Pulaski Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Pulaski Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Pulaski Bank 12300 Olive Blvd St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,045 |
| Total Mortgage Loan Application Amount | $1,569,196,000 |
| Average Mortgage Loan Application Amount | $231,410 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $177,333 |
| Highest Applicant Income | $2,160,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Pulaski Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Pulaski Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Pulaski Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Pulaski Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Pulaski Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Pulaski Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 4,317 | $ 750,809,000 | $ 173,000 | $ 61,000 |
| St. Charles County Missouri | 2,068 | $ 284,612,000 | $ 137,000 | $ 59,000 |
| Johnson County Kansas | 1,248 | $ 227,213,000 | $ 182,000 | $ 116,000 |
| St. Louis City County Missouri | 826 | $ 98,325,000 | $ 119,000 | $ 74,000 |
| Jefferson County Missouri | 489 | $ 58,031,000 | $ 118,000 | $ 50,000 |
| Jackson County Missouri | 282 | $ 35,990,000 | $ 127,000 | $ 67,000 |
| Warren County Missouri | 102 | $ 12,466,000 | $ 122,000 | $ 55,000 |
| St. Clair County Illinois | 83 | $ 10,954,000 | $ 131,000 | $ 58,000 |
| Lincoln County Missouri | 67 | $ 8,108,000 | $ 121,000 | $ 51,000 |
| Franklin County Missouri | 64 | $ 10,267,000 | $ 160,000 | $ 65,000 |
| Madison County Illinois | 54 | $ 6,586,000 | $ 121,000 | $ 87,000 |
| Wyandotte County Kansas | 48 | $ 4,406,000 | $ 91,000 | $ 121,000 |
| Camden County Missouri | 41 | $ 5,762,000 | $ 140,000 | $ 143,000 |
| Clay County Missouri | 34 | $ 3,913,000 | $ 115,000 | $ 76,000 |
| Cass County Missouri | 26 | $ 3,420,000 | $ 131,000 | $ 49,000 |
| Monroe County Illinois | 20 | $ 3,280,000 | $ 164,000 | $ 73,000 |
| Platte County Missouri | 20 | $ 3,994,000 | $ 199,000 | $ 91,000 |
| Miami County Kansas | 18 | $ 3,085,000 | $ 171,000 | $ 84,000 |
| Douglas County Kansas | 14 | $ 1,633,000 | $ 116,000 | $ 62,000 |
| Marion County Missouri | 14 | $ 1,225,000 | $ 87,000 | $ 48,000 |
| Ste. Genevieve County Missouri | 9 | $ 931,000 | $ 103,000 | $ 61,000 |
| St. Francois County Missouri | 8 | $ 881,000 | $ 110,000 | $ 45,000 |
| Leavenworth County Kansas | 7 | $ 866,000 | $ 123,000 | $ 57,000 |
| Boone County Missouri | 7 | $ 627,000 | $ 89,000 | $ 73,000 |
| Montgomery County Missouri | 7 | $ 580,000 | $ 82,000 | $ 58,000 |
| Morgan County Missouri | 7 | $ 979,000 | $ 139,000 | $ 100,000 |
| Stone County Missouri | 6 | $ 662,000 | $ 110,000 | $ 230,000 |
| Adair County Missouri | 5 | $ 663,000 | $ 132,000 | $ 68,000 |
| Cape Girardeau County Missouri | 5 | $ 619,000 | $ 123,000 | $ 68,000 |
| Taney County Missouri | 5 | $ 614,000 | $ 122,000 | $ 162,000 |
| Maricopa County Arizona | 4 | $ 783,000 | $ 195,000 | $ 234,000 |
| Clinton County Illinois | 4 | $ 434,000 | $ 108,000 | $ 58,000 |
| Jersey County Illinois | 4 | $ 470,000 | $ 117,000 | $ 42,000 |
| Shawnee County Kansas | 4 | $ 367,000 | $ 91,000 | $ 54,000 |
| Cook County Illinois | 3 | $ 865,000 | $ 288,000 | $ 93,000 |
| Kane County Illinois | 3 | $ 800,000 | $ 266,000 | $ 121,000 |
| Macoupin County Illinois | 3 | $ 389,000 | $ 129,000 | $ 79,000 |
| Will County Illinois | 3 | $ 647,000 | $ 215,000 | $ 166,000 |
| Franklin County Kansas | 3 | $ 548,000 | $ 182,000 | $ 123,000 |
| Linn County Kansas | 3 | $ 237,000 | $ 79,000 | $ 31,000 |
| Sedgwick County Kansas | 3 | $ 363,000 | $ 121,000 | $ 961,000 |
| Bates County Missouri | 3 | $ 260,000 | $ 86,000 | $ 104,000 |
| Crawford County Missouri | 3 | $ 416,000 | $ 138,000 | $ 74,000 |
| Pulaski County Missouri | 3 | $ 358,000 | $ 119,000 | $ 65,000 |
| Putnam County Missouri | 3 | $ 300,000 | $ 100,000 | $ 32,000 |
| Tulsa County Oklahoma | 3 | $ 235,000 | $ 78,000 | $ 68,000 |
| Mobile County Alabama | 2 | $ 376,000 | $ 188,000 | $ 84,000 |
| Jefferson County Colorado | 2 | $ 262,000 | $ 131,000 | $ 91,000 |
| Collier County Florida | 2 | $ 560,000 | $ 280,000 | $ 275,000 |
| Lee County Florida | 2 | $ 683,000 | $ 341,000 | $ 254,000 |
| Pinellas County Florida | 2 | $ 442,000 | $ 221,000 | $ 463,000 |
| Cobb County Georgia | 2 | $ 441,000 | $ 220,000 | $ 276,000 |
| DeKalb County Georgia | 2 | $ 422,000 | $ 211,000 | $ 108,000 |
| Calhoun County Illinois | 2 | $ 231,000 | $ 115,000 | $ 64,000 |
| Riley County Kansas | 2 | $ 200,000 | $ 100,000 | $ 1,080,000 |
| Montgomery County Maryland | 2 | $ 1,270,000 | $ 635,000 | $ 243,000 |
| Benton County Missouri | 2 | $ 140,000 | $ 70,000 | $ 150,000 |
| Miller County Missouri | 2 | $ 206,000 | $ 103,000 | $ 146,000 |
| Perry County Missouri | 2 | $ 174,000 | $ 87,000 | $ 45,000 |
| Pike County Missouri | 2 | $ 216,000 | $ 108,000 | $ 62,000 |
| Ray County Missouri | 2 | $ 226,000 | $ 113,000 | $ 76,000 |
| Clark County Nevada | 2 | $ 388,000 | $ 194,000 | $ 152,000 |
| Shelby County Tennessee | 2 | $ 144,000 | $ 72,000 | $ 59,000 |
| Fairfax County Virginia | 2 | $ 599,000 | $ 299,000 | $ 187,000 |
| Dane County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 107,000 |
| Pima County Arizona | 1 | $ 274,000 | $ 274,000 | $ 230,000 |
| Benton County Arkansas | 1 | $ 144,000 | $ 144,000 | $ 72,000 |
| Faulkner County Arkansas | 1 | $ 84,000 | $ 84,000 | $ 110,000 |
| Denver County Colorado | 1 | $ 974,000 | $ 974,000 | $ 996,000 |
| Eagle County Colorado | 1 | $ 394,000 | $ 394,000 | $ 996,000 |
| El Paso County Colorado | 1 | $ 264,000 | $ 264,000 | $ 169,000 |
| La Plata County Colorado | 1 | $ 108,000 | $ 108,000 | $ 120,000 |
| Summit County Colorado | 1 | $ 490,000 | $ 490,000 | $ 804,000 |
| Fairfield County Connecticut | 1 | $ 404,000 | $ 404,000 | $ 128,000 |
| New Haven County Connecticut | 1 | $ 162,000 | $ 162,000 | $ 42,000 |
| Sussex County Delaware | 1 | $ 334,000 | $ 334,000 | $ 412,000 |
| Hernando County Florida | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Hillsborough County Florida | 1 | $ 200,000 | $ 200,000 | $ 250,000 |
| Orange County Florida | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Sarasota County Florida | 1 | $ 576,000 | $ 576,000 | $ 173,000 |
| Seminole County Florida | 1 | $ 110,000 | $ 110,000 | $ 75,000 |
| Walton County Florida | 1 | $ 134,000 | $ 134,000 | $ 116,000 |
| Fulton County Georgia | 1 | $ 530,000 | $ 530,000 | $ 190,000 |
| Glynn County Georgia | 1 | $ 1,100,000 | $ 1,100,000 | $ 540,000 |
| Paulding County Georgia | 1 | $ 172,000 | $ 172,000 | $ 74,000 |
| Blaine County Idaho | 1 | $ 323,000 | $ 323,000 | $ 370,000 |
| Bond County Illinois | 1 | $ 50,000 | $ 50,000 | $ 164,000 |
| Sangamon County Illinois | 1 | $ 83,000 | $ 83,000 | $ 88,000 |
| Union County Illinois | 1 | $ 68,000 | $ 68,000 | $ 65,000 |
| Washington County Illinois | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Linn County Iowa | 1 | $ 213,000 | $ 213,000 | $ 240,000 |
| Polk County Iowa | 1 | $ 156,000 | $ 156,000 | $ 85,000 |
| Atchison County Kansas | 1 | $ 376,000 | $ 376,000 | $ 106,000 |
| Harford County Maryland | 1 | $ 195,000 | $ 195,000 | $ 259,000 |
| Essex County Massachusetts | 1 | $ 500,000 | $ 500,000 | $ 120,000 |
| Hennepin County Minnesota | 1 | $ 246,000 | $ 246,000 | $ 61,000 |
| St. Louis County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 102,000 |
| Washington County Minnesota | 1 | $ 241,000 | $ 241,000 | $ 77,000 |
| Buchanan County Missouri | 1 | $ 48,000 | $ 48,000 | $ 85,000 |
| Carter County Missouri | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Cole County Missouri | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Daviess County Missouri | 1 | $ 94,000 | $ 94,000 | $ 170,000 |
| Gasconade County Missouri | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| Iron County Missouri | 1 | $ 84,000 | $ 84,000 | $ 28,000 |
| Knox County Missouri | 1 | $ 40,000 | $ 40,000 | $ 71,000 |
| Newton County Missouri | 1 | $ 200,000 | $ 200,000 | $ 360,000 |
| Ozark County Missouri | 1 | $ 60,000 | $ 60,000 | $ 120,000 |
| Phelps County Missouri | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Shelby County Missouri | 1 | $ 76,000 | $ 76,000 | $ 85,000 |
| Vernon County Missouri | 1 | $ 138,000 | $ 138,000 | $ 45,000 |
| Washington County Missouri | 1 | $ 108,000 | $ 108,000 | $ 62,000 |
| Douglas County Nebraska | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Rockingham County New Hampshire | 1 | $ 160,000 | $ 160,000 | $ 400,000 |
| Brunswick County North Carolina | 1 | $ 991,000 | $ 991,000 | $ 880,000 |
| Buncombe County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 271,000 |
| Delaware County Ohio | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Delaware County Oklahoma | 1 | $ 159,000 | $ 159,000 | $ 118,000 |
| Greenville County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 120,000 |
| Denton County Texas | 1 | $ 444,000 | $ 444,000 | $ 250,000 |
Mortgage Loan Application Detail Totals for Pulaski Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 5,437 | $905,752,000 | $268,550 | $1,500,000 | $222,000 | $2,160,000 |
| Home Purchase (one-to-four family) | 4,599 | $662,014,000 | $194,222 | $1,100,000 | $137,555 | $1,800,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 9 | $1,430,000 | $158,000 | $322,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,307 | $1,461,746,000 | $256,653 | $1,500,000 | $194,500 | $2,160,000 |
| Black | 324 | $40,666,000 | $170,000 | $741,000 | $126,500 | $1,932,000 |
| Asian or Pacific Islander | 156 | $29,082,000 | $295,333 | $645,000 | $312,333 | $804,000 |
| Information not provided by applicant in mail or telephone application | 106 | $14,998,000 | $228,500 | $624,000 | $170,750 | $1,800,000 |
| Other | 72 | $11,051,000 | $173,000 | $413,000 | $155,000 | $271,000 |
| Hispanic | 69 | $10,299,000 | $175,500 | $522,000 | $125,750 | $501,000 |
| American Indian or Alaskan Native | 7 | $615,000 | $87,000 | $149,000 | $85,000 | $200,000 |
| Not applicable | 4 | $739,000 | $184,000 | $322,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,936 | $1,440,473,000 | $251,884 | $1,500,000 | $194,653 | $2,160,000 |
| FHA-insured (Federal Housing Administration) | 961 | $106,601,000 | $115,000 | $188,000 | $37,666 | $288,000 |
| VA-guaranteed (Veterans Administration) | 148 | $22,122,000 | $163,250 | $240,000 | $41,000 | $168,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,428 | $1,479,090,000 | $256,875 | $1,500,000 | $187,833 | $2,160,000 |
| Application Withdrawn By Applicant | 382 | $57,278,000 | $223,571 | $960,000 | $191,000 | $1,800,000 |
| Application Approved But Not Accepted | 129 | $18,807,000 | $114,000 | $556,000 | $113,000 | $656,000 |
| Application Denied By Financial Institution | 106 | $14,021,000 | $145,800 | $544,000 | $63,000 | $230,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 36 | $4,602,000 | $141,666 | $534,000 | $49,666 | $198,000 |
| Collateral | 27 | $3,797,000 | $175,250 | $544,000 | $75,500 | $230,000 |
| Credit History | 26 | $3,089,000 | $117,333 | $348,000 | $52,000 | $198,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,416,000 | $167,000 | $354,000 | $114,500 | $169,000 |
| Unverifiable Information | 4 | $291,000 | $72,000 | $93,000 | $42,000 | $58,000 |
| Other | 3 | $671,000 | $186,000 | $500,000 | $95,000 | $176,000 |
| Employment History | 1 | $155,000 | $155,000 | $155,000 | $120,000 | $120,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Pulaski Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Pulaski Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.