Quontic Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017

Quontic Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Quontic Bank
31-05 Broadway
New York, NY 11106
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 701
Total Mortgage Loan Application Amount $300,863,000
Average Mortgage Loan Application Amount $434,500
Highest Mortgage Loan Application Amount $3,811,000
Average Applicant Income $118,000
Highest Applicant Income $3,609,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Quontic Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Quontic Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2017 breaks down Quontic Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Quontic Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Quontic Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Quontic Bank's mortgage activity for 2017.

Mortgage Loan Application Totals for Quontic Bank by Metropolitan Area in 2017

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 361 $ 179,227,000 $ 417,500 $ 119,500
NASSAU COUNTY-SUFFOLK COUNTY, NY 187 $ 72,505,000 $ 387,000 $ 129,000
MIAMI-MIAMI BEACH-KENDALL, FL 62 $ 21,835,000 $ 352,000 $ 155,000
BOSTON, MA 11 $ 3,550,000 $ 322,000 $ 72,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 9 $ 2,303,000 $ 255,000 $ 161,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 8 $ 3,418,000 $ 427,000 $ 128,000
PROVIDENCE-WARWICK, RI-MA 8 $ 2,410,000 $ 301,000 $ 80,000
NEWARK, NJ-PA 7 $ 1,838,000 $ 212,000 $ 83,500
RICHMOND, VA 5 $ 816,000 $ 163,000 $ 56,000
BRIDGEPORT-STAMFORD-NORWALK, CT 4 $ 2,146,000 $ 536,000 $ 130,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 3 $ 966,000 $ 322,000 $ 57,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 2 $ 407,000 $ 203,000 $ 46,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 2 $ 729,000 $ 364,000 $ 123,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 2 $ 672,000 $ 336,000 $ 137,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 2 $ 380,000 $ 190,000 $ 83,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 2 $ 545,000 $ 272,000 $ 102,000
WARREN-TROY-FARMINGTON HILLS, MI 2 $ 421,000 $ 210,000 $ 120,000
ALBANY-SCHENECTADY-TROY, NY 1 $ 237,000 $ 237,000 $ 126,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 1 $ 132,000 $ 132,000 $ 191,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 192,000 $ 192,000 $ 71,000
CAMDEN, NJ 1 $ 241,000 $ 241,000 $ 32,000
CAPE CORAL-FORT MYERS, FL 1 $ 218,000 $ 218,000 $ 95,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 1 $ 245,000 $ 245,000 $ 146,000
CHARLOTTESVILLE, VA 1 $ 168,000 $ 168,000 $ 30,000
FORT WORTH-ARLINGTON, TX 1 $ 232,000 $ 232,000 $ 93,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 1 $ 371,000 $ 371,000 $ 595,000
JACKSONVILLE, FL 1 $ 147,000 $ 147,000 $ 51,000
KINGSTON, NY 1 $ 1,154,000 $ 1,154,000 $ 704,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 1 $ 137,000 $ 137,000 $ 26,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 400,000 $ 400,000 $ 185,000
NEW HAVEN-MILFORD, CT 1 $ 650,000 $ 650,000 $ 0
OCALA, FL 1 $ 335,000 $ 335,000 $ 105,000
ORLANDO-KISSIMMEE-SANFORD, FL 1 $ 143,000 $ 143,000 $ 64,000
PHILADELPHIA, PA 1 $ 208,000 $ 208,000 $ 46,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 1 $ 204,000 $ 204,000 $ 44,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1 $ 506,000 $ 506,000 $ 161,000

Mortgage Loan Application Detail Totals for Quontic Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 603 $257,493,000 $427,000 $3,811,000 $129,000 $3,609,000
Refinancing 98 $43,370,000 $442,000 $1,450,000 $107,000 $366,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 233 $109,565,000 $470,000 $2,395,000 $109,000 $931,000
White 206 $87,108,000 $422,000 $3,811,000 $171,000 $3,609,000
Hispanic 141 $51,393,000 $364,000 $2,376,000 $134,000 $1,199,000
Black or African American 91 $35,996,000 $395,000 $1,450,000 $94,000 $252,000
Not applicable 29 $16,613,000 $572,000 $3,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 1 $188,000 $188,000 $188,000 $105,000 $105,000
Not Provided 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 539 $236,654,000 $439,000 $3,811,000 $134,000 $3,609,000
FHA-insured (Federal Housing Administration) 157 $62,536,000 $398,000 $786,000 $98,000 $289,000
VA-guaranteed (Veterans Administration) 5 $1,673,000 $334,000 $575,000 $86,000 $119,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 576 $240,940,000 $418,000 $2,395,000 $123,000 $1,262,000
Application Denied By Financial Institution 46 $19,682,000 $427,000 $1,400,000 $112,000 $946,000
File Closed For Incompleteness 42 $18,236,000 $434,000 $956,000 $108,000 $329,000
Application Withdrawn By Applicant 20 $13,603,000 $680,000 $3,811,000 $331,000 $3,609,000
Application Approved But Not Accepted 17 $8,402,000 $494,000 $3,000,000 $59,000 $141,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 18 $7,315,000 $406,000 $850,000 $69,000 $153,000
Credit History 11 $4,859,000 $441,000 $1,400,000 $198,000 $946,000
Collateral 8 $3,500,000 $437,000 $751,000 $88,000 $141,000
Unverifiable Information 4 $2,003,000 $500,000 $845,000 $182,000 $384,000
Employment History 3 $1,059,000 $353,000 $449,000 $65,000 $91,000
Insufficient Cash (Downpayment, Closing Cost) 2 $946,000 $473,000 $518,000 $40,000 $43,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Quontic Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Quontic Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

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