Iberiabankfsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Iberiabankfsb 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Iberiabankfsb 5800 R Street Little Rock, AR 72207 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,476 |
| Total Mortgage Loan Application Amount | $91,730,000 |
| Average Mortgage Loan Application Amount | $57,000 |
| Highest Mortgage Loan Application Amount | $2,017,000 |
| Average Applicant Income | $20,307 |
| Highest Applicant Income | $1,762,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Iberiabankfsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Iberiabankfsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Iberiabankfsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Iberiabankfsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Iberiabankfsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Iberiabankfsb's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Craighead County Arkansas | 318 | $ 34,053,000 | $ 107,000 | $ 55,000 |
| Tulsa County Oklahoma | 308 | $ 12,961,000 | $ 42,000 | $ 169,000 |
| Lawrence County Arkansas | 113 | $ 4,256,000 | $ 37,000 | $ 41,000 |
| Randolph County Arkansas | 109 | $ 6,362,000 | $ 58,000 | $ 42,000 |
| Jackson County Arkansas | 90 | $ 5,075,000 | $ 56,000 | $ 50,000 |
| Sedgwick County Kansas | 58 | $ 1,732,000 | $ 29,000 | $ 0 |
| Rogers County Oklahoma | 52 | $ 1,672,000 | $ 32,000 | $ 0 |
| Sharp County Arkansas | 51 | $ 2,548,000 | $ 49,000 | $ 32,000 |
| Clay County Arkansas | 49 | $ 1,710,000 | $ 34,000 | $ 47,000 |
| Greene County Arkansas | 49 | $ 3,706,000 | $ 75,000 | $ 44,000 |
| Poinsett County Arkansas | 46 | $ 2,225,000 | $ 48,000 | $ 32,000 |
| Wagoner County Oklahoma | 30 | $ 890,000 | $ 29,000 | $ 5,000 |
| Oklahoma County Oklahoma | 18 | $ 591,000 | $ 32,000 | $ 0 |
| Butler County Kansas | 13 | $ 403,000 | $ 31,000 | $ 0 |
| Baxter County Arkansas | 11 | $ 1,023,000 | $ 93,000 | $ 99,000 |
| Creek County Oklahoma | 11 | $ 427,000 | $ 38,000 | $ 0 |
| Fulton County Arkansas | 9 | $ 418,000 | $ 46,000 | $ 41,000 |
| Osage County Oklahoma | 9 | $ 273,000 | $ 30,000 | $ 0 |
| Benton County Arkansas | 7 | $ 452,000 | $ 64,000 | $ 0 |
| Talladega County Alabama | 6 | $ 455,000 | $ 75,000 | $ 0 |
| Mississippi County Arkansas | 6 | $ 498,000 | $ 83,000 | $ 57,000 |
| Van Zandt County Texas | 6 | $ 701,000 | $ 116,000 | $ 0 |
| Pulaski County Arkansas | 5 | $ 183,000 | $ 36,000 | $ 9,000 |
| Jefferson County Texas | 4 | $ 595,000 | $ 148,000 | $ 0 |
| Calhoun County Alabama | 3 | $ 256,000 | $ 85,000 | $ 0 |
| Crittenden County Arkansas | 3 | $ 300,000 | $ 100,000 | $ 62,000 |
| Cherokee County Oklahoma | 3 | $ 154,000 | $ 51,000 | $ 0 |
| Delaware County Oklahoma | 3 | $ 93,000 | $ 31,000 | $ 0 |
| Payne County Oklahoma | 3 | $ 125,000 | $ 41,000 | $ 0 |
| Roane County Tennessee | 3 | $ 326,000 | $ 108,000 | $ 0 |
| Harris County Texas | 3 | $ 416,000 | $ 138,000 | $ 0 |
| Orange County Texas | 3 | $ 351,000 | $ 117,000 | $ 0 |
| Etowah County Alabama | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Independence County Arkansas | 2 | $ 133,000 | $ 66,000 | $ 35,000 |
| Sumner County Kansas | 2 | $ 41,000 | $ 20,000 | $ 0 |
| Logan County Oklahoma | 2 | $ 176,000 | $ 88,000 | $ 70,000 |
| Mayes County Oklahoma | 2 | $ 95,000 | $ 47,000 | $ 0 |
| Washington County Oklahoma | 2 | $ 42,000 | $ 21,000 | $ 0 |
| Grainger County Tennessee | 2 | $ 243,000 | $ 121,000 | $ 0 |
| Hamblen County Tennessee | 2 | $ 193,000 | $ 96,000 | $ 0 |
| Jefferson County Tennessee | 2 | $ 261,000 | $ 130,000 | $ 0 |
| Morgan County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Henderson County Texas | 2 | $ 168,000 | $ 84,000 | $ 0 |
| Liberty County Texas | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Smith County Texas | 2 | $ 159,000 | $ 79,000 | $ 0 |
| St. Clair County Alabama | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Tallapoosa County Alabama | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Arkansas County Arkansas | 1 | $ 357,000 | $ 357,000 | $ 479,000 |
| Boone County Arkansas | 1 | $ 207,000 | $ 207,000 | $ 242,000 |
| Cross County Arkansas | 1 | $ 41,000 | $ 41,000 | $ 21,000 |
| Faulkner County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Hot Spring County Arkansas | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Izard County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 77,000 |
| Saline County Arkansas | 1 | $ 17,000 | $ 17,000 | $ 0 |
| St. Francis County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 21,000 |
| Van Buren County Arkansas | 1 | $ 44,000 | $ 44,000 | $ 52,000 |
| White County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 147,000 |
| Harvey County Kansas | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Johnson County Kansas | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Monroe County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 27,000 | $ 27,000 | $ 0 |
| Craig County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Latimer County Oklahoma | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Lincoln County Oklahoma | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Muskogee County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Okfuskee County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Okmulgee County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Anderson County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Blount County Tennessee | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 19,000 |
| Austin County Texas | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Bell County Texas | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Brazoria County Texas | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Brazos County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Burleson County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Chambers County Texas | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Comal County Texas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Duval County Texas | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Grimes County Texas | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Hardin County Texas | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Jasper County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Montgomery County Texas | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Rusk County Texas | 1 | $ 134,000 | $ 134,000 | $ 0 |
| San Patricio County Texas | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Tyler County Texas | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Washington County Texas | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Wharton County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Wilson County Texas | 1 | $ 118,000 | $ 118,000 | $ 0 |
Mortgage Loan Application Detail Totals for Iberiabankfsb in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 850 | $58,141,000 | $69,250 | $2,000,000 | $20,875 | $1,762,000 |
| Refinancing | 511 | $30,331,000 | $43,666 | $2,017,000 | $21,666 | $825,000 |
| Home Improvement | 115 | $3,258,000 | $28,000 | $245,000 | $16,000 | $210,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 903 | $64,300,000 | $77,000 | $2,017,000 | $47,750 | $1,762,000 |
| Not applicable | 526 | $24,086,000 | $73,142 | $360,000 | $1,428 | $720,000 |
| Black or African American | 27 | $1,355,000 | $50,000 | $184,000 | $47,000 | $132,000 |
| Asian | 8 | $850,000 | $70,000 | $184,000 | $23,000 | $97,000 |
| Hispanic | 7 | $725,000 | $142,000 | $283,000 | $56,500 | $110,000 |
| Not Provided | 3 | $322,000 | $107,000 | $275,000 | $51,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $63,000 | $63,000 | $63,000 | $80,000 | $80,000 |
| American Indian or Alaskan Native | 1 | $29,000 | $29,000 | $29,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,463 | $90,385,000 | $68,000 | $2,017,000 | $14,625 | $1,762,000 |
| FHA-insured (Federal Housing Administration) | 11 | $1,153,000 | $104,000 | $257,000 | $43,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $192,000 | $96,000 | $121,000 | $38,000 | $48,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 669 | $51,367,000 | $168,000 | $2,000,000 | $153,333 | $1,762,000 |
| Loan Purchased By The Institution | 602 | $25,547,000 | $69,714 | $211,000 | $0 | $0 |
| Application Denied By Financial Institution | 114 | $6,971,000 | $61,000 | $2,017,000 | $34,000 | $825,000 |
| Application Withdrawn By Applicant | 83 | $7,414,000 | $121,000 | $270,000 | $30,500 | $405,000 |
| Application Approved But Not Accepted | 5 | $292,000 | $58,000 | $145,000 | $45,000 | $72,000 |
| File Closed For Incompleteness | 3 | $139,000 | $46,000 | $60,000 | $24,000 | $28,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 77 | $5,163,000 | $67,000 | $2,017,000 | $33,000 | $825,000 |
| Debt-To-Income Ratio | 20 | $1,183,000 | $59,000 | $189,000 | $32,000 | $158,000 |
| Collateral | 11 | $465,000 | $42,000 | $110,000 | $44,000 | $102,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $56,000 | $18,000 | $25,000 | $24,000 | $45,000 |
| Employment History | 2 | $64,000 | $32,000 | $40,000 | $28,000 | $32,000 |
| Other | 1 | $40,000 | $40,000 | $40,000 | $29,000 | $29,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iberiabankfsb's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iberiabankfsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.