Prysma Lending Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Prysma Lending Group, Llc 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Prysma Lending Group, Llc 18 Padanaram Rd Danbury, CT 06811 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 198 |
| Total Mortgage Loan Application Amount | $46,106,000 |
| Average Mortgage Loan Application Amount | $233,500 |
| Highest Mortgage Loan Application Amount | $720,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Prysma Lending Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Prysma Lending Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Prysma Lending Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Prysma Lending Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Prysma Lending Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Prysma Lending Group, Llc's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfield County Connecticut | 76 | $ 22,435,000 | $ 295,000 | $ 80,000 |
| New Haven County Connecticut | 30 | $ 6,399,000 | $ 213,000 | $ 68,000 |
| Litchfield County Connecticut | 11 | $ 2,405,000 | $ 218,000 | $ 57,000 |
| Hartford County Connecticut | 6 | $ 1,106,000 | $ 184,000 | $ 31,000 |
| Richland County South Carolina | 6 | $ 790,000 | $ 131,000 | $ 53,000 |
| Orange County Florida | 5 | $ 724,000 | $ 144,000 | $ 58,000 |
| Pinellas County Florida | 5 | $ 633,000 | $ 126,000 | $ 34,000 |
| Middlesex County Massachusetts | 5 | $ 1,239,000 | $ 247,000 | $ 85,000 |
| Suffolk County Massachusetts | 4 | $ 1,404,000 | $ 351,000 | $ 78,000 |
| Harris County Texas | 4 | $ 425,000 | $ 106,000 | $ 35,000 |
| Essex County Massachusetts | 3 | $ 687,000 | $ 229,000 | $ 82,000 |
| Mecklenburg County North Carolina | 3 | $ 469,000 | $ 156,000 | $ 83,000 |
| Middlesex County Connecticut | 2 | $ 335,000 | $ 167,000 | $ 69,000 |
| Fulton County Georgia | 2 | $ 485,000 | $ 242,000 | $ 28,000 |
| Gwinnett County Georgia | 2 | $ 179,000 | $ 89,000 | $ 26,000 |
| Plymouth County Massachusetts | 2 | $ 812,000 | $ 406,000 | $ 34,000 |
| Worcester County Massachusetts | 2 | $ 537,000 | $ 268,000 | $ 97,000 |
| Greenwood County South Carolina | 2 | $ 240,000 | $ 120,000 | $ 67,000 |
| Fort Bend County Texas | 2 | $ 305,000 | $ 152,000 | $ 0 |
| Flagler County Florida | 1 | $ 121,000 | $ 121,000 | $ 105,000 |
| Lake County Florida | 1 | $ 329,000 | $ 329,000 | $ 113,000 |
| Polk County Florida | 1 | $ 137,000 | $ 137,000 | $ 48,000 |
| Sarasota County Florida | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| St. Lucie County Florida | 1 | $ 113,000 | $ 113,000 | $ 53,000 |
| Clayton County Georgia | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
| Coweta County Georgia | 1 | $ 149,000 | $ 149,000 | $ 61,000 |
| Henry County Georgia | 1 | $ 109,000 | $ 109,000 | $ 106,000 |
| Cabarrus County North Carolina | 1 | $ 247,000 | $ 247,000 | $ 112,000 |
| Gaston County North Carolina | 1 | $ 277,000 | $ 277,000 | $ 142,000 |
| Iredell County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 53,000 |
| Randolph County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 63,000 |
| Wake County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Dorchester County South Carolina | 1 | $ 199,000 | $ 199,000 | $ 37,000 |
| Horry County South Carolina | 1 | $ 340,000 | $ 340,000 | $ 181,000 |
| Spartanburg County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 65,000 |
| Camp County Texas | 1 | $ 140,000 | $ 140,000 | $ 600,000 |
| Denton County Texas | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Galveston County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Grayson County Texas | 1 | $ 81,000 | $ 81,000 | $ 22,000 |
| Gregg County Texas | 1 | $ 103,000 | $ 103,000 | $ 24,000 |
| Tarrant County Texas | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 184,000 | $ 184,000 | $ 0 |
Mortgage Loan Application Detail Totals for Prysma Lending Group, Llc in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 102 | $19,958,000 | $195,000 | $525,000 | $67,000 | $184,000 |
| Refinancing | 96 | $26,148,000 | $272,000 | $720,000 | $73,000 | $600,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 121 | $30,954,000 | $255,000 | $720,000 | $81,000 | $600,000 |
| Hispanic | 40 | $7,333,000 | $183,000 | $392,000 | $54,000 | $128,000 |
| Black or African American | 25 | $5,107,000 | $204,000 | $465,000 | $47,000 | $118,000 |
| Asian | 7 | $1,389,000 | $198,000 | $294,000 | $54,000 | $101,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $547,000 | $273,000 | $373,000 | $63,000 | $67,000 |
| Not Provided | 2 | $609,000 | $304,000 | $305,000 | $69,000 | $76,000 |
| American Indian or Alaskan Native | 1 | $167,000 | $167,000 | $167,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 168 | $40,095,000 | $238,000 | $720,000 | $63,000 | $420,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30 | $6,011,000 | $200,000 | $415,000 | $110,000 | $600,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 162 | $36,143,000 | $223,000 | $672,000 | $62,000 | $273,000 |
| Application Withdrawn By Applicant | 31 | $8,483,000 | $273,000 | $720,000 | $107,000 | $600,000 |
| Application Denied By Financial Institution | 3 | $887,000 | $295,000 | $373,000 | $79,000 | $95,000 |
| Preapproval Denied by Financial Institution | 2 | $593,000 | $296,000 | $360,000 | $103,000 | $142,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $678,000 | $339,000 | $373,000 | $71,000 | $76,000 |
| Collateral | 2 | $442,000 | $221,000 | $233,000 | $80,000 | $95,000 |
| Debt-To-Income Ratio | 1 | $360,000 | $360,000 | $360,000 | $142,000 | $142,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prysma Lending Group, Llc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prysma Lending Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.