Provident Bank
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Provident Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Provident Bank
400 Rella Blvd
Montebello, NY 10901
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  
Total Number of Mortgage Applications 847
Total Mortgage Loan Application Amount $317,048,000
Average Mortgage Loan Application Amount $423,666
Highest Mortgage Loan Application Amount $21,000,000
Average Applicant Income $156,333
Highest Applicant Income $9,999,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Provident Bank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Rockland County New York 352 $ 55,027,000 $ 156,000 $ 136,000
Orange County New York 293 $ 43,350,000 $ 147,000 $ 105,000
Ulster County New York 35 $ 4,508,000 $ 128,000 $ 78,000
Sullivan County New York 32 $ 4,059,000 $ 126,000 $ 86,000
Westchester County New York 24 $ 25,263,000 $ 1,052,000 $ 121,000
Kings County New York 17 $ 54,356,000 $ 3,197,000 $ 110,000
New York County New York 15 $ 50,213,000 $ 3,347,000 $ 1,054,000
Bergen County New Jersey 11 $ 3,016,000 $ 274,000 $ 112,000
Dutchess County New York 8 $ 8,892,000 $ 1,111,000 $ 59,000
Putnam County New York 8 $ 827,000 $ 103,000 $ 94,000
Queens County New York 7 $ 3,289,000 $ 469,000 $ 160,000
Fairfield County Connecticut 6 $ 9,597,000 $ 1,599,000 $ 200,000
Suffolk County New York 6 $ 5,326,000 $ 887,000 $ 728,000
Bronx County New York 5 $ 7,865,000 $ 1,573,000 $ 25,000
Essex County New Jersey 4 $ 11,845,000 $ 2,961,000 $ 0
Passaic County New Jersey 3 $ 945,000 $ 315,000 $ 93,000
Eagle County Colorado 2 $ 1,800,000 $ 900,000 $ 600,000
Middlesex County Connecticut 2 $ 423,000 $ 211,000 $ 161,000
Hudson County New Jersey 2 $ 1,160,000 $ 580,000 $ 254,000
Middlesex County New Jersey 2 $ 14,582,000 $ 7,291,000 $ 79,000
Monmouth County New Jersey 2 $ 1,133,000 $ 566,000 $ 51,000
Ocean County New Jersey 2 $ 618,000 $ 309,000 $ 395,000
Nassau County New York 2 $ 5,275,000 $ 2,637,000 $ 2,365,000
Richmond County New York 2 $ 830,000 $ 415,000 $ 109,000
Palm Beach County Florida 1 $ 2,250,000 $ 2,250,000 $ 276,000
Mercer County New Jersey 1 $ 91,000 $ 91,000 $ 441,000
Morris County New Jersey 1 $ 108,000 $ 108,000 $ 22,000
Sussex County New Jersey 1 $ 250,000 $ 250,000 $ 36,000
Greene County New York 1 $ 150,000 $ 150,000 $ 148,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Provident Bank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 635 $238,307,000 $375,000 $14,400,000 $145,000 $9,999,000
Home Improvement 128 $9,712,000 $75,000 $995,000 $95,000 $340,000
Home Purchase 84 $69,029,000 $821,000 $21,000,000 $229,000 $4,600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 648 $125,542,000 $193,000 $3,400,000 $152,000 $9,999,000
Hispanic 63 $8,230,000 $130,000 $350,000 $101,000 $490,000
Not applicable 56 $158,737,000 $2,834,000 $21,000,000 $6,000 $369,000
Asian 42 $9,487,000 $225,000 $610,000 $136,000 $441,000
Black or African American 19 $3,080,000 $162,000 $440,000 $252,000 $1,608,000
Not Provided 13 $8,249,000 $634,000 $5,000,000 $478,000 $4,600,000
American Indian or Alaskan Native 5 $723,000 $144,000 $223,000 $65,000 $95,000
Native Hawaiian or Other Pacific Islander 1 $3,000,000 $3,000,000 $3,000,000 $1,452,000 $1,452,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 847 $317,048,000 $374,000 $21,000,000 $146,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 486 $226,536,000 $466,000 $21,000,000 $132,000 $4,600,000
Application Denied By Financial Institution 191 $38,713,000 $202,000 $2,250,000 $101,000 $915,000
File Closed For Incompleteness 109 $31,005,000 $284,000 $3,400,000 $277,000 $9,999,000
Application Withdrawn By Applicant 41 $10,281,000 $250,000 $3,000,000 $127,000 $592,000
Application Approved But Not Accepted 14 $2,541,000 $181,000 $610,000 $139,000 $441,000
Loan Purchased By The Institution 6 $7,972,000 $1,328,000 $1,810,000 $437,000 $663,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 62 $14,812,000 $238,000 $2,250,000 $138,000 $915,000
Debt-To-Income Ratio 58 $11,675,000 $201,000 $1,680,000 $56,000 $182,000
Credit History 50 $6,879,000 $137,000 $566,000 $95,000 $217,000
Other 17 $3,448,000 $202,000 $900,000 $136,000 $600,000
Employment History 3 $1,024,000 $341,000 $544,000 $55,000 $59,000
Unverifiable Information 1 $875,000 $875,000 $875,000 $251,000 $251,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.

Download the New York Lender List