County Texas | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Hill County Texas | 1 | $ 80,000 | $ 80,000 | $ 31,000 |
| Hockley County Texas | 1 | $ 62,000 | $ 62,000 | $ 22,000 |
| Jeff Davis County Texas | 1 | $ 244,000 | $ 244,000 | $ 72,000 |
| Jim Wells County Texas | 1 | $ 52,000 | $ 52,000 | $ 61,000 |
| Jones County Texas | 1 | $ 199,000 | $ 199,000 | $ 63,000 |
| Karnes County Texas | 1 | $ 39,000 | $ 39,000 | $ 25,000 |
| Kleberg County Texas | 1 | $ 49,000 | $ 49,000 | $ 60,000 |
| Lamar County Texas | 1 | $ 110,000 | $ 110,000 | $ 67,000 |
| Mitchell County Texas | 1 | $ 31,000 | $ 31,000 | $ 37,000 |
| Nacogdoches County Texas | 1 | $ 87,000 | $ 87,000 | $ 78,000 |
| Polk County Texas | 1 | $ 133,000 | $ 133,000 | $ 61,000 |
| Potter County Texas | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| Rains County Texas | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Rockwall County Texas | 1 | $ 540,000 | $ 540,000 | $ 165,000 |
| San Augustine County Texas | 1 | $ 56,000 | $ 56,000 | $ 35,000 |
| San Jacinto County Texas | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Upshur County Texas | 1 | $ 66,000 | $ 66,000 | $ 65,000 |
| Val Verde County Texas | 1 | $ 190,000 | $ 190,000 | $ 132,000 |
| Victoria County Texas | 1 | $ 58,000 | $ 58,000 | $ 44,000 |
| Wichita County Texas | 1 | $ 92,000 | $ 92,000 | $ 44,000 |
| Wilson County Texas | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Wise County Texas | 1 | $ 188,000 | $ 188,000 | $ 95,000 |
| Beaver County Utah | 1 | $ 37,000 | $ 37,000 | $ 56,000 |
| Cache County Utah | 1 | $ 129,000 | $ 129,000 | $ 60,000 |
| Grand County Utah | 1 | $ 75,000 | $ 75,000 | $ 180,000 |
| Uintah County Utah | 1 | $ 97,000 | $ 97,000 | $ 36,000 |
| Addison County Vermont | 1 | $ 42,000 | $ 42,000 | $ 53,000 |
| Caledonia County Vermont | 1 | $ 100,000 | $ 100,000 | $ 6,000 |
| Essex County Vermont | 1 | $ 252,000 | $ 252,000 | $ 54,000 |
| Grand Isle County Vermont | 1 | $ 100,000 | $ 100,000 | $ 150,000 |
| Accomack County Virginia | 1 | $ 56,000 | $ 56,000 | $ 17,000 |
| Campbell County Virginia | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Caroline County Virginia | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Essex County Virginia | 1 | $ 50,000 | $ 50,000 | $ 91,000 |
| Fairfax City County Virginia | 1 | $ 50,000 | $ 50,000 | $ 132,000 |
| Fredericksburg County Virginia | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Greene County Virginia | 1 | $ 126,000 | $ 126,000 | $ 96,000 |
| Halifax County Virginia | 1 | $ 59,000 | $ 59,000 | $ 20,000 |
| King George County Virginia | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| King William County Virginia | 1 | $ 182,000 | $ 182,000 | $ 60,000 |
| Lee County Virginia | 1 | $ 14,000 | $ 14,000 | $ 3,000 |
| Madison County Virginia | 1 | $ 61,000 | $ 61,000 | $ 11,000 |
| Martinsville County Virginia | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Mecklenburg County Virginia | 1 | $ 26,000 | $ 26,000 | $ 1,000 |
| Middlesex County Virginia | 1 | $ 100,000 | $ 100,000 | $ 74,000 |
| Nelson County Virginia | 1 | $ 84,000 | $ 84,000 | $ 6,000 |
| New Kent County Virginia | 1 | $ 50,000 | $ 50,000 | $ 126,000 |
| Nottoway County Virginia | 1 | $ 134,000 | $ 134,000 | $ 76,000 |
| Orange County Virginia | 1 | $ 20,000 | $ 20,000 | $ 5,000 |
| Patrick County Virginia | 1 | $ 97,000 | $ 97,000 | $ 43,000 |
| Powhatan County Virginia | 1 | $ 147,000 | $ 147,000 | $ 49,000 |
| Radford County Virginia | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Richmond County Virginia | 1 | $ 113,000 | $ 113,000 | $ 41,000 |
| Rockingham County Virginia | 1 | $ 15,000 | $ 15,000 | $ 3,000 |
| Salem County Virginia | 1 | $ 127,000 | $ 127,000 | $ 61,000 |
| Tazewell County Virginia | 1 | $ 4,000 | $ 4,000 | $ 56,000 |
| Waynesboro County Virginia | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
| Westmoreland County Virginia | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| Williamsburg County Virginia | 1 | $ 60,000 | $ 60,000 | $ 5,000 |
| Douglas County Washington | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| Kittitas County Washington | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| San Juan County Washington | 1 | $ 52,000 | $ 52,000 | $ 77,000 |
| Whitman County Washington | 1 | $ 40,000 | $ 40,000 | $ 95,000 |
| Barbour County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 32,000 |
| Braxton County West Virginia | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Grant County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Hardy County West Virginia | 1 | $ 44,000 | $ 44,000 | $ 30,000 |
| Lewis County West Virginia | 1 | $ 94,000 | $ 94,000 | $ 77,000 |
| Marion County West Virginia | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Mason County West Virginia | 1 | $ 61,000 | $ 61,000 | $ 19,000 |
| Monroe County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 21,000 |
| Morgan County West Virginia | 1 | $ 180,000 | $ 180,000 | $ 37,000 |
| Nicholas County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Roane County West Virginia | 1 | $ 28,000 | $ 28,000 | $ 18,000 |
| Adams County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Ashland County Wisconsin | 1 | $ 12,000 | $ 12,000 | $ 45,000 |
| Barron County Wisconsin | 1 | $ 56,000 | $ 56,000 | $ 77,000 |
| Bayfield County Wisconsin | 1 | $ 14,000 | $ 14,000 | $ 74,000 |
| Burnett County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 20,000 |
| Columbia County Wisconsin | 1 | $ 78,000 | $ 78,000 | $ 33,000 |
| Door County Wisconsin | 1 | $ 193,000 | $ 193,000 | $ 58,000 |
| Dunn County Wisconsin | 1 | $ 69,000 | $ 69,000 | $ 20,000 |
| Eau Claire County Wisconsin | 1 | $ 116,000 | $ 116,000 | $ 54,000 |
| Jefferson County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Marathon County Wisconsin | 1 | $ 87,000 | $ 87,000 | $ 46,000 |
| Marinette County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Marquette County Wisconsin | 1 | $ 36,000 | $ 36,000 | $ 91,000 |
| Polk County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Rusk County Wisconsin | 1 | $ 66,000 | $ 66,000 | $ 20,000 |
| Sauk County Wisconsin | 1 | $ 28,000 | $ 28,000 | $ 50,000 |
| Sawyer County Wisconsin | 1 | $ 97,000 | $ 97,000 | $ 37,000 |
| Taylor County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 143,000 |
| Vilas County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Platte County Wyoming | 1 | $ 20,000 | $ 20,000 | $ 20,000 |
| Sweetwater County Wyoming | 1 | $ 138,000 | $ 138,000 | $ 44,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Ohio,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Provident Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,212 | $1,090,475,000 | $116,062 | $1,000,000 | $62,041 | $2,280,000 |
| Home Improvement | 6,709 | $364,352,000 | $57,638 | $675,000 | $75,680 | $4,700,000 |
| Home Purchase | 2,695 | $341,910,000 | $114,086 | $1,000,000 | $70,021 | $1,267,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,577 | $1,009,503,000 | $88,367 | $908,000 | $70,816 | $4,700,000 |
| Not Provided | 3,242 | $304,190,000 | $81,812 | $712,000 | $72,041 | $2,088,000 |
| Black or African American | 2,157 | $250,956,000 | $112,833 | $1,000,000 | $60,250 | $1,024,000 |
| Hispanic | 1,042 | $149,626,000 | $102,552 | $980,000 | $68,684 | $1,812,000 |
| Asian | 358 | $51,060,000 | $114,935 | $1,000,000 | $79,806 | $1,038,000 |
| Native Hawaiian or Other Pacific Islander | 138 | $19,895,000 | $109,296 | $650,000 | $58,962 | $320,000 |
| American Indian or Alaskan Native | 88 | $8,959,000 | $81,035 | $950,000 | $72,714 | $288,000 |
| Not applicable | 14 | $2,548,000 | $186,727 | $526,000 | $127,909 | $420,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,595 | $1,794,486,000 | $88,020 | $1,000,000 | $70,061 | $4,700,000 |
| FHA-insured (Federal Housing Administration) | 12 | $1,274,000 | $84,666 | $312,000 | $50,000 | $80,000 |
| VA-guaranteed (Veterans Administration) | 9 | $977,000 | $108,000 | $171,000 | $45,000 | $81,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 5,252 | $420,580,000 | $72,382 | $1,000,000 | $66,702 | $2,088,000 |
| Loan Originated | 4,976 | $687,343,000 | $133,511 | $875,000 | $64,155 | $884,000 |
| Application Denied By Financial Institution | 4,029 | $380,391,000 | $89,812 | $908,000 | $73,583 | $4,700,000 |
| Preapproval Denied by Financial Institution | 1,291 | $171,445,000 | $132,000 | $1,000,000 | $68,000 | $710,000 |
| Application Withdrawn By Applicant | 1,270 | $66,471,000 | $78,111 | $525,000 | $89,259 | $3,551,000 |
| File Closed For Incompleteness | 698 | $53,994,000 | $83,187 | $495,000 | $75,750 | $1,200,000 |
| Loan Purchased By The Institution | 100 | $16,513,000 | $147,187 | $544,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2,556 | $308,099,000 | $103,086 | $1,000,000 | $74,391 | $2,280,000 |
| Credit History | 1,444 | $98,319,000 | $66,638 | $908,000 | $83,787 | $3,852,000 |
| Collateral | 563 | $74,309,000 | $125,191 | $803,000 | $75,255 | $1,267,000 |
| Debt-To-Income Ratio | 558 | $52,358,000 | $88,534 | $775,000 | $48,883 | $521,000 |
| Employment History | 82 | $7,054,000 | $81,760 | $519,000 | $59,240 | $175,000 |
| Unverifiable Information | 57 | $6,716,000 | $136,571 | $690,000 | $90,047 | $1,300,000 |
| Credit Application Incomplete | 29 | $2,183,000 | $76,153 | $188,000 | $403,461 | $4,700,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $2,124,000 | $126,000 | $321,000 | $58,333 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OH, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Ohio, and search similar information at your convenience.